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Bank of India Mutual Funds Direct v/s Regular Plans

Bank of India Mutual fund schemes are available as Direct Plans and Regular Plans. Investors should choose Direct Plans as they’re offered directly by the AMC without the involvement of any intermediaries like distributors or agents who charge extra commissions.View More
Your investment of ₹10,00,000, investing in direct plans can generate more returns than regular plans over given time period
Get extra returns on your investments in direct plans
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Bank of India Mutual Fund
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Name of the Mutual Fund Scheme
Expense Ratio
Regular Plan
Direct Plan
Difference
Expected Higher returns with Direct Fund
5 Yr
10 Yr
20 Yr
Expense Ratio
Regular Plan
2.36%
Direct Plan
0.80%
Difference
1.56
Expected Higher returns with Direct Fund
5 Yr
83,057
10 Yr
1,79,765
20 Yr
4,21,666
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
2.04%
Direct Plan
0.59%
Difference
1.45
Expected Higher returns with Direct Fund
5 Yr
76,397
10 Yr
1,63,191
20 Yr
3,72,791
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
1.99%
Direct Plan
0.54%
Difference
1.45
Expected Higher returns with Direct Fund
5 Yr
76,246
10 Yr
1,62,468
20 Yr
3,69,312
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
2.44%
Direct Plan
1.03%
Difference
1.41
Expected Higher returns with Direct Fund
5 Yr
75,528
10 Yr
1,64,703
20 Yr
3,92,079
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
2.17%
Direct Plan
0.87%
Difference
1.30
Expected Higher returns with Direct Fund
5 Yr
69,048
10 Yr
1,48,977
20 Yr
3,47,110
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
2.43%
Direct Plan
1.17%
Difference
1.26
Expected Higher returns with Direct Fund
5 Yr
67,665
10 Yr
1,48,013
20 Yr
3,54,450
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
2.29%
Direct Plan
1.07%
Difference
1.22
Expected Higher returns with Direct Fund
5 Yr
65,208
10 Yr
1,41,797
20 Yr
3,35,548
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
2.48%
Direct Plan
1.28%
Difference
1.20
Expected Higher returns with Direct Fund
5 Yr
64,645
10 Yr
1,41,958
20 Yr
3,42,577
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
2.48%
Direct Plan
1.30%
Difference
1.18
Expected Higher returns with Direct Fund
5 Yr
63,592
10 Yr
1,39,714
20 Yr
3,37,474
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
2.08%
Direct Plan
0.92%
Difference
1.16
Expected Higher returns with Direct Fund
5 Yr
61,563
10 Yr
1,32,685
20 Yr
3,08,425
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
2.05%
Direct Plan
0.92%
Difference
1.13
Expected Higher returns with Direct Fund
5 Yr
59,935
10 Yr
1,29,079
20 Yr
2,99,578
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
2.51%
Direct Plan
1.40%
Difference
1.11
Expected Higher returns with Direct Fund
5 Yr
59,972
10 Yr
1,32,176
20 Yr
3,21,253
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
2.23%
Direct Plan
1.28%
Difference
0.95
Expected Higher returns with Direct Fund
5 Yr
50,925
10 Yr
1,11,131
20 Yr
2,64,759
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
1.06%
Direct Plan
0.52%
Difference
0.54
Expected Higher returns with Direct Fund
5 Yr
27,863
10 Yr
57,967
20 Yr
1,25,467
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
0.94%
Direct Plan
0.43%
Difference
0.51
Expected Higher returns with Direct Fund
5 Yr
26,206
10 Yr
54,235
20 Yr
1,16,168
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
0.90%
Direct Plan
0.40%
Difference
0.50
Expected Higher returns with Direct Fund
5 Yr
25,656
10 Yr
53,006
20 Yr
1,13,139
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
0.62%
Direct Plan
0.12%
Difference
0.50
Expected Higher returns with Direct Fund
5 Yr
25,372
10 Yr
51,693
20 Yr
1,07,307
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
1.50%
Direct Plan
1.10%
Difference
0.40
Expected Higher returns with Direct Fund
5 Yr
21,060
10 Yr
44,932
20 Yr
1,02,274
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
1.40%
Direct Plan
1.10%
Difference
0.30
Expected Higher returns with Direct Fund
5 Yr
15,764
10 Yr
33,549
20 Yr
75,982
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
0.14%
Direct Plan
0.11%
Difference
0.03
Expected Higher returns with Direct Fund
5 Yr
1,507
10 Yr
3,033
20 Yr
6,144
Get up to 1% more on Paytm Money with direct Mutual Funds
Know more about Bank of India Funds
Updated as on date 05 Jul 2025
About Bank of India Mutual Fund
Bank of India Mutual Fund has been providing mutual funds under different investment categories over the years. Investors should look at a longer horizon / time period while investing in mutual funds for wealth creation and secure their financial freedom. At Paytm Money, you can invest in Direct Mutual Funds of Bank of India Mutual Fund to earn higher returns on investment when compared to regular plans.
Suitability of Direct Plans
Individuals who understand their investment needs and risk appetite would find direct plans very useful. Here, you can shortlist the top-rated funds and carry out the entire investing process independently. There will be no interference or hidden commissions from an external intermediaries like a mutual fund distributor or agent. Bank of India Mutual Fund Direct Plans are available for all kinds of mutual funds namely.
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