Open menu
Paytm Money logo
search-placeholder
search
direct-vs-regular

Direct v/s Regular Plans

Mutual fund schemes come in two variants i.e. Direct Plan and Regular Plan. Investors should choose Direct Plans as they’re offered directly by the AMC without the involvement of any intermediaries like distributors or agents who charge extra commissions.View More
Your investment of ₹10,00,000, investing in direct plans can generate more returns than regular plans over given time period
Get extra returns on your investments in direct plans
Select:
All Mutual Funds
All Categories
All Sub-Categories
Name of the Mutual Fund Scheme
Expense Ratio
Regular Plan
Direct Plan
Difference
Expected Higher returns with Direct Fund
5 Yr
10 Yr
20 Yr
Expense Ratio
Regular Plan
2.50%
Direct Plan
0.35%
Difference
2.15
Expected Higher returns with Direct Fund
5 Yr
113,785
10 Yr
244,528
20 Yr
566,239
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
2.37%
Direct Plan
0.22%
Difference
2.15
Expected Higher returns with Direct Fund
5 Yr
113,203
10 Yr
241,722
20 Yr
552,616
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
2.57%
Direct Plan
0.45%
Difference
2.12
Expected Higher returns with Direct Fund
5 Yr
112,573
10 Yr
242,931
20 Yr
567,189
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
2.67%
Direct Plan
0.62%
Difference
2.05
Expected Higher returns with Direct Fund
5 Yr
109,435
10 Yr
237,715
20 Yr
562,252
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
2.34%
Direct Plan
0.30%
Difference
2.04
Expected Higher returns with Direct Fund
5 Yr
107,514
10 Yr
229,834
20 Yr
526,470
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
2.21%
Direct Plan
0.17%
Difference
2.04
Expected Higher returns with Direct Fund
5 Yr
106,964
10 Yr
227,194
20 Yr
513,790
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
2.50%
Direct Plan
0.48%
Difference
2.02
Expected Higher returns with Direct Fund
5 Yr
107,176
10 Yr
231,034
20 Yr
538,110
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
2.60%
Direct Plan
0.60%
Difference
2.00
Expected Higher returns with Direct Fund
5 Yr
106,575
10 Yr
230,981
20 Yr
543,794
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
2.73%
Direct Plan
0.78%
Difference
1.95
Expected Higher returns with Direct Fund
5 Yr
104,545
10 Yr
228,304
20 Yr
545,624
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
2.55%
Direct Plan
0.60%
Difference
1.95
Expected Higher returns with Direct Fund
5 Yr
103,808
10 Yr
224,696
20 Yr
527,584
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
2.38%
Direct Plan
0.44%
Difference
1.94
Expected Higher returns with Direct Fund
5 Yr
102,606
10 Yr
220,295
20 Yr
508,895
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
2.38%
Direct Plan
0.45%
Difference
1.93
Expected Higher returns with Direct Fund
5 Yr
102,097
10 Yr
219,254
20 Yr
506,719
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
2.54%
Direct Plan
0.62%
Difference
1.92
Expected Higher returns with Direct Fund
5 Yr
102,230
10 Yr
221,330
20 Yr
519,870
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
2.50%
Direct Plan
0.58%
Difference
1.92
Expected Higher returns with Direct Fund
5 Yr
102,069
10 Yr
220,547
20 Yr
515,996
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
2.48%
Direct Plan
0.57%
Difference
1.91
Expected Higher returns with Direct Fund
5 Yr
101,478
10 Yr
219,104
20 Yr
511,844
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
2.48%
Direct Plan
0.57%
Difference
1.91
Expected Higher returns with Direct Fund
5 Yr
101,478
10 Yr
219,104
20 Yr
511,844
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
2.48%
Direct Plan
0.57%
Difference
1.91
Expected Higher returns with Direct Fund
5 Yr
101,478
10 Yr
219,104
20 Yr
511,844
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
2.48%
Direct Plan
0.57%
Difference
1.91
Expected Higher returns with Direct Fund
5 Yr
101,478
10 Yr
219,104
20 Yr
511,844
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
2.48%
Direct Plan
0.57%
Difference
1.91
Expected Higher returns with Direct Fund
5 Yr
101,478
10 Yr
219,104
20 Yr
511,844
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
2.48%
Direct Plan
0.57%
Difference
1.91
Expected Higher returns with Direct Fund
5 Yr
101,478
10 Yr
219,104
20 Yr
511,844
Get up to 1% more on Paytm Money with direct Mutual Funds
Updated as on date 23 Jan 2020
About Direct Plans of Mutual Funds
Compared to regular plans, direct plan is an efficient way to invest in mutual funds. Both variants of the scheme are similar in terms of investment objective, fund manager and portfolio composition. The only difference lies in the expense ratio. Direct plans have a lower expense ratio than regular plans. Due to this reason, the fund value of a direct plan (shown as NAV) is higher than the NAV of regular plans.

Direct plans of mutual funds are available for all AMCs i.e. SBI Mutual Fund, HDFC Mutual Fund, Reliance Mutual Fund, L&T Mutual Fund, Axis Mutual Fund etc.
Suitability of Direct Plans
Individuals who understand their investment needs and risk appetite would find direct plans very useful. Here, you can shortlist the top-rated funds and carry out the entire investing process independently. There will be no interference or hidden commissions from an external intermediaries like a mutual fund distributor or agent. 
sortSorttick
filtersFilters