{"id":4185,"date":"2023-05-05T06:42:00","date_gmt":"2023-05-05T06:42:00","guid":{"rendered":"https:\/\/www.paytmmoney.com\/blog\/?p=4185"},"modified":"2023-05-07T10:46:45","modified_gmt":"2023-05-07T10:46:45","slug":"small-but-regular-savings-setup-equity-sip-few-clicks","status":"publish","type":"post","link":"https:\/\/www.paytmmoney.com\/blog\/small-but-regular-savings-setup-equity-sip-few-clicks\/","title":{"rendered":"Looking for small but regular savings? Just setup equity SIP with a few clicks!"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">We understand that investing in equities sounds extremely confusing and daunting &#8211; from constantly monitoring markets to selecting the right equity while also maintaining your risk appetite &#8211; it&#8217;s undoubtedly a time-consuming and labour-intensive process.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This is where Equity SIP can help investors save time and effort, as you can maximize your returns in an uncertain market by adhering to the structured investment approach provided by these SIPs.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Before we go any further, let&#8217;s go over the fundamentals of the Equity SIP, also known as the Stock\/ETF SIP.<\/span><\/p>\n<h2><b>1. Introduction &#8211; Equity SIPs<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Similar to mutual fund SIPs, regularly investing your funds through equity SIPs provides you with the opportunity to invest in shares and ETFs. Instead of investing a lump sum amount, equity SIPs let investors invest regularly, and spread their investments over a period of time.<\/span><\/p>\n<h2><strong>2. Benefits of \u00a0Equity SIPs<\/strong><\/h2>\n<p><span style=\"font-weight: 400;\">Every investor wishes to invest in a particular stock when its price is at the lowest in the market &#8211; yes, we all want to time the market.\u00a0 Nevertheless, even if you have the necessary skills, this can be difficult because it necessitates constant market monitoring, which is, to put it bluntly, very tiresome; and, what if the stock price drops even further?<\/span><\/p>\n<p><span style=\"font-weight: 400;\">You end up buying the stock at a higher price, thereby losing on the profits you could have made.<\/span><\/p>\n<h3><strong>Here are some of the reasons why you should start investing in Equity SIP:<\/strong><\/h3>\n<ul>\n<li><strong>Affordable with less burden on your pocket<\/strong><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Equity SIPs let investors invest a small amount of money spread over a period of time, and meet their financial goals within the stipulated time.<\/span><\/p>\n<ul>\n<li><strong>Creates habit of investment<\/strong><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Equity SIPs involve making regular scheduled investments at intervals such as weekly, or monthly, according to your preference. By adhering to a predetermined investment schedule, you can maintain discipline in your investing habits and better plan your finances.<\/span><\/p>\n<ul>\n<li><strong>Cushioned from market risks<\/strong><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Since investors invest over a period of time in small quantities, you are saved from the sudden spikes of the market, by staying invested.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The concept of <\/span><b>\u201cRupee Cost Averaging\u201d<\/b><span style=\"font-weight: 400;\"> works in your favor here; where your disciplined investing approach allows you to buy more quantities of stock with the same SIP amount at lower prices, thus benefitting in the long term.<\/span><\/p>\n<ul>\n<li><strong>Hassle free investment<\/strong><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Investors do not have to fret anymore to keep doing their own market research or stock\u2019s due diligence. Since it promotes disciplined investing, investors do not need to monitor markets in a daily basis.<\/span><\/p>\n<h2><b>3. How to start an Equity SIP on Paytm Money?<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Our investment &amp; trading ideas enable you to start your first Equity SIP.<\/span><\/p>\n<p><strong>Here are the step-by-step instructions for you to follow to quickly start your Equity SIP:<\/strong><\/p>\n<p><span style=\"font-weight: 400;\">1. Scroll to investment and trading ideas on the main screen of Paytm Money. You\u2019ll find an icon of Equity SIP.<\/span><\/p>\n<p><span style=\"font-weight: 400;\"><img decoding=\"async\" class=\"aligncenter size-large wp-image-4186\" src=\"https:\/\/paytmmoney.wpengine.com\/wp-content\/uploads\/2023\/05\/05-1-1024x576.png\" alt=\"trade ideas on paytm money\" width=\"1024\" height=\"576\" srcset=\"https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/05\/05-1-1024x576.png 1024w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/05\/05-1-300x169.png 300w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/05\/05-1-768x432.png 768w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/05\/05-1-1536x864.png 1536w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/05\/05-1.png 1920w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/span><\/p>\n<p><span style=\"font-weight: 400;\">2. Click on the Equity SIP icon. It will lead you to the dashboard consisting of stocks under Nifty50 and Large Cap ETFs.<\/span><\/p>\n<figure id=\"attachment_4187\" aria-describedby=\"caption-attachment-4187\" style=\"width: 753px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"wp-image-4187 size-large\" src=\"https:\/\/paytmmoney.wpengine.com\/wp-content\/uploads\/2023\/05\/8-753x1024.png\" alt=\"start sips in stocks &amp; etfs paytm money\" width=\"753\" height=\"1024\" srcset=\"https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/05\/8-753x1024.png 753w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/05\/8-221x300.png 221w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/05\/8-768x1044.png 768w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/05\/8.png 800w\" sizes=\"(max-width: 753px) 100vw, 753px\" \/><figcaption id=\"caption-attachment-4187\" class=\"wp-caption-text\">The securities \/funds are quoted as an example and not as a recommendation<\/figcaption><\/figure>\n<p><span style=\"font-weight: 400;\">3. You can scroll through the list of stocks to find the one or more you want to invest in.<\/span><br \/>\n<span style=\"font-weight: 400;\">4. All stocks shown on the list comes with the following information:<\/span><\/p>\n<ol>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Current Stock Price<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Changes in the Stock Price<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Industry\/Category of Stock<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Information regarding the returns over a period of 1 year, 3 years and 5 years<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">This information enables investors to make the correct decision about investing in the right stock as per their risk appetite.<\/span><\/p>\n<figure id=\"attachment_4188\" aria-describedby=\"caption-attachment-4188\" style=\"width: 1024px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"wp-image-4188 size-large\" src=\"https:\/\/paytmmoney.wpengine.com\/wp-content\/uploads\/2023\/05\/06-1-1024x576.png\" alt=\"search your favorite stocks on paytm money\" width=\"1024\" height=\"576\" srcset=\"https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/05\/06-1-1024x576.png 1024w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/05\/06-1-300x169.png 300w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/05\/06-1-768x432.png 768w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/05\/06-1-1536x864.png 1536w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/05\/06-1.png 1920w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption id=\"caption-attachment-4188\" class=\"wp-caption-text\">The securities \/funds are quoted as an example and not as a recommendation<\/figcaption><\/figure>\n<p><span style=\"font-weight: 400;\">5. After selecting the stock of your choice, click on the \u201cStart SIP\u201d button.<\/span><\/p>\n<figure id=\"attachment_4189\" aria-describedby=\"caption-attachment-4189\" style=\"width: 1024px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"wp-image-4189 size-large\" src=\"https:\/\/paytmmoney.wpengine.com\/wp-content\/uploads\/2023\/05\/07-1-1024x576.png\" alt=\"start sip on paytm money\" width=\"1024\" height=\"576\" srcset=\"https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/05\/07-1-1024x576.png 1024w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/05\/07-1-300x169.png 300w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/05\/07-1-768x432.png 768w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/05\/07-1-1536x864.png 1536w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/05\/07-1.png 1920w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption id=\"caption-attachment-4189\" class=\"wp-caption-text\">The securities \/funds are quoted as an example and not as a recommendation<\/figcaption><\/figure>\n<p><span style=\"font-weight: 400;\">6. You can now take the following actions for your SIP:<\/span><\/p>\n<figure id=\"attachment_4190\" aria-describedby=\"caption-attachment-4190\" style=\"width: 753px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"wp-image-4190 size-large\" src=\"https:\/\/paytmmoney.wpengine.com\/wp-content\/uploads\/2023\/05\/04-1-753x1024.png\" alt=\"place sip order paytm money\" width=\"753\" height=\"1024\" srcset=\"https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/05\/04-1-753x1024.png 753w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/05\/04-1-221x300.png 221w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/05\/04-1-768x1044.png 768w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/05\/04-1.png 800w\" sizes=\"(max-width: 753px) 100vw, 753px\" \/><figcaption id=\"caption-attachment-4190\" class=\"wp-caption-text\">The securities \/funds are quoted as an example and not as a recommendation<\/figcaption><\/figure>\n<ol>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">You can choose between investing monthly or weekly, as per your investment frequency.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">You can choose to buy a fixed number of shares or invest a fixed amount on the SIP date by selecting either of the options here at your convenience.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Next, you can choose the day of investment every month. In case you opt for weekly investment, you\u2019ll be nudged to choose the day of the week.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">After mentioning all the details, you can start your SIP with a click of a button.<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">7. Fear not if you forget to start your SIP; Paytm Money ensures that you are disciplined with your equity SIP.<\/span><\/p>\n<figure id=\"attachment_4191\" aria-describedby=\"caption-attachment-4191\" style=\"width: 753px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"wp-image-4191 size-large\" src=\"https:\/\/paytmmoney.wpengine.com\/wp-content\/uploads\/2023\/05\/01-1-753x1024.png\" alt=\"start sip auto debit paytm money\" width=\"753\" height=\"1024\" srcset=\"https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/05\/01-1-753x1024.png 753w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/05\/01-1-221x300.png 221w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/05\/01-1-768x1044.png 768w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/05\/01-1.png 800w\" sizes=\"(max-width: 753px) 100vw, 753px\" \/><figcaption id=\"caption-attachment-4191\" class=\"wp-caption-text\">The securities \/funds are quoted as an example and not as a recommendation<\/figcaption><\/figure>\n<ol>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">We notify you on the date of SIP that you have chosen.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">We nudge you to make sure that the required funds are already available before the SIP day.<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<p><a href=\"https:\/\/www.paytmmoney.com\/blog\/stocks-etfs-sip\/\"><span style=\"font-weight: 400;\">You can read more here about SIPs<\/span><\/a><\/p>\n<h2><b>4. Make entire investment process automatic &#8211; Setup AutoPay Mandate<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">We understand that it\u2019s hard to keep a check on your payments and investments especially when they are recurring in nature. Worry not, we recommend you to set up autopay mandates with just a click of a button.<\/span><\/p>\n<p><img decoding=\"async\" class=\"aligncenter size-large wp-image-4192\" src=\"https:\/\/paytmmoney.wpengine.com\/wp-content\/uploads\/2023\/05\/03-1-753x1024.png\" alt=\"how to setup auto pay paytm money\" width=\"753\" height=\"1024\" srcset=\"https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/05\/03-1-753x1024.png 753w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/05\/03-1-221x300.png 221w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/05\/03-1-768x1044.png 768w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/05\/03-1.png 800w\" sizes=\"(max-width: 753px) 100vw, 753px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">If you have a UPI ID already created, you can enter the same, and we\u2019ll ensure your equity SIP payments are never missed.<\/span><\/p>\n<h2><strong>5. Before you start your Equity SIP, please go through these FAQs<\/strong><\/h2>\n<ul>\n<li><strong>What\u2019s the difference between amount based and quantity based Equity SIP?<\/strong><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Amount based Equity SIP is a type of SIP where a fixed amount (or a similar amount) is invested in your chosen stock at regular intervals. When selecting an amount-based SIP, you must specify the amount to be invested in the stock at the desired frequency.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Whereas, in Quantity based Equity SIP, a fixed quantity of shares of your desired stock is purchased at each frequency.<\/span><\/p>\n<ul>\n<li><strong>Can I modify my Equity SIP?<\/strong><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Just like Mutual fund SIP, you can modify\/edit your Equity SIP by modifying the specific instructions like frequency (monthly or weekly), amount or quantity of stocks.<\/span><\/p>\n<h3><b>Conclusion:<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">As every serious investor keeps suggesting \u201cthere\u2019s no right time to invest in the right stock &#8211; it\u2019s always today\u201d.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">With Paytm Money Equity SIP, investors can stay in the game of the equity market without the hassle of researching the market, while also protecting themselves from the risk of market ups and downs and achieving their long-term financial goals.<\/span><\/p>\n<p><span style=\"font-weight: 400;\"><strong>Disclaimer:<\/strong> Investments in the securities market are subject to market risks, read all the related documents carefully before investing. This content is purely for information purpose only and in no way to be considered as an advice or recommendation. The securities \/funds are quoted as an example and not as a recommendation. Brokerage will not exceed the SEBI prescribed limit. Paytm Money Ltd SEBI Reg No. Broking \u2013 INZ000240532. NSE (90165), BSE(6707) Regd Office: 136, 1st Floor, Devika Tower, Nehru Place, Delhi \u2013 110019. For complete Terms &amp; Conditions and Disclaimers visit: <\/span><a href=\"https:\/\/www.paytmmoney.com\/stocks\/policies\/terms\"><span style=\"font-weight: 400;\">https:\/\/www.paytmmoney.com\/stocks\/policies\/terms<\/span><\/a><\/p>\n<p><span style=\"font-weight: 400;\">A Blog By <\/span><a href=\"https:\/\/www.linkedin.com\/in\/ananyanandan\/\"><span style=\"font-weight: 400;\">Ananya Nandan | Product Manager | Paytm Money<\/span><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>We understand that investing in equities sounds extremely confusing and daunting &#8211; from constantly monitoring markets to selecting the right equity while also maintaining your risk appetite &#8211; it&#8217;s undoubtedly a time-consuming and labour-intensive process. This is where Equity SIP can help investors save time and effort, as you can maximize your returns in an<a href=\"https:\/\/www.paytmmoney.com\/blog\/small-but-regular-savings-setup-equity-sip-few-clicks\/\">Continue reading <span class=\"sr-only\">&#8220;Looking for small but regular savings? Just setup equity SIP with a few clicks!&#8221;<\/span><\/a><\/p>\n","protected":false},"author":24,"featured_media":4193,"comment_status":"open","ping_status":"open","sticky":false,"template":"single-classic-ns.php","format":"standard","meta":{"footnotes":""},"categories":[6,14,24],"tags":[],"class_list":["post-4185","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-personal-finance","category-product-updates","category-stocks"],"_links":{"self":[{"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/posts\/4185","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/users\/24"}],"replies":[{"embeddable":true,"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/comments?post=4185"}],"version-history":[{"count":0,"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/posts\/4185\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/media\/4193"}],"wp:attachment":[{"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/media?parent=4185"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/categories?post=4185"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/tags?post=4185"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}