{"id":7205,"date":"2026-11-04T12:45:12","date_gmt":"2026-11-04T12:45:12","guid":{"rendered":"https:\/\/www.paytmmoney.com\/blog\/?p=7205"},"modified":"2026-11-04T12:45:12","modified_gmt":"2026-11-04T12:45:12","slug":"dhanteras-2026-invest-gold-silver-beyond-jewellery","status":"publish","type":"post","link":"https:\/\/www.paytmmoney.com\/blog\/dhanteras-2026-invest-gold-silver-beyond-jewellery\/","title":{"rendered":"Dhanteras 2026: How to Invest in Gold and Silver Beyond Jewellery"},"content":{"rendered":"

Explore Dhanteras 2026 gold and silver prices, revised hallmarking charges, and smarter ways to invest in gold and silver beyond jewellery.<\/span><\/em><\/p>\n

Ever stood in a jeweller’s shop on Dhanteras, wondering whether that gorgeous bangle is a smart buy or simply a pretty one? You are not alone. Every year, millions of families bring home something shiny on this day, and every year the same question pops up: is this tradition or is this investing? <\/span>This year, Dhanteras 2026 falls on 6 November, and the honest answer may be a bit of both. Let us look at today’s prices, a new cost that affects jewellery buyers, and smarter ways to invest in gold and silver.<\/span><\/p>\n

Gold and Silver Prices Ahead of Dhanteras 2026<\/b><\/h2>\n

Prices dipped on Wednesday, 4 November, as buyers prepared for the festive season. At 9:28 am, according to Bullion.com, the rates were:<\/span><\/p>\n

\n\n\n\n\n\n\n
Metal<\/th>\nPrice<\/th>\nChange<\/th>\n<\/tr>\n<\/thead>\n
Gold<\/td>\n\u20b91,39,790 per 10 grams<\/td>\nDown \u20b9100 (0.07%)<\/td>\n<\/tr>\n
Silver<\/td>\n\u20b91,78,570 per kg<\/td>\nDown \u20b91,910 (1.06%)<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

Quick math to picture it:<\/b><\/p>\n

    \n
  • One gram of gold costs roughly \u20b913,979 at this rate.<\/span><\/li>\n
  • A 5 gram gold coin would cost about \u20b969,895.<\/span><\/li>\n
  • A 100 gram silver bar would cost about \u20b917,857.<\/span><\/li>\n<\/ul>\n

    Why Jewellery May Cost More This Year<\/b><\/h2>\n

    The Bureau of Indian Standards (BIS) has raised gold hallmarking charges by nearly 67 percent. The change came through the BIS (Hallmarking) Amendment Regulations, 2026, and took effect on 14 September 2026. <\/span>Jewellers pay this fee to recognised Assaying and Hallmarking Centres (AHCs). However, the cost is usually added to your final bill.<\/span><\/p>\n

    \n\n\n\n\n\n\n\n
    Hallmarking charge<\/th>\nFee<\/th>\nMinimum per consignment<\/th>\n<\/tr>\n<\/thead>\n
    Gold, per article (paid by jewellers)<\/td>\n\u20b975 (earlier \u20b945)<\/td>\n\u20b9200<\/td>\n<\/tr>\n
    Gold, per article (paid by AHCs)<\/td>\n\u20b97.50<\/td>\n\u20b920<\/td>\n<\/tr>\n
    Silver, per article<\/td>\n\u20b935 (unchanged)<\/td>\n\u20b9150<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

    What does this mean in real life?<\/b><\/span><\/p>\n

      \n
    • The rise is \u20b930 per gold article.<\/span><\/li>\n
    • If a jeweller hallmarks 10 gold rings, the fee is now \u20b9750 instead of \u20b9450. That is \u20b9300 more.<\/span><\/li>\n
    • The minimum charge of \u20b9200 applies even if the per-article total is lower.<\/span><\/li>\n
    • Hallmarking covers 9K, 14K, 18K, 20K, 22K, 23K and 24K gold. It has been mandatory since June 2021.<\/span><\/li>\n<\/ul>\n

      The amount per piece is small, but it joins making charges and GST on the bill.<\/span><\/p>\n

      Jewellery vs Other Ways to Invest in Gold and Silver<\/b><\/h2>\n

      Imagine a necklace that holds gold worth \u20b91,39,790. You also pay making charges and GST on top. When you sell it later, buyers usually value only the metal, so those extra costs are rarely recovered. <\/span>Jewellery is lovely to wear. As a gold investment, though, it can be an expensive route.<\/span><\/p>\n

      Smarter Gold Investment Options Beyond Jewellery<\/b><\/h3>\n

      <\/p>\n

      \n\n\n\n\n\n\n\n\n\n
      Option<\/th>\nHow it works<\/th>\nKey point<\/th>\n<\/tr>\n<\/thead>\n
      Coins and bars<\/td>\nPhysical gold without any design cost<\/td>\nCheck purity and price before buying<\/td>\n<\/tr>\n
      Gold ETFs<\/td>\nTraded on the stock market and move with gold prices<\/td>\nNeed a demat account<\/td>\n<\/tr>\n
      Gold mutual funds<\/td>\nUsually invest in gold ETFs<\/td>\nNo demat account needed<\/td>\n<\/tr>\n
      Digital gold<\/td>\nBought online through payment apps, linked to physical gold held by the provider<\/td>\nNot regulated as a security by SEBI or as a deposit by the RBI<\/td>\n<\/tr>\n
      Electronic Gold Receipts (EGRs)<\/td>\nRepresent a set quantity and purity of gold<\/td>\nTraded on exchanges and convertible to physical gold under applicable rules<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

      <\/p>\n

      \u2190 Swipe horizontally to view full table \u2192<\/div>\n