{"id":5441,"date":"2025-05-31T12:10:53","date_gmt":"2025-05-31T12:10:53","guid":{"rendered":"https:\/\/www.paytmmoney.com\/blog\/?p=5441"},"modified":"2025-06-16T12:10:53","modified_gmt":"2025-06-16T12:10:53","slug":"built-for-investors-bringing-institutional-grade-research-to-every-user","status":"publish","type":"post","link":"https:\/\/www.paytmmoney.com\/blog\/built-for-investors-bringing-institutional-grade-research-to-every-user\/","title":{"rendered":"Built for Investors: Bringing Institutional-Grade Research to Every User"},"content":{"rendered":"<p><strong>\u2018Inside the Product\u2019 with Ravi Ahlawat, Product Manager at Paytm Money<\/strong><\/p>\n<p>\ud83d\udc4b Hey folks, Ravi here \u2014 Product Manager at Paytm Money.<\/p>\n<p>Over the past few months, one question kept coming up from investors \u2014 new and seasoned alike:<\/p>\n<p style=\"text-align: center;\"><strong>\u201cHow do I make a confident call on whether to buy, hold, or sell a stock?\u201d<\/strong><\/p>\n<p>Even for savvy investors, it\u2019s easy to feel overwhelmed by conflicting headlines or gut instinct. Retail investors often lack access to the clear, research-driven signals that institutional traders rely on.<\/p>\n<p>So we asked ourselves a big question:<\/p>\n<p style=\"text-align: left;\"><strong>How can we bring reliable, research-backed insights directly to everyday investors \u2014 inside Paytm Money \u2014 in a way that\u2019s simple, actionable, and actually helpful?<\/strong><\/p>\n<h2><strong>\ud83d\udd0d The Breakthrough: Expert Opinion, Powered by Refinitiv<\/strong><\/h2>\n<p>After exploring several options, we decided to partner with Refinitiv, a global leader in financial data and analytics and part of the London Stock Exchange Group (LSEG).<\/p>\n<p>This was a strategic choice. Refinitiv powers research for top brokerages and institutional desks worldwide. By integrating their equity research and consensus ratings directly into our app, we\u2019ve made these insights available to everyone \u2014 right at the moment it matters.<\/p>\n<p>What You\u2019ll See in the App:<\/p>\n<p>\u2705 Buy \/ Hold \/ Sell recommendations for 800+ listed companies<\/p>\n<p>\u2705 12-month target prices, aggregated across top brokerages like Goldman Sachs, JP Morgan, and Edelweiss<\/p>\n<p>\u2705 Easy-to-read summaries in the Expert Opinion section across stock pages, watchlists, and portfolios<\/p>\n<p><img decoding=\"async\" class=\"aligncenter size-full wp-image-5442\" src=\"https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2025\/05\/Group-1597881329.png\" alt=\"\" width=\"918\" height=\"787\" srcset=\"https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2025\/05\/Group-1597881329.png 918w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2025\/05\/Group-1597881329-300x257.png 300w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2025\/05\/Group-1597881329-768x658.png 768w\" sizes=\"(max-width: 918px) 100vw, 918px\" \/><\/p>\n<h2><strong>Why This Matters to You?<\/strong><\/h2>\n<p>We built this because many investors told us:<\/p>\n<ul>\n<li>\u201cI don\u2019t know what analysts think about this stock.\u201d<\/li>\n<li>\u201cI want a second opinion before I invest.\u201d<\/li>\n<li>\u201cI keep Googling target prices or brokerage reports.\u201d<\/li>\n<\/ul>\n<p>We\u2019ve now made it possible to get that institutional perspective <strong>without jargon, without noise, and without paywalls.<\/strong><\/p>\n<p>Let\u2019s say you\u2019re browsing a stock like TCS. You\u2019ll now see a clear analyst consensus \u2014 whether most experts recommend a Buy, Hold, or Sell \u2014 and what the median price target is. This gives you confidence <strong>at the exact point of decision.<\/strong><\/p>\n<h2><strong>Behind the Build<\/strong><\/h2>\n<p>Building this wasn&#8217;t a plug-and-play task.<\/p>\n<p>The integration was led by <strong>Rani Rawat<\/strong>, our Senior Technical Lead, and involved deep backend work. Here\u2019s what we focused on:<\/p>\n<ul>\n<li>Building a <strong>reliable API connection<\/strong> to fetch real-time analyst data<\/li>\n<li>Ensuring <strong>smooth and responsive load times<\/strong> on every stock page<\/li>\n<li>Designing a <strong>clean UI<\/strong> that simplifies complex data points into intuitive visuals<\/li>\n<li>Syncing insights across <strong>watchlists, portfolios, and alerts<\/strong>, so you&#8217;re always informed<\/li>\n<\/ul>\n<p>This was a true cross-functional effort \u2014 from engineering to design, analytics to content \u2014 and reflects our broader goal: making Paytm Money a smarter, faster, more empowering experience for investors.<\/p>\n<h2><strong>What\u2019s Next: More Personal, More Powerful<\/strong><\/h2>\n<p>We\u2019re just getting started.<\/p>\n<p>Here\u2019s what\u2019s coming soon:<\/p>\n<ul>\n<li>Expanding analyst coverage to more <strong>mid-cap and small-cap stocks<\/strong><\/li>\n<li>Adding <strong>explainers<\/strong> that break down what each score (like \u201cmomentum\u201d or \u201cvaluation\u201d) really means<\/li>\n<li>Creating <strong>personalized insight feeds<\/strong> based on your investing preferences and portfolio behavior<\/li>\n<\/ul>\n<p>We\u2019re also listening closely. If you have thoughts \u2014 good, bad, or confusing \u2014 about how these insights show up, let us know. Your feedback directly shapes how we evolve this feature.<\/p>\n<h2><strong>Ready to Explore?<\/strong><\/h2>\n<p>The next time you visit a stock page on Paytm Money, look for the <strong>Expert Opinion<\/strong> section. It\u2019s subtle, smart, and built to help you make decisions with clarity.<\/p>\n<p>We hope this makes your investing journey a little more informed, a little more confident \u2014 and a lot more <strong><em>befikar<\/em><\/strong>.<\/p>\n<p style=\"text-align: center;\">Because smarter investing doesn\u2019t need to be complicated \u2014 just well-designed.<\/p>\n<p>#InvestKarBefikar<br \/>\n#BuiltForInvestors<br \/>\n#InsideTheProduct<\/p>\n<p><strong>Ravi Ahlawat<\/strong><br \/>\nProduct Manager, Paytm Money<br \/>\n\ud83d\udcbb w\/ Rani Rawat, Senior Technical Lead<\/p>\n<p>\ud83d\udd1c This is the first post in our new series: <strong>#InsideTheProduct<\/strong><br \/>\nWe\u2019ll be sharing the real stories behind the features you use \u2014 from ideas to impact.<br \/>\nStay tuned.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u2018Inside the Product\u2019 with Ravi Ahlawat, Product Manager at Paytm Money \ud83d\udc4b Hey folks, Ravi here \u2014 Product Manager at Paytm Money. Over the past few months, one question kept coming up from investors \u2014 new and seasoned alike: \u201cHow do I make a confident call on whether to buy, hold, or sell a stock?\u201d<a href=\"https:\/\/www.paytmmoney.com\/blog\/built-for-investors-bringing-institutional-grade-research-to-every-user\/\">Continue reading <span class=\"sr-only\">&#8220;Built for Investors: Bringing Institutional-Grade Research to Every User&#8221;<\/span><\/a><\/p>\n","protected":false},"author":45,"featured_media":5508,"comment_status":"open","ping_status":"open","sticky":false,"template":"single-classic-ns.php","format":"standard","meta":{"footnotes":""},"categories":[8,14],"tags":[],"class_list":["post-5441","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-announcements","category-product-updates"],"_links":{"self":[{"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/posts\/5441","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/users\/45"}],"replies":[{"embeddable":true,"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/comments?post=5441"}],"version-history":[{"count":0,"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/posts\/5441\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/media\/5508"}],"wp:attachment":[{"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/media?parent=5441"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/categories?post=5441"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/tags?post=5441"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}