HSBC Mutual Funds Direct v/s Regular Plans

HSBC Mutual fund schemes are available as Direct Plans and Regular Plans. Investors should choose Direct Plans as they’re offered directly by the AMC without the involvement of any intermediaries like distributors or agents who charge extra commissions.View More

Your investment of ₹10,00,000, investing in direct plans can generate more returns than regular plans over given time period

Get extra returns on your investments in direct plans

Select:

HSBC Mutual Fund

All Categories

All Sub-Categories

Name of the Mutual Fund Scheme

Expense Ratio

Regular Plan

Direct Plan

Difference

Expected Higher returns with Direct Fund

5 Yr

10 Yr

20 Yr

HSBC Financial Services Fund Direct-Growth

Banking

Expense Ratio

Regular Plan

2.27%

Direct Plan

0.76%

Difference

1.51

Expected Higher returns with Direct Fund

5 Yr

₹80,189

10 Yr

₹1,72,996

20 Yr

₹4,03,133

Get up to 1% more on Paytm Money with direct Mutual Funds

HSBC Multi Asset Allocation Fund Direct - Growth

Multi Asset Allocation

Expense Ratio

Regular Plan

1.78%

Direct Plan

0.45%

Difference

1.33

Expected Higher returns with Direct Fund

5 Yr

₹69,521

10 Yr

₹1,47,033

20 Yr

₹3,29,190

Get up to 1% more on Paytm Money with direct Mutual Funds

HSBC India Export Opportunities Fund Direct-Growth

Themed

Expense Ratio

Regular Plan

2.15%

Direct Plan

0.85%

Difference

1.30

Expected Higher returns with Direct Fund

5 Yr

₹68,994

10 Yr

₹1,48,713

20 Yr

₹3,45,814

Get up to 1% more on Paytm Money with direct Mutual Funds

HSBC Balanced Advantage Fund Direct-Growth

Dynamic Asset Allocation

Expense Ratio

Regular Plan

2.11%

Direct Plan

0.81%

Difference

1.30

Expected Higher returns with Direct Fund

5 Yr

₹68,885

10 Yr

₹1,48,187

20 Yr

₹3,43,234

Get up to 1% more on Paytm Money with direct Mutual Funds

HSBC Managed Solutions India Growth Fund Direct- Growth

Aggressive

Expense Ratio

Regular Plan

1.34%

Direct Plan

0.09%

Difference

1.25

Expected Higher returns with Direct Fund

5 Yr

₹64,311

10 Yr

₹1,33,339

20 Yr

₹2,86,867

Get up to 1% more on Paytm Money with direct Mutual Funds

HSBC Multi Cap Fund Direct - Growth

Multi Cap

Expense Ratio

Regular Plan

1.84%

Direct Plan

0.61%

Difference

1.23

Expected Higher returns with Direct Fund

5 Yr

₹64,574

10 Yr

₹1,37,305

20 Yr

₹3,10,682

Get up to 1% more on Paytm Money with direct Mutual Funds

HSBC Consumption Fund Direct - Growth

Consumption & Demand

Expense Ratio

Regular Plan

2.10%

Direct Plan

0.88%

Difference

1.22

Expected Higher returns with Direct Fund

5 Yr

₹64,722

10 Yr

₹1,39,430

20 Yr

₹3,23,836

Get up to 1% more on Paytm Money with direct Mutual Funds

HSBC Business Cycles Fund Direct-Growth

Business Cycle

Expense Ratio

Regular Plan

2.21%

Direct Plan

1.04%

Difference

1.17

Expected Higher returns with Direct Fund

5 Yr

₹62,400

10 Yr

₹1,35,320

20 Yr

₹3,18,453

Get up to 1% more on Paytm Money with direct Mutual Funds

HSBC Focused Fund Direct - Growth

Flexi Cap

Expense Ratio

Regular Plan

2.11%

Direct Plan

0.98%

Difference

1.13

Expected Higher returns with Direct Fund

5 Yr

₹60,077

10 Yr

₹1,29,767

20 Yr

₹3,02,961

Get up to 1% more on Paytm Money with direct Mutual Funds

HSBC Large and Mid Cap Fund Direct - Growth

Large & MidCap

Expense Ratio

Regular Plan

1.89%

Direct Plan

0.79%

Difference

1.10

Expected Higher returns with Direct Fund

5 Yr

₹58,011

10 Yr

₹1,24,043

20 Yr

₹2,83,784

Get up to 1% more on Paytm Money with direct Mutual Funds

HSBC Gilt Fund Direct-Growth

Gilt

Expense Ratio

Regular Plan

1.58%

Direct Plan

0.48%

Difference

1.10

Expected Higher returns with Direct Fund

5 Yr

₹57,304

10 Yr

₹1,20,670

20 Yr

₹2,67,739

Get up to 1% more on Paytm Money with direct Mutual Funds

HSBC Conservative Hybrid Fund Direct-Growth

Conservative

Expense Ratio

Regular Plan

2.14%

Direct Plan

1.05%

Difference

1.09

Expected Higher returns with Direct Fund

5 Yr

₹58,064

10 Yr

₹1,25,726

20 Yr

₹2,94,946

Get up to 1% more on Paytm Money with direct Mutual Funds

HSBC Midcap Fund Direct-Growth

Mid Cap

Expense Ratio

Regular Plan

1.72%

Direct Plan

0.65%

Difference

1.07

Expected Higher returns with Direct Fund

5 Yr

₹56,084

10 Yr

₹1,19,007

20 Yr

₹2,68,109

Get up to 1% more on Paytm Money with direct Mutual Funds

HSBC Infrastructure Fund Direct-Growth

Infrastructure

Expense Ratio

Regular Plan

2.07%

Direct Plan

1.00%

Difference

1.07

Expected Higher returns with Direct Fund

5 Yr

₹56,864

10 Yr

₹1,22,763

20 Yr

₹2,86,286

Get up to 1% more on Paytm Money with direct Mutual Funds

HSBC Aggressive Hybrid Fund Direct-Growth

Aggressive

Expense Ratio

Regular Plan

1.86%

Direct Plan

0.82%

Difference

1.04

Expected Higher returns with Direct Fund

5 Yr

₹54,846

10 Yr

₹1,17,273

20 Yr

₹2,68,257

Get up to 1% more on Paytm Money with direct Mutual Funds

HSBC Small Cap Fund Direct-Growth

Small Cap

Expense Ratio

Regular Plan

1.70%

Direct Plan

0.70%

Difference

1.00

Expected Higher returns with Direct Fund

5 Yr

₹52,446

10 Yr

₹1,11,365

20 Yr

₹2,51,225

Get up to 1% more on Paytm Money with direct Mutual Funds

HSBC Value Fund Direct-Growth

Value Oriented

Expense Ratio

Regular Plan

1.71%

Direct Plan

0.74%

Difference

0.97

Expected Higher returns with Direct Fund

5 Yr

₹50,922

10 Yr

₹1,08,263

20 Yr

₹2,44,814

Get up to 1% more on Paytm Money with direct Mutual Funds

HSBC Managed Solutions India Moderate Fund Direct- Growth

Multi Asset Allocation

Expense Ratio

Regular Plan

1.51%

Direct Plan

0.55%

Difference

0.96

Expected Higher returns with Direct Fund

5 Yr

₹50,010

10 Yr

₹1,05,303

20 Yr

₹2,33,569

Get up to 1% more on Paytm Money with direct Mutual Funds

HSBC Large Cap Fund Direct-Growth

Large Cap

Expense Ratio

Regular Plan

2.13%

Direct Plan

1.26%

Difference

0.87

Expected Higher returns with Direct Fund

5 Yr

₹46,526

10 Yr

₹1,01,230

20 Yr

₹2,39,714

Get up to 1% more on Paytm Money with direct Mutual Funds

HSBC Equity Savings Fund Direct-Growth

Equity Savings

Expense Ratio

Regular Plan

1.52%

Direct Plan

0.67%

Difference

0.85

Expected Higher returns with Direct Fund

5 Yr

₹44,393

10 Yr

₹93,773

20 Yr

₹2,09,290

Get up to 1% more on Paytm Money with direct Mutual Funds

Know more about HSBC Funds

Updated as on date 21 Feb 2026

About HSBC Mutual Fund

HSBC Mutual Fund has been providing mutual funds under different investment categories over the years. Investors should look at a longer horizon / time period while investing in mutual funds for wealth creation and secure their financial freedom. At Paytm Money, you can invest in Direct Mutual Funds of HSBC Mutual Fund to earn higher returns on investment when compared to regular plans.

Suitability of Direct Plans

Individuals who understand their investment needs and risk appetite would find direct plans very useful. Here, you can shortlist the top-rated funds and carry out the entire investing process independently. There will be no interference or hidden commissions from an external intermediaries like a mutual fund distributor or agent. HSBC Mutual Fund Direct Plans are available for all kinds of mutual funds namely.

Sort

Filters