{"id":5787,"date":"2025-09-13T06:01:01","date_gmt":"2025-09-13T06:01:01","guid":{"rendered":"https:\/\/www.paytmmoney.com\/blog\/?p=5787"},"modified":"2026-02-17T13:04:19","modified_gmt":"2026-02-17T13:04:19","slug":"big-news-mtf-interest-rates-now-start-at-just-7-99-p-a","status":"publish","type":"post","link":"https:\/\/www.paytmmoney.com\/blog\/big-news-mtf-interest-rates-now-start-at-just-7-99-p-a\/","title":{"rendered":"Big News: MTF Interest Rates Now Start at Just 7.99% p.a."},"content":{"rendered":"

At Paytm Money, we are committed to making trading smarter, simpler, and more cost-effective for you. That\u2019s why we have reduced the interest rate on the first slab of Margin Trading Facility (MTF)<\/strong> from 9.75% to just 7.99% p.a.<\/strong><\/p>\n

This makes it even cheaper for you to trade with leverage and maximise your potential gains.<\/p>\n

What\u2019s New?<\/strong><\/h2>\n

1. Low Interest Rate for Small Book Sizes<\/strong><\/h3>\n

Now, if your MTF usage is up to \u20b91 Lakh, you\u2019ll pay just 7.99% p.a.<\/strong> \u2013 among the industry’s low rates.<\/p>\n

Here\u2019s the revised slab structure:<\/p>\n

\n\n\n\n\n\n\n
Book Size<\/strong><\/td>\nInterest Rate (p.a.)<\/strong><\/td>\n<\/tr>\n
Upto \u20b91 Lakh<\/td>\n7.99%<\/strong><\/td>\n<\/tr>\n
\u20b91 Lakh \u2013 \u20b91 Crore<\/td>\n9.99%<\/td>\n<\/tr>\n
\u20b9 Crore +<\/td>\n8.99%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

2. Smarter Brokerage Structure<\/strong><\/h3>\n

Brokerage for MTF trades remains simple and transparent:<\/p>\n

1. 0.1% of trade value<\/strong> for MTF orders above \u20b920,000.<\/p>\n

2. For orders below \u20b920,000, brokerage will be based on existing structure (up to \u20b920).<\/p>\n

This way, you always know what you\u2019ll pay \u2013 no hidden surprises.<\/p>\n

How Does It Work?<\/strong><\/h2>\n

Let\u2019s take examples with stock XYZ priced at \u20b91,000.<\/p>\n

Case 1: Small Trade (\u20b910,000)<\/strong><\/h3>\n

You buy 10 shares = \u20b910,000 trade value.<\/p>\n

With 4x leverage, you pay only \u20b92,500; Paytm Money funds \u20b97,500.<\/p>\n

Charges:<\/strong><\/p>\n

Interest for 30 days @ 7.99% = \u20b949.14<\/p>\n

Brokerage = \u20b920 (capped) per side \u2192 \u20b940 total<\/p>\n

If the stock rises 10% to \u20b91,100:<\/strong><\/p>\n