PGIM India Mutual Funds Direct v/s Regular Plans

PGIM India Mutual fund schemes are available as Direct Plans and Regular Plans. Investors should choose Direct Plans as they’re offered directly by the AMC without the involvement of any intermediaries like distributors or agents who charge extra commissions.View More

Your investment of ₹10,00,000, investing in direct plans can generate more returns than regular plans over given time period

Get extra returns on your investments in direct plans

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PGIM India Mutual Fund

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Name of the Mutual Fund Scheme

Expense Ratio

Regular Plan

Direct Plan

Difference

Expected Higher returns with Direct Fund

5 Yr

10 Yr

20 Yr

PGIM India Healthcare Fund Direct-Growth

Pharma

Expense Ratio

Regular Plan

2.37%

Direct Plan

0.65%

Difference

1.72

Expected Higher returns with Direct Fund

5 Yr

₹91,326

10 Yr

₹1,97,007

20 Yr

₹4,59,199

Get up to 1% more on Paytm Money with direct Mutual Funds

PGIM India Multi Cap Fund Direct-Growth

Multi Cap

Expense Ratio

Regular Plan

2.39%

Direct Plan

0.71%

Difference

1.68

Expected Higher returns with Direct Fund

5 Yr

₹89,342

10 Yr

₹1,93,101

20 Yr

₹4,51,803

Get up to 1% more on Paytm Money with direct Mutual Funds

PGIM India Large and Mid Cap Fund Direct - Growth

Large & MidCap

Expense Ratio

Regular Plan

2.26%

Direct Plan

0.60%

Difference

1.66

Expected Higher returns with Direct Fund

5 Yr

₹87,862

10 Yr

₹1,88,779

20 Yr

₹4,36,471

Get up to 1% more on Paytm Money with direct Mutual Funds

PGIM India Multi Asset Allocation Fund Direct - Growth

Multi Asset Allocation

Expense Ratio

Regular Plan

2.27%

Direct Plan

0.62%

Difference

1.65

Expected Higher returns with Direct Fund

5 Yr

₹87,384

10 Yr

₹1,87,890

20 Yr

₹4,35,042

Get up to 1% more on Paytm Money with direct Mutual Funds

PGIM India Balanced Advantage Fund Direct - Growth

Dynamic Asset Allocation

Expense Ratio

Regular Plan

2.21%

Direct Plan

0.57%

Difference

1.64

Expected Higher returns with Direct Fund

5 Yr

₹86,666

10 Yr

₹1,85,840

20 Yr

₹4,27,955

Get up to 1% more on Paytm Money with direct Mutual Funds

PGIM India Hybrid Equity Fund Direct Plan-Growth

Aggressive

Expense Ratio

Regular Plan

2.34%

Direct Plan

0.79%

Difference

1.55

Expected Higher returns with Direct Fund

5 Yr

₹82,476

10 Yr

₹1,78,374

20 Yr

₹4,17,771

Get up to 1% more on Paytm Money with direct Mutual Funds

PGIM India ELSS Tax Saver Fund Direct-Growth

ELSS

Expense Ratio

Regular Plan

2.25%

Direct Plan

0.72%

Difference

1.53

Expected Higher returns with Direct Fund

5 Yr

₹81,155

10 Yr

₹1,74,825

20 Yr

₹4,06,220

Get up to 1% more on Paytm Money with direct Mutual Funds

PGIM India Large Cap Fund Direct Plan-Growth

Large Cap

Expense Ratio

Regular Plan

2.37%

Direct Plan

0.84%

Difference

1.53

Expected Higher returns with Direct Fund

5 Yr

₹81,540

10 Yr

₹1,76,694

20 Yr

₹4,15,441

Get up to 1% more on Paytm Money with direct Mutual Funds

PGIM India Small Cap Fund Direct - Growth

Small Cap

Expense Ratio

Regular Plan

2.07%

Direct Plan

0.56%

Difference

1.51

Expected Higher returns with Direct Fund

5 Yr

₹79,559

10 Yr

₹1,69,953

20 Yr

₹3,88,312

Get up to 1% more on Paytm Money with direct Mutual Funds

PGIM India Flexi Cap Fund Direct-Growth

Flexi Cap

Expense Ratio

Regular Plan

1.78%

Direct Plan

0.45%

Difference

1.33

Expected Higher returns with Direct Fund

5 Yr

₹69,521

10 Yr

₹1,47,033

20 Yr

₹3,29,190

Get up to 1% more on Paytm Money with direct Mutual Funds

PGIM India Midcap Opportunities Fund Direct-Growth

Mid Cap

Expense Ratio

Regular Plan

1.70%

Direct Plan

0.47%

Difference

1.23

Expected Higher returns with Direct Fund

5 Yr

₹64,217

10 Yr

₹1,35,605

20 Yr

₹3,02,620

Get up to 1% more on Paytm Money with direct Mutual Funds

PGIM India Dynamic Bond Direct Plan-Growth

Dynamic Bond

Expense Ratio

Regular Plan

1.65%

Direct Plan

0.44%

Difference

1.21

Expected Higher returns with Direct Fund

5 Yr

₹63,073

10 Yr

₹1,32,924

20 Yr

₹2,95,450

Get up to 1% more on Paytm Money with direct Mutual Funds

PGIM India Gilt Direct Plan - Growth

Gilt

Expense Ratio

Regular Plan

1.38%

Direct Plan

0.55%

Difference

0.83

Expected Higher returns with Direct Fund

5 Yr

₹43,126

10 Yr

₹90,511

20 Yr

₹1,99,421

Get up to 1% more on Paytm Money with direct Mutual Funds

PGIM India Corporate Bond Direct Plan-Growth

Corporate Bond

Expense Ratio

Regular Plan

1.00%

Direct Plan

0.24%

Difference

0.76

Expected Higher returns with Direct Fund

5 Yr

₹38,952

10 Yr

₹80,361

20 Yr

₹1,71,079

Get up to 1% more on Paytm Money with direct Mutual Funds

PGIM India Equity Savings Fund Direct-Growth

Equity Savings

Expense Ratio

Regular Plan

1.32%

Direct Plan

0.58%

Difference

0.74

Expected Higher returns with Direct Fund

5 Yr

₹38,427

10 Yr

₹80,585

20 Yr

₹1,77,261

Get up to 1% more on Paytm Money with direct Mutual Funds

PGIM India Arbitrage Fund Direct-Growth

Arbitrage

Expense Ratio

Regular Plan

1.05%

Direct Plan

0.37%

Difference

0.68

Expected Higher returns with Direct Fund

5 Yr

₹34,976

10 Yr

₹72,480

20 Yr

₹1,55,668

Get up to 1% more on Paytm Money with direct Mutual Funds

PGIM India Ultra Short Duration Direct-Growth

Ultra Short Duration

Expense Ratio

Regular Plan

1.09%

Direct Plan

0.45%

Difference

0.64

Expected Higher returns with Direct Fund

5 Yr

₹32,997

10 Yr

₹68,582

20 Yr

₹1,48,167

Get up to 1% more on Paytm Money with direct Mutual Funds

PGIM India Money Market Fund Direct - Growth

Money Market

Expense Ratio

Regular Plan

0.46%

Direct Plan

0.20%

Difference

0.26

Expected Higher returns with Direct Fund

5 Yr

₹13,172

10 Yr

₹26,783

20 Yr

₹55,364

Get up to 1% more on Paytm Money with direct Mutual Funds

PGIM India CRISIL IBX Gilt Index - Apr 2028 Fund Direct - Growth

TargetMaturity

Expense Ratio

Regular Plan

0.47%

Direct Plan

0.33%

Difference

0.14

Expected Higher returns with Direct Fund

5 Yr

₹7,112

10 Yr

₹14,512

20 Yr

₹30,207

Get up to 1% more on Paytm Money with direct Mutual Funds

PGIM India Liquid Fund Direct Plan-Growth

Liquid

Expense Ratio

Regular Plan

0.22%

Direct Plan

0.12%

Difference

0.10

Expected Higher returns with Direct Fund

5 Yr

₹5,034

10 Yr

₹10,154

20 Yr

₹20,656

Get up to 1% more on Paytm Money with direct Mutual Funds

Know more about PGIM India Funds

Updated as on date 22 Dec 2025

About PGIM India Mutual Fund

PGIM India Mutual Fund has been providing mutual funds under different investment categories over the years. Investors should look at a longer horizon / time period while investing in mutual funds for wealth creation and secure their financial freedom. At Paytm Money, you can invest in Direct Mutual Funds of PGIM India Mutual Fund to earn higher returns on investment when compared to regular plans.

Suitability of Direct Plans

Individuals who understand their investment needs and risk appetite would find direct plans very useful. Here, you can shortlist the top-rated funds and carry out the entire investing process independently. There will be no interference or hidden commissions from an external intermediaries like a mutual fund distributor or agent. PGIM India Mutual Fund Direct Plans are available for all kinds of mutual funds namely.

PGIM India debt funds

PGIM India equity funds

PGIM India balanced funds

PGIM India elss funds

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