Kotak Mahindra Mutual Funds Direct v/s Regular Plans

Kotak Mahindra Mutual fund schemes are available as Direct Plans and Regular Plans. Investors should choose Direct Plans as they’re offered directly by the AMC without the involvement of any intermediaries like distributors or agents who charge extra commissions.View More

Your investment of ₹10,00,000, investing in direct plans can generate more returns than regular plans over given time period

Get extra returns on your investments in direct plans

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Kotak Mahindra Mutual Fund

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Name of the Mutual Fund Scheme

Expense Ratio

Regular Plan

Direct Plan

Difference

Expected Higher returns with Direct Fund

5 Yr

10 Yr

20 Yr

Kotak Healthcare Fund Direct - Growth

Pharma

Expense Ratio

Regular Plan

2.40%

Direct Plan

0.76%

Difference

1.64

Expected Higher returns with Direct Fund

5 Yr

₹87,317

10 Yr

₹1,88,998

20 Yr

₹4,43,446

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Transportation & Logistics Fund Direct-Growth

Themed

Expense Ratio

Regular Plan

2.39%

Direct Plan

0.83%

Difference

1.56

Expected Higher returns with Direct Fund

5 Yr

₹83,155

10 Yr

₹1,80,243

20 Yr

₹4,24,037

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Energy Opportunities Fund Direct - Growth

Energy

Expense Ratio

Regular Plan

2.42%

Direct Plan

0.89%

Difference

1.53

Expected Higher returns with Direct Fund

5 Yr

₹81,700

10 Yr

₹1,77,478

20 Yr

₹4,19,341

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Consumption Fund Direct - Growth

Consumption & Demand

Expense Ratio

Regular Plan

2.05%

Direct Plan

0.56%

Difference

1.49

Expected Higher returns with Direct Fund

5 Yr

₹78,474

10 Yr

₹1,67,550

20 Yr

₹3,82,420

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Technology Fund Direct - Growth

Technology

Expense Ratio

Regular Plan

2.39%

Direct Plan

0.92%

Difference

1.47

Expected Higher returns with Direct Fund

5 Yr

₹78,496

10 Yr

₹1,70,509

20 Yr

₹4,02,797

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Banking & Financial Services Fund Direct - Growth

Banking

Expense Ratio

Regular Plan

2.12%

Direct Plan

0.66%

Difference

1.46

Expected Higher returns with Direct Fund

5 Yr

₹77,152

10 Yr

₹1,65,416

20 Yr

₹3,80,690

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak MNC Fund Direct-Growth

MNC

Expense Ratio

Regular Plan

2.00%

Direct Plan

0.58%

Difference

1.42

Expected Higher returns with Direct Fund

5 Yr

₹74,742

10 Yr

₹1,59,456

20 Yr

₹3,63,327

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Manufacture in India Fund Direct - Growth

Themed

Expense Ratio

Regular Plan

1.96%

Direct Plan

0.56%

Difference

1.40

Expected Higher returns with Direct Fund

5 Yr

₹73,602

10 Yr

₹1,56,789

20 Yr

₹3,56,172

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Active Momentum Fund Direct-Growth

Themed

Expense Ratio

Regular Plan

2.13%

Direct Plan

0.74%

Difference

1.39

Expected Higher returns with Direct Fund

5 Yr

₹73,582

10 Yr

₹1,58,106

20 Yr

₹3,65,405

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak ESG Exclusionary Strategy Fund Direct - Growth

Thematic-ESG

Expense Ratio

Regular Plan

2.28%

Direct Plan

0.91%

Difference

1.37

Expected Higher returns with Direct Fund

5 Yr

₹72,982

10 Yr

₹1,58,055

20 Yr

₹3,71,064

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Pioneer Fund Direct - Growth

Themed

Expense Ratio

Regular Plan

1.84%

Direct Plan

0.49%

Difference

1.35

Expected Higher returns with Direct Fund

5 Yr

₹70,707

10 Yr

₹1,49,912

20 Yr

₹3,37,318

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Special Opportunities Fund Direct-Growth

Themed

Expense Ratio

Regular Plan

2.06%

Direct Plan

0.71%

Difference

1.35

Expected Higher returns with Direct Fund

5 Yr

₹71,324

10 Yr

₹1,52,872

20 Yr

₹3,51,528

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Infrastructure and Economic Reform Fund Direct-Growth

Infrastructure

Expense Ratio

Regular Plan

1.99%

Direct Plan

0.66%

Difference

1.33

Expected Higher returns with Direct Fund

5 Yr

₹70,101

10 Yr

₹1,49,804

20 Yr

₹3,42,422

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Focused Equity Fund Direct - Growth

Flexi Cap

Expense Ratio

Regular Plan

1.88%

Direct Plan

0.55%

Difference

1.33

Expected Higher returns with Direct Fund

5 Yr

₹69,797

10 Yr

₹1,48,347

20 Yr

₹3,35,430

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Business Cycle Fund Direct - Growth

Themed

Expense Ratio

Regular Plan

1.92%

Direct Plan

0.60%

Difference

1.32

Expected Higher returns with Direct Fund

5 Yr

₹69,395

10 Yr

₹1,47,821

20 Yr

₹3,35,718

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak India EQ Contra Fund Direct-Growth

Value Oriented

Expense Ratio

Regular Plan

1.85%

Direct Plan

0.57%

Difference

1.28

Expected Higher returns with Direct Fund

5 Yr

₹67,159

10 Yr

₹1,42,701

20 Yr

₹3,22,458

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Multi Asset Allocation Fund Direct - Growth

Multi Asset Allocation

Expense Ratio

Regular Plan

1.72%

Direct Plan

0.45%

Difference

1.27

Expected Higher returns with Direct Fund

5 Yr

₹66,306

10 Yr

₹1,40,019

20 Yr

₹3,12,505

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Equity Hybrid Fund Direct-Growth

Aggressive

Expense Ratio

Regular Plan

1.74%

Direct Plan

0.48%

Difference

1.26

Expected Higher returns with Direct Fund

5 Yr

₹65,849

10 Yr

₹1,39,225

20 Yr

₹3,11,493

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Multicap Fund Direct - Growth

Multi Cap

Expense Ratio

Regular Plan

1.61%

Direct Plan

0.43%

Difference

1.18

Expected Higher returns with Direct Fund

5 Yr

₹61,448

10 Yr

₹1,29,337

20 Yr

₹2,86,745

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Debt Hybrid Fund Direct -Growth

Conservative

Expense Ratio

Regular Plan

1.66%

Direct Plan

0.48%

Difference

1.18

Expected Higher returns with Direct Fund

5 Yr

₹61,570

10 Yr

₹1,29,915

20 Yr

₹2,89,453

Get up to 1% more on Paytm Money with direct Mutual Funds

Know more about Kotak Mahindra Funds

Updated as on date 01 Dec 2025

About Kotak Mahindra Mutual Fund

Kotak Mahindra Mutual Fund has been providing mutual funds under different investment categories over the years. Investors should look at a longer horizon / time period while investing in mutual funds for wealth creation and secure their financial freedom. At Paytm Money, you can invest in Direct Mutual Funds of Kotak Mahindra Mutual Fund to earn higher returns on investment when compared to regular plans.

Suitability of Direct Plans

Individuals who understand their investment needs and risk appetite would find direct plans very useful. Here, you can shortlist the top-rated funds and carry out the entire investing process independently. There will be no interference or hidden commissions from an external intermediaries like a mutual fund distributor or agent. Kotak Mahindra Mutual Fund Direct Plans are available for all kinds of mutual funds namely.

Kotak Mahindra debt funds

Kotak Mahindra equity funds

Kotak Mahindra balanced funds

Kotak Mahindra elss funds

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