DSP Mutual Funds Direct v/s Regular Plans

DSP Mutual fund schemes are available as Direct Plans and Regular Plans. Investors should choose Direct Plans as they’re offered directly by the AMC without the involvement of any intermediaries like distributors or agents who charge extra commissions.View More

Your investment of ₹10,00,000, investing in direct plans can generate more returns than regular plans over given time period

Get extra returns on your investments in direct plans

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DSP Mutual Fund

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Name of the Mutual Fund Scheme

Expense Ratio

Regular Plan

Direct Plan

Difference

Expected Higher returns with Direct Fund

5 Yr

10 Yr

20 Yr

DSP Business Cycle Fund Direct - Growth

Business Cycle

Expense Ratio

Regular Plan

2.58%

Direct Plan

1.12%

Difference

1.46

Expected Higher returns with Direct Fund

5 Yr

₹78,561

10 Yr

₹1,72,293

20 Yr

₹4,14,871

Get up to 1% more on Paytm Money with direct Mutual Funds

DSP Multi Cap Fund Direct-Growth

Multi Cap

Expense Ratio

Regular Plan

2.08%

Direct Plan

0.69%

Difference

1.39

Expected Higher returns with Direct Fund

5 Yr

₹73,437

10 Yr

₹1,57,406

20 Yr

₹3,61,999

Get up to 1% more on Paytm Money with direct Mutual Funds

DSP Banking & Financial Services Fund Direct - Growth

Banking

Expense Ratio

Regular Plan

2.18%

Direct Plan

0.80%

Difference

1.38

Expected Higher returns with Direct Fund

5 Yr

₹73,211

10 Yr

₹1,57,735

20 Yr

₹3,66,517

Get up to 1% more on Paytm Money with direct Mutual Funds

DSP Healthcare Fund Direct - Growth

Pharma

Expense Ratio

Regular Plan

2.06%

Direct Plan

0.76%

Difference

1.30

Expected Higher returns with Direct Fund

5 Yr

₹68,749

10 Yr

₹1,47,531

20 Yr

₹3,40,035

Get up to 1% more on Paytm Money with direct Mutual Funds

DSP Dynamic Asset Allocation Fund Direct-Growth

Dynamic Asset Allocation

Expense Ratio

Regular Plan

2.26%

Direct Plan

1.04%

Difference

1.22

Expected Higher returns with Direct Fund

5 Yr

₹65,131

10 Yr

₹1,41,421

20 Yr

₹3,33,673

Get up to 1% more on Paytm Money with direct Mutual Funds

DSP Natural Resources and New Energy Fund Direct Plan-Growth

Energy

Expense Ratio

Regular Plan

2.11%

Direct Plan

1.00%

Difference

1.11

Expected Higher returns with Direct Fund

5 Yr

₹59,036

10 Yr

₹1,27,582

20 Yr

₹2,98,137

Get up to 1% more on Paytm Money with direct Mutual Funds

DSP Large & Mid Cap Fund Direct Plan-Growth

Large & MidCap

Expense Ratio

Regular Plan

1.80%

Direct Plan

0.75%

Difference

1.05

Expected Higher returns with Direct Fund

5 Yr

₹55,232

10 Yr

₹1,17,719

20 Yr

₹2,67,563

Get up to 1% more on Paytm Money with direct Mutual Funds

DSP Aggressive Hybrid Fund Direct-Growth

Aggressive

Expense Ratio

Regular Plan

1.83%

Direct Plan

0.78%

Difference

1.05

Expected Higher returns with Direct Fund

5 Yr

₹55,297

10 Yr

₹1,18,034

20 Yr

₹2,69,073

Get up to 1% more on Paytm Money with direct Mutual Funds

DSP Focused Direct Plan-Growth

Focused

Expense Ratio

Regular Plan

2.11%

Direct Plan

1.10%

Difference

1.01

Expected Higher returns with Direct Fund

5 Yr

₹53,823

10 Yr

₹1,16,596

20 Yr

₹2,73,746

Get up to 1% more on Paytm Money with direct Mutual Funds

DSP Flexi Cap Fund Direct Plan-Growth

Flexi Cap

Expense Ratio

Regular Plan

1.87%

Direct Plan

0.87%

Difference

1.00

Expected Higher returns with Direct Fund

5 Yr

₹52,799

10 Yr

₹1,13,060

20 Yr

₹2,59,365

Get up to 1% more on Paytm Money with direct Mutual Funds

DSP The Infrastructure Growth and Economic Reforms Regular Fund Direct-Growth

Infrastructure

Expense Ratio

Regular Plan

2.03%

Direct Plan

1.06%

Difference

0.97

Expected Higher returns with Direct Fund

5 Yr

₹51,569

10 Yr

₹1,11,382

20 Yr

₹2,59,943

Get up to 1% more on Paytm Money with direct Mutual Funds

DSP Multi Asset Allocation Fund Direct - Growth

Multi Asset Allocation

Expense Ratio

Regular Plan

1.58%

Direct Plan

0.62%

Difference

0.96

Expected Higher returns with Direct Fund

5 Yr

₹50,149

10 Yr

₹1,05,961

20 Yr

₹2,36,663

Get up to 1% more on Paytm Money with direct Mutual Funds

DSP ELSS Tax Saver Direct Plan-Growth

ELSS

Expense Ratio

Regular Plan

1.80%

Direct Plan

0.91%

Difference

0.89

Expected Higher returns with Direct Fund

5 Yr

₹46,963

10 Yr

₹1,00,484

20 Yr

₹2,30,120

Get up to 1% more on Paytm Money with direct Mutual Funds

DSP Midcap Direct Plan-Growth

Mid Cap

Expense Ratio

Regular Plan

1.74%

Direct Plan

0.85%

Difference

0.89

Expected Higher returns with Direct Fund

5 Yr

₹46,852

10 Yr

₹99,949

20 Yr

₹2,27,546

Get up to 1% more on Paytm Money with direct Mutual Funds

DSP Large Cap Fund Direct-Growth

Large Cap

Expense Ratio

Regular Plan

2.06%

Direct Plan

1.17%

Difference

0.89

Expected Higher returns with Direct Fund

5 Yr

₹47,446

10 Yr

₹1,02,827

20 Yr

₹2,41,597

Get up to 1% more on Paytm Money with direct Mutual Funds

DSP Small Cap Direct Plan-Growth

Small Cap

Expense Ratio

Regular Plan

1.72%

Direct Plan

0.84%

Difference

0.88

Expected Higher returns with Direct Fund

5 Yr

₹46,298

10 Yr

₹98,694

20 Yr

₹2,24,351

Get up to 1% more on Paytm Money with direct Mutual Funds

DSP Value Fund Direct - Growth

Value Oriented

Expense Ratio

Regular Plan

2.40%

Direct Plan

1.53%

Difference

0.87

Expected Higher returns with Direct Fund

5 Yr

₹47,022

10 Yr

₹1,03,675

20 Yr

₹2,52,098

Get up to 1% more on Paytm Money with direct Mutual Funds

DSP Equity Savings Fund Direct-Growth

Equity Savings

Expense Ratio

Regular Plan

1.95%

Direct Plan

1.10%

Difference

0.85

Expected Higher returns with Direct Fund

5 Yr

₹45,153

10 Yr

₹97,424

20 Yr

₹2,26,866

Get up to 1% more on Paytm Money with direct Mutual Funds

DSP Credit Risk Direct Plan-Growth

Credit Risk

Expense Ratio

Regular Plan

1.19%

Direct Plan

0.42%

Difference

0.77

Expected Higher returns with Direct Fund

5 Yr

₹39,755

10 Yr

₹82,776

20 Yr

₹1,79,490

Get up to 1% more on Paytm Money with direct Mutual Funds

DSP Nifty Smallcap250 Quality 50 Index Fund Direct - Growth

Factor-Based

Expense Ratio

Regular Plan

1.14%

Direct Plan

0.38%

Difference

0.76

Expected Higher returns with Direct Fund

5 Yr

₹39,169

10 Yr

₹81,373

20 Yr

₹1,75,659

Get up to 1% more on Paytm Money with direct Mutual Funds

Know more about DSP Funds

Updated as on date29 Oct 2026

About DSP Mutual Fund

DSP Mutual Fund has been providing mutual funds under different investment categories over the years. Investors should look at a longer horizon / time period while investing in mutual funds for wealth creation and secure their financial freedom. At Paytm Money, you can invest in Direct Mutual Funds ofDSP Mutual Fund to earn higher returns on investment when compared to regular plans.

Suitability of Direct Plans

Individuals who understand their investment needs and risk appetite would find direct plans very useful. Here, you can shortlist the top-rated funds and carry out the entire investing process independently. There will be no interference or hidden commissions from an external intermediaries like a mutual fund distributor or agent. DSP Mutual Fund Direct Plans are available for all kinds of mutual funds namely.

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