Kotak Mahindra Mutual Funds Direct v/s Regular Plans

Kotak Mahindra Mutual fund schemes are available as Direct Plans and Regular Plans. Investors should choose Direct Plans as they’re offered directly by the AMC without the involvement of any intermediaries like distributors or agents who charge extra commissions.View More

Your investment of ₹10,00,000, investing in direct plans can generate more returns than regular plans over given time period

Get extra returns on your investments in direct plans

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Kotak Mahindra Mutual Fund

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Name of the Mutual Fund Scheme

Expense Ratio

Regular Plan

Direct Plan

Difference

Expected Higher returns with Direct Fund

5 Yr

10 Yr

20 Yr

Kotak Healthcare Fund Direct - Growth

Pharma

Expense Ratio

Regular Plan

2.34%

Direct Plan

0.74%

Difference

1.60

Expected Higher returns with Direct Fund

5 Yr

₹85,053

10 Yr

₹1,83,729

20 Yr

₹4,29,329

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Transportation & Logistics Fund Direct-Growth

Themed

Expense Ratio

Regular Plan

2.39%

Direct Plan

0.83%

Difference

1.56

Expected Higher returns with Direct Fund

5 Yr

₹83,155

10 Yr

₹1,80,243

20 Yr

₹4,24,037

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Energy Opportunities Fund Direct - Growth

Energy

Expense Ratio

Regular Plan

2.42%

Direct Plan

0.92%

Difference

1.50

Expected Higher returns with Direct Fund

5 Yr

₹80,145

10 Yr

₹1,74,224

20 Yr

₹4,12,221

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Consumption Fund Direct - Growth

Consumption & Demand

Expense Ratio

Regular Plan

2.05%

Direct Plan

0.56%

Difference

1.49

Expected Higher returns with Direct Fund

5 Yr

₹78,474

10 Yr

₹1,67,550

20 Yr

₹3,82,420

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Technology Fund Direct - Growth

Technology

Expense Ratio

Regular Plan

2.33%

Direct Plan

0.88%

Difference

1.45

Expected Higher returns with Direct Fund

5 Yr

₹77,275

10 Yr

₹1,67,443

20 Yr

₹3,93,589

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Banking & Financial Services Fund Direct - Growth

Banking

Expense Ratio

Regular Plan

2.11%

Direct Plan

0.68%

Difference

1.43

Expected Higher returns with Direct Fund

5 Yr

₹75,581

10 Yr

₹1,62,085

20 Yr

₹3,73,173

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak MNC Fund Direct-Growth

MNC

Expense Ratio

Regular Plan

2.01%

Direct Plan

0.60%

Difference

1.41

Expected Higher returns with Direct Fund

5 Yr

₹74,259

10 Yr

₹1,58,543

20 Yr

₹3,61,771

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Manufacture in India Fund Direct - Growth

Themed

Expense Ratio

Regular Plan

1.97%

Direct Plan

0.58%

Difference

1.39

Expected Higher returns with Direct Fund

5 Yr

₹73,119

10 Yr

₹1,55,876

20 Yr

₹3,54,611

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Active Momentum Fund Direct-Growth

Themed

Expense Ratio

Regular Plan

2.12%

Direct Plan

0.74%

Difference

1.38

Expected Higher returns with Direct Fund

5 Yr

₹73,039

10 Yr

₹1,56,898

20 Yr

₹3,62,423

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Pioneer Fund Direct - Growth

Themed

Expense Ratio

Regular Plan

1.84%

Direct Plan

0.49%

Difference

1.35

Expected Higher returns with Direct Fund

5 Yr

₹70,707

10 Yr

₹1,49,912

20 Yr

₹3,37,318

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak ESG Exclusionary Strategy Fund Direct - Growth

Thematic-ESG

Expense Ratio

Regular Plan

2.28%

Direct Plan

0.93%

Difference

1.35

Expected Higher returns with Direct Fund

5 Yr

₹71,945

10 Yr

₹1,55,883

20 Yr

₹3,66,304

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Infrastructure and Economic Reform Fund Direct-Growth

Infrastructure

Expense Ratio

Regular Plan

2.00%

Direct Plan

0.67%

Difference

1.33

Expected Higher returns with Direct Fund

5 Yr

₹70,128

10 Yr

₹1,49,937

20 Yr

₹3,43,065

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Focused Equity Fund Direct - Growth

Flexi Cap

Expense Ratio

Regular Plan

1.88%

Direct Plan

0.55%

Difference

1.33

Expected Higher returns with Direct Fund

5 Yr

₹69,797

10 Yr

₹1,48,347

20 Yr

₹3,35,430

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Special Opportunities Fund Direct-Growth

Themed

Expense Ratio

Regular Plan

2.07%

Direct Plan

0.75%

Difference

1.32

Expected Higher returns with Direct Fund

5 Yr

₹69,807

10 Yr

₹1,49,803

20 Yr

₹3,45,292

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Business Cycle Fund Direct - Growth

Themed

Expense Ratio

Regular Plan

1.92%

Direct Plan

0.62%

Difference

1.30

Expected Higher returns with Direct Fund

5 Yr

₹68,371

10 Yr

₹1,45,708

20 Yr

₹3,31,228

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak India EQ Contra Fund Direct-Growth

Value Oriented

Expense Ratio

Regular Plan

1.84%

Direct Plan

0.58%

Difference

1.26

Expected Higher returns with Direct Fund

5 Yr

₹66,110

10 Yr

₹1,40,469

20 Yr

₹3,17,398

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Equity Hybrid Fund Direct-Growth

Aggressive

Expense Ratio

Regular Plan

1.73%

Direct Plan

0.47%

Difference

1.26

Expected Higher returns with Direct Fund

5 Yr

₹65,823

10 Yr

₹1,39,101

20 Yr

₹3,10,908

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Multi Asset Allocation Fund Direct - Growth

Multi Asset Allocation

Expense Ratio

Regular Plan

1.70%

Direct Plan

0.48%

Difference

1.22

Expected Higher returns with Direct Fund

5 Yr

₹63,708

10 Yr

₹1,34,562

20 Yr

₹3,00,432

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Debt Hybrid Fund Direct -Growth

Conservative

Expense Ratio

Regular Plan

1.66%

Direct Plan

0.48%

Difference

1.18

Expected Higher returns with Direct Fund

5 Yr

₹61,570

10 Yr

₹1,29,915

20 Yr

₹2,89,453

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Multicap Fund Direct - Growth

Multi Cap

Expense Ratio

Regular Plan

1.60%

Direct Plan

0.45%

Difference

1.15

Expected Higher returns with Direct Fund

5 Yr

₹59,897

10 Yr

₹1,26,103

20 Yr

₹2,79,690

Get up to 1% more on Paytm Money with direct Mutual Funds

Know more about Kotak Mahindra Funds

Updated as on date 06 Dec 2025

About Kotak Mahindra Mutual Fund

Kotak Mahindra Mutual Fund has been providing mutual funds under different investment categories over the years. Investors should look at a longer horizon / time period while investing in mutual funds for wealth creation and secure their financial freedom. At Paytm Money, you can invest in Direct Mutual Funds of Kotak Mahindra Mutual Fund to earn higher returns on investment when compared to regular plans.

Suitability of Direct Plans

Individuals who understand their investment needs and risk appetite would find direct plans very useful. Here, you can shortlist the top-rated funds and carry out the entire investing process independently. There will be no interference or hidden commissions from an external intermediaries like a mutual fund distributor or agent. Kotak Mahindra Mutual Fund Direct Plans are available for all kinds of mutual funds namely.

Kotak Mahindra debt funds

Kotak Mahindra equity funds

Kotak Mahindra balanced funds

Kotak Mahindra elss funds

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