{"id":6310,"date":"2026-02-06T04:07:48","date_gmt":"2026-02-06T04:07:48","guid":{"rendered":"https:\/\/www.paytmmoney.com\/blog\/?p=6310"},"modified":"2026-02-06T04:08:31","modified_gmt":"2026-02-06T04:08:31","slug":"fractal-analytics-ipo-review-gmp-financials","status":"publish","type":"post","link":"https:\/\/www.paytmmoney.com\/blog\/fractal-analytics-ipo-review-gmp-financials\/","title":{"rendered":"Fractal Analytics IPO Review: Strengths, Risks &#038; What the Numbers Reveal"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Fractal Analytics is launching a book-built IPO with a total issue size of \u20b92,833.90 crore. The issue includes a fresh issue of 1.14 crore equity shares, raising \u20b91,023.50 crore, along with an offer for sale of 2.01 crore shares worth \u20b91,810.40 crore. The IPO subscription window opens on February 9, 2026, and closes on February 11, 2026.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The basis of allotment is likely to be finalised on February 12, 2026. Shares are expected to list on both BSE and NSE on February 16, 2026, subject to final approvals. The price band for the IPO has been fixed at \u20b9857 to \u20b9900 per share. Each application must be made in a lot size of 16 shares. Retail investors need to invest a minimum of \u20b914,400, calculated at the upper end of the price band.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For non-institutional investors, the minimum application differs by category. The small NII (sNII) category requires 14 lots or 224 shares, translating to an investment of \u20b92,01,600. The big NII (bNII) category requires 70 lots or 1,120 shares, with a total investment of \u20b910,08,000.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Kotak Mahindra Capital Company Limited is acting as the book running lead manager for the issue, while MUFG Intime India Private Limited has been appointed as the registrar.<\/span><\/p>\n<p><span style=\"font-size: 10pt;\"><i><span style=\"font-weight: 400;\">(<\/span><\/i><b><i>Source:<\/i><\/b> <a href=\"https:\/\/www.chittorgarh.net\/reports\/ipo_notes\/fractal-analytics-rhp.pdf\"><i><span style=\"font-weight: 400;\">RHP<\/span><\/i><\/a><i><span style=\"font-weight: 400;\">)<\/span><\/i><\/span><\/p>\n<h2><b>Company Overview<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Founded in 2000, Fractal Analytics is a global enterprise AI company focused on enabling better decision-making for large organisations through data and artificial intelligence. The company delivers end-to-end AI solutions across the full transformation lifecycle, from strategy and design to deployment and adoption.<\/span><\/p>\n<h3><b>Key Highlights<\/b><\/h3>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The company operates through two segments. Fractal.ai focuses on AI services and platforms, while Fractal Alpha comprises AI-led businesses.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Serves large global enterprises across CPG and retail, BFSI, healthcare and life sciences, and technology, media and telecom.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Works with over 120 high-value global clients, including leading multinational brands.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Strong expertise across data, analytics, AI, engineering and design.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Recognised globally by leading industry analysts for leadership in AI and analytics services.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Fractal follows a client-first approach, focusing on long-term partnerships, innovation, and delivering measurable business impact across industries.<\/span><\/p>\n<p><span style=\"font-size: 10pt;\"><i><span style=\"font-weight: 400;\">(<\/span><\/i><b><i>Source:<\/i><\/b> <a href=\"https:\/\/www.chittorgarh.net\/reports\/ipo_notes\/fractal-analytics-rhp.pdf\"><i><span style=\"font-weight: 400;\">RHP<\/span><\/i><\/a><i><span style=\"font-weight: 400;\">)<\/span><\/i><\/span><\/p>\n<h2><b>Industry Context<\/b><\/h2>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Data &amp; AI Expansion:<\/b><span style=\"font-weight: 400;\"> The global Artificial Intelligence (AI) and analytics market is witnessing rapid growth, driven by digital transformation and the increasing commoditisation of data.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Sector Demand:<\/b><span style=\"font-weight: 400;\"> Demand is surging across Consumer Packaged Goods (CPG), Financial Services, Retail, and Healthcare as companies integrate AI into core decision-making.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Generative AI Impact:<\/b><span style=\"font-weight: 400;\"> GenAI is a pivotal catalyst, shifting the industry from descriptive analytics to autonomous, predictive systems.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Specialized Providers:<\/b><span style=\"font-weight: 400;\"> There is a clear trend toward specialized pure-play AI firms that offer integrated engineering, design, and data science capabilities.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Market Opportunity:<\/b><span style=\"font-weight: 400;\"> Organizations are scaling AI investments to enhance customer experience, optimize supply chains, and drive operational efficiency.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-size: 10pt;\"><i><span style=\"font-weight: 400;\">(<\/span><\/i><b><i>Source:<\/i><\/b> <a href=\"https:\/\/www.chittorgarh.net\/reports\/ipo_notes\/fractal-analytics-rhp.pdf\"><i><span style=\"font-weight: 400;\">RHP<\/span><\/i><\/a><i><span style=\"font-weight: 400;\">)<\/span><\/i><\/span><\/p>\n<h2><b>Business Strengths<\/b><\/h2>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Operates in a large and fast-growing global AI and analytics market, offering end-to-end capabilities across the full data, analytics and AI value chain.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Strong global presence with most revenue generated from international clients and consistent growth above industry averages.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Long-standing relationships with marquee global enterprises, supported by high client retention and revenue expansion.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Deep technical, domain and functional expertise across key industries such as CPG, BFSI, healthcare and TMT.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Proven innovation focus with sustained investments in R&amp;D, proprietary AI products, patents, and advanced Gen AI solutions.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-size: 10pt;\"><i><span style=\"font-weight: 400;\">(<\/span><\/i><b><i>Source:<\/i><\/b> <a href=\"https:\/\/www.chittorgarh.net\/reports\/ipo_notes\/fractal-analytics-rhp.pdf\"><i><span style=\"font-weight: 400;\">RHP<\/span><\/i><\/a><i><span style=\"font-weight: 400;\">)<\/span><\/i><\/span><\/p>\n<h2><b>Financial Performance<\/b><\/h2>\n<h3><b>Fractal Analytics Ltd. \u2013 (Restated Consolidated) (\u20b9 in crore)<\/b><\/h3>\n<div class=\"wp-block-table\" style=\"display: block; width: 100%; overflow-x: auto; -webkit-overflow-scrolling: touch; border: 1px solid #000000; margin-bottom: 5px;\">\n<table style=\"width: 100%; border-collapse: collapse; min-width: 900px; font-family: Arial, sans-serif; font-size: 15px; color: #000000; background-color: #ffffff;\">\n<thead>\n<tr>\n<th style=\"padding: 12px; border: 1px solid #000000; text-align: left; font-weight: bold; color: #000000; background-color: #ffffff;\">Particulars<\/th>\n<th style=\"padding: 12px; border: 1px solid #000000; text-align: left; font-weight: bold; color: #000000; background-color: #ffffff;\">30 Sep 2025<\/th>\n<th style=\"padding: 12px; border: 1px solid #000000; text-align: left; font-weight: bold; color: #000000; background-color: #ffffff;\">31 Mar 2025<\/th>\n<th style=\"padding: 12px; border: 1px solid #000000; text-align: left; font-weight: bold; color: #000000; background-color: #ffffff;\">31 Mar 2024<\/th>\n<th style=\"padding: 12px; border: 1px solid #000000; text-align: left; font-weight: bold; color: #000000; background-color: #ffffff;\">31 Mar 2023<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"padding: 12px; border: 1px solid #000000; font-weight: bold;\">Assets<\/td>\n<td style=\"padding: 12px; border: 1px solid #000000;\">2,965.40<\/td>\n<td style=\"padding: 12px; border: 1px solid #000000;\">2,857.60<\/td>\n<td style=\"padding: 12px; border: 1px solid #000000;\">2,392.00<\/td>\n<td style=\"padding: 12px; border: 1px solid #000000;\">2,248.70<\/td>\n<\/tr>\n<tr>\n<td style=\"padding: 12px; border: 1px solid #000000; font-weight: bold;\">Total Income<\/td>\n<td style=\"padding: 12px; border: 1px solid #000000;\">1,594.30<\/td>\n<td style=\"padding: 12px; border: 1px solid #000000;\">2,816.20<\/td>\n<td style=\"padding: 12px; border: 1px solid #000000;\">2,241.90<\/td>\n<td style=\"padding: 12px; border: 1px solid #000000;\">2,043.70<\/td>\n<\/tr>\n<tr>\n<td style=\"padding: 12px; border: 1px solid #000000; font-weight: bold;\">Profit After Tax<\/td>\n<td style=\"padding: 12px; border: 1px solid #000000;\">70.90<\/td>\n<td style=\"padding: 12px; border: 1px solid #000000;\">220.60<\/td>\n<td style=\"padding: 12px; border: 1px solid #000000;\">-54.70<\/td>\n<td style=\"padding: 12px; border: 1px solid #000000;\">194.40<\/td>\n<\/tr>\n<tr>\n<td style=\"padding: 12px; border: 1px solid #000000; font-weight: bold;\">EBITDA<\/td>\n<td style=\"padding: 12px; border: 1px solid #000000;\">185.60<\/td>\n<td style=\"padding: 12px; border: 1px solid #000000;\">398.00<\/td>\n<td style=\"padding: 12px; border: 1px solid #000000;\">97.20<\/td>\n<td style=\"padding: 12px; border: 1px solid #000000;\">436.80<\/td>\n<\/tr>\n<tr>\n<td style=\"padding: 12px; border: 1px solid #000000; font-weight: bold;\">Net Worth<\/td>\n<td style=\"padding: 12px; border: 1px solid #000000;\">1,957.50<\/td>\n<td style=\"padding: 12px; border: 1px solid #000000;\">1,748.30<\/td>\n<td style=\"padding: 12px; border: 1px solid #000000;\">1,397.00<\/td>\n<td style=\"padding: 12px; border: 1px solid #000000;\">1,339.20<\/td>\n<\/tr>\n<tr>\n<td style=\"padding: 12px; border: 1px solid #000000; font-weight: bold;\">Reserves and Surplus<\/td>\n<td style=\"padding: 12px; border: 1px solid #000000;\">1,937.10<\/td>\n<td style=\"padding: 12px; border: 1px solid #000000;\">1,728.70<\/td>\n<td style=\"padding: 12px; border: 1px solid #000000;\">1,380.50<\/td>\n<td style=\"padding: 12px; border: 1px solid #000000;\">1,323.10<\/td>\n<\/tr>\n<tr>\n<td style=\"padding: 12px; border: 1px solid #000000; font-weight: bold;\">Total Borrowings<\/td>\n<td style=\"padding: 12px; border: 1px solid #000000;\">274.60<\/td>\n<td style=\"padding: 12px; border: 1px solid #000000;\">266.20<\/td>\n<td style=\"padding: 12px; border: 1px solid #000000;\">250.10<\/td>\n<td style=\"padding: 12px; border: 1px solid #000000;\">325.60<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<div class=\"md:hidden lg:hidden xl:hidden\" style=\"text-align: center; margin-top: 10px; margin-bottom: 20px; font-size: 13px; color: #666666; font-family: Arial, sans-serif;\">\u2190 Swipe horizontally to view full financial data \u2192<\/div>\n<style>\n    @media screen and (min-width: 768px) {<br \/>        .md\\:hidden {<br \/>            display: none !important;<br \/>        }<br \/>    }<br \/><\/style>\n<p><span style=\"font-size: 10pt;\"><i><span style=\"font-weight: 400;\">(<\/span><\/i><b><i>Source:<\/i><\/b> <a href=\"https:\/\/www.chittorgarh.net\/reports\/ipo_notes\/fractal-analytics-rhp.pdf\"><i><span style=\"font-weight: 400;\">RHP<\/span><\/i><\/a><i><span style=\"font-weight: 400;\">, Chittorgarh)<\/span><\/i><\/span><\/p>\n<h2><b>Key Ratios &amp; Metrics (as of March 31, 2025)<\/b><\/h2>\n<div class=\"wp-block-table\" style=\"width: 100%; border: 1px solid #000000; margin-bottom: 20px;\">\n<table style=\"width: 100%; border-collapse: collapse; font-family: Arial, sans-serif; font-size: 15px; color: #000000; background-color: #ffffff;\">\n<thead>\n<tr>\n<th style=\"padding: 12px; border: 1px solid #000000; text-align: left; font-weight: bold; color: #000000; background-color: #ffffff;\">Metric<\/th>\n<th style=\"padding: 12px; border: 1px solid #000000; text-align: left; font-weight: bold; color: #000000; background-color: #ffffff;\">Value<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"padding: 12px; border: 1px solid #000000; font-weight: bold;\">EBITDA Margin<\/td>\n<td style=\"padding: 12px; border: 1px solid #000000;\">14.40%<\/td>\n<\/tr>\n<tr>\n<td style=\"padding: 12px; border: 1px solid #000000; font-weight: bold;\">PAT Margin<\/td>\n<td style=\"padding: 12px; border: 1px solid #000000;\">8.00%<\/td>\n<\/tr>\n<tr>\n<td style=\"padding: 12px; border: 1px solid #000000; font-weight: bold;\">Price-to-Book Value<\/td>\n<td style=\"padding: 12px; border: 1px solid #000000;\">8.65<\/td>\n<\/tr>\n<tr>\n<td style=\"padding: 12px; border: 1px solid #000000; font-weight: bold;\">Return on Net Worth<\/td>\n<td style=\"padding: 12px; border: 1px solid #000000;\">12.6%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p><span style=\"font-size: 10pt;\"><i><span style=\"font-weight: 400;\">(<\/span><\/i><b><i>Source:<\/i><\/b><i><span style=\"font-weight: 400;\"> RHP | Chittorgarh)<\/span><\/i><\/span><\/p>\n<h2><b>Market Outlook &amp; GMP Trends<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Fractal Analytics IPO has entered the grey market recently, indicating early but growing investor interest. As of February 4, 2026 at 12:59 PM, the latest GMP stands at \u20b9182, suggesting a potential listing price of around \u20b91,082 based on the upper price band of \u20b9900.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This implies an expected upside of nearly 20.22%. The GMP movement over the last two sessions shows mild positive momentum, with rates moving up from \u20b9180 on February 3, 2026 at 11:35 PM. Retail and small HNI sauda rates indicate early positive interest from investors. As grey market activity has only just begun, a clearer trend is likely to emerge once subscription numbers start coming in closer to the IPO opening.<\/span><\/p>\n<p><span style=\"font-size: 10pt;\"><i><span style=\"font-weight: 400;\">(<\/span><\/i><b><i>Source:<\/i><\/b><i><span style=\"font-weight: 400;\"> Chittorgarh)<\/span><\/i><\/span><\/p>\n<h2><b>Fractal Analytics IPO Details<\/b><\/h2>\n<div class=\"wp-block-table\" style=\"width: 100%; border: 1px solid #000000; margin-bottom: 20px;\">\n<table style=\"width: 100%; border-collapse: collapse; font-family: Arial, sans-serif; font-size: 15px; color: #000000; background-color: #ffffff;\">\n<thead>\n<tr>\n<th style=\"padding: 12px; border: 1px solid #000000; text-align: left; font-weight: bold; color: #000000; background-color: #ffffff;\">IPO Detail<\/th>\n<th style=\"padding: 12px; border: 1px solid #000000; text-align: left; font-weight: bold; color: #000000; background-color: #ffffff;\">Information<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"padding: 12px; border: 1px solid #000000; font-weight: bold;\">IPO Date<\/td>\n<td style=\"padding: 12px; border: 1px solid #000000;\">9 to 11 Feb, 2026<\/td>\n<\/tr>\n<tr>\n<td style=\"padding: 12px; border: 1px solid #000000; font-weight: bold;\">Allotment Date<\/td>\n<td style=\"padding: 12px; border: 1px solid #000000;\">Thu, Feb 12, 2026<\/td>\n<\/tr>\n<tr>\n<td style=\"padding: 12px; border: 1px solid #000000; font-weight: bold;\">Listing Date<\/td>\n<td style=\"padding: 12px; border: 1px solid #000000;\">Mon, Feb 16, 2026<\/td>\n<\/tr>\n<tr>\n<td style=\"padding: 12px; border: 1px solid #000000; font-weight: bold;\">Face Value<\/td>\n<td style=\"padding: 12px; border: 1px solid #000000;\">\u20b91 per share<\/td>\n<\/tr>\n<tr>\n<td style=\"padding: 12px; border: 1px solid #000000; font-weight: bold;\">Price Band<\/td>\n<td style=\"padding: 12px; border: 1px solid #000000;\">\u20b9857 to \u20b9900<\/td>\n<\/tr>\n<tr>\n<td style=\"padding: 12px; border: 1px solid #000000; font-weight: bold;\">Lot Size<\/td>\n<td style=\"padding: 12px; border: 1px solid #000000;\">16 shares<\/td>\n<\/tr>\n<tr>\n<td style=\"padding: 12px; border: 1px solid #000000; font-weight: bold;\">Min Investment<\/td>\n<td style=\"padding: 12px; border: 1px solid #000000;\">\u20b914,400<\/td>\n<\/tr>\n<tr>\n<td style=\"padding: 12px; border: 1px solid #000000; font-weight: bold;\">Sale Type<\/td>\n<td style=\"padding: 12px; border: 1px solid #000000;\">Fresh issue and OFS<\/td>\n<\/tr>\n<tr>\n<td style=\"padding: 12px; border: 1px solid #000000; font-weight: bold;\">Issue Type<\/td>\n<td style=\"padding: 12px; border: 1px solid #000000;\">Bookbuilding IPO<\/td>\n<\/tr>\n<tr>\n<td style=\"padding: 12px; border: 1px solid #000000; font-weight: bold;\">Listing At<\/td>\n<td style=\"padding: 12px; border: 1px solid #000000;\">BSE, NSE<\/td>\n<\/tr>\n<tr>\n<td style=\"padding: 12px; border: 1px solid #000000; font-weight: bold;\">Employee Discount<\/td>\n<td style=\"padding: 12px; border: 1px solid #000000;\">\u20b985 per share<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<h2><b>Conclusion<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Fractal Analytics IPO provides an opportunity to invest in a global enterprise AI company operating in a high-growth market. The business benefits from strong client relationships, diversified industry exposure, and a steady focus on innovation and Gen AI.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Financials indicate improving profitability, while early grey market trends suggest positive investor interest. However, the valuation is on the higher side and long-term performance will depend on execution and market conditions. Overall, the IPO may suit investors looking for long-term exposure to the AI and data analytics theme with an appetite for valuation-related risks.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size: 10pt;\"><b><i>Disclaimer:<\/i><\/b><i><span style=\"font-weight: 400;\"> Investment in the securities market <\/span><\/i><b><i>is<\/i><\/b><i><span style=\"font-weight: 400;\"> subject to market risks. Read all the related documents carefully before investing. This content is purely for information purpose only and in no way is to be considered as an advice or recommendation. The securities are quoted as an example and not as a recommendation. Investors are requested to do their own due diligence before investing.<\/span><\/i><\/span><\/p>\n<p><span style=\"font-size: 10pt;\"><i><span style=\"font-weight: 400;\">SEBI Reg No.: Broking \u2013 INZ000240532, Research Analyst \u2013 INH000020086, Depository Participant \u2013 IN-DP-416-2019, Depository Participant Number: CDSL \u2013 12088800, NSE (90165), BSE (6707), MCX (57525), NCDEX (1315), MSEI (85300).<\/span><\/i><\/span><\/p>\n<p><span style=\"font-size: 10pt;\"><i><span style=\"font-weight: 400;\">Registered Office: 136, 1st Floor, Devika Tower, Nehru Place, Delhi \u2013 110019.<\/span><\/i><\/span><\/p>\n<p><span style=\"font-size: 10pt;\"><i><span style=\"font-weight: 400;\">For complete Terms &amp; Conditions and Disclaimers, visit<\/span><\/i><a href=\"https:\/\/www.paytmmoney.com\"> <i><span style=\"font-weight: 400;\">https:\/\/www.paytmmoney.com<\/span><\/i><\/a><i><span style=\"font-weight: 400;\">.<\/span><\/i><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Fractal Analytics is launching a book-built IPO with a total issue size of \u20b92,833.90 crore. The issue includes a fresh issue of 1.14 crore equity shares, raising \u20b91,023.50 crore, along with an offer for sale of 2.01 crore shares worth \u20b91,810.40 crore. The IPO subscription window opens on February 9, 2026, and closes on February<a href=\"https:\/\/www.paytmmoney.com\/blog\/fractal-analytics-ipo-review-gmp-financials\/\">Continue reading <span class=\"sr-only\">&#8220;Fractal Analytics IPO Review: Strengths, Risks &#038; What the Numbers Reveal&#8221;<\/span><\/a><\/p>\n","protected":false},"author":27,"featured_media":6311,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[743,738,741,742,740,739,744],"class_list":["post-6310","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ipo","tag-fractal-analytics-financials","tag-fractal-analytics-ipo","tag-fractal-analytics-ipo-analysis","tag-fractal-analytics-ipo-details","tag-fractal-analytics-ipo-gmp","tag-fractal-analytics-ipo-review","tag-fractal-analytics-ipo-valuation"],"_links":{"self":[{"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/posts\/6310","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/users\/27"}],"replies":[{"embeddable":true,"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/comments?post=6310"}],"version-history":[{"count":0,"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/posts\/6310\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/media\/6311"}],"wp:attachment":[{"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/media?parent=6310"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/categories?post=6310"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/tags?post=6310"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}