DSP Mutual Funds Direct v/s Regular Plans

DSP Mutual fund schemes are available as Direct Plans and Regular Plans. Investors should choose Direct Plans as they’re offered directly by the AMC without the involvement of any intermediaries like distributors or agents who charge extra commissions.View More

Your investment of ₹10,00,000, investing in direct plans can generate more returns than regular plans over given time period

Get extra returns on your investments in direct plans

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DSP Mutual Fund

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Name of the Mutual Fund Scheme

Expense Ratio

Regular Plan

Direct Plan

Difference

Expected Higher returns with Direct Fund

5 Yr

10 Yr

20 Yr

DSP Business Cycle Fund Direct - Growth

Business Cycle

Expense Ratio

Regular Plan

2.17%

Direct Plan

0.71%

Difference

1.46

Expected Higher returns with Direct Fund

5 Yr

₹77,304

10 Yr

₹1,66,152

20 Yr

₹3,84,272

Get up to 1% more on Paytm Money with direct Mutual Funds

DSP Banking & Financial Services Fund Direct - Growth

Banking

Expense Ratio

Regular Plan

2.06%

Direct Plan

0.61%

Difference

1.45

Expected Higher returns with Direct Fund

5 Yr

₹76,457

10 Yr

₹1,63,482

20 Yr

₹3,74,191

Get up to 1% more on Paytm Money with direct Mutual Funds

DSP Multicap Fund Direct - Growth

Multi Cap

Expense Ratio

Regular Plan

1.95%

Direct Plan

0.54%

Difference

1.41

Expected Higher returns with Direct Fund

5 Yr

₹74,084

10 Yr

₹1,57,700

20 Yr

₹3,57,722

Get up to 1% more on Paytm Money with direct Mutual Funds

DSP Healthcare Fund Direct - Growth

Pharma

Expense Ratio

Regular Plan

1.95%

Direct Plan

0.66%

Difference

1.29

Expected Higher returns with Direct Fund

5 Yr

₹67,938

10 Yr

₹1,45,037

20 Yr

₹3,30,833

Get up to 1% more on Paytm Money with direct Mutual Funds

DSP Dynamic Asset Allocation Fund Direct-Growth

Dynamic Asset Allocation

Expense Ratio

Regular Plan

1.88%

Direct Plan

0.67%

Difference

1.21

Expected Higher returns with Direct Fund

5 Yr

₹63,649

10 Yr

₹1,35,672

20 Yr

₹3,08,490

Get up to 1% more on Paytm Money with direct Mutual Funds

DSP Multi Asset Allocation Fund Direct - Growth

Multi Asset Allocation

Expense Ratio

Regular Plan

1.44%

Direct Plan

0.29%

Difference

1.15

Expected Higher returns with Direct Fund

5 Yr

₹59,519

10 Yr

₹1,24,317

20 Yr

₹2,71,394

Get up to 1% more on Paytm Money with direct Mutual Funds

DSP Natural Resources and New Energy Fund Direct Plan-Growth

Energy

Expense Ratio

Regular Plan

2.03%

Direct Plan

0.90%

Difference

1.13

Expected Higher returns with Direct Fund

5 Yr

₹59,888

10 Yr

₹1,28,850

20 Yr

₹2,98,458

Get up to 1% more on Paytm Money with direct Mutual Funds

DSP The Infrastructure Growth and Economic Reforms Regular Fund Direct-Growth

Infrastructure

Expense Ratio

Regular Plan

1.86%

Direct Plan

0.75%

Difference

1.11

Expected Higher returns with Direct Fund

5 Yr

₹58,457

10 Yr

₹1,24,783

20 Yr

₹2,84,500

Get up to 1% more on Paytm Money with direct Mutual Funds

DSP Aggressive Hybrid Fund Direct-Growth

Aggressive

Expense Ratio

Regular Plan

1.72%

Direct Plan

0.68%

Difference

1.04

Expected Higher returns with Direct Fund

5 Yr

₹54,544

10 Yr

₹1,15,823

20 Yr

₹2,61,304

Get up to 1% more on Paytm Money with direct Mutual Funds

DSP Focused Direct Plan-Growth

Flexi Cap

Expense Ratio

Regular Plan

2.02%

Direct Plan

0.98%

Difference

1.04

Expected Higher returns with Direct Fund

5 Yr

₹55,193

10 Yr

₹1,18,950

20 Yr

₹2,76,418

Get up to 1% more on Paytm Money with direct Mutual Funds

DSP Flexi Cap Fund Direct Plan-Growth

Flexi Cap

Expense Ratio

Regular Plan

1.72%

Direct Plan

0.69%

Difference

1.03

Expected Higher returns with Direct Fund

5 Yr

₹54,030

10 Yr

₹1,14,759

20 Yr

₹2,59,027

Get up to 1% more on Paytm Money with direct Mutual Funds

DSP Large & Mid Cap Fund Direct Plan-Growth

Large & MidCap

Expense Ratio

Regular Plan

1.67%

Direct Plan

0.64%

Difference

1.03

Expected Higher returns with Direct Fund

5 Yr

₹53,923

10 Yr

₹1,14,250

20 Yr

₹2,56,606

Get up to 1% more on Paytm Money with direct Mutual Funds

DSP Large Cap Fund Direct-Growth

Large Cap

Expense Ratio

Regular Plan

1.82%

Direct Plan

0.88%

Difference

0.94

Expected Higher returns with Direct Fund

5 Yr

₹49,591

10 Yr

₹1,06,084

20 Yr

₹2,42,851

Get up to 1% more on Paytm Money with direct Mutual Funds

DSP Midcap Direct Plan-Growth

Mid Cap

Expense Ratio

Regular Plan

1.67%

Direct Plan

0.75%

Difference

0.92

Expected Higher returns with Direct Fund

5 Yr

₹48,269

10 Yr

₹1,02,543

20 Yr

₹2,31,512

Get up to 1% more on Paytm Money with direct Mutual Funds

DSP ELSS Tax Saver Direct Plan-Growth

ELSS

Expense Ratio

Regular Plan

1.63%

Direct Plan

0.73%

Difference

0.90

Expected Higher returns with Direct Fund

5 Yr

₹47,163

10 Yr

₹1,00,045

20 Yr

₹2,25,196

Get up to 1% more on Paytm Money with direct Mutual Funds

DSP Small Cap Direct Plan-Growth

Small Cap

Expense Ratio

Regular Plan

1.70%

Direct Plan

0.80%

Difference

0.90

Expected Higher returns with Direct Fund

5 Yr

₹47,294

10 Yr

₹1,00,670

20 Yr

₹2,28,174

Get up to 1% more on Paytm Money with direct Mutual Funds

DSP Equity Savings Fund Direct-Growth

Equity Savings

Expense Ratio

Regular Plan

1.50%

Direct Plan

0.65%

Difference

0.85

Expected Higher returns with Direct Fund

5 Yr

₹44,358

10 Yr

₹93,606

20 Yr

₹2,08,505

Get up to 1% more on Paytm Money with direct Mutual Funds

DSP Value Fund Direct - Growth

Value Oriented

Expense Ratio

Regular Plan

1.78%

Direct Plan

0.95%

Difference

0.83

Expected Higher returns with Direct Fund

5 Yr

₹43,814

10 Yr

₹93,790

20 Yr

₹2,14,978

Get up to 1% more on Paytm Money with direct Mutual Funds

DSP Credit Risk Direct Plan-Growth

Credit Risk

Expense Ratio

Regular Plan

1.22%

Direct Plan

0.40%

Difference

0.82

Expected Higher returns with Direct Fund

5 Yr

₹42,346

10 Yr

₹88,192

20 Yr

₹1,91,347

Get up to 1% more on Paytm Money with direct Mutual Funds

DSP Nifty 500 Index Fund Direct-Growth

Flexi Cap

Expense Ratio

Regular Plan

1.00%

Direct Plan

0.20%

Difference

0.80

Expected Higher returns with Direct Fund

5 Yr

₹40,969

10 Yr

₹84,441

20 Yr

₹1,79,420

Get up to 1% more on Paytm Money with direct Mutual Funds

Know more about DSP Funds

Updated as on date 21 Feb 2026

About DSP Mutual Fund

DSP Mutual Fund has been providing mutual funds under different investment categories over the years. Investors should look at a longer horizon / time period while investing in mutual funds for wealth creation and secure their financial freedom. At Paytm Money, you can invest in Direct Mutual Funds of DSP Mutual Fund to earn higher returns on investment when compared to regular plans.

Suitability of Direct Plans

Individuals who understand their investment needs and risk appetite would find direct plans very useful. Here, you can shortlist the top-rated funds and carry out the entire investing process independently. There will be no interference or hidden commissions from an external intermediaries like a mutual fund distributor or agent. DSP Mutual Fund Direct Plans are available for all kinds of mutual funds namely.

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