Navi Mutual Funds Direct v/s Regular Plans

Navi Mutual fund schemes are available as Direct Plans and Regular Plans. Investors should choose Direct Plans as they’re offered directly by the AMC without the involvement of any intermediaries like distributors or agents who charge extra commissions.View More

Your investment of ₹10,00,000, investing in direct plans can generate more returns than regular plans over given time period

Get extra returns on your investments in direct plans

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Navi Mutual Fund

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Name of the Mutual Fund Scheme

Expense Ratio

Regular Plan

Direct Plan

Difference

Expected Higher returns with Direct Fund

5 Yr

10 Yr

20 Yr

Navi Aggressive Hybrid Fund Direct - Growth

Aggressive

Expense Ratio

Regular Plan

2.57%

Direct Plan

0.68%

Difference

1.89

Expected Higher returns with Direct Fund

5 Yr

₹1,00,811

10 Yr

₹2,18,734

20 Yr

₹5,15,988

Get up to 1% more on Paytm Money with direct Mutual Funds

Navi Large & Midcap Fund Direct-Growth

Large & MidCap

Expense Ratio

Regular Plan

2.53%

Direct Plan

0.65%

Difference

1.88

Expected Higher returns with Direct Fund

5 Yr

₹1,00,139

10 Yr

₹2,16,901

20 Yr

₹5,09,885

Get up to 1% more on Paytm Money with direct Mutual Funds

Navi Flexi Cap Fund Direct - Growth

Flexi Cap

Expense Ratio

Regular Plan

2.56%

Direct Plan

0.69%

Difference

1.87

Expected Higher returns with Direct Fund

5 Yr

₹99,744

10 Yr

₹2,16,415

20 Yr

₹5,10,475

Get up to 1% more on Paytm Money with direct Mutual Funds

Navi Nifty Next 50 Index Fund Direct - Growth

Large Cap

Expense Ratio

Regular Plan

1.16%

Direct Plan

0.28%

Difference

0.88

Expected Higher returns with Direct Fund

5 Yr

₹45,282

10 Yr

₹93,890

20 Yr

₹2,01,921

Get up to 1% more on Paytm Money with direct Mutual Funds

Navi Nifty Bank Index Fund Direct - Growth

Banking

Expense Ratio

Regular Plan

1.11%

Direct Plan

0.23%

Difference

0.88

Expected Higher returns with Direct Fund

5 Yr

₹45,192

10 Yr

₹93,472

20 Yr

₹2,00,026

Get up to 1% more on Paytm Money with direct Mutual Funds

Navi Nifty MidSmallcap 400 Index Fund Direct - Growth

Mid Cap

Expense Ratio

Regular Plan

1.42%

Direct Plan

0.54%

Difference

0.88

Expected Higher returns with Direct Fund

5 Yr

₹45,752

10 Yr

₹96,094

20 Yr

₹2,12,057

Get up to 1% more on Paytm Money with direct Mutual Funds

Navi Nifty REITs & Realty Index Fund Direct-Growth

Sectoral-Other

Expense Ratio

Regular Plan

2.86%

Direct Plan

1.98%

Difference

0.88

Expected Higher returns with Direct Fund

5 Yr

₹48,418

10 Yr

₹1,09,154

20 Yr

₹2,77,510

Get up to 1% more on Paytm Money with direct Mutual Funds

Navi ELSS Tax Saver Nifty 50 Index Fund Direct - Growth

ELSS

Expense Ratio

Regular Plan

1.07%

Direct Plan

0.24%

Difference

0.83

Expected Higher returns with Direct Fund

5 Yr

₹42,599

10 Yr

₹88,040

20 Yr

₹1,88,105

Get up to 1% more on Paytm Money with direct Mutual Funds

Navi Nifty Midcap 150 Index Fund Direct - Growth

Mid Cap

Expense Ratio

Regular Plan

1.14%

Direct Plan

0.37%

Difference

0.77

Expected Higher returns with Direct Fund

5 Yr

₹39,677

10 Yr

₹82,407

20 Yr

₹1,77,806

Get up to 1% more on Paytm Money with direct Mutual Funds

Navi Nifty IT Index Fund Direct - Growth

Technology

Expense Ratio

Regular Plan

1.20%

Direct Plan

0.55%

Difference

0.65

Expected Higher returns with Direct Fund

5 Yr

₹33,653

10 Yr

₹70,310

20 Yr

₹1,53,492

Get up to 1% more on Paytm Money with direct Mutual Funds

Navi Nifty 500 Multicap 50:25:25 Index Fund Direct-Growth

Multi Cap

Expense Ratio

Regular Plan

1.14%

Direct Plan

0.49%

Difference

0.65

Expected Higher returns with Direct Fund

5 Yr

₹33,573

10 Yr

₹69,934

20 Yr

₹1,51,767

Get up to 1% more on Paytm Money with direct Mutual Funds

Navi Nifty Smallcap250 Momentum Quality 100 Index Fund Direct - Growth

Factor-Based

Expense Ratio

Regular Plan

1.39%

Direct Plan

0.74%

Difference

0.65

Expected Higher returns with Direct Fund

5 Yr

₹33,907

10 Yr

₹71,511

20 Yr

₹1,59,079

Get up to 1% more on Paytm Money with direct Mutual Funds

Navi BSE Sensex Index Fund Direct - Growth

Large Cap

Expense Ratio

Regular Plan

1.09%

Direct Plan

0.49%

Difference

0.60

Expected Higher returns with Direct Fund

5 Yr

₹30,959

10 Yr

₹64,410

20 Yr

₹1,39,422

Get up to 1% more on Paytm Money with direct Mutual Funds

Navi Nifty India Manufacturing Index Fund Direct - Growth

Manufacturing

Expense Ratio

Regular Plan

1.16%

Direct Plan

0.57%

Difference

0.59

Expected Higher returns with Direct Fund

5 Yr

₹30,534

10 Yr

₹63,761

20 Yr

₹1,39,047

Get up to 1% more on Paytm Money with direct Mutual Funds

Navi Nifty 50 Index Fund Direct - Growth

Large Cap

Expense Ratio

Regular Plan

0.34%

Direct Plan

0.10%

Difference

0.24

Expected Higher returns with Direct Fund

5 Yr

₹12,105

10 Yr

₹24,479

20 Yr

₹50,050

Get up to 1% more on Paytm Money with direct Mutual Funds

Navi Liquid Fund Direct-Growth

Liquid

Expense Ratio

Regular Plan

0.32%

Direct Plan

0.26%

Difference

0.06

Expected Higher returns with Direct Fund

5 Yr

₹3,034

10 Yr

₹6,158

20 Yr

₹12,678

Get up to 1% more on Paytm Money with direct Mutual Funds

Know more about Navi Funds

Updated as on date14 Nov 2026

About Navi Mutual Fund

Navi Mutual Fund has been providing mutual funds under different investment categories over the years. Investors should look at a longer horizon / time period while investing in mutual funds for wealth creation and secure their financial freedom. At Paytm Money, you can invest in Direct Mutual Funds ofNavi Mutual Fund to earn higher returns on investment when compared to regular plans.

Suitability of Direct Plans

Individuals who understand their investment needs and risk appetite would find direct plans very useful. Here, you can shortlist the top-rated funds and carry out the entire investing process independently. There will be no interference or hidden commissions from an external intermediaries like a mutual fund distributor or agent. Navi Mutual Fund Direct Plans are available for all kinds of mutual funds namely.

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