Bank of India Mutual Funds Direct v/s Regular Plans

Bank of India Mutual fund schemes are available as Direct Plans and Regular Plans. Investors should choose Direct Plans as they’re offered directly by the AMC without the involvement of any intermediaries like distributors or agents who charge extra commissions.View More

Your investment of ₹10,00,000, investing in direct plans can generate more returns than regular plans over given time period

Get extra returns on your investments in direct plans

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Bank of India Mutual Fund

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Name of the Mutual Fund Scheme

Expense Ratio

Regular Plan

Direct Plan

Difference

Expected Higher returns with Direct Fund

5 Yr

10 Yr

20 Yr

Bank of India Small Cap Fund Direct - Growth

Small Cap

Expense Ratio

Regular Plan

2.40%

Direct Plan

0.97%

Difference

1.43

Expected Higher returns with Direct Fund

5 Yr

₹76,449

10 Yr

₹1,66,305

20 Yr

₹3,93,976

Get up to 1% more on Paytm Money with direct Mutual Funds

Bank of India Flexi Cap Fund Direct - Growth

Flexi Cap

Expense Ratio

Regular Plan

2.32%

Direct Plan

0.99%

Difference

1.33

Expected Higher returns with Direct Fund

5 Yr

₹71,018

10 Yr

₹1,54,252

20 Yr

₹3,64,239

Get up to 1% more on Paytm Money with direct Mutual Funds

Bank of India Manufacturing & Infrastructure Direct-Growth

Infrastructure

Expense Ratio

Regular Plan

2.45%

Direct Plan

1.26%

Difference

1.19

Expected Higher returns with Direct Fund

5 Yr

₹64,043

10 Yr

₹1,40,464

20 Yr

₹3,38,131

Get up to 1% more on Paytm Money with direct Mutual Funds

Bank of India Bluechip Fund Direct - Growth

Large Cap

Expense Ratio

Regular Plan

2.46%

Direct Plan

1.42%

Difference

1.04

Expected Higher returns with Direct Fund

5 Yr

₹56,157

10 Yr

₹1,23,671

20 Yr

₹3,00,092

Get up to 1% more on Paytm Money with direct Mutual Funds

Bank of India Tax Advantage Direct-Growth

ELSS

Expense Ratio

Regular Plan

2.32%

Direct Plan

1.29%

Difference

1.03

Expected Higher returns with Direct Fund

5 Yr

₹55,323

10 Yr

₹1,21,029

20 Yr

₹2,89,810

Get up to 1% more on Paytm Money with direct Mutual Funds

Bank of India Mid & Small Cap Equity & Debt Fund Direct-Growth

Aggressive

Expense Ratio

Regular Plan

2.52%

Direct Plan

1.54%

Difference

0.98

Expected Higher returns with Direct Fund

5 Yr

₹53,104

10 Yr

₹1,17,461

20 Yr

₹2,87,512

Get up to 1% more on Paytm Money with direct Mutual Funds

Bank of India Multi Cap Fund Direct - Growth

Multi Cap

Expense Ratio

Regular Plan

2.50%

Direct Plan

1.52%

Difference

0.98

Expected Higher returns with Direct Fund

5 Yr

₹53,062

10 Yr

₹1,17,254

20 Yr

₹2,86,443

Get up to 1% more on Paytm Money with direct Mutual Funds

Bank of India Large & Mid Cap Equity Fund Direct-Growth

Large & MidCap

Expense Ratio

Regular Plan

2.46%

Direct Plan

1.56%

Difference

0.90

Expected Higher returns with Direct Fund

5 Yr

₹48,730

10 Yr

₹1,07,678

20 Yr

₹2,63,006

Get up to 1% more on Paytm Money with direct Mutual Funds

Bank of India Balanced Advantage Fund Direct-Growth

Dynamic Asset Allocation

Expense Ratio

Regular Plan

2.47%

Direct Plan

1.64%

Difference

0.83

Expected Higher returns with Direct Fund

5 Yr

₹45,019

10 Yr

₹99,694

20 Yr

₹2,44,550

Get up to 1% more on Paytm Money with direct Mutual Funds

Bank of India Midcap Tax Fund Series 1 Direct - Growth

ELSS

Expense Ratio

Regular Plan

1.49%

Direct Plan

0.95%

Difference

0.54

Expected Higher returns with Direct Fund

5 Yr

₹28,502

10 Yr

₹60,581

20 Yr

₹1,36,863

Get up to 1% more on Paytm Money with direct Mutual Funds

Bank of India Short Term Income Fund Direct-Growth

Short Duration

Expense Ratio

Regular Plan

1.07%

Direct Plan

0.60%

Difference

0.47

Expected Higher returns with Direct Fund

5 Yr

₹24,295

10 Yr

₹50,655

20 Yr

₹1,10,122

Get up to 1% more on Paytm Money with direct Mutual Funds

Bank of India Conservative Hybrid Fund Direct-Growth

Conservative

Expense Ratio

Regular Plan

2.32%

Direct Plan

1.88%

Difference

0.44

Expected Higher returns with Direct Fund

5 Yr

₹23,907

10 Yr

₹53,052

20 Yr

₹1,30,643

Get up to 1% more on Paytm Money with direct Mutual Funds

Bank of India Ultra Short Duration Fund Direct-Growth

Ultra Short Duration

Expense Ratio

Regular Plan

1.21%

Direct Plan

0.90%

Difference

0.31

Expected Higher returns with Direct Fund

5 Yr

₹16,164

10 Yr

₹34,071

20 Yr

₹75,691

Get up to 1% more on Paytm Money with direct Mutual Funds

Bank of India Credit Risk Fund Direct-Growth

Credit Risk

Expense Ratio

Regular Plan

1.53%

Direct Plan

1.22%

Difference

0.31

Expected Higher returns with Direct Fund

5 Yr

₹16,370

10 Yr

₹35,055

20 Yr

₹80,377

Get up to 1% more on Paytm Money with direct Mutual Funds

Bank of India Arbitrage Fund Direct - Growth

Arbitrage

Expense Ratio

Regular Plan

1.05%

Direct Plan

0.78%

Difference

0.27

Expected Higher returns with Direct Fund

5 Yr

₹14,000

10 Yr

₹29,307

20 Yr

₹64,209

Get up to 1% more on Paytm Money with direct Mutual Funds

Bank of India Liquid Fund Direct-Growth

Liquid

Expense Ratio

Regular Plan

0.15%

Direct Plan

0.11%

Difference

0.04

Expected Higher returns with Direct Fund

5 Yr

₹2,010

10 Yr

₹4,047

20 Yr

₹8,199

Get up to 1% more on Paytm Money with direct Mutual Funds

Bank of India Overnight Fund Direct - Growth

Overnight

Expense Ratio

Regular Plan

0.18%

Direct Plan

0.16%

Difference

0.02

Expected Higher returns with Direct Fund

5 Yr

₹1,006

10 Yr

₹2,030

20 Yr

₹4,131

Get up to 1% more on Paytm Money with direct Mutual Funds

Know more about Bank of India Funds

Updated as on date 02 Jun 2023

About Bank of India Mutual Fund

Bank of India Mutual Fund has been providing mutual funds under different investment categories over the years. Investors should look at a longer horizon / time period while investing in mutual funds for wealth creation and secure their financial freedom. At Paytm Money, you can invest in Direct Mutual Funds of Bank of India Mutual Fund to earn higher returns on investment when compared to regular plans.

Suitability of Direct Plans

Individuals who understand their investment needs and risk appetite would find direct plans very useful. Here, you can shortlist the top-rated funds and carry out the entire investing process independently. There will be no interference or hidden commissions from an external intermediaries like a mutual fund distributor or agent. Bank of India Mutual Fund Direct Plans are available for all kinds of mutual funds namely.

Bank of India debt funds

Bank of India equity funds

Bank of India balanced funds

Bank of India elss funds

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