Bank of India Mutual Funds Direct v/s Regular Plans

Bank of India Mutual fund schemes are available as Direct Plans and Regular Plans. Investors should choose Direct Plans as they’re offered directly by the AMC without the involvement of any intermediaries like distributors or agents who charge extra commissions.View More

Your investment of ₹10,00,000, investing in direct plans can generate more returns than regular plans over given time period

Get extra returns on your investments in direct plans

Select:

Bank of India Mutual Fund

All Categories

All Sub-Categories

Name of the Mutual Fund Scheme

Expense Ratio

Regular Plan

Direct Plan

Difference

Expected Higher returns with Direct Fund

5 Yr

10 Yr

20 Yr

Bank of India Flexi Cap Fund Direct - Growth

Flexi Cap

Expense Ratio

Regular Plan

2.59%

Direct Plan

0.40%

Difference

2.19

Expected Higher returns with Direct Fund

5 Yr

₹1,16,223

10 Yr

₹2,50,641

20 Yr

₹5,84,519

Get up to 1% more on Paytm Money with direct Mutual Funds

Bank of India Small Cap Fund Direct - Growth

Small Cap

Expense Ratio

Regular Plan

2.66%

Direct Plan

0.51%

Difference

2.15

Expected Higher returns with Direct Fund

5 Yr

₹1,14,504

10 Yr

₹2,48,020

20 Yr

₹5,83,442

Get up to 1% more on Paytm Money with direct Mutual Funds

Bank of India Manufacturing & Infrastructure Direct-Growth

Infrastructure

Expense Ratio

Regular Plan

2.54%

Direct Plan

1.03%

Difference

1.51

Expected Higher returns with Direct Fund

5 Yr

₹81,045

10 Yr

₹1,77,181

20 Yr

₹4,23,993

Get up to 1% more on Paytm Money with direct Mutual Funds

Bank of India Bluechip Fund Direct - Growth

Large Cap

Expense Ratio

Regular Plan

2.59%

Direct Plan

1.23%

Difference

1.36

Expected Higher returns with Direct Fund

5 Yr

₹73,352

10 Yr

₹1,61,332

20 Yr

₹3,90,651

Get up to 1% more on Paytm Money with direct Mutual Funds

Bank of India Tax Advantage Direct-Growth

ELSS

Expense Ratio

Regular Plan

2.50%

Direct Plan

1.29%

Difference

1.21

Expected Higher returns with Direct Fund

5 Yr

₹65,222

10 Yr

₹1,43,332

20 Yr

₹3,46,411

Get up to 1% more on Paytm Money with direct Mutual Funds

Bank of India Large & Mid Cap Equity Fund Direct-Growth

Large & MidCap

Expense Ratio

Regular Plan

2.60%

Direct Plan

1.47%

Difference

1.13

Expected Higher returns with Direct Fund

5 Yr

₹61,245

10 Yr

₹1,35,512

20 Yr

₹3,31,971

Get up to 1% more on Paytm Money with direct Mutual Funds

Bank of India Mid & Small Cap Equity & Debt Fund Direct-Growth

Aggressive

Expense Ratio

Regular Plan

2.60%

Direct Plan

1.58%

Difference

1.02

Expected Higher returns with Direct Fund

5 Yr

₹55,401

10 Yr

₹1,22,907

20 Yr

₹3,02,641

Get up to 1% more on Paytm Money with direct Mutual Funds

Bank of India Balanced Advantage Fund Direct-Growth

Dynamic Asset Allocation

Expense Ratio

Regular Plan

2.72%

Direct Plan

1.78%

Difference

0.94

Expected Higher returns with Direct Fund

5 Yr

₹51,377

10 Yr

₹1,14,870

20 Yr

₹2,87,265

Get up to 1% more on Paytm Money with direct Mutual Funds

Bank of India Short Term Income Fund Direct-Growth

Short Duration

Expense Ratio

Regular Plan

1.04%

Direct Plan

0.42%

Difference

0.62

Expected Higher returns with Direct Fund

5 Yr

₹31,915

10 Yr

₹66,201

20 Yr

₹1,42,453

Get up to 1% more on Paytm Money with direct Mutual Funds

Bank of India Midcap Tax Fund Series 1 Direct - Growth

ELSS

Expense Ratio

Regular Plan

1.55%

Direct Plan

1.01%

Difference

0.54

Expected Higher returns with Direct Fund

5 Yr

₹28,550

10 Yr

₹60,849

20 Yr

₹1,38,231

Get up to 1% more on Paytm Money with direct Mutual Funds

Bank of India Conservative Hybrid Fund Direct-Growth

Conservative

Expense Ratio

Regular Plan

2.30%

Direct Plan

1.79%

Difference

0.51

Expected Higher returns with Direct Fund

5 Yr

₹27,651

10 Yr

₹61,196

20 Yr

₹1,49,898

Get up to 1% more on Paytm Money with direct Mutual Funds

Bank of India Arbitrage Fund Direct - Growth

Arbitrage

Expense Ratio

Regular Plan

1.00%

Direct Plan

0.58%

Difference

0.42

Expected Higher returns with Direct Fund

5 Yr

₹21,671

10 Yr

₹45,084

20 Yr

₹97,570

Get up to 1% more on Paytm Money with direct Mutual Funds

Bank of India Ultra Short Duration Fund Direct-Growth

Ultra Short Duration

Expense Ratio

Regular Plan

0.56%

Direct Plan

0.24%

Difference

0.32

Expected Higher returns with Direct Fund

5 Yr

₹16,257

10 Yr

₹33,171

20 Yr

₹69,053

Get up to 1% more on Paytm Money with direct Mutual Funds

Bank of India Credit Risk Fund Direct-Growth

Credit Risk

Expense Ratio

Regular Plan

1.53%

Direct Plan

1.25%

Difference

0.28

Expected Higher returns with Direct Fund

5 Yr

₹14,794

10 Yr

₹31,704

20 Yr

₹72,801

Get up to 1% more on Paytm Money with direct Mutual Funds

Bank of India Liquid Fund Direct-Growth

Liquid

Expense Ratio

Regular Plan

0.22%

Direct Plan

0.14%

Difference

0.08

Expected Higher returns with Direct Fund

5 Yr

₹4,028

10 Yr

₹8,130

20 Yr

₹16,556

Get up to 1% more on Paytm Money with direct Mutual Funds

Bank of India Overnight Fund Direct - Growth

Overnight

Expense Ratio

Regular Plan

0.15%

Direct Plan

0.09%

Difference

0.06

Expected Higher returns with Direct Fund

5 Yr

₹3,014

10 Yr

₹6,065

20 Yr

₹12,276

Get up to 1% more on Paytm Money with direct Mutual Funds

Know more about Bank of India Funds

Updated as on date 08 Dec 2022

About Bank of India Mutual Fund

Bank of India Mutual Fund has been providing mutual funds under different investment categories over the years. Investors should look at a longer horizon / time period while investing in mutual funds for wealth creation and secure their financial freedom. At Paytm Money, you can invest in Direct Mutual Funds of Bank of India Mutual Fund to earn higher returns on investment when compared to regular plans.

Suitability of Direct Plans

Individuals who understand their investment needs and risk appetite would find direct plans very useful. Here, you can shortlist the top-rated funds and carry out the entire investing process independently. There will be no interference or hidden commissions from an external intermediaries like a mutual fund distributor or agent. Bank of India Mutual Fund Direct Plans are available for all kinds of mutual funds namely.

Bank of India debt funds

Bank of India equity funds

Bank of India balanced funds

Bank of India elss funds

Sort

Filters