DSP Mutual Funds Direct v/s Regular Plans

DSP Mutual fund schemes are available as Direct Plans and Regular Plans. Investors should choose Direct Plans as they’re offered directly by the AMC without the involvement of any intermediaries like distributors or agents who charge extra commissions.View More

Your investment of ₹10,00,000, investing in direct plans can generate more returns than regular plans over given time period

Get extra returns on your investments in direct plans

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DSP Mutual Fund

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Name of the Mutual Fund Scheme

Expense Ratio

Regular Plan

Direct Plan

Difference

Expected Higher returns with Direct Fund

5 Yr

10 Yr

20 Yr

DSP Business Cycle Fund Direct - Growth

Business Cycle

Expense Ratio

Regular Plan

3.18%

Direct Plan

1.70%

Difference

1.48

Expected Higher returns with Direct Fund

5 Yr

₹81,499

10 Yr

₹1,83,975

20 Yr

₹4,69,358

Get up to 1% more on Paytm Money with direct Mutual Funds

DSP Banking & Financial Services Fund Direct - Growth

Banking

Expense Ratio

Regular Plan

2.22%

Direct Plan

0.79%

Difference

1.43

Expected Higher returns with Direct Fund

5 Yr

₹75,909

10 Yr

₹1,63,674

20 Yr

₹3,80,938

Get up to 1% more on Paytm Money with direct Mutual Funds

DSP Multi Cap Fund Direct-Growth

Multi Cap

Expense Ratio

Regular Plan

2.05%

Direct Plan

0.65%

Difference

1.40

Expected Higher returns with Direct Fund

5 Yr

₹73,864

10 Yr

₹1,58,048

20 Yr

₹3,62,234

Get up to 1% more on Paytm Money with direct Mutual Funds

DSP Healthcare Fund Direct - Growth

Pharma

Expense Ratio

Regular Plan

2.05%

Direct Plan

0.74%

Difference

1.31

Expected Higher returns with Direct Fund

5 Yr

₹69,237

10 Yr

₹1,48,469

20 Yr

₹3,41,702

Get up to 1% more on Paytm Money with direct Mutual Funds

DSP Dynamic Asset Allocation Fund Direct-Growth

Dynamic Asset Allocation

Expense Ratio

Regular Plan

2.38%

Direct Plan

1.16%

Difference

1.22

Expected Higher returns with Direct Fund

5 Yr

₹65,439

10 Yr

₹1,42,930

20 Yr

₹3,41,235

Get up to 1% more on Paytm Money with direct Mutual Funds

DSP Natural Resources and New Energy Fund Direct Plan-Growth

Energy

Expense Ratio

Regular Plan

2.24%

Direct Plan

1.11%

Difference

1.13

Expected Higher returns with Direct Fund

5 Yr

₹60,385

10 Yr

₹1,31,270

20 Yr

₹3,10,414

Get up to 1% more on Paytm Money with direct Mutual Funds

DSP Multi Asset Allocation Fund Direct - Growth

Multi Asset Allocation

Expense Ratio

Regular Plan

1.54%

Direct Plan

0.49%

Difference

1.05

Expected Higher returns with Direct Fund

5 Yr

₹54,667

10 Yr

₹1,15,027

20 Yr

₹2,54,811

Get up to 1% more on Paytm Money with direct Mutual Funds

DSP Large & Mid Cap Fund Direct Plan-Growth

Large & MidCap

Expense Ratio

Regular Plan

1.83%

Direct Plan

0.78%

Difference

1.05

Expected Higher returns with Direct Fund

5 Yr

₹55,297

10 Yr

₹1,18,034

20 Yr

₹2,69,073

Get up to 1% more on Paytm Money with direct Mutual Funds

DSP Focused Direct Plan-Growth

Flexi Cap

Expense Ratio

Regular Plan

2.07%

Direct Plan

1.02%

Difference

1.05

Expected Higher returns with Direct Fund

5 Yr

₹55,823

10 Yr

₹1,20,574

20 Yr

₹2,81,444

Get up to 1% more on Paytm Money with direct Mutual Funds

DSP Aggressive Hybrid Fund Direct-Growth

Aggressive

Expense Ratio

Regular Plan

1.82%

Direct Plan

0.78%

Difference

1.04

Expected Higher returns with Direct Fund

5 Yr

₹54,760

10 Yr

₹1,16,857

20 Yr

₹2,66,253

Get up to 1% more on Paytm Money with direct Mutual Funds

DSP Flexi Cap Fund Direct Plan-Growth

Flexi Cap

Expense Ratio

Regular Plan

1.89%

Direct Plan

0.86%

Difference

1.03

Expected Higher returns with Direct Fund

5 Yr

₹54,394

10 Yr

₹1,16,506

20 Yr

₹2,67,419

Get up to 1% more on Paytm Money with direct Mutual Funds

DSP The Infrastructure Growth and Economic Reforms Regular Fund Direct-Growth

Infrastructure

Expense Ratio

Regular Plan

2.02%

Direct Plan

1.06%

Difference

0.96

Expected Higher returns with Direct Fund

5 Yr

₹51,028

10 Yr

₹1,10,184

20 Yr

₹2,57,016

Get up to 1% more on Paytm Money with direct Mutual Funds

DSP ELSS Tax Saver Direct Plan-Growth

ELSS

Expense Ratio

Regular Plan

1.82%

Direct Plan

0.90%

Difference

0.92

Expected Higher returns with Direct Fund

5 Yr

₹48,555

10 Yr

₹1,03,918

20 Yr

₹2,38,118

Get up to 1% more on Paytm Money with direct Mutual Funds

DSP Midcap Direct Plan-Growth

Mid Cap

Expense Ratio

Regular Plan

1.68%

Direct Plan

0.76%

Difference

0.92

Expected Higher returns with Direct Fund

5 Yr

₹48,288

10 Yr

₹1,02,634

20 Yr

₹2,31,947

Get up to 1% more on Paytm Money with direct Mutual Funds

DSP Large Cap Fund Direct-Growth

Large Cap

Expense Ratio

Regular Plan

2.09%

Direct Plan

1.18%

Difference

0.91

Expected Higher returns with Direct Fund

5 Yr

₹48,551

10 Yr

₹1,05,325

20 Yr

₹2,47,964

Get up to 1% more on Paytm Money with direct Mutual Funds

DSP Small Cap Direct Plan-Growth

Small Cap

Expense Ratio

Regular Plan

1.69%

Direct Plan

0.81%

Difference

0.88

Expected Higher returns with Direct Fund

5 Yr

₹46,243

10 Yr

₹98,432

20 Yr

₹2,23,092

Get up to 1% more on Paytm Money with direct Mutual Funds

DSP Equity Savings Fund Direct-Growth

Equity Savings

Expense Ratio

Regular Plan

1.98%

Direct Plan

1.11%

Difference

0.87

Expected Higher returns with Direct Fund

5 Yr

₹46,252

10 Yr

₹99,894

20 Yr

₹2,33,085

Get up to 1% more on Paytm Money with direct Mutual Funds

DSP Value Fund Direct - Growth

Value Oriented

Expense Ratio

Regular Plan

2.56%

Direct Plan

1.73%

Difference

0.83

Expected Higher returns with Direct Fund

5 Yr

₹45,178

10 Yr

₹1,00,488

20 Yr

₹2,48,680

Get up to 1% more on Paytm Money with direct Mutual Funds

DSP Credit Risk Direct Plan-Growth

Credit Risk

Expense Ratio

Regular Plan

1.22%

Direct Plan

0.43%

Difference

0.79

Expected Higher returns with Direct Fund

5 Yr

₹40,820

10 Yr

₹85,078

20 Yr

₹1,84,855

Get up to 1% more on Paytm Money with direct Mutual Funds

DSP Nifty Smallcap250 Quality 50 Index Fund Direct - Growth

Small Cap

Expense Ratio

Regular Plan

1.05%

Direct Plan

0.29%

Difference

0.76

Expected Higher returns with Direct Fund

5 Yr

₹39,029

10 Yr

₹80,721

20 Yr

₹1,72,702

Get up to 1% more on Paytm Money with direct Mutual Funds

Know more about DSP Funds

Updated as on date14 Sep 2026

About DSP Mutual Fund

DSP Mutual Fund has been providing mutual funds under different investment categories over the years. Investors should look at a longer horizon / time period while investing in mutual funds for wealth creation and secure their financial freedom. At Paytm Money, you can invest in Direct Mutual Funds ofDSP Mutual Fund to earn higher returns on investment when compared to regular plans.

Suitability of Direct Plans

Individuals who understand their investment needs and risk appetite would find direct plans very useful. Here, you can shortlist the top-rated funds and carry out the entire investing process independently. There will be no interference or hidden commissions from an external intermediaries like a mutual fund distributor or agent. DSP Mutual Fund Direct Plans are available for all kinds of mutual funds namely.

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