HDFC Mutual Funds Direct v/s Regular Plans

HDFC Mutual fund schemes are available as Direct Plans and Regular Plans. Investors should choose Direct Plans as they’re offered directly by the AMC without the involvement of any intermediaries like distributors or agents who charge extra commissions.View More

Your investment of ₹10,00,000, investing in direct plans can generate more returns than regular plans over given time period

Get extra returns on your investments in direct plans

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Name of the Mutual Fund Scheme

Expense Ratio

Regular Plan

Direct Plan

Difference

Expected Higher returns with Direct Fund

5 Yr

10 Yr

20 Yr

HDFC Dividend Yield Fund Direct - Growth

Dividend Yield

Expense Ratio

Regular Plan

1.85%

Direct Plan

0.51%

Difference

1.34

Expected Higher returns with Direct Fund

5 Yr

₹70,224

10 Yr

₹1,48,999

20 Yr

₹3,35,751

Get up to 1% more on Paytm Money with direct Mutual Funds

HDFC Banking & Financial Services Fund Direct - Growth

Banking

Expense Ratio

Regular Plan

1.94%

Direct Plan

0.64%

Difference

1.30

Expected Higher returns with Direct Fund

5 Yr

₹68,425

10 Yr

₹1,45,967

20 Yr

₹3,32,473

Get up to 1% more on Paytm Money with direct Mutual Funds

HDFC Manufacturing Fund Direct - Growth

Themed

Expense Ratio

Regular Plan

1.66%

Direct Plan

0.36%

Difference

1.30

Expected Higher returns with Direct Fund

5 Yr

₹67,671

10 Yr

₹1,42,376

20 Yr

₹3,15,442

Get up to 1% more on Paytm Money with direct Mutual Funds

HDFC Transportation and Logistics Fund Direct - Growth

Themed

Expense Ratio

Regular Plan

2.36%

Direct Plan

1.06%

Difference

1.30

Expected Higher returns with Direct Fund

5 Yr

₹69,567

10 Yr

₹1,51,505

20 Yr

₹3,59,660

Get up to 1% more on Paytm Money with direct Mutual Funds

HDFC Pharma And Healthcare Fund Direct - Growth

Pharma

Expense Ratio

Regular Plan

2.37%

Direct Plan

1.09%

Difference

1.28

Expected Higher returns with Direct Fund

5 Yr

₹68,550

10 Yr

₹1,49,436

20 Yr

₹3,55,427

Get up to 1% more on Paytm Money with direct Mutual Funds

HDFC Technology Fund Direct - Growth

Technology

Expense Ratio

Regular Plan

2.27%

Direct Plan

1.01%

Difference

1.26

Expected Higher returns with Direct Fund

5 Yr

₹67,240

10 Yr

₹1,45,932

20 Yr

₹3,44,016

Get up to 1% more on Paytm Money with direct Mutual Funds

HDFC Business Cycle Fund Direct - Growth

Themed

Expense Ratio

Regular Plan

1.96%

Direct Plan

0.72%

Difference

1.24

Expected Higher returns with Direct Fund

5 Yr

₹65,395

10 Yr

₹1,39,844

20 Yr

₹3,20,047

Get up to 1% more on Paytm Money with direct Mutual Funds

HDFC Non-Cyclical Consumer Fund Direct - Growth

Consumption & Demand

Expense Ratio

Regular Plan

2.43%

Direct Plan

1.19%

Difference

1.24

Expected Higher returns with Direct Fund

5 Yr

₹66,617

10 Yr

₹1,45,790

20 Yr

₹3,49,451

Get up to 1% more on Paytm Money with direct Mutual Funds

HDFC Focused 30 Fund Direct Plan-Growth

Flexi Cap

Expense Ratio

Regular Plan

1.73%

Direct Plan

0.51%

Difference

1.22

Expected Higher returns with Direct Fund

5 Yr

₹63,783

10 Yr

₹1,34,922

20 Yr

₹3,02,130

Get up to 1% more on Paytm Money with direct Mutual Funds

HDFC Defence Fund Direct - Growth

Themed

Expense Ratio

Regular Plan

2.06%

Direct Plan

0.85%

Difference

1.21

Expected Higher returns with Direct Fund

5 Yr

₹64,103

10 Yr

₹1,37,857

20 Yr

₹3,19,073

Get up to 1% more on Paytm Money with direct Mutual Funds

HDFC Retirement Savings Fund - Hybrid Equity Plan Direct-Growth

Aggressive

Expense Ratio

Regular Plan

2.13%

Direct Plan

0.95%

Difference

1.18

Expected Higher returns with Direct Fund

5 Yr

₹62,723

10 Yr

₹1,35,454

20 Yr

₹3,16,121

Get up to 1% more on Paytm Money with direct Mutual Funds

HDFC Retirement Savings Fund - Hybrid Debt Plan Direct-Growth

Conservative

Expense Ratio

Regular Plan

2.12%

Direct Plan

0.94%

Difference

1.18

Expected Higher returns with Direct Fund

5 Yr

₹62,698

10 Yr

₹1,35,334

20 Yr

₹3,15,530

Get up to 1% more on Paytm Money with direct Mutual Funds

HDFC MNC Fund Direct - Growth

MNC

Expense Ratio

Regular Plan

2.44%

Direct Plan

1.28%

Difference

1.16

Expected Higher returns with Direct Fund

5 Yr

₹62,441

10 Yr

₹1,36,980

20 Yr

₹3,29,883

Get up to 1% more on Paytm Money with direct Mutual Funds

HDFC Multi Asset Fund Direct-Growth

Multi Asset Allocation

Expense Ratio

Regular Plan

2.01%

Direct Plan

0.86%

Difference

1.15

Expected Higher returns with Direct Fund

5 Yr

₹60,876

10 Yr

₹1,30,784

20 Yr

₹3,02,058

Get up to 1% more on Paytm Money with direct Mutual Funds

HDFC Multi Cap Fund Direct - Growth

Multi Cap

Expense Ratio

Regular Plan

1.70%

Direct Plan

0.56%

Difference

1.14

Expected Higher returns with Direct Fund

5 Yr

₹59,624

10 Yr

₹1,26,179

20 Yr

₹2,82,775

Get up to 1% more on Paytm Money with direct Mutual Funds

HDFC Retirement Savings Fund Equity Plan Direct-Growth

Flexi Cap

Expense Ratio

Regular Plan

1.82%

Direct Plan

0.68%

Difference

1.14

Expected Higher returns with Direct Fund

5 Yr

₹59,907

10 Yr

₹1,27,533

20 Yr

₹2,89,217

Get up to 1% more on Paytm Money with direct Mutual Funds

HDFC Asset Allocator FoF Direct - Growth

Multi Asset Allocation

Expense Ratio

Regular Plan

1.17%

Direct Plan

0.11%

Difference

1.06

Expected Higher returns with Direct Fund

5 Yr

₹54,372

10 Yr

₹1,12,301

20 Yr

₹2,39,697

Get up to 1% more on Paytm Money with direct Mutual Funds

HDFC Small Cap Fund Direct- Growth

Small Cap

Expense Ratio

Regular Plan

1.57%

Direct Plan

0.58%

Difference

0.99

Expected Higher returns with Direct Fund

5 Yr

₹51,665

10 Yr

₹1,09,031

20 Yr

₹2,42,934

Get up to 1% more on Paytm Money with direct Mutual Funds

HDFC Housing Opportunities Fund Direct - Growth

Themed

Expense Ratio

Regular Plan

2.20%

Direct Plan

1.23%

Difference

0.97

Expected Higher returns with Direct Fund

5 Yr

₹51,916

10 Yr

₹1,13,072

20 Yr

₹2,68,336

Get up to 1% more on Paytm Money with direct Mutual Funds

HDFC Equity Savings Direct Plan-Growth

Equity Savings

Expense Ratio

Regular Plan

1.93%

Direct Plan

0.99%

Difference

0.94

Expected Higher returns with Direct Fund

5 Yr

₹49,807

10 Yr

₹1,07,125

20 Yr

₹2,47,908

Get up to 1% more on Paytm Money with direct Mutual Funds

Know more about HDFC Funds

Updated as on date 01 May 2025

About HDFC Mutual Fund

HDFC Mutual Fund has been providing mutual funds under different investment categories over the years. Investors should look at a longer horizon / time period while investing in mutual funds for wealth creation and secure their financial freedom. At Paytm Money, you can invest in Direct Mutual Funds of HDFC Mutual Fund to earn higher returns on investment when compared to regular plans.

Suitability of Direct Plans

Individuals who understand their investment needs and risk appetite would find direct plans very useful. Here, you can shortlist the top-rated funds and carry out the entire investing process independently. There will be no interference or hidden commissions from an external intermediaries like a mutual fund distributor or agent. HDFC Mutual Fund Direct Plans are available for all kinds of mutual funds namely.

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