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to millions of Indians.

Making Mutual Fund Investments
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We are taking an ‘investor-first’ approach.
We are focused on bringing a fully digital investing experience for you. We provide maximum benefits to you as we offer only direct plans in mutual fund schemes which come with no hidden commissions.
Paytm Money Limited is a SEBI registered Stock Broker and Depository Participant that offers services related to Equity & Derivatives trading, Depository services, investment in IPOs. Our simplified user experience allows you to start your investment journey with zero paperwork, seamless digital KYC, automated payments, updated portfolio and powerful insights to make well informed investment decisions. Paytm Money is also registered with PFRDA as Point Of Presence, offering investment in Nation Pension System (NPS).
We are with you every step of your investment journey.
Board of Directors
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Madhur Deora
Chairman and Non-Executive Director
Madhur Deora is the President at Paytm leading Consumer Internet, Financial Services & Investments.

He has a Bachelors in Economics from University of Pennsylvania. Madhur comes with over 18 years of experience as an Investment Banker with Citibank, with significant experience in investments, finance and banking.
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Varun Sridhar
Whole-time Director & CEO
Mr. Varun Sridhar has over 19 years of professional experience, primarily in Retail Banking, Consumer Finance, Insurance, Mutual Funds and Technology Services. Prior to PaytmMoney, he served as CEO of OPPO India Financial Services where he was incharge of conceptualising an innovative , sustainable and large scale business involving consumer finance, UPI payments, insurance, mutual funds and technology services. He has earlier worked with the following organizations - Sharekhan Limited, BNP Paribas, Value Partners Management Consulting, Deutsche Bank AG, Citibank N.A. and ConvergeLabs Software Technologies Pvt. Ltd., where he served related roles.

He holds a Degree of Masters in Business Administration from SDA Bocconi School of Management, Milan, Italy and also a Bachelor’s Degree in Commerce, Hons. from Shaheed Bhagat Singh College, University of Delhi.
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Cyrus Khambata
Whole Time Director
Cyrus Khambata is a Director at Paytm Money.

He comes with rich industry experience in capital markets and Banking, spanning over 40 years. He has held several leadership positions at BOI Share Holding, the Clearing House of BSE and at Central Depository Services (India) Ltd (CDSL) including Executive Director and Managing Director of CDSL Ventures Ltd (CVL). He completed his tenure as the Group Advisor to CDSL and its subsidiaries. He holds an M Com., LLB & a Diploma in Finance from Mumbai University along with professional qualifications from Institute of Company Secretaries & Institute of Bankers.
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Bhavesh Gupta
Non-Executive Director
Mr. Bhavesh Gupta is a Non-executive Director of Paytm Money Ltd. Mr. Gupta has been associated with One 97 Communications Limited (Paytm) since August 4, 2020 and is currently serving as a President and Chief Operating Officer of Paytm. He was previously associated with Clix Capital Services Private Limited, ICICI Bank Limited and IDFC Bank Limited. He has been a career banker with more than 26 years in retail banking. He has built businesses from the ground up and was a founding member of IDFC Bank and Clix Capital.
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Srinivas Yanamandra
Non – Executive Director
Dr. Srinivas Yanamandra is Group Head – Regulatory Affairs & Policy at One97 Communications Limited (Paytm). Prior to this, he was heading the Compliance function at the New Development Bank (NDB - established by BRICS - Brazil, Russia, India, China, and South Africa, and head-quartered in Shanghai). In his early career, he worked as a compliance professional - both at ICICI Bank and IDFC First Bank in Mumbai.

Over a span of 22 years of professional experience, Srinivas’s expertise covered various aspects of banking regulation such as governance, risk management, fintech payments and settlement, digital lending, cyber security, international economic sanctions, integrity & anti-corruption, and financial crime compliance. In addition, he has collaborated with various central banks and Financial Intelligence Units (FIUs) in BRICS countries, and participated / contributed as subject matter expert at various international forums such as - IMF / World Bank Meetings, OECD knowledge partnership, Interpol conferences, FATF workshops (including participation at the private sector consultation forum of FATF at UNODC headquarters).

On the professional front, Srinivas is a qualified accountant (Chartered Accountant and Cost & Management Accountant with national ranks in all academic examinations), a Fellow of International Compliance Association (UK), and a Certified Anti Money Laundering Specialist (USA). He holds a doctorate degree (2013) from the University of Manchester, UK with research interests in monetary policy, financial instability, regulatory reforms, and bank governance.
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Garima Agrawal
Non-Executive Director
She comes with over 9 years of corporate experience and has served leadership positions in Paytm including leading P&L for the largest segment of Paytm - Offline Merchants Business. Prior to this, she has led Customer Service across Paytm for over 2 years. Her contribution brought significant improvement in functioning of customer service and improved manpower efficiency, thereby fetching an award from Cogent E services for having built "Best CS Process" of 2019.

She is an Indian School of Business (ISB) Hyderabad alumnus, and holds PGP majors in Finance and Marketing. She is also the lead author on a book titled "Customer Experience for Beginners". Previously, Garima contributed to numerous organizations, including MakeMyTrip, Amazon, and Altran.