JM Financial Mutual Funds Direct v/s Regular Plans

JM Financial Mutual fund schemes are available as Direct Plans and Regular Plans. Investors should choose Direct Plans as they’re offered directly by the AMC without the involvement of any intermediaries like distributors or agents who charge extra commissions.View More

Your investment of ₹10,00,000, investing in direct plans can generate more returns than regular plans over given time period

Get extra returns on your investments in direct plans

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JM Financial Mutual Fund

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Name of the Mutual Fund Scheme

Expense Ratio

Regular Plan

Direct Plan

Difference

Expected Higher returns with Direct Fund

5 Yr

10 Yr

20 Yr

JM Large & Mid Cap Fund Direct-Growth

Large & MidCap

Expense Ratio

Regular Plan

2.72%

Direct Plan

1.04%

Difference

1.68

Expected Higher returns with Direct Fund

5 Yr

₹90,509

10 Yr

₹1,98,821

20 Yr

₹4,80,518

Get up to 1% more on Paytm Money with direct Mutual Funds

JM Multi Asset Allocation Fund Direct-Growth

Multi Asset Allocation

Expense Ratio

Regular Plan

2.73%

Direct Plan

1.05%

Difference

1.68

Expected Higher returns with Direct Fund

5 Yr

₹90,545

10 Yr

₹1,98,997

20 Yr

₹4,81,415

Get up to 1% more on Paytm Money with direct Mutual Funds

JM Focused Direct Plan-Growth

Focused

Expense Ratio

Regular Plan

2.85%

Direct Plan

1.25%

Difference

1.60

Expected Higher returns with Direct Fund

5 Yr

₹86,775

10 Yr

₹1,92,201

20 Yr

₹4,72,190

Get up to 1% more on Paytm Money with direct Mutual Funds

JM Small Cap Fund Direct - Growth

Small Cap

Expense Ratio

Regular Plan

2.55%

Direct Plan

0.98%

Difference

1.57

Expected Higher returns with Direct Fund

5 Yr

₹84,200

10 Yr

₹1,83,905

20 Yr

₹4,39,310

Get up to 1% more on Paytm Money with direct Mutual Funds

JM Aggressive Hybrid Fund Direct-Growth

Aggressive

Expense Ratio

Regular Plan

2.69%

Direct Plan

1.16%

Difference

1.53

Expected Higher returns with Direct Fund

5 Yr

₹82,572

10 Yr

₹1,81,765

20 Yr

₹4,41,010

Get up to 1% more on Paytm Money with direct Mutual Funds

JM Mid cap Fund Direct-Growth

Mid Cap

Expense Ratio

Regular Plan

2.46%

Direct Plan

0.95%

Difference

1.51

Expected Higher returns with Direct Fund

5 Yr

₹80,791

10 Yr

₹1,75,931

20 Yr

₹4,17,708

Get up to 1% more on Paytm Money with direct Mutual Funds

JM Large Cap Fund Direct Plan-Growth

Large Cap

Expense Ratio

Regular Plan

2.67%

Direct Plan

1.19%

Difference

1.48

Expected Higher returns with Direct Fund

5 Yr

₹79,888

10 Yr

₹1,75,895

20 Yr

₹4,26,907

Get up to 1% more on Paytm Money with direct Mutual Funds

JM ELSS - Tax Saver Fund Direct Plan-Growth

ELSS

Expense Ratio

Regular Plan

2.68%

Direct Plan

1.34%

Difference

1.34

Expected Higher returns with Direct Fund

5 Yr

₹72,557

10 Yr

₹1,60,366

20 Yr

₹3,92,115

Get up to 1% more on Paytm Money with direct Mutual Funds

JM Flexi Cap Fund Direct-Growth

Flexi Cap

Expense Ratio

Regular Plan

2.31%

Direct Plan

1.09%

Difference

1.22

Expected Higher returns with Direct Fund

5 Yr

₹65,259

10 Yr

₹1,42,048

20 Yr

₹3,36,804

Get up to 1% more on Paytm Money with direct Mutual Funds

JM Value Fund Direct Plan-Growth

Value Oriented

Expense Ratio

Regular Plan

2.74%

Direct Plan

1.58%

Difference

1.16

Expected Higher returns with Direct Fund

5 Yr

₹63,179

10 Yr

₹1,40,654

20 Yr

₹3,48,836

Get up to 1% more on Paytm Money with direct Mutual Funds

JM Short Term Fund Direct-Growth

Short Duration

Expense Ratio

Regular Plan

1.09%

Direct Plan

0.39%

Difference

0.70

Expected Higher returns with Direct Fund

5 Yr

₹36,048

10 Yr

₹74,813

20 Yr

₹1,61,162

Get up to 1% more on Paytm Money with direct Mutual Funds

JM Arbitrage Fund Direct-Growth

Arbitrage

Expense Ratio

Regular Plan

2.07%

Direct Plan

1.42%

Difference

0.65

Expected Higher returns with Direct Fund

5 Yr

₹34,829

10 Yr

₹75,959

20 Yr

₹1,80,694

Get up to 1% more on Paytm Money with direct Mutual Funds

JM Dynamic Term Fund Direct-Growth

Dynamic Bond

Expense Ratio

Regular Plan

0.93%

Direct Plan

0.44%

Difference

0.49

Expected Higher returns with Direct Fund

5 Yr

₹25,178

10 Yr

₹52,108

20 Yr

₹1,11,610

Get up to 1% more on Paytm Money with direct Mutual Funds

JM Ultra Short to Short Term Fund Direct Plan-Growth

Low Duration

Expense Ratio

Regular Plan

0.84%

Direct Plan

0.41%

Difference

0.43

Expected Higher returns with Direct Fund

5 Yr

₹22,042

10 Yr

₹45,482

20 Yr

₹96,833

Get up to 1% more on Paytm Money with direct Mutual Funds

JM Medium to Long Term Fund Direct-Growth

Medium to Long Duration

Expense Ratio

Regular Plan

1.03%

Direct Plan

0.60%

Difference

0.43

Expected Higher returns with Direct Fund

5 Yr

₹22,209

10 Yr

₹46,261

20 Yr

₹1,00,366

Get up to 1% more on Paytm Money with direct Mutual Funds

JM Liquid Fund Direct-Growth

Liquid

Expense Ratio

Regular Plan

0.26%

Direct Plan

0.16%

Difference

0.10

Expected Higher returns with Direct Fund

5 Yr

₹5,042

10 Yr

₹10,190

20 Yr

₹20,813

Get up to 1% more on Paytm Money with direct Mutual Funds

JM Overnight Fund Direct - Growth

Overnight

Expense Ratio

Regular Plan

0.18%

Direct Plan

0.11%

Difference

0.07

Expected Higher returns with Direct Fund

5 Yr

₹3,520

10 Yr

₹7,091

20 Yr

₹14,390

Get up to 1% more on Paytm Money with direct Mutual Funds

Know more about JM Financial Funds

Updated as on date26 Oct 2026

About JM Financial Mutual Fund

JM Financial Mutual Fund has been providing mutual funds under different investment categories over the years. Investors should look at a longer horizon / time period while investing in mutual funds for wealth creation and secure their financial freedom. At Paytm Money, you can invest in Direct Mutual Funds ofJM Financial Mutual Fund to earn higher returns on investment when compared to regular plans.

Suitability of Direct Plans

Individuals who understand their investment needs and risk appetite would find direct plans very useful. Here, you can shortlist the top-rated funds and carry out the entire investing process independently. There will be no interference or hidden commissions from an external intermediaries like a mutual fund distributor or agent. JM Financial Mutual Fund Direct Plans are available for all kinds of mutual funds namely.

JM Financial debt funds

JM Financial equity funds

JM Financial balanced funds

JM Financial elss funds

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