{"id":4158,"date":"2023-04-28T14:21:07","date_gmt":"2023-04-28T14:21:07","guid":{"rendered":"https:\/\/www.paytmmoney.com\/blog\/?p=4158"},"modified":"2023-05-05T05:58:32","modified_gmt":"2023-05-05T05:58:32","slug":"decoding-broker-settlement-cycle-now-or-later","status":"publish","type":"post","link":"https:\/\/www.paytmmoney.com\/blog\/decoding-broker-settlement-cycle-now-or-later\/","title":{"rendered":"Decoding the Broker Settlement Cycle – Now or Later!"},"content":{"rendered":"
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\u201cYour funds have been added to your trading account.\u201d<\/span><\/i><\/p>\n<\/blockquote>\n

The simple joys in life, be it a hot drink on a cold morning, the smell when it rains, or the successful addition of funds to your trading account, bring a smile to your face every time.<\/span><\/p>\n

But after adding funds, have you ever wondered why you are often not allowed to withdraw funds at the same time? This is due to the broker’s settlement cycle.<\/span><\/p>\n

1. Types of Settlement Process<\/b><\/h2>\n

When you add funds to your trading account, the funds get debited immediately from your bank account, but they do not reach the broker immediately. Each broker has a payment gateway\/ partner, and there are 2 settlement cycles, at which payment gateways\/ partners settle the money added by you with the brokers:<\/span><\/i><\/b><\/p>\n

\"\"<\/p>\n

2. Want to check your T+1 settlement amount in Paytm Money?<\/b><\/h2>\n

You can check the total amount in your trading account in the account section under \u2018Available for investing\u2019. This will include the real time & T+1 settlement amount.<\/span><\/p>\n

\"add<\/p>\n

But, if you go to the withdrawal page, you will see the unsettled amount & the amount available for withdrawal. The unsettled amount consists of your T+1 settlement amount in addition to other such amounts.<\/span><\/p>\n

\"add<\/p>\n

3. Looking for a quick settlement process?<\/b><\/h2>\n

At Paytm Money, you will typically see real time settlement in the case of UPI, next to real time in case of NEFT\/ IMPS\/ RTGS (using bank transfers), but T+1 with Net Banking. However, we also support some banks for real time settlement incase of net-banking. Here\u2019s the list of these banks:<\/span><\/p>\n