Kotak Mahindra Mutual Funds Direct v/s Regular Plans

Kotak Mahindra Mutual fund schemes are available as Direct Plans and Regular Plans. Investors should choose Direct Plans as they’re offered directly by the AMC without the involvement of any intermediaries like distributors or agents who charge extra commissions.View More

Your investment of ₹10,00,000, investing in direct plans can generate more returns than regular plans over given time period

Get extra returns on your investments in direct plans

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Kotak Mahindra Mutual Fund

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Name of the Mutual Fund Scheme

Expense Ratio

Regular Plan

Direct Plan

Difference

Expected Higher returns with Direct Fund

5 Yr

10 Yr

20 Yr

Kotak Rural Opportunities Fund Direct - Growth

Themed

Expense Ratio

Regular Plan

2.48%

Direct Plan

0.92%

Difference

1.56

Expected Higher returns with Direct Fund

5 Yr

₹83,519

10 Yr

₹1,81,847

20 Yr

₹4,31,675

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Transportation & Logistics Fund Direct-Growth

Auto & Transportation

Expense Ratio

Regular Plan

2.60%

Direct Plan

1.07%

Difference

1.53

Expected Higher returns with Direct Fund

5 Yr

₹82,280

10 Yr

₹1,80,297

20 Yr

₹4,33,462

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Healthcare Fund Direct - Growth

Pharma

Expense Ratio

Regular Plan

2.55%

Direct Plan

1.03%

Difference

1.52

Expected Higher returns with Direct Fund

5 Yr

₹81,665

10 Yr

₹1,78,602

20 Yr

₹4,27,724

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Energy Opportunities Fund Direct - Growth

Energy

Expense Ratio

Regular Plan

2.60%

Direct Plan

1.11%

Difference

1.49

Expected Higher returns with Direct Fund

5 Yr

₹80,204

10 Yr

₹1,75,975

20 Yr

₹4,24,142

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Consumption Fund Direct - Growth

Consumption & Demand

Expense Ratio

Regular Plan

2.30%

Direct Plan

0.84%

Difference

1.46

Expected Higher returns with Direct Fund

5 Yr

₹77,587

10 Yr

₹1,67,826

20 Yr

₹3,93,117

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Banking & Financial Services Fund Direct - Growth

Banking

Expense Ratio

Regular Plan

2.25%

Direct Plan

0.81%

Difference

1.44

Expected Higher returns with Direct Fund

5 Yr

₹76,498

10 Yr

₹1,65,184

20 Yr

₹3,85,586

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Technology Fund Direct - Growth

Technology

Expense Ratio

Regular Plan

2.56%

Direct Plan

1.13%

Difference

1.44

Expected Higher returns with Direct Fund

5 Yr

₹77,250

10 Yr

₹1,69,373

20 Yr

₹4,07,614

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Dividend Yield Fund Direct-Growth

Dividend Yield

Expense Ratio

Regular Plan

2.57%

Direct Plan

1.14%

Difference

1.43

Expected Higher returns with Direct Fund

5 Yr

₹77,056

10 Yr

₹1,69,054

20 Yr

₹4,07,347

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak MNC Fund Direct-Growth

MNC

Expense Ratio

Regular Plan

2.29%

Direct Plan

0.90%

Difference

1.38

Expected Higher returns with Direct Fund

5 Yr

₹73,767

10 Yr

₹1,59,747

20 Yr

₹3,75,010

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Services Fund Direct-Growth

Themed

Expense Ratio

Regular Plan

2.61%

Direct Plan

1.25%

Difference

1.36

Expected Higher returns with Direct Fund

5 Yr

₹73,445

10 Yr

₹1,61,661

20 Yr

₹3,92,045

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak ESG Exclusionary Strategy Fund Direct - Growth

Thematic-ESG

Expense Ratio

Regular Plan

2.50%

Direct Plan

1.15%

Difference

1.35

Expected Higher returns with Direct Fund

5 Yr

₹72,821

10 Yr

₹1,59,476

20 Yr

₹3,82,845

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Manufacture in India Fund Direct - Growth

Manufacturing

Expense Ratio

Regular Plan

2.08%

Direct Plan

0.76%

Difference

1.32

Expected Higher returns with Direct Fund

5 Yr

₹69,806

10 Yr

₹1,49,839

20 Yr

₹3,45,552

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Active Momentum Fund Direct-Growth

Factor-Based

Expense Ratio

Regular Plan

2.84%

Direct Plan

1.53%

Difference

1.31

Expected Higher returns with Direct Fund

5 Yr

₹71,591

10 Yr

₹1,59,611

20 Yr

₹3,97,083

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Focused Equity Fund Direct - Growth

Focused

Expense Ratio

Regular Plan

2.04%

Direct Plan

0.73%

Difference

1.31

Expected Higher returns with Direct Fund

5 Yr

₹69,211

10 Yr

₹1,48,354

20 Yr

₹3,41,173

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Infrastructure and Economic Reform Fund Direct-Growth

Infrastructure

Expense Ratio

Regular Plan

2.15%

Direct Plan

0.85%

Difference

1.30

Expected Higher returns with Direct Fund

5 Yr

₹68,962

10 Yr

₹1,48,630

20 Yr

₹3,45,554

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Business Cycle Fund Direct - Growth

Business Cycle

Expense Ratio

Regular Plan

2.03%

Direct Plan

0.75%

Difference

1.28

Expected Higher returns with Direct Fund

5 Yr

₹67,553

10 Yr

₹1,44,831

20 Yr

₹3,33,192

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Pioneer Fund Direct - Growth

Innovation

Expense Ratio

Regular Plan

1.90%

Direct Plan

0.63%

Difference

1.28

Expected Higher returns with Direct Fund

5 Yr

₹67,133

10 Yr

₹1,43,023

20 Yr

₹3,24,894

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Special Opportunities Fund Direct-Growth

Themed

Expense Ratio

Regular Plan

2.31%

Direct Plan

1.04%

Difference

1.27

Expected Higher returns with Direct Fund

5 Yr

₹67,821

10 Yr

₹1,47,423

20 Yr

₹3,48,622

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Equity Hybrid Fund Direct-Growth

Aggressive

Expense Ratio

Regular Plan

1.89%

Direct Plan

0.64%

Difference

1.25

Expected Higher returns with Direct Fund

5 Yr

₹65,726

10 Yr

₹1,40,017

20 Yr

₹3,18,013

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak India EQ Contra Fund Direct-Growth

Value Oriented

Expense Ratio

Regular Plan

2.03%

Direct Plan

0.80%

Difference

1.23

Expected Higher returns with Direct Fund

5 Yr

₹65,066

10 Yr

₹1,39,628

20 Yr

₹3,21,795

Get up to 1% more on Paytm Money with direct Mutual Funds

Know more about Kotak Mahindra Funds

Updated as on date28 Oct 2026

About Kotak Mahindra Mutual Fund

Kotak Mahindra Mutual Fund has been providing mutual funds under different investment categories over the years. Investors should look at a longer horizon / time period while investing in mutual funds for wealth creation and secure their financial freedom. At Paytm Money, you can invest in Direct Mutual Funds ofKotak Mahindra Mutual Fund to earn higher returns on investment when compared to regular plans.

Suitability of Direct Plans

Individuals who understand their investment needs and risk appetite would find direct plans very useful. Here, you can shortlist the top-rated funds and carry out the entire investing process independently. There will be no interference or hidden commissions from an external intermediaries like a mutual fund distributor or agent. Kotak Mahindra Mutual Fund Direct Plans are available for all kinds of mutual funds namely.

Kotak Mahindra debt funds

Kotak Mahindra equity funds

Kotak Mahindra balanced funds

Kotak Mahindra elss funds

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