{"id":6376,"date":"2026-02-23T10:38:12","date_gmt":"2026-02-23T10:38:12","guid":{"rendered":"https:\/\/www.paytmmoney.com\/blog\/?p=6376"},"modified":"2026-02-23T10:38:12","modified_gmt":"2026-02-23T10:38:12","slug":"sip-for-car-vs-car-loan-20-lakh-plan","status":"publish","type":"post","link":"https:\/\/www.paytmmoney.com\/blog\/sip-for-car-vs-car-loan-20-lakh-plan\/","title":{"rendered":"Your \u20b920 Lakhs Dream Car Needs a Plan, Not Just a Booking Amount"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Have you ever walked into a showroom, admired a \u20b920 lakhs car, and thought, I just need to arrange the booking amount? It feels manageable at the moment. A few lakhs upfront, the rest through EMIs, and the car is yours.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">But here is the real question. Are you planning the car, or just planning the booking?<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A \u20b920 lakhs dream car deserves more than excitement. It deserves a financial strategy. This is where a SIP for cars can completely change the way you approach your goal.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Instead of relying on a large loan and committing to years of EMIs, you can use a Systematic Investment Plan (SIP) to build your car fund gradually and efficiently. Let us understand how.<\/span><\/p>\n<h2><b>What is a SIP for Car?<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">A SIP for car is a structured way to save for your dream vehicle by investing a fixed amount regularly in mutual funds. Rather than accumulating money randomly, you invest monthly with a clear target in mind.<\/span><\/p>\n<p><b>The goal is simple:<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Decide the cost of your car<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Fix a timeline<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Invest consistently<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Allow compounding to grow your money<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">This approach reduces dependency on car loans and gives you greater financial control.<\/span><\/p>\n<h2><b>How Does SIP for Car Work?<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Here is a simplified breakdown of how a SIP for car works:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Choose Your Goal Amount: <\/b><span style=\"font-weight: 400;\">In this case, \u20b920 lakhs.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Decide the Timeline: <\/b><span style=\"font-weight: 400;\">For our example, 10 years.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Estimate Expected Returns: <\/b><span style=\"font-weight: 400;\">Assumed at 15 percent annually.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Calculate Monthly Investment: <\/b><span style=\"font-weight: 400;\">Using a SIP calculator.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Invest Regularly: <\/b><span style=\"font-weight: 400;\">Through auto debit every month.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Monitor Progress: <\/b><span style=\"font-weight: 400;\">Review annually to stay on track.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Withdraw When Ready: <\/b><span style=\"font-weight: 400;\">Use the accumulated corpus to buy your car.<\/span><\/li>\n<\/ul>\n<h2><b>Using a SIP Calculator for Your \u20b920 Lakhs Dream Car<\/b><\/h2>\n<p><a href=\"https:\/\/www.paytmmoney.com\/calculators\/sip-calculator\"><span style=\"color: #007bff; font-weight: 600;\">SIP Calculator<\/span><\/a> helps estimate how much you need to invest monthly to reach your target. Let us look at the calculation used for a \u20b920 lakhs dream car.<\/p>\n<h3><b>SIP Plan Used in the Calculation<\/b><\/h3>\n<div class=\"wp-block-table\" style=\"width: 100%; border: 1px solid #000000; margin-bottom: 20px;\">\n<table style=\"width: 100%; border-collapse: collapse; font-family: Arial, sans-serif; font-size: 15px; color: #000000; background-color: #ffffff;\">\n<thead>\n<tr>\n<th style=\"padding: 12px; border: 1px solid #000000; text-align: left; font-weight: bold; color: #000000; background-color: #ffffff;\">Investment Detail<\/th>\n<th style=\"padding: 12px; border: 1px solid #000000; text-align: left; font-weight: bold; color: #000000; background-color: #ffffff;\">Value<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"padding: 12px; border: 1px solid #000000; font-weight: bold;\">Monthly SIP Amount<\/td>\n<td style=\"padding: 12px; border: 1px solid #000000;\">\u20b97,200<\/td>\n<\/tr>\n<tr>\n<td style=\"padding: 12px; border: 1px solid #000000; font-weight: bold;\">Expected Annual Return<\/td>\n<td style=\"padding: 12px; border: 1px solid #000000;\">15%<\/td>\n<\/tr>\n<tr>\n<td style=\"padding: 12px; border: 1px solid #000000; font-weight: bold;\">Investment Duration<\/td>\n<td style=\"padding: 12px; border: 1px solid #000000;\">10 Years<\/td>\n<\/tr>\n<tr>\n<td style=\"padding: 12px; border: 1px solid #000000; font-weight: bold;\">Total Invested Amount<\/td>\n<td style=\"padding: 12px; border: 1px solid #000000;\">\u20b98,64,000<\/td>\n<\/tr>\n<tr>\n<td style=\"padding: 12px; border: 1px solid #000000; font-weight: bold;\">Estimated Returns<\/td>\n<td style=\"padding: 12px; border: 1px solid #000000;\">\u20b911,42,332<\/td>\n<\/tr>\n<tr>\n<td style=\"padding: 12px; border: 1px solid #000000; font-weight: bold;\">Total Corpus After 10 Years<\/td>\n<td style=\"padding: 12px; border: 1px solid #000000;\">\u20b920,06,332<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p><b><i>(Note:<\/i><\/b><i><span style=\"font-weight: 400;\"> The following calculation is purely illustrative. Mutual fund returns are market-linked and not guaranteed. Actual outcomes may vary.)<\/span><\/i><\/p>\n<h3><b>Step 1: Small Monthly Discipline<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">You invest \u20b97,200 every month. That is approximately \u20b9240 per day. Over 10 years, your total contribution becomes:<\/span><\/p>\n<p><b>\u20b97,200 \u00d7 12 \u00d7 10 = \u20b98,64,000<\/b><\/p>\n<p><span style=\"font-weight: 400;\">This \u20b98.64 lakhs is the actual amount you invest from your pocket. Instead of committing to a car EMI later, you prepare in advance.<\/span><\/p>\n<h3><b>Step 2: The Power of Compounding<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">At an assumed 15 percent annual return, your money grows over time. Each monthly investment earns returns. Those returns start generating further returns. This is compounding.<\/span><\/p>\n<p><b>The result:<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Total invested: \u20b98.64 lakhs<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Wealth created through returns: \u20b911.42 lakhs<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Final corpus: \u20b920.06 lakhs<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">More than half of your dream car value is created through market growth, not just savings. This is the true advantage of a SIP for car planning.<\/span><\/p>\n<h3><b>Step 3: Loan Versus SIP Approach<\/b><\/h3>\n<div class=\"wp-block-table\" style=\"display: block; width: 100%; overflow-x: auto; -webkit-overflow-scrolling: touch; border: 1px solid #000000; margin-bottom: 5px;\">\n<table style=\"width: 100%; border-collapse: collapse; min-width: 1000px; font-family: Arial, sans-serif; font-size: 14px; color: #000000; background-color: #ffffff;\">\n<thead>\n<tr>\n<th style=\"padding: 12px; border: 1px solid #000000; text-align: left; font-weight: bold; color: #000000; background-color: #ffffff;\">Comparison Parameter<\/th>\n<th style=\"padding: 12px; border: 1px solid #000000; text-align: left; font-weight: bold; color: #000000; background-color: #ffffff;\">Car Loan (9.3% for 10 yrs)<\/th>\n<th style=\"padding: 12px; border: 1px solid #000000; text-align: left; font-weight: bold; color: #000000; background-color: #ffffff;\">SIP for 10 Years (15% Returns)<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"padding: 10px; border: 1px solid #000000; font-weight: bold;\">Goal<\/td>\n<td style=\"padding: 10px; border: 1px solid #000000;\">Buy car immediately<\/td>\n<td style=\"padding: 10px; border: 1px solid #000000;\">Build corpus before purchase<\/td>\n<\/tr>\n<tr>\n<td style=\"padding: 10px; border: 1px solid #000000; font-weight: bold;\">Car Cost \/ Target<\/td>\n<td style=\"padding: 10px; border: 1px solid #000000;\">\u20b920,00,000<\/td>\n<td style=\"padding: 10px; border: 1px solid #000000;\">\u20b920,00,000 (target amount)<\/td>\n<\/tr>\n<tr>\n<td style=\"padding: 10px; border: 1px solid #000000; font-weight: bold;\">Monthly Outflow<\/td>\n<td style=\"padding: 10px; border: 1px solid #000000;\">\u20b925,661 EMI<\/td>\n<td style=\"padding: 10px; border: 1px solid #000000;\">\u20b97,200 SIP<\/td>\n<\/tr>\n<tr>\n<td style=\"padding: 10px; border: 1px solid #000000; font-weight: bold;\">Total Amount Paid \/ Invested<\/td>\n<td style=\"padding: 10px; border: 1px solid #000000; font-weight: bold;\"><strong>\u20b930,79,321<\/strong><\/td>\n<td style=\"padding: 10px; border: 1px solid #000000; font-weight: bold;\">\u20b98,64,000<\/td>\n<\/tr>\n<tr>\n<td style=\"padding: 10px; border: 1px solid #000000; font-weight: bold;\">Interest Paid vs. Investment Gains<\/td>\n<td style=\"padding: 10px; border: 1px solid #000000;\">\u20b910,79,321 (paid to bank)<\/td>\n<td style=\"padding: 10px; border: 1px solid #000000;\">\u20b911,42,332 (estimated growth)<\/td>\n<\/tr>\n<tr>\n<td style=\"padding: 10px; border: 1px solid #000000; font-weight: bold;\">Final Outcome<\/td>\n<td style=\"padding: 10px; border: 1px solid #000000;\">Car owned, \u20b930.79L paid<\/td>\n<td style=\"padding: 10px; border: 1px solid #000000;\">\u20b920.06L accumulated<\/td>\n<\/tr>\n<tr>\n<td style=\"padding: 10px; border: 1px solid #000000; font-weight: bold;\">Ownership Timing<\/td>\n<td style=\"padding: 10px; border: 1px solid #000000;\">Immediate<\/td>\n<td style=\"padding: 10px; border: 1px solid #000000;\">After 10 years<\/td>\n<\/tr>\n<tr>\n<td style=\"padding: 10px; border: 1px solid #000000; font-weight: bold;\">Financial Flexibility<\/td>\n<td style=\"padding: 10px; border: 1px solid #000000;\">Fixed EMI obligation<\/td>\n<td style=\"padding: 10px; border: 1px solid #000000;\">SIP can be paused or adjusted<\/td>\n<\/tr>\n<tr>\n<td style=\"padding: 10px; border: 1px solid #000000; font-weight: bold;\">Liquidity During Tenure<\/td>\n<td style=\"padding: 10px; border: 1px solid #000000;\">Limited (loan obligation)<\/td>\n<td style=\"padding: 10px; border: 1px solid #000000;\">Investment can be redeemed<\/td>\n<\/tr>\n<tr>\n<td style=\"padding: 10px; border: 1px solid #000000; font-weight: bold;\">Suitability<\/td>\n<td style=\"padding: 10px; border: 1px solid #000000;\">Urgent requirement<\/td>\n<td style=\"padding: 10px; border: 1px solid #000000;\">Planned future purchase<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<div class=\"md:hidden lg:hidden xl:hidden\" style=\"text-align: center; margin-top: 10px; margin-bottom: 20px; font-size: 13px; color: #666666; font-family: Arial, sans-serif;\">\u2190 Swipe horizontally to compare Loan vs. SIP \u2192<\/div>\n<style>\n    @media screen and (min-width: 768px) {<br \/>        .md\\:hidden {<br \/>            display: none !important;<br \/>        }<br \/>    }<br \/><\/style>\n<h2><b>Why a SIP for Car Makes Sense<\/b><\/h2>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Disciplined Investing: <\/b><span style=\"font-weight: 400;\">Regular monthly investment builds consistency.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Compounding Power: <\/b><span style=\"font-weight: 400;\">Returns generate additional returns over time.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Affordable Contributions: <\/b><span style=\"font-weight: 400;\">\u20b97,200 per month is manageable compared to a large EMI.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Flexibility: <\/b><span style=\"font-weight: 400;\">You can increase or decrease SIP amount if needed.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Reduced Loan Dependence: <\/b><span style=\"font-weight: 400;\">Lower financial burden in the future.<\/span><\/li>\n<\/ul>\n<h2><b>Key Points to Consider Before Starting a SIP for Car<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Before you begin your SIP for car, consider the following:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Set a clear target of \u20b920 lakhs.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Match the SIP duration with your purchase timeline.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Use a SIP calculator to estimate required monthly investment.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Choose mutual funds aligned with your risk profile.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Review performance annually.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Understand taxation on mutual fund gains.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Maintain a separate emergency fund.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Avoid reacting emotionally to short term market fluctuations.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">For goals under five years, consider lower risk funds. For longer horizons like 10 years, equity oriented funds may be suitable depending on your risk appetite.<\/span><\/p>\n<h2><b>Conclusion<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">A \u20b920 lakhs dream car is not just about affordability today. It is about preparation, patience, and discipline.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A SIP for car allows you to invest small amounts regularly, benefit from compounding, and gradually build your car fund without financial strain. By using a SIP calculator, setting a clear timeline, and investing consistently, you can achieve your car buying goal in a structured way.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Start early. Stay consistent. Let compounding do the heavy lifting.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Your dream car does not just need horsepower.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">It needs a plan.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size: 10pt;\"><b><i>Disclaimer:<\/i><\/b><i><span style=\"font-weight: 400;\"> Investment in securities market is subject to market risks. Read all the related documents carefully before investing. This content is purely for information purpose only and in no way is to be considered as an advice or recommendation. The securities are quoted as an example and not as a recommendation. Investors are requested to do their own due diligence before investing.<\/span><\/i><\/span><\/p>\n<p><span style=\"font-size: 10pt;\"><i><span style=\"font-weight: 400;\">SEBI Reg No.: Broking \u2013 INZ000240532, Research Analyst \u2013 INH000020086, Depository Participant \u2013 IN-DP-416-2019, Depository Participant Number: CDSL \u2013 12088800, NSE (90165), BSE (6707), MCX (57525), NCDEX (1315), MSEI (85300).<\/span><\/i><\/span><\/p>\n<p><span style=\"font-size: 10pt;\"><i><span style=\"font-weight: 400;\">Registered Office: 136, 1st Floor, Devika Tower, Nehru Place, Delhi \u2013 110019.<\/span><\/i><\/span><\/p>\n<p><span style=\"font-size: 10pt;\"><i><span style=\"font-weight: 400;\">For complete Disclaimers, visit<\/span><\/i><a href=\"https:\/\/www.paytmmoney.com\"> <i><span style=\"font-weight: 400;\">https:\/\/www.paytmmoney.com<\/span><\/i><\/a><i><span style=\"font-weight: 400;\">.<\/span><\/i><\/span><\/p>\n<h2><b>FAQs<\/b><\/h2>\n<div style=\"max-width: 100%; margin: 20px 0; font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen-Sans, Ubuntu, Cantarell, 'Helvetica Neue', sans-serif;\">\n<style>\n        \/* Hides default browser arrow\/triangle for a clean professional look *\/<br \/>        summary::-webkit-details-marker { display: none; }<br \/>        summary { list-style: none; outline: none; }<br \/>    <\/style>\n<details style=\"border-bottom: 1px solid #e2e8f0; padding: 15px 0; cursor: pointer;\">\n<summary style=\"display: flex; justify-content: space-between; align-items: center; font-weight: 600; color: #1a202c; font-size: 18px;\">Is it better to invest through SIP or take a car loan for a \u20b920 lakhs car?<br \/>\n<span style=\"font-size: 24px; color: #007bff;\">+<\/span><\/summary>\n<div style=\"padding-top: 10px; color: #4a5568; line-height: 1.6;\">If you need the car immediately, a loan helps you buy now but increases the total cost to \u20b930.79 lakhs over 10 years. A SIP works better if you can wait, as investing \u20b97,200 monthly may help you build \u20b920 lakhs with lower overall outflow.<\/div>\n<\/details>\n<details style=\"border-bottom: 1px solid #e2e8f0; padding: 15px 0; cursor: pointer;\">\n<summary style=\"display: flex; justify-content: space-between; align-items: center; font-weight: 600; color: #1a202c; font-size: 18px;\">How much SIP is required to buy a \u20b920 lakhs car in 10 years?<br \/>\n<span style=\"font-size: 24px; color: #007bff;\">+<\/span><\/summary>\n<div style=\"padding-top: 10px; color: #4a5568; line-height: 1.6;\">To accumulate \u20b920 lakhs in 10 years at an assumed 15% annual return, you would need to invest around \u20b97,200 per month. This totals \u20b98.64 lakhs invested and an estimated corpus of about \u20b920 lakhs.<\/div>\n<\/details>\n<details style=\"border-bottom: 1px solid #e2e8f0; padding: 15px 0; cursor: pointer;\">\n<summary style=\"display: flex; justify-content: space-between; align-items: center; font-weight: 600; color: #1a202c; font-size: 18px;\">How much extra do I pay on a \u20b920 lakhs car loan for 10 years?<br \/>\n<span style=\"font-size: 24px; color: #007bff;\">+<\/span><\/summary>\n<div style=\"padding-top: 10px; color: #4a5568; line-height: 1.6;\">At 9.3% interest for 10 years, the EMI would be \u20b925,661 per month. You end up paying \u20b910.79 lakhs as interest, taking the total repayment to \u20b930.79 lakhs.<\/div>\n<\/details>\n<details style=\"border-bottom: 1px solid #e2e8f0; padding: 15px 0; cursor: pointer;\">\n<summary style=\"display: flex; justify-content: space-between; align-items: center; font-weight: 600; color: #1a202c; font-size: 18px;\">Is SIP for a car purchase risky?<br \/>\n<span style=\"font-size: 24px; color: #007bff;\">+<\/span><\/summary>\n<div style=\"padding-top: 10px; color: #4a5568; line-height: 1.6;\">SIP returns are market-linked and not guaranteed, so short-term fluctuations can affect outcomes. However, a 10-year horizon and periodic review can help manage volatility.<\/div>\n<\/details>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Have you ever walked into a showroom, admired a \u20b920 lakhs car, and thought, I just need to arrange the booking amount? It feels manageable at the moment. A few lakhs upfront, the rest through EMIs, and the car is yours. But here is the real question. Are you planning the car, or just planning<a href=\"https:\/\/www.paytmmoney.com\/blog\/sip-for-car-vs-car-loan-20-lakh-plan\/\">Continue reading <span class=\"sr-only\">&#8220;Your \u20b920 Lakhs Dream Car Needs a Plan, Not Just a Booking Amount&#8221;<\/span><\/a><\/p>\n","protected":false},"author":51,"featured_media":6377,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[827,6],"tags":[904,901,905,903,902,619,900,898,487,899],"class_list":["post-6376","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-mutual-funds","category-personal-finance","tag-avoid-car-loan","tag-car-investment-plan","tag-car-purchase-planning","tag-dream-car-planning","tag-monthly-sip-for-car","tag-mutual-fund-sip","tag-sip-calculator","tag-sip-for-car","tag-systematic-investment-plan","tag-20-lakhs-dream-car"],"_links":{"self":[{"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/posts\/6376","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/users\/51"}],"replies":[{"embeddable":true,"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/comments?post=6376"}],"version-history":[{"count":0,"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/posts\/6376\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/media\/6377"}],"wp:attachment":[{"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/media?parent=6376"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/categories?post=6376"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/tags?post=6376"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}