Kotak Mahindra Mutual Funds Direct v/s Regular Plans

Kotak Mahindra Mutual fund schemes are available as Direct Plans and Regular Plans. Investors should choose Direct Plans as they’re offered directly by the AMC without the involvement of any intermediaries like distributors or agents who charge extra commissions.View More

Your investment of ₹10,00,000, investing in direct plans can generate more returns than regular plans over given time period

Get extra returns on your investments in direct plans

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Kotak Mahindra Mutual Fund

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Name of the Mutual Fund Scheme

Expense Ratio

Regular Plan

Direct Plan

Difference

Expected Higher returns with Direct Fund

5 Yr

10 Yr

20 Yr

Kotak Rural Opportunities Fund Direct - Growth

Themed

Expense Ratio

Regular Plan

2.45%

Direct Plan

0.87%

Difference

1.58

Expected Higher returns with Direct Fund

5 Yr

₹84,377

10 Yr

₹1,83,317

20 Yr

₹4,33,292

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Healthcare Fund Direct - Growth

Pharma

Expense Ratio

Regular Plan

2.56%

Direct Plan

1.04%

Difference

1.52

Expected Higher returns with Direct Fund

5 Yr

₹81,630

10 Yr

₹1,78,592

20 Yr

₹4,28,015

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Transportation & Logistics Fund Direct-Growth

Auto & Transportation

Expense Ratio

Regular Plan

2.47%

Direct Plan

0.95%

Difference

1.52

Expected Higher returns with Direct Fund

5 Yr

₹81,326

10 Yr

₹1,77,100

20 Yr

₹4,20,500

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Energy Opportunities Fund Direct - Growth

Energy

Expense Ratio

Regular Plan

2.56%

Direct Plan

1.08%

Difference

1.48

Expected Higher returns with Direct Fund

5 Yr

₹79,554

10 Yr

₹1,74,245

20 Yr

₹4,18,498

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Technology Fund Direct - Growth

Technology

Expense Ratio

Regular Plan

2.52%

Direct Plan

1.06%

Difference

1.46

Expected Higher returns with Direct Fund

5 Yr

₹78,386

10 Yr

₹1,71,428

20 Yr

₹4,10,483

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Consumption Fund Direct - Growth

Consumption & Demand

Expense Ratio

Regular Plan

2.42%

Direct Plan

0.96%

Difference

1.46

Expected Higher returns with Direct Fund

5 Yr

₹78,060

10 Yr

₹1,69,829

20 Yr

₹4,02,447

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Banking & Financial Services Fund Direct - Growth

Banking

Expense Ratio

Regular Plan

2.24%

Direct Plan

0.81%

Difference

1.43

Expected Higher returns with Direct Fund

5 Yr

₹75,971

10 Yr

₹1,63,972

20 Yr

₹3,82,402

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Dividend Yield Fund Direct-Growth

Dividend Yield

Expense Ratio

Regular Plan

2.53%

Direct Plan

1.10%

Difference

1.43

Expected Higher returns with Direct Fund

5 Yr

₹76,829

10 Yr

₹1,68,170

20 Yr

₹4,03,360

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak ESG Exclusionary Strategy Fund Direct - Growth

Thematic-ESG

Expense Ratio

Regular Plan

2.47%

Direct Plan

1.09%

Difference

1.38

Expected Higher returns with Direct Fund

5 Yr

₹74,059

10 Yr

₹1,61,872

20 Yr

₹3,87,103

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak MNC Fund Direct-Growth

MNC

Expense Ratio

Regular Plan

2.26%

Direct Plan

0.88%

Difference

1.38

Expected Higher returns with Direct Fund

5 Yr

₹73,449

10 Yr

₹1,58,888

20 Yr

₹3,72,197

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Services Fund Direct-Growth

Themed

Expense Ratio

Regular Plan

2.60%

Direct Plan

1.23%

Difference

1.37

Expected Higher returns with Direct Fund

5 Yr

₹73,893

10 Yr

₹1,62,530

20 Yr

₹3,93,590

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Manufacture in India Fund Direct - Growth

Manufacturing

Expense Ratio

Regular Plan

2.06%

Direct Plan

0.71%

Difference

1.35

Expected Higher returns with Direct Fund

5 Yr

₹71,329

10 Yr

₹1,52,896

20 Yr

₹3,51,647

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Special Opportunities Fund Direct-Growth

Themed

Expense Ratio

Regular Plan

2.27%

Direct Plan

0.95%

Difference

1.32

Expected Higher returns with Direct Fund

5 Yr

₹70,360

10 Yr

₹1,52,483

20 Yr

₹3,58,459

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Pioneer Fund Direct - Growth

Innovation

Expense Ratio

Regular Plan

1.91%

Direct Plan

0.60%

Difference

1.31

Expected Higher returns with Direct Fund

5 Yr

₹68,850

10 Yr

₹1,46,606

20 Yr

₹3,32,713

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Focused Equity Fund Direct - Growth

Flexi Cap

Expense Ratio

Regular Plan

2.01%

Direct Plan

0.70%

Difference

1.31

Expected Higher returns with Direct Fund

5 Yr

₹69,138

10 Yr

₹1,47,991

20 Yr

₹3,39,386

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Active Momentum Fund Direct-Growth

Themed

Expense Ratio

Regular Plan

2.94%

Direct Plan

1.63%

Difference

1.31

Expected Higher returns with Direct Fund

5 Yr

₹71,705

10 Yr

₹1,60,642

20 Yr

₹4,03,541

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Business Cycle Fund Direct - Growth

Business Cycle

Expense Ratio

Regular Plan

2.11%

Direct Plan

0.82%

Difference

1.29

Expected Higher returns with Direct Fund

5 Yr

₹68,367

10 Yr

₹1,47,103

20 Yr

₹3,40,862

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Infrastructure and Economic Reform Fund Direct-Growth

Infrastructure

Expense Ratio

Regular Plan

2.10%

Direct Plan

0.82%

Difference

1.28

Expected Higher returns with Direct Fund

5 Yr

₹67,826

10 Yr

₹1,45,909

20 Yr

₹3,37,948

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Equity Hybrid Fund Direct-Growth

Aggressive

Expense Ratio

Regular Plan

1.88%

Direct Plan

0.61%

Difference

1.27

Expected Higher returns with Direct Fund

5 Yr

₹66,727

10 Yr

₹1,42,027

20 Yr

₹3,22,036

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak India EQ Contra Fund Direct-Growth

Value Oriented

Expense Ratio

Regular Plan

2.02%

Direct Plan

0.79%

Difference

1.23

Expected Higher returns with Direct Fund

5 Yr

₹65,044

10 Yr

₹1,39,565

20 Yr

₹3,21,575

Get up to 1% more on Paytm Money with direct Mutual Funds

Know more about Kotak Mahindra Funds

Updated as on date30 Jul 2026

About Kotak Mahindra Mutual Fund

Kotak Mahindra Mutual Fund has been providing mutual funds under different investment categories over the years. Investors should look at a longer horizon / time period while investing in mutual funds for wealth creation and secure their financial freedom. At Paytm Money, you can invest in Direct Mutual Funds ofKotak Mahindra Mutual Fund to earn higher returns on investment when compared to regular plans.

Suitability of Direct Plans

Individuals who understand their investment needs and risk appetite would find direct plans very useful. Here, you can shortlist the top-rated funds and carry out the entire investing process independently. There will be no interference or hidden commissions from an external intermediaries like a mutual fund distributor or agent. Kotak Mahindra Mutual Fund Direct Plans are available for all kinds of mutual funds namely.

Kotak Mahindra debt funds

Kotak Mahindra equity funds

Kotak Mahindra balanced funds

Kotak Mahindra elss funds

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