Kotak Mahindra Mutual Funds Direct v/s Regular Plans

Kotak Mahindra Mutual fund schemes are available as Direct Plans and Regular Plans. Investors should choose Direct Plans as they’re offered directly by the AMC without the involvement of any intermediaries like distributors or agents who charge extra commissions.View More

Your investment of ₹10,00,000, investing in direct plans can generate more returns than regular plans over given time period

Get extra returns on your investments in direct plans

Select:

Kotak Mahindra Mutual Fund

All Categories

All Sub-Categories

Name of the Mutual Fund Scheme

Expense Ratio

Regular Plan

Direct Plan

Difference

Expected Higher returns with Direct Fund

5 Yr

10 Yr

20 Yr

Kotak Healthcare Fund Direct - Growth

Pharma

Expense Ratio

Regular Plan

2.34%

Direct Plan

0.74%

Difference

1.60

Expected Higher returns with Direct Fund

5 Yr

₹85,053

10 Yr

₹1,83,729

20 Yr

₹4,29,329

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Transportation & Logistics Fund Direct-Growth

Themed

Expense Ratio

Regular Plan

2.39%

Direct Plan

0.83%

Difference

1.56

Expected Higher returns with Direct Fund

5 Yr

₹83,155

10 Yr

₹1,80,243

20 Yr

₹4,24,037

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Energy Opportunities Fund Direct - Growth

Energy

Expense Ratio

Regular Plan

2.42%

Direct Plan

0.92%

Difference

1.50

Expected Higher returns with Direct Fund

5 Yr

₹80,145

10 Yr

₹1,74,224

20 Yr

₹4,12,221

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Consumption Fund Direct - Growth

Consumption & Demand

Expense Ratio

Regular Plan

2.05%

Direct Plan

0.56%

Difference

1.49

Expected Higher returns with Direct Fund

5 Yr

₹78,474

10 Yr

₹1,67,550

20 Yr

₹3,82,420

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Technology Fund Direct - Growth

Technology

Expense Ratio

Regular Plan

2.32%

Direct Plan

0.88%

Difference

1.44

Expected Higher returns with Direct Fund

5 Yr

₹76,727

10 Yr

₹1,66,213

20 Yr

₹3,90,494

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Rural Opportunities Fund Direct - Growth

Themed

Expense Ratio

Regular Plan

2.31%

Direct Plan

0.87%

Difference

1.44

Expected Higher returns with Direct Fund

5 Yr

₹76,697

10 Yr

₹1,66,066

20 Yr

₹3,89,765

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Banking & Financial Services Fund Direct - Growth

Banking

Expense Ratio

Regular Plan

2.11%

Direct Plan

0.68%

Difference

1.43

Expected Higher returns with Direct Fund

5 Yr

₹75,581

10 Yr

₹1,62,085

20 Yr

₹3,73,173

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak MNC Fund Direct-Growth

MNC

Expense Ratio

Regular Plan

2.02%

Direct Plan

0.60%

Difference

1.42

Expected Higher returns with Direct Fund

5 Yr

₹74,801

10 Yr

₹1,59,740

20 Yr

₹3,64,692

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Manufacture in India Fund Direct - Growth

Themed

Expense Ratio

Regular Plan

1.98%

Direct Plan

0.58%

Difference

1.40

Expected Higher returns with Direct Fund

5 Yr

₹73,660

10 Yr

₹1,57,068

20 Yr

₹3,57,511

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Active Momentum Fund Direct-Growth

Themed

Expense Ratio

Regular Plan

2.13%

Direct Plan

0.74%

Difference

1.39

Expected Higher returns with Direct Fund

5 Yr

₹73,582

10 Yr

₹1,58,106

20 Yr

₹3,65,405

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Pioneer Fund Direct - Growth

Themed

Expense Ratio

Regular Plan

1.84%

Direct Plan

0.48%

Difference

1.36

Expected Higher returns with Direct Fund

5 Yr

₹71,216

10 Yr

₹1,50,957

20 Yr

₹3,39,511

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak ESG Exclusionary Strategy Fund Direct - Growth

Thematic-ESG

Expense Ratio

Regular Plan

2.28%

Direct Plan

0.93%

Difference

1.35

Expected Higher returns with Direct Fund

5 Yr

₹71,945

10 Yr

₹1,55,883

20 Yr

₹3,66,304

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Infrastructure and Economic Reform Fund Direct-Growth

Infrastructure

Expense Ratio

Regular Plan

2.01%

Direct Plan

0.67%

Difference

1.34

Expected Higher returns with Direct Fund

5 Yr

₹70,670

10 Yr

₹1,51,133

20 Yr

₹3,45,981

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Special Opportunities Fund Direct-Growth

Themed

Expense Ratio

Regular Plan

2.08%

Direct Plan

0.75%

Difference

1.33

Expected Higher returns with Direct Fund

5 Yr

₹70,350

10 Yr

₹1,51,006

20 Yr

₹3,48,246

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Focused Equity Fund Direct - Growth

Flexi Cap

Expense Ratio

Regular Plan

1.87%

Direct Plan

0.55%

Difference

1.32

Expected Higher returns with Direct Fund

5 Yr

₹69,258

10 Yr

₹1,47,165

20 Yr

₹3,32,583

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Business Cycle Fund Direct - Growth

Themed

Expense Ratio

Regular Plan

1.92%

Direct Plan

0.62%

Difference

1.30

Expected Higher returns with Direct Fund

5 Yr

₹68,371

10 Yr

₹1,45,708

20 Yr

₹3,31,228

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak India EQ Contra Fund Direct-Growth

Value Oriented

Expense Ratio

Regular Plan

1.84%

Direct Plan

0.58%

Difference

1.26

Expected Higher returns with Direct Fund

5 Yr

₹66,110

10 Yr

₹1,40,469

20 Yr

₹3,17,398

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Equity Hybrid Fund Direct-Growth

Aggressive

Expense Ratio

Regular Plan

1.73%

Direct Plan

0.47%

Difference

1.26

Expected Higher returns with Direct Fund

5 Yr

₹65,823

10 Yr

₹1,39,101

20 Yr

₹3,10,908

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Multi Asset Allocation Fund Direct - Growth

Multi Asset Allocation

Expense Ratio

Regular Plan

1.70%

Direct Plan

0.48%

Difference

1.22

Expected Higher returns with Direct Fund

5 Yr

₹63,708

10 Yr

₹1,34,562

20 Yr

₹3,00,432

Get up to 1% more on Paytm Money with direct Mutual Funds

Kotak Debt Hybrid Fund Direct -Growth

Conservative

Expense Ratio

Regular Plan

1.66%

Direct Plan

0.48%

Difference

1.18

Expected Higher returns with Direct Fund

5 Yr

₹61,570

10 Yr

₹1,29,915

20 Yr

₹2,89,453

Get up to 1% more on Paytm Money with direct Mutual Funds

Know more about Kotak Mahindra Funds

Updated as on date 15 Jan 2026

About Kotak Mahindra Mutual Fund

Kotak Mahindra Mutual Fund has been providing mutual funds under different investment categories over the years. Investors should look at a longer horizon / time period while investing in mutual funds for wealth creation and secure their financial freedom. At Paytm Money, you can invest in Direct Mutual Funds of Kotak Mahindra Mutual Fund to earn higher returns on investment when compared to regular plans.

Suitability of Direct Plans

Individuals who understand their investment needs and risk appetite would find direct plans very useful. Here, you can shortlist the top-rated funds and carry out the entire investing process independently. There will be no interference or hidden commissions from an external intermediaries like a mutual fund distributor or agent. Kotak Mahindra Mutual Fund Direct Plans are available for all kinds of mutual funds namely.

Kotak Mahindra debt funds

Kotak Mahindra equity funds

Kotak Mahindra balanced funds

Kotak Mahindra elss funds

Sort

Filters