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direct-vs-regular

Franklin Templeton Mutual Funds Direct v/s Regular Plans

Franklin Templeton Mutual fund schemes are available as Direct Plans and Regular Plans. Investors should choose Direct Plans as they’re offered directly by the AMC without the involvement of any intermediaries like distributors or agents who charge extra commissions.View More
Your investment of ₹10,00,000, investing in direct plans can generate more returns than regular plans over given time period
Get extra returns on your investments in direct plans
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Franklin Templeton Mutual Fund
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Name of the Mutual Fund Scheme
Expense Ratio
Regular Plan
Direct Plan
Difference
Expected Higher returns with Direct Fund
5 Yr
10 Yr
20 Yr
Expense Ratio
Regular Plan
2.34%
Direct Plan
0.67%
Difference
1.67
Expected Higher returns with Direct Fund
5 Yr
88,653
10 Yr
1,91,185
20 Yr
4,45,329
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
1.88%
Direct Plan
0.26%
Difference
1.62
Expected Higher returns with Direct Fund
5 Yr
84,533
10 Yr
1,78,422
20 Yr
3,98,067
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
1.93%
Direct Plan
0.53%
Difference
1.40
Expected Higher returns with Direct Fund
5 Yr
73,515
10 Yr
1,56,372
20 Yr
3,54,173
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
1.83%
Direct Plan
0.52%
Difference
1.31
Expected Higher returns with Direct Fund
5 Yr
68,638
10 Yr
1,45,595
20 Yr
3,27,890
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
1.76%
Direct Plan
0.58%
Difference
1.18
Expected Higher returns with Direct Fund
5 Yr
61,814
10 Yr
1,31,076
20 Yr
2,94,942
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
2.05%
Direct Plan
0.93%
Difference
1.12
Expected Higher returns with Direct Fund
5 Yr
59,416
10 Yr
1,27,992
20 Yr
2,97,196
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
2.04%
Direct Plan
0.92%
Difference
1.12
Expected Higher returns with Direct Fund
5 Yr
59,393
10 Yr
1,27,879
20 Yr
2,96,640
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
2.11%
Direct Plan
1.11%
Difference
1.00
Expected Higher returns with Direct Fund
5 Yr
53,301
10 Yr
1,15,492
20 Yr
2,71,282
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
1.99%
Direct Plan
1.02%
Difference
0.97
Expected Higher returns with Direct Fund
5 Yr
51,488
10 Yr
1,10,988
20 Yr
2,58,004
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
1.54%
Direct Plan
0.63%
Difference
0.91
Expected Higher returns with Direct Fund
5 Yr
47,508
10 Yr
1,00,306
20 Yr
2,23,676
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
2.14%
Direct Plan
1.25%
Difference
0.89
Expected Higher returns with Direct Fund
5 Yr
47,596
10 Yr
1,03,558
20 Yr
2,45,237
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
2.55%
Direct Plan
1.67%
Difference
0.88
Expected Higher returns with Direct Fund
5 Yr
47,834
10 Yr
1,06,216
20 Yr
2,61,980
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
2.09%
Direct Plan
1.27%
Difference
0.82
Expected Higher returns with Direct Fund
5 Yr
43,826
10 Yr
95,283
20 Yr
2,25,279
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
1.76%
Direct Plan
0.98%
Difference
0.78
Expected Higher returns with Direct Fund
5 Yr
41,182
10 Yr
88,177
20 Yr
2,02,195
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
1.70%
Direct Plan
0.92%
Difference
0.78
Expected Higher returns with Direct Fund
5 Yr
41,085
10 Yr
87,708
20 Yr
1,99,933
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
2.26%
Direct Plan
1.49%
Difference
0.77
Expected Higher returns with Direct Fund
5 Yr
41,470
10 Yr
91,027
20 Yr
2,19,360
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
1.77%
Direct Plan
1.01%
Difference
0.76
Expected Higher returns with Direct Fund
5 Yr
40,158
10 Yr
86,068
20 Yr
1,97,741
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
1.77%
Direct Plan
1.01%
Difference
0.76
Expected Higher returns with Direct Fund
5 Yr
40,158
10 Yr
86,068
20 Yr
1,97,741
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
1.12%
Direct Plan
0.36%
Difference
0.76
Expected Higher returns with Direct Fund
5 Yr
39,138
10 Yr
81,227
20 Yr
1,74,997
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
1.83%
Direct Plan
1.08%
Difference
0.75
Expected Higher returns with Direct Fund
5 Yr
39,731
10 Yr
85,426
20 Yr
1,97,526
Get up to 1% more on Paytm Money with direct Mutual Funds
Know more about Franklin Templeton Funds
Updated as on date 21 Feb 2026
About Franklin Templeton Mutual Fund
Franklin Templeton Mutual Fund has been providing mutual funds under different investment categories over the years. Investors should look at a longer horizon / time period while investing in mutual funds for wealth creation and secure their financial freedom. At Paytm Money, you can invest in Direct Mutual Funds of Franklin Templeton Mutual Fund to earn higher returns on investment when compared to regular plans.
Suitability of Direct Plans
Individuals who understand their investment needs and risk appetite would find direct plans very useful. Here, you can shortlist the top-rated funds and carry out the entire investing process independently. There will be no interference or hidden commissions from an external intermediaries like a mutual fund distributor or agent. Franklin Templeton Mutual Fund Direct Plans are available for all kinds of mutual funds namely.
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