{"id":4320,"date":"2023-05-25T13:45:56","date_gmt":"2023-05-25T13:45:56","guid":{"rendered":"https:\/\/www.paytmmoney.com\/blog\/?p=4320"},"modified":"2023-05-25T13:45:56","modified_gmt":"2023-05-25T13:45:56","slug":"famous-five-top-5-funds-and-stocks-they-own","status":"publish","type":"post","link":"https:\/\/www.paytmmoney.com\/blog\/famous-five-top-5-funds-and-stocks-they-own\/","title":{"rendered":"The Famous Five: Top 5 Funds and The Stocks They Own"},"content":{"rendered":"<h2><strong>Introduction\u00a0<\/strong><\/h2>\n<p><span style=\"font-weight: 400;\">Maximizing your returns is always a good thing. Which is why investing in mutual funds is not enough &#8211; but you have to pick the right funds to invest in.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Funds that invest in large-cap companies usually have the potential for stable growth than the market benchmarks. These companies tend to be less volatile than small and mid-cap companies and can offer investors a more stable investment option.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Secondly, large-cap funds tend to be less risky than small and mid-cap funds, as they have a higher level of liquidity and are less susceptible to market fluctuations. This makes them a good option for investors who are looking for a long-term investment with a low level of risk.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Large-cap funds can also offer exposure to a wide range of sectors and industries, as they typically hold a diversified portfolio of large-cap stocks. This can help to reduce the impact of market fluctuations on the fund&#8217;s overall performance.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Large-cap funds tend to offer a relatively high level of liquidity, as mentioned earlier, as large-cap stocks are generally more widely traded than small and mid-cap stocks. This means that investors can easily buy and sell their holdings in the fund, which can be important for those who may need to access their funds quickly.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Overall, investing in large-cap funds in the Indian stock market can offer investors a range of benefits, including stability, lower risk, diversification, and liquidity. However, as with any investment, it is important to do your own research and consult with a financial advisor before making any investment decisions.<\/span><\/p>\n<p><span style=\"font-weight: 400;\"><strong> High five <\/strong><span style=\"font-weight: 400;\">(Source: ET Money)<\/span><\/span><\/p>\n<p><span style=\"font-weight: 400;\">Here are the best large-cap funds in the Indian market, based on their historical performance and other factors:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\"><b> Mirae Asset Large Cap Fund: <\/b><span style=\"font-weight: 400;\">This fund has consistently delivered high returns over the years and has a strong track record of beating its benchmark. It has a well-diversified portfolio with a mix of large-cap stocks across various sectors. The major holdings include:<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<\/ol>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Reliance Industries<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">ICICI Bank<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">HDFC Bank<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Infosys<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Axis Bank<\/span><\/li>\n<\/ul>\n<ol start=\"2\">\n<li style=\"font-weight: 400;\"><b> ICICI Prudential Bluechip Fund: <\/b><span style=\"font-weight: 400;\">This fund has a large and well-diversified portfolio of blue-chip stocks. It has a consistent track record of generating stable returns and is a popular choice among investors.The major holdings include:<\/span><b><\/b><\/li>\n<\/ol>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">HDFC Bank<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">ICICI Bank<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Infosys<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Reliance Industries<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Axis Bank<\/span><\/li>\n<\/ul>\n<ol start=\"3\">\n<li style=\"font-weight: 400;\"><b> SBI Bluechip Fund: <\/b><span style=\"font-weight: 400;\">This fund invests in high-quality large-cap stocks with a focus on long-term growth. It has a well-diversified portfolio of stocks across various sectors and has consistently outperformed its benchmark. The major holdings include:<\/span><\/li>\n<\/ol>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Reliance Industries<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">ICICI Bank<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">HDFC Bank<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Infosys<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Axis Bank<\/span><\/li>\n<\/ul>\n<ol start=\"4\">\n<li style=\"font-weight: 400;\"><b> HDFC Top 100 Fund: <\/b><span style=\"font-weight: 400;\">This fund has a large and well-diversified portfolio of large-cap stocks with a focus on quality and growth. It has a consistent track record of delivering strong returns over the long term. The major holdings include:<\/span><\/li>\n<\/ol>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">HDFC Bank Ltd.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Reliance Industries Ltd.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Infosys Ltd.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">ICICI Bank Ltd.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Kotak Mahindra Bank Ltd.<\/span><\/li>\n<\/ul>\n<ol start=\"5\">\n<li style=\"font-weight: 400;\"><b> Axis Bluechip Fund: <\/b><span style=\"font-weight: 400;\">This fund invests in a mix of large-cap stocks with a focus on quality and growth. It has a well-diversified portfolio across various sectors and has a consistent track record of delivering strong returns over the long term. The major holdings include:<\/span><\/li>\n<\/ol>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">HDFC Bank<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Reliance Industries<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">ICICI Bank<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Kotak Mahindra Bank<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Tata Consultancy Services<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Below is a table comparing the performance of all these funds over a 5-year period:<\/span><img decoding=\"async\" class=\"aligncenter size-large wp-image-4321\" src=\"https:\/\/paytmmoney.wpengine.com\/wp-content\/uploads\/2023\/05\/Table-1-1-1024x819.jpg\" alt=\"\" width=\"1024\" height=\"819\" srcset=\"https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/05\/Table-1-1-1024x819.jpg 1024w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/05\/Table-1-1-300x240.jpg 300w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/05\/Table-1-1-768x615.jpg 768w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/05\/Table-1-1-1536x1229.jpg 1536w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/05\/Table-1-1-2048x1639.jpg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><span style=\"font-weight: 400;\">Talking about similarities, all these mutual funds invest in large-cap companies with a market capitalization above a certain threshold, typically the top 100 or 200 companies in the country.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">These mutual funds aim to generate long-term capital appreciation by investing in well-established and financially stable large-cap companies with a proven track record. They have a diversified portfolio of stocks across various sectors such as finance, technology, healthcare, and consumer goods.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Additionally, they have a minimum investment requirement that is affordable for most investors, making it easier for individuals to participate in the Indian equity market. In summary, these mutual funds have similar investment objectives, investment strategies, and track records of consistent returns. These similarities make it easier for investors to compare and choose the fund that best fits their investment goals and risk profile.<\/span><\/p>\n<h2><b>Major portfolio characteristics<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Beta, Tracking Error and Active Share are some of the most important portfolio characteristics used by investors and portfolio managers to assess the performance and risk of a mutual fund or portfolio.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Investors should consider these metrics in conjunction with other factors, such as fees, diversification, and investment objectives, when making investment decisions. Let\u2019s compare our top 5 mutual fund picks on the basis of these characteristics:\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><b>Beta: <\/b><span style=\"font-weight: 400;\">Beta is a measure of the volatility, or systematic risk, of a mutual fund or portfolio compared to the overall market. It measures the degree to which a mutual fund&#8217;s returns move in relation to the returns of the market. This means, if Beta = 1, the fund\u2019s returns are exactly the same as the market,<\/span><\/li>\n<\/ul>\n<p style=\"padding-left: 40px;\"><span style=\"font-weight: 400;\">Beta &gt; 1, the fund is more volatile than the market.\u00a0<\/span><\/p>\n<p style=\"padding-left: 40px;\"><span style=\"font-weight: 400;\">Beta &lt; 1, the fund is less volatile than the market.<\/span><\/p>\n<p style=\"padding-left: 40px;\"><img decoding=\"async\" class=\"size-large wp-image-4322 aligncenter\" src=\"https:\/\/paytmmoney.wpengine.com\/wp-content\/uploads\/2023\/05\/Table-2-1-1024x570.jpg\" alt=\"\" width=\"1024\" height=\"570\" srcset=\"https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/05\/Table-2-1-1024x570.jpg 1024w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/05\/Table-2-1-300x167.jpg 300w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/05\/Table-2-1-768x428.jpg 768w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/05\/Table-2-1-1536x855.jpg 1536w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/05\/Table-2-1-2048x1140.jpg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Based on these values, we can see that HDFC Equity Fund, Mirae Asset Large Cap Fund, and ICICI Prudential Bluechip Fund have beta values slightly above 1, indicating that these funds are slightly more volatile than the overall market. On the other hand, SBI Bluechip Fund and Axis Bluechip Fund have beta values slightly below 1, indicating that these funds are slightly less volatile than the overall market.<\/span><\/p>\n<ul>\n<li><b>Tracking Error: <\/b><span style=\"font-weight: 400;\">Tracking Error is a measure of the deviation of a mutual fund&#8217;s returns from its benchmark index. It measures the degree to which a mutual fund&#8217;s performance tracks the performance of its benchmark. A higher tracking error means that the mutual fund&#8217;s returns are more likely to deviate from its benchmark index, while a lower tracking error means that the mutual fund&#8217;s returns are more likely to track its benchmark index.<\/span><\/li>\n<\/ul>\n<p><img decoding=\"async\" class=\"aligncenter size-large wp-image-4323\" src=\"https:\/\/paytmmoney.wpengine.com\/wp-content\/uploads\/2023\/05\/Table-3-1-1024x570.jpg\" alt=\"\" width=\"1024\" height=\"570\" srcset=\"https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/05\/Table-3-1-1024x570.jpg 1024w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/05\/Table-3-1-300x167.jpg 300w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/05\/Table-3-1-768x428.jpg 768w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/05\/Table-3-1-1536x855.jpg 1536w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/05\/Table-3-1-2048x1140.jpg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">From the table, it is clear that the Mirae Asset Large Cap Fund has the lowest tracking error of 1.22%, indicating that its returns are more closely aligned with its benchmark index than the other mutual funds. The HDFC Equity Fund has the highest tracking error of 4.67%, which suggests that its returns may deviate significantly from its benchmark index. The tracking errors for the SBI Bluechip Fund, Axis Bluechip Fund, and ICICI Prudential Bluechip Fund fall in the middle range.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><b>Active share: <\/b><span style=\"font-weight: 400;\">Active share is a measure of the degree to which a mutual fund&#8217;s holdings differ from its benchmark index. It measures the percentage of the mutual fund&#8217;s portfolio that is different from its benchmark index. An active share of 0% means that the mutual fund&#8217;s portfolio is identical to its benchmark index, while an active share of 100% means that the mutual fund&#8217;s portfolio is completely different from its benchmark index.<\/span><\/li>\n<\/ul>\n<p><img decoding=\"async\" class=\"aligncenter size-large wp-image-4324\" src=\"https:\/\/paytmmoney.wpengine.com\/wp-content\/uploads\/2023\/05\/Table-4-1024x570.jpg\" alt=\"\" width=\"1024\" height=\"570\" srcset=\"https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/05\/Table-4-1024x570.jpg 1024w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/05\/Table-4-300x167.jpg 300w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/05\/Table-4-768x428.jpg 768w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/05\/Table-4-1536x855.jpg 1536w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/05\/Table-4-2048x1140.jpg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">We can see here that The ICICI Prudential Bluechip Fund has the highest active share, indicating a larger deviation from its benchmark index. The SBI Bluechip Fund and Mirae Asset Large Cap Fund also have high active shares, indicating that their portfolio holdings are significantly different from their benchmark indices. On the other hand, the HDFC Equity Fund and Axis Bluechip Fund have a comparatively lower active share than the other mutual funds. This means that their portfolio holdings are relatively closer to their benchmark indices.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><b>% Mid-cap Exposure &#8211; <\/b><span style=\"font-weight: 400;\">Mid-cap exposure in large-cap funds is usually limited. However, some large-cap funds may have a small allocation to mid-cap stocks for diversification or alpha generation purposes. The mid-cap exposure percentage is subject to change based on the fund manager&#8217;s investment strategy and market conditions. As of March 2023, the mid-cap exposure in the top 5 large-cap mutual funds in India is as follows:<\/span><\/li>\n<\/ul>\n<p><img decoding=\"async\" class=\"aligncenter size-large wp-image-4325\" src=\"https:\/\/paytmmoney.wpengine.com\/wp-content\/uploads\/2023\/05\/Table-5-1024x570.jpg\" alt=\"\" width=\"1024\" height=\"570\" srcset=\"https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/05\/Table-5-1024x570.jpg 1024w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/05\/Table-5-300x167.jpg 300w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/05\/Table-5-768x428.jpg 768w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/05\/Table-5-1536x855.jpg 1536w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/05\/Table-5-2048x1140.jpg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">As we can see from the table, HDFC Equity Fund has the highest midcap exposure, at 15.29%. And the Axis Bluechip Fund has the lowest midcap exposure, at 1.49%. This suggests that the fund has a predominantly large-cap portfolio with minimal allocation to midcap stocks. SBI Bluechip Fund and ICICI Prudential Bluechip Fund have moderate midcap exposures of 4.05% and 6.24%. Whereas, Mirae Asset Large Cap Fund has a midcap exposure of 10.33%, which is higher than SBI Bluechip Fund and ICICI Prudential Bluechip Fund, but lower than HDFC Equity Fund.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><b>Correlation with benchmark index: <\/b><span style=\"font-weight: 400;\">Along with the above points, mutual funds are also analyzed with respect to their correlation with their respective benchmark indices. Let\u2019s analyze the top 5 mutual funds and their benchmark indices in the table below:\u00a0<\/span><\/li>\n<\/ul>\n<p><img decoding=\"async\" class=\"aligncenter size-large wp-image-4326\" src=\"https:\/\/paytmmoney.wpengine.com\/wp-content\/uploads\/2023\/05\/Table-6-1024x570.jpg\" alt=\"\" width=\"1024\" height=\"570\" srcset=\"https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/05\/Table-6-1024x570.jpg 1024w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/05\/Table-6-300x167.jpg 300w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/05\/Table-6-768x428.jpg 768w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/05\/Table-6-1536x855.jpg 1536w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/05\/Table-6-2048x1140.jpg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">These statistics show that all the mutual funds have a high correlation with their respective benchmark indices, ranging from 0.92 to 0.96. This suggests that the returns of these mutual funds are largely driven by the performance of their benchmark indices.<\/span><\/p>\n<h3><b>Conclusion<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">As always, it&#8217;s first worth noting that the analysis above is based on historical data and should not be used as the sole basis for making investment decisions.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Investors should consider a range of factors, including their investment goals, risk tolerance, and investment time horizon, before making any investment decisions. Additionally, past performance is not indicative of future results, and mutual fund performance can be affected by a variety of factors, including changes in market conditions and fund management.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Overall, investing in large-cap mutual funds can be a smart investment strategy for investors who are looking for stable returns, regular income, high liquidity, and long-term growth potential.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Another advantage of investing in large-cap mutual funds is that they often provide better dividend yields than mid-cap or small-cap funds. This can be particularly attractive for investors looking for regular income from their investments. Therefore, it would be wise to invest in large-cap funds to stabilize your portfolio and maximize your growth.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\"><strong>Disclaimer-<\/strong> <span style=\"font-weight: 400;\">Investment in securities market are subject to market risks, read all the related documents carefully before investing. This content is purely for information purpose only and in no way to be considered as an advice or recommendation. Brokerage will not exceed the SEBI prescribed limit. Paytm Money Ltd. SEBI Reg No Broking &#8211; INZ000240532. NSE (90165), BSE( 6707) , BSE STAR MF Member ID &#8211; 53873. Regd. Office: 136, 1st Floor, Devika Tower, Nehru Place, Delhi \u2013 110019. For complete T&amp;C and Disclaimers, visit <\/span><a href=\"http:\/\/www.paytmmoney.com\/stocks\/policies\/terms\"><span style=\"font-weight: 400;\">www.paytmmoney.com\/stocks\/policies\/terms<\/span><\/a><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Introduction\u00a0 Maximizing your returns is always a good thing. Which is why investing in mutual funds is not enough &#8211; but you have to pick the right funds to invest in.\u00a0 Funds that invest in large-cap companies usually have the potential for stable growth than the market benchmarks. These companies tend to be less volatile<a href=\"https:\/\/www.paytmmoney.com\/blog\/famous-five-top-5-funds-and-stocks-they-own\/\">Continue reading <span class=\"sr-only\">&#8220;The Famous Five: Top 5 Funds and The Stocks They Own&#8221;<\/span><\/a><\/p>\n","protected":false},"author":24,"featured_media":4327,"comment_status":"open","ping_status":"open","sticky":false,"template":"single-classic-ns.php","format":"standard","meta":{"footnotes":""},"categories":[11,7,6],"tags":[],"class_list":["post-4320","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-home","category-insights","category-personal-finance"],"_links":{"self":[{"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/posts\/4320","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/users\/24"}],"replies":[{"embeddable":true,"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/comments?post=4320"}],"version-history":[{"count":0,"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/posts\/4320\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/media\/4327"}],"wp:attachment":[{"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/media?parent=4320"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/categories?post=4320"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/tags?post=4320"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}