{"id":6042,"date":"2025-11-28T13:09:50","date_gmt":"2025-11-28T13:09:50","guid":{"rendered":"https:\/\/www.paytmmoney.com\/blog\/?p=6042"},"modified":"2025-12-02T12:43:26","modified_gmt":"2025-12-02T12:43:26","slug":"introduction-of-valid-upi-handles-as-per-sebi-guidelines","status":"publish","type":"post","link":"https:\/\/www.paytmmoney.com\/blog\/introduction-of-valid-upi-handles-as-per-sebi-guidelines\/","title":{"rendered":"Introduction of Valid UPI Handles as per SEBI Guidelines"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">SEBI has introduced a new framework requiring all brokers and intermediaries in the securities market to use Valid UPI handles. This initiative strengthens investor protection and ensures that all UPI-based payments are routed securely to verified and identifiable entities.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">At Paytm Money, we have fully implemented these guidelines. This means all customer UPI payments will now be accepted only through our SEBI-validated UPI handles, ensuring enhanced safety and transparency for your investment transactions.<\/span><\/p>\n<p><i><span style=\"font-weight: 400;\">(<\/span><\/i><b><i>Source: <\/i><\/b><a href=\"https:\/\/www.sebi.gov.in\/legal\/circulars\/jun-2025\/adoption-of-standardised-validated-and-exclusive-upi-ids-for-payment-collection-by-sebi-registered-intermediaries-from-investors_94535.html\"><i><span style=\"font-weight: 400;\">SEBI<\/span><\/i><\/a><i><span style=\"font-weight: 400;\">)<\/span><\/i><\/p>\n<h2><b>What Are Valid UPI Handles?<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Validated UPI handles are SEBI-approved UPI IDs that adhere to a strict verification format to ensure funds are transferred securely to registered intermediaries.<\/span><\/p>\n<h3><b>A validated UPI handle includes:<\/b><\/h3>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Intermediary category<\/b><span style=\"font-weight: 400;\"> (e.g., <\/span><i><span style=\"font-weight: 400;\">brk<\/span><\/i><span style=\"font-weight: 400;\"> for broker)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Paytm Money identifier<\/b><span style=\"font-weight: 400;\"> (e.g., <\/span><i><span style=\"font-weight: 400;\">paytmmoney<\/span><\/i><span style=\"font-weight: 400;\">)<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>A validated bank suffix<\/b><span style=\"font-weight: 400;\">, such as <\/span><i><span style=\"font-weight: 400;\">@validptybl<\/span><\/i><span style=\"font-weight: 400;\"> or <\/span><i><span style=\"font-weight: 400;\">@validicici<\/span><\/i><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">These components ensure the ID belongs to a SEBI-recognised intermediary and cannot be misused.<\/span><\/p>\n<p>Example Valid UPI Handle format: <span style=\"font-weight: 400;\">xyz.brk@validbank<\/span><\/p>\n<p><i><span style=\"font-weight: 400;\">(<\/span><\/i><b><i>Source: <\/i><\/b><a href=\"https:\/\/www.sebi.gov.in\/legal\/circulars\/jun-2025\/adoption-of-standardised-validated-and-exclusive-upi-ids-for-payment-collection-by-sebi-registered-intermediaries-from-investors_94535.html\"><i><span style=\"font-weight: 400;\">SEBI<\/span><\/i><\/a><i><span style=\"font-weight: 400;\">)<\/span><\/i><\/p>\n<h2><b>Your Payment Options Remain the Same<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">You can continue adding money through:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>UPI<\/b><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Netbanking<\/b><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Bank Transfer (IMPS \/ NEFT \/ RTGS)<\/b><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">If you choose to pay via UPI, make sure you are transferring funds only to the new validated Paytm Money UPI handles listed below.<\/span><\/p>\n<p><i><span style=\"font-weight: 400;\">(<\/span><\/i><b><i>Source: <\/i><\/b><a href=\"https:\/\/www.sebi.gov.in\/legal\/circulars\/jun-2025\/adoption-of-standardised-validated-and-exclusive-upi-ids-for-payment-collection-by-sebi-registered-intermediaries-from-investors_94535.html\"><i><span style=\"font-weight: 400;\">SEBI<\/span><\/i><\/a><i><span style=\"font-weight: 400;\">)<\/span><\/i><\/p>\n<h2><b>How to Confirm You\u2019re Paying on a Valid Paytm Money UPI Handle<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Before you pay, quickly check:<\/span><\/p>\n<h3><b>Payee Name<\/b><\/h3>\n<p>Your UPI app must show \u201cPaytm Money\u201d or \u201cPaytm Money Ltd.\u201d<\/p>\n<h3><b>Handle Format<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">The UPI ID should look like: <\/span>paytmmoney.\u2026.brk@validptybl \/ @validicici \/ @validhdfc<\/p>\n<h3><b>Verified Indicator<\/b><\/h3>\n<p>Look for a verified badge\/checkmark in your UPI app.<\/p>\n<p>Refer to the screenshot below for what a valid UPI handle looks like.<\/p>\n<p><img decoding=\"async\" class=\"size-medium wp-image-6043\" src=\"https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2025\/11\/SEBI-Mandates-146x300.png\" alt=\"Valid UPI Handles as per SEBI Guidelines \" width=\"146\" height=\"300\" srcset=\"https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2025\/11\/SEBI-Mandates-146x300.png 146w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2025\/11\/SEBI-Mandates-499x1024.png 499w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2025\/11\/SEBI-Mandates-768x1577.png 768w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2025\/11\/SEBI-Mandates-748x1536.png 748w, https:\/\/www.paytmmoney.com\/blog\/wp-content\/uploads\/2025\/11\/SEBI-Mandates.png 779w\" sizes=\"(max-width: 146px) 100vw, 146px\" \/><\/p>\n<h2><b>Stay Alert. Verify Before You Pay<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Always double-check the UPI handle before you initiate a transfer.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\"> Using only Valid handles ensures:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Enhanced payment security<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Lower risk of misdirected funds<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Compliance with SEBI\u2019s safety framework<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Your trust and safety remain our highest priority at Paytm Money.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size: 10pt;\"><b><i>Disclaimer:<\/i><\/b><i><span style=\"font-weight: 400;\"> Investments in the securities market are subject to market risks, read all the related documents carefully before investing. This content is purely for information purpose only and in no way to be considered as an advice or recommendation. The securities are quoted as an example and not as a recommendation.<\/span><\/i><\/span><\/p>\n<p><span style=\"font-size: 10pt;\"><i><span style=\"font-weight: 400;\">Investors are requested to do their own due diligence before investing. Paytm Money Ltd SEBI Reg No. Broking \u2013 INZ000240532, Depository Participant \u2013 IN \u2013 DP \u2013 416 \u2013 2019, Depository Participant Number: CDSL \u2013 12088800, NSE (90165), BSE (6707) Regd Office: 136, 1st Floor, Devika Tower, Nehru Place, Delhi \u2013 110019. For complete Terms &amp; Conditions and Disclaimers visit: <\/span><\/i><a href=\"https:\/\/www.paytmmoney.com\/stocks\/policies\/terms\"><i><span style=\"font-weight: 400;\">https:\/\/www.paytmmoney.com\/stocks\/policies\/terms<\/span><\/i><\/a><i><span style=\"font-weight: 400;\"> .<\/span><\/i><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>SEBI has introduced a new framework requiring all brokers and intermediaries in the securities market to use Valid UPI handles. This initiative strengthens investor protection and ensures that all UPI-based payments are routed securely to verified and identifiable entities. At Paytm Money, we have fully implemented these guidelines. This means all customer UPI payments will<a href=\"https:\/\/www.paytmmoney.com\/blog\/introduction-of-valid-upi-handles-as-per-sebi-guidelines\/\">Continue reading <span class=\"sr-only\">&#8220;Introduction of Valid UPI Handles as per SEBI Guidelines&#8221;<\/span><\/a><\/p>\n","protected":false},"author":27,"featured_media":6044,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[90,89,88,85,87,86],"class_list":["post-6042","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-announcements","tag-investor-protection","tag-paytm-money-upi","tag-sebi-upi-framework","tag-sebi-upi-handles","tag-upi-payment-guidelines","tag-valid-upi-handles"],"_links":{"self":[{"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/posts\/6042","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/users\/27"}],"replies":[{"embeddable":true,"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/comments?post=6042"}],"version-history":[{"count":0,"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/posts\/6042\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/media\/6044"}],"wp:attachment":[{"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/media?parent=6042"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/categories?post=6042"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/tags?post=6042"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}