ITI Mutual Funds Direct v/s Regular Plans

ITI Mutual fund schemes are available as Direct Plans and Regular Plans. Investors should choose Direct Plans as they’re offered directly by the AMC without the involvement of any intermediaries like distributors or agents who charge extra commissions.View More

Your investment of ₹10,00,000, investing in direct plans can generate more returns than regular plans over given time period

Get extra returns on your investments in direct plans

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ITI Mutual Fund

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Name of the Mutual Fund Scheme

Expense Ratio

Regular Plan

Direct Plan

Difference

Expected Higher returns with Direct Fund

5 Yr

10 Yr

20 Yr

ITI Banking and Financial Services Fund Direct - Growth

Banking

Expense Ratio

Regular Plan

2.34%

Direct Plan

0.40%

Difference

1.94

Expected Higher returns with Direct Fund

5 Yr

₹1,02,444

10 Yr

₹2,19,514

20 Yr

₹5,05,096

Get up to 1% more on Paytm Money with direct Mutual Funds

ITI Pharma and Healthcare Fund Direct - Growth

Pharma

Expense Ratio

Regular Plan

2.35%

Direct Plan

0.47%

Difference

1.88

Expected Higher returns with Direct Fund

5 Yr

₹99,431

10 Yr

₹2,13,467

20 Yr

₹4,93,000

Get up to 1% more on Paytm Money with direct Mutual Funds

ITI Business Cycle Fund Direct-Growth

Business Cycle

Expense Ratio

Regular Plan

2.34%

Direct Plan

0.46%

Difference

1.88

Expected Higher returns with Direct Fund

5 Yr

₹99,392

10 Yr

₹2,13,278

20 Yr

₹4,92,077

Get up to 1% more on Paytm Money with direct Mutual Funds

ITI Large Cap Fund Direct - Growth

Large Cap

Expense Ratio

Regular Plan

2.35%

Direct Plan

0.52%

Difference

1.83

Expected Higher returns with Direct Fund

5 Yr

₹96,882

10 Yr

₹2,08,240

20 Yr

₹4,82,016

Get up to 1% more on Paytm Money with direct Mutual Funds

ITI Value Fund Direct - Growth

Value Oriented

Expense Ratio

Regular Plan

2.37%

Direct Plan

0.57%

Difference

1.80

Expected Higher returns with Direct Fund

5 Yr

₹95,424

10 Yr

₹2,05,457

20 Yr

₹4,77,159

Get up to 1% more on Paytm Money with direct Mutual Funds

ITI Large & Mid Cap Fund Direct-Growth

Large & MidCap

Expense Ratio

Regular Plan

2.21%

Direct Plan

0.44%

Difference

1.77

Expected Higher returns with Direct Fund

5 Yr

₹93,298

10 Yr

₹1,99,443

20 Yr

₹4,56,567

Get up to 1% more on Paytm Money with direct Mutual Funds

ITI Focused Equity Fund Direct - Growth

Flexi Cap

Expense Ratio

Regular Plan

2.34%

Direct Plan

0.58%

Difference

1.76

Expected Higher returns with Direct Fund

5 Yr

₹93,266

10 Yr

₹2,00,705

20 Yr

₹4,65,591

Get up to 1% more on Paytm Money with direct Mutual Funds

ITI Mid Cap Fund Direct - Growth

Mid Cap

Expense Ratio

Regular Plan

2.00%

Direct Plan

0.28%

Difference

1.72

Expected Higher returns with Direct Fund

5 Yr

₹90,002

10 Yr

₹1,90,638

20 Yr

₹4,28,432

Get up to 1% more on Paytm Money with direct Mutual Funds

ITI Bharat Consumption Fund Direct-Growth

Consumption & Demand

Expense Ratio

Regular Plan

2.41%

Direct Plan

0.77%

Difference

1.64

Expected Higher returns with Direct Fund

5 Yr

₹87,352

10 Yr

₹1,89,165

20 Yr

₹4,44,276

Get up to 1% more on Paytm Money with direct Mutual Funds

ITI Small Cap Fund Direct - Growth

Small Cap

Expense Ratio

Regular Plan

1.86%

Direct Plan

0.39%

Difference

1.47

Expected Higher returns with Direct Fund

5 Yr

₹76,871

10 Yr

₹1,62,674

20 Yr

₹3,64,725

Get up to 1% more on Paytm Money with direct Mutual Funds

ITI Flexi Cap Fund Direct - Growth

Flexi Cap

Expense Ratio

Regular Plan

2.10%

Direct Plan

0.64%

Difference

1.46

Expected Higher returns with Direct Fund

5 Yr

₹77,091

10 Yr

₹1,65,123

20 Yr

₹3,79,267

Get up to 1% more on Paytm Money with direct Mutual Funds

ITI Multi Cap Fund Direct - Growth

Multi Cap

Expense Ratio

Regular Plan

2.44%

Direct Plan

1.23%

Difference

1.21

Expected Higher returns with Direct Fund

5 Yr

₹65,069

10 Yr

₹1,42,574

20 Yr

₹3,42,557

Get up to 1% more on Paytm Money with direct Mutual Funds

ITI Dynamic Bond Fund Direct - Growth

Dynamic Bond

Expense Ratio

Regular Plan

1.15%

Direct Plan

0.21%

Difference

0.94

Expected Higher returns with Direct Fund

5 Yr

₹48,293

10 Yr

₹99,937

20 Yr

₹2,14,100

Get up to 1% more on Paytm Money with direct Mutual Funds

ITI Balanced Advantage Fund Direct - Growth

Dynamic Asset Allocation

Expense Ratio

Regular Plan

2.42%

Direct Plan

1.55%

Difference

0.87

Expected Higher returns with Direct Fund

5 Yr

₹47,059

10 Yr

₹1,03,858

20 Yr

₹2,53,040

Get up to 1% more on Paytm Money with direct Mutual Funds

ITI Ultra Short Duration Fund Direct - Growth

Ultra Short Duration

Expense Ratio

Regular Plan

0.90%

Direct Plan

0.20%

Difference

0.70

Expected Higher returns with Direct Fund

5 Yr

₹35,777

10 Yr

₹73,552

20 Yr

₹1,55,484

Get up to 1% more on Paytm Money with direct Mutual Funds

ITI Arbitrage Fund Direct - Growth

Arbitrage

Expense Ratio

Regular Plan

0.95%

Direct Plan

0.26%

Difference

0.69

Expected Higher returns with Direct Fund

5 Yr

₹35,343

10 Yr

₹72,859

20 Yr

₹1,54,860

Get up to 1% more on Paytm Money with direct Mutual Funds

ITI ELSS Tax Saver Fund Direct - Growth

ELSS

Expense Ratio

Regular Plan

2.41%

Direct Plan

1.87%

Difference

0.54

Expected Higher returns with Direct Fund

5 Yr

₹29,386

10 Yr

₹65,342

20 Yr

₹1,61,554

Get up to 1% more on Paytm Money with direct Mutual Funds

ITI Banking and PSU Fund Direct - Growth

Banking and PSU

Expense Ratio

Regular Plan

0.74%

Direct Plan

0.22%

Difference

0.52

Expected Higher returns with Direct Fund

5 Yr

₹26,503

10 Yr

₹54,294

20 Yr

₹1,13,949

Get up to 1% more on Paytm Money with direct Mutual Funds

ITI Liquid Fund Direct - Growth

Liquid

Expense Ratio

Regular Plan

0.25%

Direct Plan

0.09%

Difference

0.16

Expected Higher returns with Direct Fund

5 Yr

₹8,054

10 Yr

₹16,246

20 Yr

₹33,050

Get up to 1% more on Paytm Money with direct Mutual Funds

ITI Overnight Fund Direct - Growth

Overnight

Expense Ratio

Regular Plan

0.18%

Direct Plan

0.08%

Difference

0.10

Expected Higher returns with Direct Fund

5 Yr

₹5,026

10 Yr

₹10,117

20 Yr

₹20,500

Get up to 1% more on Paytm Money with direct Mutual Funds

Know more about ITI Funds

Updated as on date25 Jun 2026

About ITI Mutual Fund

ITI Mutual Fund has been providing mutual funds under different investment categories over the years. Investors should look at a longer horizon / time period while investing in mutual funds for wealth creation and secure their financial freedom. At Paytm Money, you can invest in Direct Mutual Funds ofITI Mutual Fund to earn higher returns on investment when compared to regular plans.

Suitability of Direct Plans

Individuals who understand their investment needs and risk appetite would find direct plans very useful. Here, you can shortlist the top-rated funds and carry out the entire investing process independently. There will be no interference or hidden commissions from an external intermediaries like a mutual fund distributor or agent. ITI Mutual Fund Direct Plans are available for all kinds of mutual funds namely.

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