ITI Mutual Funds Direct v/s Regular Plans

ITI Mutual fund schemes are available as Direct Plans and Regular Plans. Investors should choose Direct Plans as they’re offered directly by the AMC without the involvement of any intermediaries like distributors or agents who charge extra commissions.View More

Your investment of ₹10,00,000, investing in direct plans can generate more returns than regular plans over given time period

Get extra returns on your investments in direct plans

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ITI Mutual Fund

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Name of the Mutual Fund Scheme

Expense Ratio

Regular Plan

Direct Plan

Difference

Expected Higher returns with Direct Fund

5 Yr

10 Yr

20 Yr

ITI Business Cycle Fund Direct-Growth

Business Cycle

Expense Ratio

Regular Plan

3.38%

Direct Plan

1.62%

Difference

1.76

Expected Higher returns with Direct Fund

5 Yr

₹97,149

10 Yr

₹2,19,994

20 Yr

₹5,65,091

Get up to 1% more on Paytm Money with direct Mutual Funds

ITI Pharma and Healthcare Fund Direct - Growth

Pharma

Expense Ratio

Regular Plan

2.57%

Direct Plan

0.86%

Difference

1.71

Expected Higher returns with Direct Fund

5 Yr

₹91,530

10 Yr

₹1,99,447

20 Yr

₹4,74,338

Get up to 1% more on Paytm Money with direct Mutual Funds

ITI Banking and Financial Services Fund Direct - Growth

Banking

Expense Ratio

Regular Plan

2.77%

Direct Plan

1.07%

Difference

1.70

Expected Higher returns with Direct Fund

5 Yr

₹91,731

10 Yr

₹2,01,904

20 Yr

₹4,89,922

Get up to 1% more on Paytm Money with direct Mutual Funds

ITI Value Fund Direct - Growth

Value Oriented

Expense Ratio

Regular Plan

3.00%

Direct Plan

1.31%

Difference

1.69

Expected Higher returns with Direct Fund

5 Yr

₹92,035

10 Yr

₹2,04,917

20 Yr

₹5,08,793

Get up to 1% more on Paytm Money with direct Mutual Funds

ITI Large Cap Fund Direct - Growth

Large Cap

Expense Ratio

Regular Plan

2.61%

Direct Plan

0.93%

Difference

1.68

Expected Higher returns with Direct Fund

5 Yr

₹90,119

10 Yr

₹1,96,898

20 Yr

₹4,70,760

Get up to 1% more on Paytm Money with direct Mutual Funds

ITI ELSS Tax Saver Fund Direct - Growth

ELSS

Expense Ratio

Regular Plan

2.60%

Direct Plan

0.93%

Difference

1.67

Expected Higher returns with Direct Fund

5 Yr

₹89,565

10 Yr

₹1,95,637

20 Yr

₹4,67,500

Get up to 1% more on Paytm Money with direct Mutual Funds

ITI Focused Equity Fund Direct - Growth

Focused

Expense Ratio

Regular Plan

2.61%

Direct Plan

0.94%

Difference

1.67

Expected Higher returns with Direct Fund

5 Yr

₹89,600

10 Yr

₹1,95,811

20 Yr

₹4,68,373

Get up to 1% more on Paytm Money with direct Mutual Funds

ITI Balanced Advantage Fund Direct - Growth

Dynamic Asset Allocation

Expense Ratio

Regular Plan

3.22%

Direct Plan

1.57%

Difference

1.65

Expected Higher returns with Direct Fund

5 Yr

₹90,703

10 Yr

₹2,04,329

20 Yr

₹5,19,296

Get up to 1% more on Paytm Money with direct Mutual Funds

ITI Bharat Consumption Fund Direct-Growth

Consumption & Demand

Expense Ratio

Regular Plan

2.56%

Direct Plan

0.95%

Difference

1.61

Expected Higher returns with Direct Fund

5 Yr

₹86,312

10 Yr

₹1,88,431

20 Yr

₹4,49,741

Get up to 1% more on Paytm Money with direct Mutual Funds

ITI Large & Mid Cap Fund Direct-Growth

Large & MidCap

Expense Ratio

Regular Plan

2.64%

Direct Plan

1.04%

Difference

1.60

Expected Higher returns with Direct Fund

5 Yr

₹86,063

10 Yr

₹1,88,671

20 Yr

₹4,54,072

Get up to 1% more on Paytm Money with direct Mutual Funds

ITI Mid Cap Fund Direct - Growth

Mid Cap

Expense Ratio

Regular Plan

2.38%

Direct Plan

0.88%

Difference

1.50

Expected Higher returns with Direct Fund

5 Yr

₹80,019

10 Yr

₹1,73,609

20 Yr

₹4,09,152

Get up to 1% more on Paytm Money with direct Mutual Funds

ITI Multi Cap Fund Direct - Growth

Multi Cap

Expense Ratio

Regular Plan

2.30%

Direct Plan

0.85%

Difference

1.45

Expected Higher returns with Direct Fund

5 Yr

₹77,184

10 Yr

₹1,66,999

20 Yr

₹3,91,388

Get up to 1% more on Paytm Money with direct Mutual Funds

ITI Flexi Cap Fund Direct - Growth

Flexi Cap

Expense Ratio

Regular Plan

2.34%

Direct Plan

0.90%

Difference

1.44

Expected Higher returns with Direct Fund

5 Yr

₹76,787

10 Yr

₹1,66,508

20 Yr

₹3,91,957

Get up to 1% more on Paytm Money with direct Mutual Funds

ITI Small Cap Fund Direct - Growth

Small Cap

Expense Ratio

Regular Plan

2.20%

Direct Plan

0.84%

Difference

1.36

Expected Higher returns with Direct Fund

5 Yr

₹72,236

10 Yr

₹1,55,860

20 Yr

₹3,63,211

Get up to 1% more on Paytm Money with direct Mutual Funds

ITI Dynamic Term Fund Direct-Growth

Dynamic Bond

Expense Ratio

Regular Plan

1.24%

Direct Plan

0.30%

Difference

0.94

Expected Higher returns with Direct Fund

5 Yr

₹48,466

10 Yr

₹1,00,744

20 Yr

₹2,17,766

Get up to 1% more on Paytm Money with direct Mutual Funds

ITI Ultra Short Term Fund Direct-Growth

Ultra Short Duration

Expense Ratio

Regular Plan

0.91%

Direct Plan

0.21%

Difference

0.70

Expected Higher returns with Direct Fund

5 Yr

₹35,791

10 Yr

₹73,618

20 Yr

₹1,55,778

Get up to 1% more on Paytm Money with direct Mutual Funds

ITI Arbitrage Fund Direct - Growth

Arbitrage

Expense Ratio

Regular Plan

1.77%

Direct Plan

1.08%

Difference

0.69

Expected Higher returns with Direct Fund

5 Yr

₹36,509

10 Yr

₹78,381

20 Yr

₹1,80,684

Get up to 1% more on Paytm Money with direct Mutual Funds

ITI Banking and PSU Fund Direct - Growth

Banking and PSU

Expense Ratio

Regular Plan

0.75%

Direct Plan

0.23%

Difference

0.52

Expected Higher returns with Direct Fund

5 Yr

₹26,513

10 Yr

₹54,343

20 Yr

₹1,14,165

Get up to 1% more on Paytm Money with direct Mutual Funds

ITI Liquid Fund Direct - Growth

Liquid

Expense Ratio

Regular Plan

0.24%

Direct Plan

0.16%

Difference

0.08

Expected Higher returns with Direct Fund

5 Yr

₹4,032

10 Yr

₹8,145

20 Yr

₹16,619

Get up to 1% more on Paytm Money with direct Mutual Funds

ITI Overnight Fund Direct - Growth

Overnight

Expense Ratio

Regular Plan

0.23%

Direct Plan

0.15%

Difference

0.08

Expected Higher returns with Direct Fund

5 Yr

₹4,030

10 Yr

₹8,137

20 Yr

₹16,587

Get up to 1% more on Paytm Money with direct Mutual Funds

Know more about ITI Funds

Updated as on date08 Nov 2026

About ITI Mutual Fund

ITI Mutual Fund has been providing mutual funds under different investment categories over the years. Investors should look at a longer horizon / time period while investing in mutual funds for wealth creation and secure their financial freedom. At Paytm Money, you can invest in Direct Mutual Funds ofITI Mutual Fund to earn higher returns on investment when compared to regular plans.

Suitability of Direct Plans

Individuals who understand their investment needs and risk appetite would find direct plans very useful. Here, you can shortlist the top-rated funds and carry out the entire investing process independently. There will be no interference or hidden commissions from an external intermediaries like a mutual fund distributor or agent. ITI Mutual Fund Direct Plans are available for all kinds of mutual funds namely.

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