{"id":5115,"date":"2024-10-25T11:05:41","date_gmt":"2024-10-25T11:05:41","guid":{"rendered":"https:\/\/www.paytmmoney.com\/blog\/?p=5115"},"modified":"2026-01-07T13:15:17","modified_gmt":"2026-01-07T13:15:17","slug":"all-you-need-to-know-about-mtf","status":"publish","type":"post","link":"https:\/\/www.paytmmoney.com\/blog\/all-you-need-to-know-about-mtf\/","title":{"rendered":"Make up to 4x Bigger Trades with Pay Later (MTF)"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Ever wish you could trade bigger without having all the cash upfront? <\/span><\/p>\n<p><span style=\"font-weight: 400;\">Well, now you can with <\/span><i><span style=\"font-weight: 400;\">Pay Later (MTF)<\/span><\/i><span style=\"font-weight: 400;\"> on Paytm Money! With this exciting feature, you can trade in the stock market using a small portion of the total capital needed to open a position, with Paytm Money covering the remaining amount. Pay Later (MTF) allows Paytm Money to cover up to 75% of the total amount of capital needed by you. You only block a small portion of your overall capital for a particular trade while maximizing your trading potential.<\/span><\/p>\n<h2><strong>What is Pay Later (MTF)?<\/strong><\/h2>\n<p><span style=\"font-weight: 400;\">The goal of margin trade facility is to enable traders to take larger positions in the market with a smaller amount of their own money.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Let\u2019s break it down. MTF is like getting a mega boost from Paytm Money to help you make bigger trades. Instead of putting up the full amount for a trade, you can just pay a fraction of it, say 25%, and Paytm Money will cover the rest, i.e., 75%. Pretty cool, right?<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For example, if you\u2019re planning to buy \u20b91,00,000 worth of shares but only have \u20b925,000 in your account, you can still go ahead with the purchase! Paytm Money will fund the remaining \u20b975,000. You will only be required to pay 0.67%* monthly interest on the financed amount of \u20b975,000.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This lets you trade more without using up all of your money at once, which helps you keep your trading account liquid while staying active in the market.<\/span><\/p>\n<h2><strong>Why should you try Pay Later (MTF)?<\/strong><\/h2>\n<p><span style=\"font-weight: 400;\">Here\u2019s why MTF could be a game-changer for your trading strategy:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\"><b>Insufficient funds? No problem<\/b><span style=\"font-weight: 400;\">: By using Pay Later (MTF), you can borrow funds at a nominal interest rate to make up to 4X larger trades with 75% leverage. This means you don\u2019t have to miss out on any trading or investment opportunities, even if you don\u2019t have enough capital in your account.<\/span><\/li>\n<li style=\"font-weight: 400;\"><b>Limited Period Offer<\/b><span style=\"font-weight: 400;\">: We offer competitive interest rates of 0.67%* per month, on the funds you borrow so that you won\u2019t feel burdened by high charges at all. This way, you can focus more on the markets and your execution strategies without worrying about extra costs.<\/span><\/li>\n<li style=\"font-weight: 400;\"><b>Multiple Stocks<\/b>: With 1300+ scrips allowed for Pay Later (MTF), you can diversify your portfolio without tying up all your money in one place. Want to trade in multiple stocks? MTF makes it easier by freeing up some of your capital.<\/li>\n<\/ol>\n<h2><strong>How Does It Work?<\/strong><\/h2>\n<p><span style=\"font-weight: 400;\">First, you need to onboard to MTF in a few simple clicks, followed by placing MTF orders:<\/span><\/p>\n<h3><strong>Onboarding journey:<\/strong><\/h3>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Go to the Account section &gt; Tap on &#8216;Pay Later (MTF)&#8217;.<\/span><\/li>\n<\/ul>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-5206 size-large\" src=\"https:\/\/paytmmoney.wpengine.com\/wp-content\/uploads\/2024\/10\/MTF-1-1-509x1024.png\" alt=\"\" width=\"509\" height=\"1024\" srcset=\"https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2024\/10\/MTF-1-1-509x1024.png 509w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2024\/10\/MTF-1-1-149x300.png 149w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2024\/10\/MTF-1-1-768x1545.png 768w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2024\/10\/MTF-1-1-763x1536.png 763w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2024\/10\/MTF-1-1-1018x2048.png 1018w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2024\/10\/MTF-1-1.png 1986w\" sizes=\"(max-width: 509px) 100vw, 509px\" \/><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Read about the product, Accept the T&amp;Cs and click on \u2018Activate\u2019.<\/span><\/li>\n<\/ul>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-5191 size-large\" src=\"https:\/\/paytmmoney.wpengine.com\/wp-content\/uploads\/2024\/10\/MTF-2-509x1024.png\" alt=\"\" width=\"509\" height=\"1024\" srcset=\"https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2024\/10\/MTF-2-509x1024.png 509w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2024\/10\/MTF-2-149x300.png 149w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2024\/10\/MTF-2-768x1545.png 768w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2024\/10\/MTF-2-763x1536.png 763w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2024\/10\/MTF-2-1018x2048.png 1018w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2024\/10\/MTF-2.png 1986w\" sizes=\"(max-width: 509px) 100vw, 509px\" \/><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Voila! You\u2019ll be onboarded in a few minutes.<\/span><\/li>\n<\/ul>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-5192 size-large\" src=\"https:\/\/paytmmoney.wpengine.com\/wp-content\/uploads\/2024\/10\/MTF-3-509x1024.png\" alt=\"\" width=\"509\" height=\"1024\" srcset=\"https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2024\/10\/MTF-3-509x1024.png 509w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2024\/10\/MTF-3-149x300.png 149w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2024\/10\/MTF-3-768x1545.png 768w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2024\/10\/MTF-3-763x1536.png 763w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2024\/10\/MTF-3-1018x2048.png 1018w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2024\/10\/MTF-3.png 1986w\" sizes=\"(max-width: 509px) 100vw, 509px\" \/><\/p>\n<h3><strong>Order placement journey:<\/strong><\/h3>\n<ul>\n<li style=\"font-weight: 400;\">Search for a stock &amp; open the orderpad of the stock.<\/li>\n<\/ul>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-5193 size-large\" src=\"https:\/\/paytmmoney.wpengine.com\/wp-content\/uploads\/2024\/10\/MTF-4-509x1024.png\" alt=\"\" width=\"509\" height=\"1024\" srcset=\"https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2024\/10\/MTF-4-509x1024.png 509w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2024\/10\/MTF-4-149x300.png 149w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2024\/10\/MTF-4-768x1545.png 768w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2024\/10\/MTF-4-763x1536.png 763w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2024\/10\/MTF-4-1018x2048.png 1018w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2024\/10\/MTF-4.png 1986w\" sizes=\"(max-width: 509px) 100vw, 509px\" \/><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Select Pay Later (MTF) in the Order Type menu on top.<\/span><\/li>\n<\/ul>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-5194 size-large\" src=\"https:\/\/paytmmoney.wpengine.com\/wp-content\/uploads\/2024\/10\/MTF-5-509x1024.png\" alt=\"\" width=\"509\" height=\"1024\" srcset=\"https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2024\/10\/MTF-5-509x1024.png 509w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2024\/10\/MTF-5-149x300.png 149w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2024\/10\/MTF-5-768x1545.png 768w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2024\/10\/MTF-5-763x1536.png 763w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2024\/10\/MTF-5-1018x2048.png 1018w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2024\/10\/MTF-5.png 1986w\" sizes=\"(max-width: 509px) 100vw, 509px\" \/><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Swipe to place the order. The executed order can be viewed in the Orderbook or Positions.<\/span><\/li>\n<\/ul>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-5195 size-large\" src=\"https:\/\/paytmmoney.wpengine.com\/wp-content\/uploads\/2024\/10\/MTF-6-509x1024.png\" alt=\"\" width=\"509\" height=\"1024\" srcset=\"https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2024\/10\/MTF-6-509x1024.png 509w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2024\/10\/MTF-6-149x300.png 149w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2024\/10\/MTF-6-768x1545.png 768w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2024\/10\/MTF-6-763x1536.png 763w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2024\/10\/MTF-6-1018x2048.png 1018w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2024\/10\/MTF-6.png 1986w\" sizes=\"(max-width: 509px) 100vw, 509px\" \/><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Post-market orders, do not forget to pledge your MTF trades to prevent square off from account section &gt; Pay Later ( MTF).<\/span><\/li>\n<\/ul>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-5196 size-large\" src=\"https:\/\/paytmmoney.wpengine.com\/wp-content\/uploads\/2024\/10\/MTF-7-509x1024.png\" alt=\"\" width=\"509\" height=\"1024\" srcset=\"https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2024\/10\/MTF-7-509x1024.png 509w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2024\/10\/MTF-7-149x300.png 149w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2024\/10\/MTF-7-768x1545.png 768w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2024\/10\/MTF-7-763x1536.png 763w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2024\/10\/MTF-7-1018x2048.png 1018w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2024\/10\/MTF-7.png 1986w\" sizes=\"(max-width: 509px) 100vw, 509px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Still thinking? Here&#8217;s your chance to make your trading journey efficient with this Pay Later (MTF) feature.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Have any feedback? Please write to us at <\/span><a href=\"mailto:feedback@paytmmoney.com\"><b>feedback@paytmmoney.com<\/b><\/a><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<p><span style=\"font-size: 10pt;\"><b>(*): <\/b><b>Interest rate of 0.67% per month is valid upto book size of 1Lakh<\/b><\/span><\/p>\n<p><span style=\"font-weight: 400;\"><strong>Disclaimer:<\/strong> Investments in the securities market are subject to market risks, read all the related documents carefully before investing. This content is purely for information purposes only and in no way to be considered as advice or recommendation. Paytm Money Ltd SEBI Reg No. Broking \u2013 INZ000240532, Depository Participant \u2013 IN \u2013 DP \u2013 416 \u2013 2019, Depository Participant Number: CDSL \u2013 12088800, NSE (90165), BSE (6707) Regd Office: 136, 1st Floor, Devika Tower, Nehru Place, Delhi \u2013 110019. For more details , please\u00a0 visit: <\/span><a href=\"https:\/\/www.paytmmoney.com\/stocks\/policies\/terms\"><span style=\"font-weight: 400;\">https:\/\/www.paytmmoney.com<\/span><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ever wish you could trade bigger without having all the cash upfront? Well, now you can with Pay Later (MTF) on Paytm Money! With this exciting feature, you can trade in the stock market using a small portion of the total capital needed to open a position, with Paytm Money covering the remaining amount. Pay<a href=\"https:\/\/www.paytmmoney.com\/blog\/all-you-need-to-know-about-mtf\/\">Continue reading <span class=\"sr-only\">&#8220;Make up to 4x Bigger Trades with Pay Later (MTF)&#8221;<\/span><\/a><\/p>\n","protected":false},"author":45,"featured_media":5197,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8,14],"tags":[],"class_list":["post-5115","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-announcements","category-product-updates"],"_links":{"self":[{"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/posts\/5115","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/users\/45"}],"replies":[{"embeddable":true,"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/comments?post=5115"}],"version-history":[{"count":0,"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/posts\/5115\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/media\/5197"}],"wp:attachment":[{"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/media?parent=5115"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/categories?post=5115"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/tags?post=5115"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}