{"id":4533,"date":"2023-08-14T10:05:28","date_gmt":"2023-08-14T10:05:28","guid":{"rendered":"https:\/\/www.paytmmoney.com\/blog\/?p=4533"},"modified":"2023-08-14T10:08:22","modified_gmt":"2023-08-14T10:08:22","slug":"powerful-sip-calculator-calculate-your-potential-returns","status":"publish","type":"post","link":"https:\/\/www.paytmmoney.com\/blog\/powerful-sip-calculator-calculate-your-potential-returns\/","title":{"rendered":"Powerful SIP Calculator: Calculate your Potential Returns!"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">SIPs or Systematic Investment Plans have been a powerful offering for investors who wish to invest in the market by avoiding the hassle of constant market research, monitoring and high-risk investments.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">However, it doesn\u2019t mean investors need not do their own due diligence before investing in such products. How much money to invest, for how many years to invest consistently, and how many times investors must invest their money, etc.- are some of the questions that users need answers to before they start investing in SIPs.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">At Paytm Money, our SIP Calculator <\/span><span style=\"font-weight: 400;\"> ensures we do the right calculations beforehand so that investing becomes easier for you. This calculator is made to provide prospective investors with an estimate of their investments. The actual returns provided, however, vary based on a number of variables and the nature of the market.\u00a0<\/span><\/p>\n<figure id=\"attachment_4534\" aria-describedby=\"caption-attachment-4534\" style=\"width: 1024px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"wp-image-4534 size-large\" src=\"https:\/\/paytmmoney.wpengine.com\/wp-content\/uploads\/2023\/08\/1-16-1024x646.png\" alt=\"\" width=\"1024\" height=\"646\" srcset=\"https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/08\/1-16-1024x646.png 1024w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/08\/1-16-300x189.png 300w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/08\/1-16-768x485.png 768w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/08\/1-16-1536x969.png 1536w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/08\/1-16.png 1639w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption id=\"caption-attachment-4534\" class=\"wp-caption-text\">SIP calculator on Android\/iOS &amp; on Web<\/figcaption><\/figure>\n<h2><b>Benefits of SIP Calculator\u00a0<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Our online SIP calculator is a beneficial and handy tool, which shows the estimated returns our investors will earn after the investment duration ends.<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Using an Equity SIP calculator, investors can compare monthly and weekly investments as well as Lumpsum investments to make sure they are able to get the maximum benefit on investments based on their financial plans. <\/span>Likewise, using a Mutual Fund SIP calculator, investors can compare returns between monthly and Lumpsum investments.<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Investors can take the decision backwards by having a goal of wealth maximization they have in mind and planning the investments they need to reach the goal.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Investors also get to choose between Equity SIP (Monthly\/Weekly) and Mutual funds SIP (Monthly) &#8211; our two premium offerings and can help you to make the decision that best fits your diversified financial plans.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Every SIP you subscribe to is one step closer towards your financial freedom \ud83d\udcb8.<\/span><\/li>\n<\/ol>\n<h2><b>How to access SIP Calculator on Paytm Money? \ud83e\udd14<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">SIPs calculator is available across all platforms (Android\/iOS,mWeb, and Web.) With a few inputs, the user can get an understanding of the investments to be made.<\/span><\/p>\n<p>1. SIP calculator can be easily accessed:<\/p>\n<ul>\n<li><span style=\"font-weight: 400;\"><strong>Android &amp; iOS platforms<\/strong>\u00a0<\/span>\n<ul>\n<li><span style=\"font-weight: 400;\">Paytm Money Homescreen \u2192 Quick Actions<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><img decoding=\"async\" class=\"aligncenter size-large wp-image-4535\" src=\"https:\/\/paytmmoney.wpengine.com\/wp-content\/uploads\/2023\/08\/2-16-1024x492.png\" alt=\"\" width=\"1024\" height=\"492\" srcset=\"https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/08\/2-16-1024x492.png 1024w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/08\/2-16-300x144.png 300w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/08\/2-16-768x369.png 768w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/08\/2-16-1536x738.png 1536w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/08\/2-16.png 1920w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"3\"><span style=\"font-weight: 400;\">Stocks Dashboard or MF Dashboard \u2192 Top right overflow menu<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><img decoding=\"async\" class=\"aligncenter size-large wp-image-4536\" src=\"https:\/\/paytmmoney.wpengine.com\/wp-content\/uploads\/2023\/08\/3-11-792x1024.png\" alt=\"\" width=\"792\" height=\"1024\" srcset=\"https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/08\/3-11-792x1024.png 792w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/08\/3-11-232x300.png 232w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/08\/3-11-768x993.png 768w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/08\/3-11.png 800w\" sizes=\"(max-width: 792px) 100vw, 792px\" \/><\/p>\n<ul>\n<li><strong>mWeb\/Web platform<\/strong>\n<ul>\n<li><span style=\"font-weight: 400;\">Paytm Money Homescreen \u2192 Other Offerings<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><img decoding=\"async\" class=\"aligncenter size-large wp-image-4537\" src=\"https:\/\/paytmmoney.wpengine.com\/wp-content\/uploads\/2023\/08\/4-9-1024x812.png\" alt=\"\" width=\"1024\" height=\"812\" srcset=\"https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/08\/4-9-1024x812.png 1024w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/08\/4-9-300x238.png 300w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/08\/4-9-768x609.png 768w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/08\/4-9.png 1163w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"3\"><span style=\"font-weight: 400;\">Stocks Dashboard \u2192 Accounts \u2192 Pricing section<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><img decoding=\"async\" class=\"aligncenter size-full wp-image-4538\" src=\"https:\/\/paytmmoney.wpengine.com\/wp-content\/uploads\/2023\/08\/5-9.png\" alt=\"\" width=\"800\" height=\"929\" srcset=\"https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/08\/5-9.png 800w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/08\/5-9-258x300.png 258w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/08\/5-9-768x892.png 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"3\"><span style=\"font-weight: 400;\">Mutual Funds Dashboard \u2192 Profile<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><img decoding=\"async\" class=\"aligncenter size-full wp-image-4539\" src=\"https:\/\/paytmmoney.wpengine.com\/wp-content\/uploads\/2023\/08\/6-5.png\" alt=\"\" width=\"800\" height=\"900\" srcset=\"https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/08\/6-5.png 800w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/08\/6-5-267x300.png 267w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/08\/6-5-768x864.png 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">2. You will see stocks or mutual fund specific calculators if accessed from stocks or MF dashboards respectively.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">3. You can easily switch between Equity SIP and Mutual Funds SIP when the calculator is accessed from the Paytm money Homescreen.<\/span><\/p>\n<p><img decoding=\"async\" class=\"aligncenter size-large wp-image-4540\" src=\"https:\/\/paytmmoney.wpengine.com\/wp-content\/uploads\/2023\/08\/7-5-1024x492.png\" alt=\"\" width=\"1024\" height=\"492\" srcset=\"https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/08\/7-5-1024x492.png 1024w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/08\/7-5-300x144.png 300w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/08\/7-5-768x369.png 768w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/08\/7-5-1536x738.png 1536w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/08\/7-5.png 1920w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">4. You can also easily switch between SIP and Lumpsum investment and make a decision accordingly based on your financial goal.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/p>\n<p><img decoding=\"async\" class=\"aligncenter size-large wp-image-4541\" src=\"https:\/\/paytmmoney.wpengine.com\/wp-content\/uploads\/2023\/08\/8-4-1024x492.png\" alt=\"\" width=\"1024\" height=\"492\" srcset=\"https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/08\/8-4-1024x492.png 1024w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/08\/8-4-300x144.png 300w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/08\/8-4-768x369.png 768w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/08\/8-4-1536x738.png 1536w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/08\/8-4.png 1920w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">5. Once you have selected your choice of instrument, you are asked to choose between monthly and weekly frequency, in the case of equity SIP but only Monthly SIP is available for Mutual Funds.<\/span><\/p>\n<figure id=\"attachment_4542\" aria-describedby=\"caption-attachment-4542\" style=\"width: 1024px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"wp-image-4542 size-large\" src=\"https:\/\/paytmmoney.wpengine.com\/wp-content\/uploads\/2023\/08\/9-2-1024x492.png\" alt=\"\" width=\"1024\" height=\"492\" srcset=\"https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/08\/9-2-1024x492.png 1024w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/08\/9-2-300x144.png 300w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/08\/9-2-768x369.png 768w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/08\/9-2-1536x738.png 1536w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/08\/9-2.png 1920w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption id=\"caption-attachment-4542\" class=\"wp-caption-text\">Equity &amp; MF SIP<\/figcaption><\/figure>\n<p><span style=\"font-weight: 400;\">6. After selecting the respective frequency, you just need to enter the expected rate of returns and duration. <\/span><span style=\"font-weight: 400;\">In case you want to enter any value directly instead of using a slider, then please click on the respective input field on the right and enter the values in your mind.<\/span><\/p>\n<p><img decoding=\"async\" class=\"aligncenter size-full wp-image-4543\" src=\"https:\/\/paytmmoney.wpengine.com\/wp-content\/uploads\/2023\/08\/10-3.png\" alt=\"\" width=\"800\" height=\"577\" srcset=\"https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/08\/10-3.png 800w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/08\/10-3-300x216.png 300w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/08\/10-3-768x554.png 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">7. Anything you change in the input will be directly reflected in a graphical representation and an alphanumeric one.<\/span><\/p>\n<p><img decoding=\"async\" class=\"aligncenter size-full wp-image-4544\" src=\"https:\/\/paytmmoney.wpengine.com\/wp-content\/uploads\/2023\/08\/11-1.png\" alt=\"\" width=\"800\" height=\"1001\" srcset=\"https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/08\/11-1.png 800w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/08\/11-1-240x300.png 240w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2023\/08\/11-1-768x961.png 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">8. If estimated returns are in line with your financial plans, then you can quickly start investment with a single click on \u201cInvest Now\u201d!<\/span><\/p>\n<p><span style=\"font-weight: 400;\">9. In case you are still confused, our list of FAQs solving each and every doubt of yours are readily available, so that your investment journey never stops.<\/span><\/p>\n<p><strong>Explore: <a href=\"https:\/\/paytmmoney.com\/stocks\/corporate-actions\/sip-calculator?source=Homescreen\">SIP Calculator for Web<\/a><\/strong><\/p>\n<p><strong>Explore: <a href=\"https:\/\/www.paytmmoney.com\/mini-app?aId=11a4273a4ae946f78898bc0a09e1cd3a&amp;origin=pml&amp;pageName=sip-calculator&amp;source=Homescreen\">SIP Calculator for Android\/iOS apps<\/a><\/strong><\/p>\n<h3><strong>To conclude<\/strong><\/h3>\n<p><span style=\"font-weight: 400;\">Planning SIP investments has never been easier. With SIP Calculator on Paytm Money, our investors can make sure they\u2019re investing in the right products with the right amount to reach their financial goals in the stipulated time they wish to. SIP Calculators ensure users are not in the dark while investing in SIPs and can take their own informed decision before beginning to invest in these offerings.<\/span><\/p>\n<p><span style=\"font-weight: 400;\"><strong>Disclaimer:<\/strong> Investments in the securities market are subject to market risks, read all the related documents carefully before investing. This content is purely for information purpose only and in no way to be considered as an advice or recommendation. Brokerage will not exceed the SEBI prescribed limit. Paytm Money Ltd SEBI Reg No. Broking \u2013 INZ000240532. NSE (90165), BSE(6707), <\/span><span style=\"font-weight: 400;\">BSE STAR MF Member ID &#8211; 53873.<\/span><span style=\"font-weight: 400;\"> Regd Office: 136, 1st Floor, Devika Tower, Nehru Place, Delhi \u2013 110019. For complete Terms &amp; Conditions and Disclaimers visit: <\/span> <a href=\"https:\/\/www.paytmmoney.com\/stocks\/policies\/terms\"><span style=\"font-weight: 400;\">https:\/\/www.paytmmoney.com\/stocks\/policies\/terms<\/span><\/a><\/p>\n<p><span style=\"font-weight: 400;\">Writte By: <\/span><a href=\"https:\/\/www.linkedin.com\/in\/arvindyadav-isb\/\"><span style=\"font-weight: 400;\">Arvind Yadav | Product Manager | Paytm Money<\/span><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>SIPs or Systematic Investment Plans have been a powerful offering for investors who wish to invest in the market by avoiding the hassle of constant market research, monitoring and high-risk investments. However, it doesn\u2019t mean investors need not do their own due diligence before investing in such products. How much money to invest, for how<a href=\"https:\/\/www.paytmmoney.com\/blog\/powerful-sip-calculator-calculate-your-potential-returns\/\">Continue reading <span class=\"sr-only\">&#8220;Powerful SIP Calculator: Calculate your Potential Returns!&#8221;<\/span><\/a><\/p>\n","protected":false},"author":24,"featured_media":4545,"comment_status":"open","ping_status":"open","sticky":false,"template":"single-classic-ns.php","format":"standard","meta":{"footnotes":""},"categories":[8,6,14],"tags":[],"class_list":["post-4533","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-announcements","category-personal-finance","category-product-updates"],"_links":{"self":[{"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/posts\/4533","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/users\/24"}],"replies":[{"embeddable":true,"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/comments?post=4533"}],"version-history":[{"count":0,"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/posts\/4533\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/media\/4545"}],"wp:attachment":[{"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/media?parent=4533"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/categories?post=4533"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/tags?post=4533"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}