ITI Mutual Funds Direct v/s Regular Plans

ITI Mutual fund schemes are available as Direct Plans and Regular Plans. Investors should choose Direct Plans as they’re offered directly by the AMC without the involvement of any intermediaries like distributors or agents who charge extra commissions.View More

Your investment of ₹10,00,000, investing in direct plans can generate more returns than regular plans over given time period

Get extra returns on your investments in direct plans

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ITI Mutual Fund

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Name of the Mutual Fund Scheme

Expense Ratio

Regular Plan

Direct Plan

Difference

Expected Higher returns with Direct Fund

5 Yr

10 Yr

20 Yr

ITI Focused Equity Fund Direct - Growth

Flexi Cap

Expense Ratio

Regular Plan

2.29%

Direct Plan

0.29%

Difference

2.00

Expected Higher returns with Direct Fund

5 Yr

₹1,05,281

10 Yr

₹2,24,717

20 Yr

₹5,13,137

Get up to 1% more on Paytm Money with direct Mutual Funds

ITI ELSS Tax Saver Fund Direct - Growth

ELSS

Expense Ratio

Regular Plan

2.28%

Direct Plan

0.31%

Difference

1.97

Expected Higher returns with Direct Fund

5 Yr

₹1,03,721

10 Yr

₹2,21,437

20 Yr

₹5,05,831

Get up to 1% more on Paytm Money with direct Mutual Funds

ITI Banking and Financial Services Fund Direct - Growth

Banking

Expense Ratio

Regular Plan

2.34%

Direct Plan

0.40%

Difference

1.94

Expected Higher returns with Direct Fund

5 Yr

₹1,02,444

10 Yr

₹2,19,514

20 Yr

₹5,05,096

Get up to 1% more on Paytm Money with direct Mutual Funds

ITI Pharma and Healthcare Fund Direct - Growth

Pharma

Expense Ratio

Regular Plan

2.35%

Direct Plan

0.47%

Difference

1.88

Expected Higher returns with Direct Fund

5 Yr

₹99,431

10 Yr

₹2,13,467

20 Yr

₹4,93,000

Get up to 1% more on Paytm Money with direct Mutual Funds

ITI Bharat Consumption Fund Direct-Growth

Consumption & Demand

Expense Ratio

Regular Plan

2.34%

Direct Plan

0.50%

Difference

1.84

Expected Higher returns with Direct Fund

5 Yr

₹97,353

10 Yr

₹2,09,102

20 Yr

₹4,83,315

Get up to 1% more on Paytm Money with direct Mutual Funds

ITI Large Cap Fund Direct - Growth

Large Cap

Expense Ratio

Regular Plan

2.34%

Direct Plan

0.52%

Difference

1.82

Expected Higher returns with Direct Fund

5 Yr

₹96,333

10 Yr

₹2,07,008

20 Yr

₹4,78,909

Get up to 1% more on Paytm Money with direct Mutual Funds

ITI Value Fund Direct - Growth

Value Oriented

Expense Ratio

Regular Plan

2.37%

Direct Plan

0.57%

Difference

1.80

Expected Higher returns with Direct Fund

5 Yr

₹95,424

10 Yr

₹2,05,457

20 Yr

₹4,77,159

Get up to 1% more on Paytm Money with direct Mutual Funds

ITI Balanced Advantage Fund Direct - Growth

Dynamic Asset Allocation

Expense Ratio

Regular Plan

2.37%

Direct Plan

0.63%

Difference

1.74

Expected Higher returns with Direct Fund

5 Yr

₹92,352

10 Yr

₹1,99,125

20 Yr

₹4,63,714

Get up to 1% more on Paytm Money with direct Mutual Funds

ITI Small Cap Fund Direct - Growth

Small Cap

Expense Ratio

Regular Plan

1.86%

Direct Plan

0.22%

Difference

1.64

Expected Higher returns with Direct Fund

5 Yr

₹85,476

10 Yr

₹1,80,147

20 Yr

₹4,00,752

Get up to 1% more on Paytm Money with direct Mutual Funds

ITI Large & Mid Cap Fund Direct-Growth

Large & MidCap

Expense Ratio

Regular Plan

2.18%

Direct Plan

0.55%

Difference

1.63

Expected Higher returns with Direct Fund

5 Yr

₹86,052

10 Yr

₹1,84,296

20 Yr

₹4,23,339

Get up to 1% more on Paytm Money with direct Mutual Funds

ITI Mid Cap Fund Direct - Growth

Mid Cap

Expense Ratio

Regular Plan

2.05%

Direct Plan

0.48%

Difference

1.57

Expected Higher returns with Direct Fund

5 Yr

₹82,558

10 Yr

₹1,75,932

20 Yr

₹4,00,077

Get up to 1% more on Paytm Money with direct Mutual Funds

ITI Flexi Cap Fund Direct - Growth

Flexi Cap

Expense Ratio

Regular Plan

2.04%

Direct Plan

0.57%

Difference

1.47

Expected Higher returns with Direct Fund

5 Yr

₹77,420

10 Yr

₹1,65,298

20 Yr

₹3,77,255

Get up to 1% more on Paytm Money with direct Mutual Funds

ITI Multi Cap Fund Direct - Growth

Multi Cap

Expense Ratio

Regular Plan

2.02%

Direct Plan

0.57%

Difference

1.45

Expected Higher returns with Direct Fund

5 Yr

₹76,336

10 Yr

₹1,62,902

20 Yr

₹3,71,396

Get up to 1% more on Paytm Money with direct Mutual Funds

ITI Dynamic Bond Fund Direct - Growth

Dynamic Bond

Expense Ratio

Regular Plan

1.20%

Direct Plan

0.15%

Difference

1.05

Expected Higher returns with Direct Fund

5 Yr

₹53,934

10 Yr

₹1,11,590

20 Yr

₹2,39,002

Get up to 1% more on Paytm Money with direct Mutual Funds

ITI Ultra Short Duration Fund Direct - Growth

Ultra Short Duration

Expense Ratio

Regular Plan

0.92%

Direct Plan

0.13%

Difference

0.79

Expected Higher returns with Direct Fund

5 Yr

₹40,337

10 Yr

₹82,827

20 Yr

₹1,74,681

Get up to 1% more on Paytm Money with direct Mutual Funds

ITI Arbitrage Fund Direct - Growth

Arbitrage

Expense Ratio

Regular Plan

0.93%

Direct Plan

0.21%

Difference

0.72

Expected Higher returns with Direct Fund

5 Yr

₹36,828

10 Yr

₹75,790

20 Yr

₹1,60,538

Get up to 1% more on Paytm Money with direct Mutual Funds

ITI Banking and PSU Fund Direct - Growth

Banking and PSU

Expense Ratio

Regular Plan

0.70%

Direct Plan

0.15%

Difference

0.55

Expected Higher returns with Direct Fund

5 Yr

₹27,970

10 Yr

₹57,145

20 Yr

₹1,19,281

Get up to 1% more on Paytm Money with direct Mutual Funds

ITI Liquid Fund Direct - Growth

Liquid

Expense Ratio

Regular Plan

0.25%

Direct Plan

0.09%

Difference

0.16

Expected Higher returns with Direct Fund

5 Yr

₹8,054

10 Yr

₹16,246

20 Yr

₹33,050

Get up to 1% more on Paytm Money with direct Mutual Funds

ITI Overnight Fund Direct - Growth

Overnight

Expense Ratio

Regular Plan

0.18%

Direct Plan

0.08%

Difference

0.10

Expected Higher returns with Direct Fund

5 Yr

₹5,026

10 Yr

₹10,117

20 Yr

₹20,500

Get up to 1% more on Paytm Money with direct Mutual Funds

Know more about ITI Funds

Updated as on date 09 Dec 2025

About ITI Mutual Fund

ITI Mutual Fund has been providing mutual funds under different investment categories over the years. Investors should look at a longer horizon / time period while investing in mutual funds for wealth creation and secure their financial freedom. At Paytm Money, you can invest in Direct Mutual Funds of ITI Mutual Fund to earn higher returns on investment when compared to regular plans.

Suitability of Direct Plans

Individuals who understand their investment needs and risk appetite would find direct plans very useful. Here, you can shortlist the top-rated funds and carry out the entire investing process independently. There will be no interference or hidden commissions from an external intermediaries like a mutual fund distributor or agent. ITI Mutual Fund Direct Plans are available for all kinds of mutual funds namely.

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