{"id":6276,"date":"2026-01-30T10:39:26","date_gmt":"2026-01-30T10:39:26","guid":{"rendered":"https:\/\/www.paytmmoney.com\/blog\/?p=6276"},"modified":"2026-02-17T06:21:41","modified_gmt":"2026-02-17T06:21:41","slug":"track-external-mutual-funds-paytm-money","status":"publish","type":"post","link":"https:\/\/www.paytmmoney.com\/blog\/track-external-mutual-funds-paytm-money\/","title":{"rendered":"Track All Your Mutual Funds in One Place Using \u2018Track External Funds\u2019 on Paytm Money"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Imagine this. You started your investment journey with a small SIP in a mutual fund. A few years later, a colleague suggested another good fund, so you invested there too. Over time, you added more schemes to meet goals like buying a home, funding a child\u2019s education, or building a retirement corpus.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Fast forward a few years and you now have several ongoing investments across different platforms. The amounts vary, the investment dates are different, and suddenly, you are no longer sure how much you have invested in total or how your money is actually performing.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If this sounds familiar, you are not alone. This is exactly where the \u201cTrack External Funds\u201d tool on Paytm Money becomes useful. It helps you view, monitor, and manage all your mutual fund investments in one place, even if they were not purchased through the Paytm Money app.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Let us understand why tracking matters and how you can do it easily using Paytm Money.<\/span><\/p>\n<h2><b>Why You Need to Track All Your Investments in One Place<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Investing in a mutual fund is only the first step. The real work begins after that.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Tracking your investments helps you understand:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Whether your funds are performing as expected<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">How they compare with similar funds in the same category<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Whether your portfolio is aligned with your financial goals<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">When your investments are scattered across multiple apps or fund houses, tracking becomes difficult. You may end up checking performance irregularly or not at all. This can lead to missed opportunities, delayed decisions, or unnecessary risks.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">By using Track External Funds on Paytm Money, you get a single, consolidated view of all your investments. This makes it easier to monitor performance, review returns, and review investments more efficiently when required.<\/span><\/p>\n<p><span style=\"font-size: 10pt;\"><i><span style=\"font-weight: 400;\">(<\/span><\/i><b><i>Source:<\/i><\/b><i><span style=\"font-weight: 400;\"> Livemint)<\/span><\/i><\/span><\/p>\n<h2><b>How to Track External Mutual Funds on Paytm Money<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Consolidating your external <\/span><a href=\"https:\/\/www.paytmmoney.com\/mutual-funds\"><span style=\"font-weight: 400;\">mutual funds<\/span><\/a><span style=\"font-weight: 400;\"> is a surprisingly quick process. Follow these simple steps:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Step 1:<\/b><span style=\"font-weight: 400;\"> Open your <\/span><b>Paytm Money App<\/b><span style=\"font-weight: 400;\"> and click on the <\/span><b>Mutual Funds<\/b><span style=\"font-weight: 400;\"> section<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Step 2:<\/b><span style=\"font-weight: 400;\"> Scroll down until you reach the <\/span><b>Mutual Fund Tools<\/b><span style=\"font-weight: 400;\"> section<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Step 3:<\/b><span style=\"font-weight: 400;\"> Click on the option to <\/span><b>Track External Funds<\/b><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Step 4:<\/b><span style=\"font-weight: 400;\"> Tap on the <\/span><b>Refresh External MF<\/b><span style=\"font-weight: 400;\"> tab to pull in the latest updates from your various holdings.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Step 5:<\/b><span style=\"font-weight: 400;\"> You will receive a secure <\/span><b>OTP<\/b><span style=\"font-weight: 400;\"> on your registered mobile number. Once you enter this code, the app will display all your external mutual funds, including the total investment amount, current value, and overall returns.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-size: 10pt;\"><i><span style=\"font-weight: 400;\">(<\/span><\/i><b><i>Source:<\/i><\/b> <a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.paytmmoney&amp;hl=en_IN\"><i><span style=\"font-weight: 400;\">Paytm Money App<\/span><\/i><\/a><i><span style=\"font-weight: 400;\">)<\/span><\/i><\/span><\/p>\n<h2><b>Features That Give You Better Portfolio Visibility<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">For example, you may have multiple SIPs and investments spread across different websites or apps, with no single place to see your total invested amount. Tracking each one separately means juggling multiple logins and dashboards, which can be time consuming and frustrating.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The track external funds feature is designed to solve the three biggest headaches investors face: management fatigue, performance blindness, and lack of clarity.<\/span><\/p>\n<h3><b>1. Centralised Management<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Instead of juggling multiple platform logins, you get one unified view. You no longer need to check various apps just to see your total invested amount.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Through this single dashboard, you can:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Monitor all mutual fund investments in one place, even those not purchased via Paytm Money.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">View vital statistics like the total amount invested and the current value of every fund.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Keep an eye on the daily updated Net Asset Value (NAV), which tells you the real time price of your fund units.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">View available options to invest or redeem, subject to fund-specific conditions.<\/span><\/li>\n<\/ul>\n<h3><b>2. Deep Performance Insights<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Understanding if your money is growing at a healthy rate is vital for long term wealth. The dashboard breaks down your returns so you can see the returns after accounting for investments and market movements.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Paytm Money also visualises how your capital is distributed across different categories:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Asset Allocation:<\/b><span style=\"font-weight: 400;\"> See the split between Equity, cash and cash equivalent, and Debt.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Top Holdings:<\/b><span style=\"font-weight: 400;\"> Understand the top company stocks held by the fund.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Sector Allocation:<\/b><span style=\"font-weight: 400;\"> Check if you are too heavily invested in one industry, such as Banking, Automobile or Technology.<\/span><\/li>\n<\/ul>\n<h3><b>3. Sophisticated Dashboard Analytics<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">The main portfolio screen is built for at a glance financial health checks. It highlights several key numbers:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Total Portfolio Value:<\/b><span style=\"font-weight: 400;\"> The combined current worth of every investment you own.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Daily Movement:<\/b><span style=\"font-weight: 400;\"> View your one day gain or loss in both absolute currency and percentage terms.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Investment Summary:<\/b><span style=\"font-weight: 400;\"> A clear look at the total amount you have put in versus the total returns earned so far.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>XIRR (Annualised Returns):<\/b><span style=\"font-weight: 400;\"> XIRR calculates your average annual return by accounting for the exact timing of multiple investments and withdrawals. It is the most appropriate metric for evaluating how efficiently your money has grown across irregular cash flows.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>The External Tag:<\/b><span style=\"font-weight: 400;\"> To keep things organised, any fund not originally bought on the app is clearly marked with an External tag.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-size: 10pt;\"><i><span style=\"font-weight: 400;\">(<\/span><\/i><b><i>Source:<\/i><\/b><i><span style=\"font-weight: 400;\"> Paytm Money App)<\/span><\/i><\/span><\/p>\n<h2><b>Granular Details for Individual Funds<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">If you want to zoom in, clicking on any specific external fund (like an ELSS or a focused equity fund) reveals an even deeper layer of data.<\/span><\/p>\n<p><b>Performance and NAV Details:<\/b><span style=\"font-weight: 400;\"> For every individual fund, you can verify:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Current value and one day price fluctuations.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Total invested amount and specific returns for that scheme.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Current NAV versus your average purchase NAV.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The exact number of units you hold and the specific folio details linked to the fund house.<\/span><\/li>\n<\/ul>\n<p><b>Full Transaction History:<\/b><span style=\"font-weight: 400;\"> Transparency is key to trust. The app maintains a complete record of your past buy and sell transactions for external funds. This includes the date of the transaction, the number of units moved, the NAV at that specific time, and the total transaction amount.<\/span><\/p>\n<p><span style=\"font-size: 10pt;\"><i><span style=\"font-weight: 400;\">(<\/span><\/i><b><i>Source:<\/i><\/b><i><span style=\"font-weight: 400;\"> Paytm Money App)<\/span><\/i><\/span><\/p>\n<h2><b>Conclusion<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">The Track External Funds feature on <\/span><a href=\"https:\/\/www.paytmmoney.com\/\"><span style=\"font-weight: 400;\">Paytm Money<\/span><\/a><span style=\"font-weight: 400;\"> is designed to help investors view and monitor mutual fund investments held across multiple platforms in one place. By reducing the need to switch between different apps and logins, it offers a clearer view of portfolio structure and performance.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Whether you are reviewing XIRR, checking sector allocation, or understanding overall portfolio exposure, having consolidated information can support more informed monitoring of investments over time.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size: 10pt;\"><b><i>Disclaimer:<\/i><\/b><i><span style=\"font-weight: 400;\"> Investment in the securities market <\/span><\/i><b><i>is<\/i><\/b><i><span style=\"font-weight: 400;\"> subject to market risks. Read all the related documents carefully before investing. This content is purely for information purpose only and in no way is to be considered as an advice or recommendation. The securities are quoted as an example and not as a recommendation. Investors are requested to do their own due diligence before investing.<\/span><\/i><\/span><\/p>\n<p><span style=\"font-size: 10pt;\"><i><span style=\"font-weight: 400;\">SEBI Reg No.: Broking \u2013 INZ000240532, Research Analyst \u2013 INH000020086, Depository Participant \u2013 IN-DP-416-2019, Depository Participant Number: CDSL \u2013 12088800, NSE (90165), BSE (6707), MCX (57525), NCDEX (1315), MSEI (85300).<\/span><\/i><\/span><\/p>\n<p><span style=\"font-size: 10pt;\"><i><span style=\"font-weight: 400;\">Registered Office: 136, 1st Floor, Devika Tower, Nehru Place, Delhi \u2013 110019.<\/span><\/i><\/span><\/p>\n<p><span style=\"font-size: 10pt;\"><i><span style=\"font-weight: 400;\">For complete Terms &amp; Conditions and Disclaimers, visit<\/span><\/i><a href=\"https:\/\/www.paytmmoney.com\"> <i><span style=\"font-weight: 400;\">https:\/\/www.paytmmoney.com<\/span><\/i><\/a><i><span style=\"font-weight: 400;\">.<\/span><\/i><\/span><\/p>\n<h2>FAQs<\/h2>\n<div class=\"faq_accordion\" style=\"display: block; width: 100%; max-width: 100%; font-family: inherit; margin: 20px 0;\">\n<details style=\"border-bottom: 1px solid #ddd; padding: 10px 0;\">\n<summary style=\"display: flex; justify-content: space-between; align-items: center; cursor: pointer; list-style: none; font-weight: 600; padding: 10px 0; outline: none;\">1. What are external mutual funds on Paytm Money?<br \/>\n<span style=\"font-size: 20px; font-weight: 300; margin-left: 20px;\">+<\/span><\/summary>\n<div style=\"padding: 10px 0 20px 0; line-height: 1.6; color: #333;\">External mutual funds are investments that were purchased through other platforms or fund houses but can be viewed and tracked on the Paytm Money app using the Track External Funds feature.<\/div>\n<\/details>\n<details style=\"border-bottom: 1px solid #ddd; padding: 10px 0;\">\n<summary style=\"display: flex; justify-content: space-between; align-items: center; cursor: pointer; list-style: none; font-weight: 600; padding: 10px 0; outline: none;\">2. Can I take action on mutual funds tracked externally on Paytm Money?<br \/>\n<span style=\"font-size: 20px; font-weight: 300; margin-left: 20px;\">+<\/span><\/summary>\n<div style=\"padding: 10px 0 20px 0; line-height: 1.6; color: #333;\">Yes, once your external funds are visible on the dashboard, you can invest more or redeem them directly through the Paytm Money app, subject to fund-specific conditions.<\/div>\n<\/details>\n<details style=\"border-bottom: 1px solid #ddd; padding: 10px 0;\">\n<summary style=\"display: flex; justify-content: space-between; align-items: center; cursor: pointer; list-style: none; font-weight: 600; padding: 10px 0; outline: none;\">3. How accurate is the performance data shown for external funds?<br \/>\n<span style=\"font-size: 20px; font-weight: 300; margin-left: 20px;\">+<\/span><\/summary>\n<div style=\"padding: 10px 0 20px 0; line-height: 1.6; color: #333;\">The app fetches updated information using secure authentication and displays current value, NAV, returns, and XIRR. The data is updated regularly and reflects the latest available fund information.<\/div>\n<\/details>\n<details style=\"border-bottom: 1px solid #ddd; padding: 10px 0;\">\n<summary style=\"display: flex; justify-content: space-between; align-items: center; cursor: pointer; list-style: none; font-weight: 600; padding: 10px 0; outline: none;\">4. Does tracking external funds on Paytm Money cost anything?<br \/>\n<span style=\"font-size: 20px; font-weight: 300; margin-left: 20px;\">+<\/span><\/summary>\n<div style=\"padding: 10px 0 20px 0; line-height: 1.6; color: #333;\">No, the Track External Funds feature is available at no additional cost. It allows investors to monitor and manage all their mutual fund investments from a single dashboard without any tracking fee.<\/div>\n<\/details>\n<\/div>\n<style>\n    \/* This CSS block ensures the native browser arrow is hidden across different browsers *\/<br \/>    .faq_accordion summary::-webkit-details-marker {<br \/>        display: none;<br \/>    }<br \/>    .faq_accordion summary::marker {<br \/>        display: none;<br \/>        content: \"\";<br \/>    }<br \/><\/style>\n","protected":false},"excerpt":{"rendered":"<p>Imagine this. You started your investment journey with a small SIP in a mutual fund. A few years later, a colleague suggested another good fund, so you invested there too. Over time, you added more schemes to meet goals like buying a home, funding a child\u2019s education, or building a retirement corpus. Fast forward a<a href=\"https:\/\/www.paytmmoney.com\/blog\/track-external-mutual-funds-paytm-money\/\">Continue reading <span class=\"sr-only\">&#8220;Track All Your Mutual Funds in One Place Using \u2018Track External Funds\u2019 on Paytm Money&#8221;<\/span><\/a><\/p>\n","protected":false},"author":51,"featured_media":6277,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[827,14],"tags":[679,682,680,677,678,681],"class_list":["post-6276","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-mutual-funds","category-product-updates","tag-external-mutual-fund-tracking","tag-mutual-fund-performance-tracking","tag-mutual-fund-portfolio-tracking","tag-track-external-funds-on-paytm-money","tag-track-external-mutual-funds","tag-track-investments-on-paytm-money"],"_links":{"self":[{"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/posts\/6276","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/users\/51"}],"replies":[{"embeddable":true,"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/comments?post=6276"}],"version-history":[{"count":0,"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/posts\/6276\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/media\/6277"}],"wp:attachment":[{"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/media?parent=6276"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/categories?post=6276"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/tags?post=6276"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}