JM Financial Mutual Funds Direct v/s Regular Plans

JM Financial Mutual fund schemes are available as Direct Plans and Regular Plans. Investors should choose Direct Plans as they’re offered directly by the AMC without the involvement of any intermediaries like distributors or agents who charge extra commissions.View More

Your investment of ₹10,00,000, investing in direct plans can generate more returns than regular plans over given time period

Get extra returns on your investments in direct plans

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JM Financial Mutual Fund

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Name of the Mutual Fund Scheme

Expense Ratio

Regular Plan

Direct Plan

Difference

Expected Higher returns with Direct Fund

5 Yr

10 Yr

20 Yr

JM Large & Mid Cap Fund Direct-Growth

Large & MidCap

Expense Ratio

Regular Plan

2.34%

Direct Plan

0.59%

Difference

1.75

Expected Higher returns with Direct Fund

5 Yr

₹92,755

10 Yr

₹1,99,651

20 Yr

₹4,63,357

Get up to 1% more on Paytm Money with direct Mutual Funds

JM Small Cap Fund Direct - Growth

Small Cap

Expense Ratio

Regular Plan

2.29%

Direct Plan

0.62%

Difference

1.67

Expected Higher returns with Direct Fund

5 Yr

₹88,478

10 Yr

₹1,90,340

20 Yr

₹4,41,181

Get up to 1% more on Paytm Money with direct Mutual Funds

JM Focused Direct Plan-Growth

Flexi Cap

Expense Ratio

Regular Plan

2.38%

Direct Plan

0.74%

Difference

1.64

Expected Higher returns with Direct Fund

5 Yr

₹87,249

10 Yr

₹1,88,663

20 Yr

₹4,41,791

Get up to 1% more on Paytm Money with direct Mutual Funds

JM Aggressive Hybrid Fund Direct-Growth

Aggressive

Expense Ratio

Regular Plan

2.27%

Direct Plan

0.70%

Difference

1.57

Expected Higher returns with Direct Fund

5 Yr

₹83,277

10 Yr

₹1,79,402

20 Yr

₹4,16,912

Get up to 1% more on Paytm Money with direct Mutual Funds

JM Large Cap Fund Direct Plan-Growth

Large Cap

Expense Ratio

Regular Plan

2.40%

Direct Plan

0.84%

Difference

1.56

Expected Higher returns with Direct Fund

5 Yr

₹83,188

10 Yr

₹1,80,403

20 Yr

₹4,24,831

Get up to 1% more on Paytm Money with direct Mutual Funds

JM Midcap Fund Direct - Growth

Mid Cap

Expense Ratio

Regular Plan

2.06%

Direct Plan

0.53%

Difference

1.53

Expected Higher returns with Direct Fund

5 Yr

₹80,549

10 Yr

₹1,71,901

20 Yr

₹3,92,016

Get up to 1% more on Paytm Money with direct Mutual Funds

JM ELSS Tax Saver Fund Direct Plan-Growth

ELSS

Expense Ratio

Regular Plan

2.37%

Direct Plan

1.01%

Difference

1.36

Expected Higher returns with Direct Fund

5 Yr

₹72,721

10 Yr

₹1,58,225

20 Yr

₹3,74,940

Get up to 1% more on Paytm Money with direct Mutual Funds

JM Flexicap Fund Direct Plan-Growth

Flexi Cap

Expense Ratio

Regular Plan

1.80%

Direct Plan

0.56%

Difference

1.24

Expected Higher returns with Direct Fund

5 Yr

₹64,983

10 Yr

₹1,37,869

20 Yr

₹3,10,584

Get up to 1% more on Paytm Money with direct Mutual Funds

JM Value Fund Direct Plan-Growth

Value Oriented

Expense Ratio

Regular Plan

2.25%

Direct Plan

1.02%

Difference

1.23

Expected Higher returns with Direct Fund

5 Yr

₹65,626

10 Yr

₹1,42,391

20 Yr

₹3,35,477

Get up to 1% more on Paytm Money with direct Mutual Funds

JM Short Duration Fund Direct - Growth

Short Duration

Expense Ratio

Regular Plan

1.10%

Direct Plan

0.38%

Difference

0.72

Expected Higher returns with Direct Fund

5 Yr

₹37,078

10 Yr

₹76,951

20 Yr

₹1,65,773

Get up to 1% more on Paytm Money with direct Mutual Funds

JM Arbitrage Fund Direct-Growth

Arbitrage

Expense Ratio

Regular Plan

1.08%

Direct Plan

0.41%

Difference

0.67

Expected Higher returns with Direct Fund

5 Yr

₹34,510

10 Yr

₹71,638

20 Yr

₹1,54,392

Get up to 1% more on Paytm Money with direct Mutual Funds

JM Dynamic Bond Fund Direct-Growth

Dynamic Bond

Expense Ratio

Regular Plan

0.98%

Direct Plan

0.43%

Difference

0.55

Expected Higher returns with Direct Fund

5 Yr

₹28,284

10 Yr

₹58,595

20 Yr

₹1,25,761

Get up to 1% more on Paytm Money with direct Mutual Funds

JM Low Duration Fund Direct Plan-Growth

Low Duration

Expense Ratio

Regular Plan

0.88%

Direct Plan

0.35%

Difference

0.53

Expected Higher returns with Direct Fund

5 Yr

₹27,158

10 Yr

₹56,011

20 Yr

₹1,19,143

Get up to 1% more on Paytm Money with direct Mutual Funds

JM Medium to Long Duration Fund Direct-Growth

Medium to Long Duration

Expense Ratio

Regular Plan

1.09%

Direct Plan

0.61%

Difference

0.48

Expected Higher returns with Direct Fund

5 Yr

₹24,826

10 Yr

₹51,802

20 Yr

₹1,12,785

Get up to 1% more on Paytm Money with direct Mutual Funds

JM Liquid Fund Direct-Growth

Liquid

Expense Ratio

Regular Plan

0.26%

Direct Plan

0.16%

Difference

0.10

Expected Higher returns with Direct Fund

5 Yr

₹5,042

10 Yr

₹10,190

20 Yr

₹20,813

Get up to 1% more on Paytm Money with direct Mutual Funds

JM Overnight Fund Direct - Growth

Overnight

Expense Ratio

Regular Plan

0.15%

Direct Plan

0.08%

Difference

0.07

Expected Higher returns with Direct Fund

5 Yr

₹3,516

10 Yr

₹7,072

20 Yr

₹14,309

Get up to 1% more on Paytm Money with direct Mutual Funds

Know more about JM Financial Funds

Updated as on date 04 Dec 2025

About JM Financial Mutual Fund

JM Financial Mutual Fund has been providing mutual funds under different investment categories over the years. Investors should look at a longer horizon / time period while investing in mutual funds for wealth creation and secure their financial freedom. At Paytm Money, you can invest in Direct Mutual Funds of JM Financial Mutual Fund to earn higher returns on investment when compared to regular plans.

Suitability of Direct Plans

Individuals who understand their investment needs and risk appetite would find direct plans very useful. Here, you can shortlist the top-rated funds and carry out the entire investing process independently. There will be no interference or hidden commissions from an external intermediaries like a mutual fund distributor or agent. JM Financial Mutual Fund Direct Plans are available for all kinds of mutual funds namely.

JM Financial debt funds

JM Financial equity funds

JM Financial balanced funds

JM Financial elss funds

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