{"id":6510,"date":"2026-03-30T12:58:08","date_gmt":"2026-03-30T12:58:08","guid":{"rendered":"https:\/\/www.paytmmoney.com\/blog\/?p=6510"},"modified":"2026-03-30T12:58:08","modified_gmt":"2026-03-30T12:58:08","slug":"does-sip-date-matter-myth-vs-reality","status":"publish","type":"post","link":"https:\/\/www.paytmmoney.com\/blog\/does-sip-date-matter-myth-vs-reality\/","title":{"rendered":"Does SIP Date Affect Returns? Truth Every Investor Should Know"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Many investors starting their mutual fund journey often wonder if choosing the right SIP date can improve their returns. It is a common belief that selecting a specific day of the month could provide a timing advantage.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">However, <\/span><a href=\"https:\/\/www.paytmmoney.com\/blog\/sip-vs-fd-growth-potential-vs-guaranteed-returns-explained\/\"><span style=\"font-weight: 400;\"><span style=\"color: blue;\">Systematic Investment Plans<\/span><\/span><\/a><span style=\"font-weight: 400;\"> are designed to simplify investing and remove the need to time the market. In reality, the biggest driver of SIP returns is not the date you choose, but how early and consistently you invest. Understanding whether the SIP date actually matters can help investors focus on what truly drives long-term wealth creation.<\/span><\/p>\n<h2><b>Does SIP Date Really Matter?<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">No, the SIP date does not significantly impact long-term returns. Since SIPs invest regularly across different market levels, the difference between starting on the 1st, 10th, or 20th is minimal.<\/span><\/p>\n<p><b>What matters more is:<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Starting early<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Staying consistent<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Continuing investments over the long term<\/span><\/li>\n<\/ul>\n<h2><b>The Myth of the Perfect SIP Date<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Many investors approach SIP investing with the mindset of finding the best possible entry point. This often leads to questions such as:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Should I start my SIP at the beginning of the month?<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Is it better to wait for a market dip?<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Will a specific date give better returns?<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">In reality, financial markets do not follow predictable monthly patterns. Prices move based on multiple global and domestic factors, making it difficult to identify a consistently \u201cgood\u201d date.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">SIPs are specifically designed to remove this confusion and eliminate the need to time the market.<\/span><\/p>\n<h2><b>What SIPs Actually Solve<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">A SIP works on a simple principle: investing a fixed amount at regular intervals regardless of market conditions.<\/span><\/p>\n<p><strong>Key Benefits of SIP Investing<\/strong><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Rupee Cost Averaging: <\/b><span style=\"font-weight: 400;\">Investors buy more units when prices are low and fewer when prices are high<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Disciplined Investing: <\/b><span style=\"font-weight: 400;\">Encourages consistent investment behaviour<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Reduced Timing Risk: <\/b><span style=\"font-weight: 400;\">Eliminates the need to predict market movements<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Long-Term Wealth Creation: <\/b><span style=\"font-weight: 400;\">Benefits from compounding over time<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Because of this structure, the SIP date becomes largely irrelevant in long-term investing.<\/span><\/p>\n<h2><b>SIP Date vs Returns: Does Timing Make a Difference?<\/b><\/h2>\n<p><b>Assume:<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You invest \u20b910,000 every month<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You stay invested for 10 years<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Markets grow at around 12% per year<\/span><\/li>\n<\/ul>\n<h3>What Happens If You Pick Different SIP Dates?<\/h3>\n<div class=\"wp-block-table\" style=\"width: 100%; border: 1px solid #000000; margin-bottom: 20px;\">\n<table style=\"width: 100%; border-collapse: collapse; font-family: Arial, sans-serif; font-size: 15px; color: #000000; background-color: #ffffff;\">\n<thead>\n<tr style=\"border-bottom: 2px solid #000000;\">\n<th style=\"padding: 12px; border: 1px solid #000000; text-align: left; font-weight: bold; background-color: #ffffff; width: 30%;\">SIP Date<\/th>\n<th style=\"padding: 12px; border: 1px solid #000000; text-align: center; font-weight: bold; background-color: #ffffff;\">Final Amount (Approx)<\/th>\n<th style=\"padding: 12px; border: 1px solid #000000; text-align: center; font-weight: bold; background-color: #ffffff;\">Annual Return (XIRR)<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"padding: 10px; border: 1px solid #000000; font-weight: bold;\">1st<\/td>\n<td style=\"padding: 10px; border: 1px solid #000000; text-align: center;\">\u20b923.2 lakh<\/td>\n<td style=\"padding: 10px; border: 1px solid #000000; text-align: center;\">12.1%<\/td>\n<\/tr>\n<tr>\n<td style=\"padding: 10px; border: 1px solid #000000; font-weight: bold;\">10th<\/td>\n<td style=\"padding: 10px; border: 1px solid #000000; text-align: center;\">\u20b923.0 lakh<\/td>\n<td style=\"padding: 10px; border: 1px solid #000000; text-align: center;\">11.9%<\/td>\n<\/tr>\n<tr>\n<td style=\"padding: 10px; border: 1px solid #000000; font-weight: bold;\">20th<\/td>\n<td style=\"padding: 10px; border: 1px solid #000000; text-align: center;\">\u20b923.3 lakh<\/td>\n<td style=\"padding: 10px; border: 1px solid #000000; text-align: center;\">12.2%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p><span style=\"font-weight: 400;\">Use the <\/span><a href=\"https:\/\/www.paytmmoney.com\/calculators\/sip-calculator\/\"><span style=\"font-weight: 400;\"><span style=\"color: blue;\">Paytm Money SIP Calculator<\/span><\/span><\/a><span style=\"font-weight: 400;\"> to instantly estimate your future returns based on your monthly investment, duration, and expected returns.<\/span><\/p>\n<p><b>XIRR Explained:<\/b><\/p>\n<p><span style=\"font-weight: 400;\">XIRR is your real yearly return. Since SIPs involve investing money every month, each installment gets a different amount of time to grow. Because of this, normal return calculations do not work properly. <\/span><span style=\"font-weight: 400;\">XIRR solves this by telling you the actual annual return you earned on all your investments combined.<\/span><\/p>\n<h3><b>Think of it like this:<\/b><\/h3>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You invest at different times<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Markets move up and down<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">XIRR gives you one clean number that shows your overall yearly return<\/span><\/li>\n<\/ul>\n<h3><b>What does this actually mean?<\/b><\/h3>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The difference in returns is very small: just 0.2% to 0.5%<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The difference in final amount is also small: around \u20b920,000 to \u20b940,000<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Total investment over 10 years = \u20b912 lakh<\/span><\/li>\n<\/ul>\n<p><b>Why is the difference so small?<\/b><\/p>\n<p><span style=\"font-weight: 400;\">SIPs work on a simple idea called averaging.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Some months, prices are high<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Some months, prices are low<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">So:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">If you invest on the 1st, you may buy at a higher price sometimes<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">If you invest on the 20th, you may buy cheaper sometimes<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Over 10 years (120 investments), this balances out. Don\u2019t wait for the perfect SIP date. Start your SIP in minutes on <\/span><a href=\"https:\/\/www.paytmmoney.com\/\"><span style=\"font-weight: 400;\"><span style=\"color: blue;\">Paytm Money<\/span><\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-size: 10pt;\"><i><span style=\"font-weight: 400;\">(<\/span><\/i><b><i>Source:<\/i><\/b><i><span style=\"font-weight: 400;\"> Kotak Bank)<\/span><\/i><\/span><\/p>\n<h2><b>When Can Timing Matter a Little?<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">In rare cases, the difference can be slightly higher (up to 1% to 2%), but only if:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Markets are very volatile<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Big price moves happen repeatedly at the same time every month<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You invest for a shorter period (3 to 5 years)<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Even then, this is not predictable.<\/span><\/p>\n<p><span style=\"font-size: 10pt;\"><i><span style=\"font-weight: 400;\">(<\/span><\/i><b><i>Source:<\/i><\/b><i><span style=\"font-weight: 400;\"> Bajaj Finserv)<\/span><\/i><\/span><\/p>\n<h2><b>The Real Timing Mistake Investors Make<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">While investors focus on selecting the \u201cbest SIP date\u201d, they often overlook a more important factor, which is delaying the start of investments.<\/span><\/p>\n<p><b>Consider this:<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Waiting 6 to 12 months to start a SIP can significantly reduce long-term wealth<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">A SIP running for 15 to 20 years benefits far more from time than from timing<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Compounding works best when investments are started early and continued consistently. Every delay costs potential returns. Begin your SIP journey today with <\/span><a href=\"https:\/\/www.paytmmoney.com\/\"><span style=\"font-weight: 400;\">Paytm Money<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<h2><b>Best SIP Date in India: What Experts Recommend<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">There is no universally \u201cbest SIP date\u201d in India. However, experts suggest choosing a date based on convenience and cash flow.<\/span><\/p>\n<h3><b>Practical Approach<\/b><\/h3>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Align SIP date with your salary credit<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Choose a date early in the month<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ensure sufficient bank balance for auto-debit<\/span><\/li>\n<\/ul>\n<p><span style=\"font-size: 10pt;\"><i><span style=\"font-weight: 400;\">(<\/span><\/i><b><i>Source: <\/i><\/b><i><span style=\"font-weight: 400;\">Axis Bank)<\/span><\/i><\/span><\/p>\n<h2><b>Common SIP Timing Mistakes to Avoid<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Investors often make avoidable <\/span><a href=\"https:\/\/www.paytmmoney.com\/blog\/common-sip-investment-mistakes-to-avoid\/\"><span style=\"font-weight: 400;\"><span style=\"color: blue;\">mistakes<\/span><\/span><\/a><span style=\"font-weight: 400;\"> when trying to optimise SIP timing:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Waiting for market corrections<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Delaying SIP start for months<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Trying to time market highs and lows<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Stopping SIPs during market volatility<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Avoiding these mistakes is more important than selecting the \u201cperfect\u201d date.<\/span><\/p>\n<h2><b>Start Your SIP the Smart Way<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">If you are planning to begin your investment journey, focus on the fundamentals:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Define your financial goals<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Choose suitable <\/span><a href=\"https:\/\/www.paytmmoney.com\/mutual-funds\"><span style=\"font-weight: 400;\"><span style=\"color: blue;\">mutual funds<\/span><\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Use a <\/span><a href=\"https:\/\/www.paytmmoney.com\/calculators\/sip-calculator\/\"><span style=\"font-weight: 400;\"><span style=\"color: blue;\">SIP calculator<\/span><\/span><\/a><span style=\"font-weight: 400;\"> to estimate returns<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Start with an affordable amount such as \u20b9100 or \u20b9500<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Automate your investments for consistency<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">A simple step today can create significant value over time.<\/span><\/p>\n<h2><b>Conclusion<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">The idea of a \u201cperfect SIP date\u201d is largely a myth. The difference in returns based on SIP dates is minimal and does not significantly impact long-term outcomes.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">What truly matters is starting early, investing consistently, and staying committed through different market cycles. SIPs are designed to remove the need for timing decisions and make investing accessible for everyone.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In the long run, the best SIP date is simply the day you begin.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size: 10pt;\"><b><i>Disclaimer:<\/i><\/b><i><span style=\"font-weight: 400;\"> Mutual fund investments are subject to market risks. Read all the related documents carefully before investing. This content is purely for information purpose only and in no way is to be considered as an advice or recommendation. The securities are quoted as an example and not as a recommendation. Investors are requested to do their own due diligence before investing.<\/span><\/i><\/span><\/p>\n<p><span style=\"font-size: 10pt;\"><i><span style=\"font-weight: 400;\">SEBI Reg No.: Broking \u2013 INZ000240532, Research Analyst \u2013 INH000020086, Depository Participant \u2013 IN-DP-416-2019, Depository Participant Number: CDSL \u2013 12088800, NSE (90165), BSE (6707), MCX (57525), NCDEX (1315), MSEI (85300).<\/span><\/i><\/span><\/p>\n<p><span style=\"font-size: 10pt;\"><i><span style=\"font-weight: 400;\">Registered Office: 136, 1st Floor, Devika Tower, Nehru Place, Delhi \u2013 110019.<\/span><\/i><\/span><\/p>\n<p><span style=\"font-size: 10pt;\"><i><span style=\"font-weight: 400;\">For complete Terms &amp; Conditions and Disclaimers, visit<\/span><\/i> <a href=\"https:\/\/www.paytmmoney.com\/\"><i><span style=\"font-weight: 400;\">https:\/\/www.paytmmoney.com<\/span><\/i><\/a><i><span style=\"font-weight: 400;\">.<\/span><\/i><\/span><\/p>\n<h2><b>FAQs<\/b><\/h2>\n<div style=\"max-width: 100%; margin: 20px 0; font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen-Sans, Ubuntu, Cantarell, 'Helvetica Neue', sans-serif;\">\n<style>\n        \/* Hides default browser arrow\/triangle for a clean professional look *\/<br \/>        summary::-webkit-details-marker { display: none; }<br \/>        summary { list-style: none; outline: none; }<br \/>    <\/style>\n<details style=\"border-bottom: 1px solid #e2e8f0; padding: 15px 0; cursor: pointer;\">\n<summary style=\"display: flex; justify-content: space-between; align-items: center; width: 100%;\"><span style=\"font-weight: 600; color: #1a202c; font-size: 18px; text-align: left;\">Does SIP date affect returns in mutual funds?<\/span><br \/>\n<span style=\"font-size: 24px; color: #007bff; margin-left: 10px;\">+<\/span><\/summary>\n<div style=\"padding-top: 10px; color: #4a5568; line-height: 1.6; text-align: left;\">No, SIP date has minimal impact on returns over the long term due to rupee cost averaging.<\/div>\n<\/details>\n<details style=\"border-bottom: 1px solid #e2e8f0; padding: 15px 0; cursor: pointer;\">\n<summary style=\"display: flex; justify-content: space-between; align-items: center; width: 100%;\"><span style=\"font-weight: 600; color: #1a202c; font-size: 18px; text-align: left;\">Which SIP date is best for salaried investors?<\/span><br \/>\n<span style=\"font-size: 24px; color: #007bff; margin-left: 10px;\">+<\/span><\/summary>\n<div style=\"padding-top: 10px; color: #4a5568; line-height: 1.6; text-align: left;\">A date just after salary credit, such as the 3rd or 5th of the month, is ideal for maintaining consistency.<\/div>\n<\/details>\n<details style=\"border-bottom: 1px solid #e2e8f0; padding: 15px 0; cursor: pointer;\">\n<summary style=\"display: flex; justify-content: space-between; align-items: center; width: 100%;\"><span style=\"font-weight: 600; color: #1a202c; font-size: 18px; text-align: left;\">Can changing SIP date improve returns?<\/span><br \/>\n<span style=\"font-size: 24px; color: #007bff; margin-left: 10px;\">+<\/span><\/summary>\n<div style=\"padding-top: 10px; color: #4a5568; line-height: 1.6; text-align: left;\">No, changing SIP dates does not significantly improve returns. Staying invested is more important.<\/div>\n<\/details>\n<details style=\"border-bottom: 1px solid #e2e8f0; padding: 15px 0; cursor: pointer;\">\n<summary style=\"display: flex; justify-content: space-between; align-items: center; width: 100%;\"><span style=\"font-weight: 600; color: #1a202c; font-size: 18px; text-align: left;\">Is it better to start SIP during a market dip?<\/span><br \/>\n<span style=\"font-size: 24px; color: #007bff; margin-left: 10px;\">+<\/span><\/summary>\n<div style=\"padding-top: 10px; color: #4a5568; line-height: 1.6; text-align: left;\">While market dips can offer lower entry points, SIPs are designed to eliminate the need for timing the market.<\/div>\n<\/details>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Many investors starting their mutual fund journey often wonder if choosing the right SIP date can improve their returns. It is a common belief that selecting a specific day of the month could provide a timing advantage. However, Systematic Investment Plans are designed to simplify investing and remove the need to time the market. In<a href=\"https:\/\/www.paytmmoney.com\/blog\/does-sip-date-matter-myth-vs-reality\/\">Continue reading <span class=\"sr-only\">&#8220;Does SIP Date Affect Returns? Truth Every Investor Should Know&#8221;<\/span><\/a><\/p>\n","protected":false},"author":51,"featured_media":6511,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[827,6],"tags":[1332,1337,1331,1336,490,621,1334,1338,1333,1335],"class_list":["post-6510","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-mutual-funds","category-personal-finance","tag-best-sip-date-in-india","tag-disciplined-investing-sip","tag-does-sip-date-matter","tag-mutual-fund-sip-strategy-india","tag-rupee-cost-averaging","tag-sip-investment-strategy","tag-sip-long-term-returns","tag-sip-returns-comparison","tag-sip-timing-myth","tag-sip-vs-market-timing"],"_links":{"self":[{"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/posts\/6510","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/users\/51"}],"replies":[{"embeddable":true,"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/comments?post=6510"}],"version-history":[{"count":0,"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/posts\/6510\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/media\/6511"}],"wp:attachment":[{"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/media?parent=6510"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/categories?post=6510"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.paytmmoney.com\/blog\/wp-json\/wp\/v2\/tags?post=6510"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}