LIC Mutual Funds Direct v/s Regular Plans

LIC Mutual fund schemes are available as Direct Plans and Regular Plans. Investors should choose Direct Plans as they’re offered directly by the AMC without the involvement of any intermediaries like distributors or agents who charge extra commissions.View More

Your investment of ₹10,00,000, investing in direct plans can generate more returns than regular plans over given time period

Get extra returns on your investments in direct plans

Select:

LIC Mutual Fund

All Categories

All Sub-Categories

Name of the Mutual Fund Scheme

Expense Ratio

Regular Plan

Direct Plan

Difference

Expected Higher returns with Direct Fund

5 Yr

10 Yr

20 Yr

LIC MF Balanced Advantage Fund Direct - Growth

Dynamic Asset Allocation

Expense Ratio

Regular Plan

2.27%

Direct Plan

0.40%

Difference

1.87

Expected Higher returns with Direct Fund

5 Yr

₹98,610

10 Yr

₹2,10,921

20 Yr

₹4,83,511

Get up to 1% more on Paytm Money with direct Mutual Funds

LIC MF Large & Mid Cap Fund Direct-Growth

Large & MidCap

Expense Ratio

Regular Plan

2.37%

Direct Plan

0.81%

Difference

1.56

Expected Higher returns with Direct Fund

5 Yr

₹83,090

10 Yr

₹1,79,924

20 Yr

₹4,22,455

Get up to 1% more on Paytm Money with direct Mutual Funds

LIC MF Large Cap Fund Direct-Growth

Large Cap

Expense Ratio

Regular Plan

2.69%

Direct Plan

1.28%

Difference

1.41

Expected Higher returns with Direct Fund

5 Yr

₹76,273

10 Yr

₹1,68,381

20 Yr

₹4,10,790

Get up to 1% more on Paytm Money with direct Mutual Funds

LIC MF Banking & Financial Services Fund Direct-Growth

Banking

Expense Ratio

Regular Plan

2.76%

Direct Plan

1.48%

Difference

1.28

Expected Higher returns with Direct Fund

5 Yr

₹69,607

10 Yr

₹1,54,672

20 Yr

₹3,82,223

Get up to 1% more on Paytm Money with direct Mutual Funds

LIC MF Infrastructure Fund Direct-Growth

Infrastructure

Expense Ratio

Regular Plan

2.56%

Direct Plan

1.30%

Difference

1.26

Expected Higher returns with Direct Fund

5 Yr

₹68,011

10 Yr

₹1,49,722

20 Yr

₹3,63,148

Get up to 1% more on Paytm Money with direct Mutual Funds

LIC MF Tax Direct Plan - Growth

ELSS

Expense Ratio

Regular Plan

2.54%

Direct Plan

1.30%

Difference

1.24

Expected Higher returns with Direct Fund

5 Yr

₹66,905

10 Yr

₹1,47,214

20 Yr

₹3,56,694

Get up to 1% more on Paytm Money with direct Mutual Funds

LIC MF Equity Hybrid Fund Direct-Growth

Aggressive

Expense Ratio

Regular Plan

2.60%

Direct Plan

1.38%

Difference

1.22

Expected Higher returns with Direct Fund

5 Yr

₹66,007

10 Yr

₹1,45,735

20 Yr

₹3,55,524

Get up to 1% more on Paytm Money with direct Mutual Funds

LIC MF Short Term Debt Fund Direct - Growth

Short Duration

Expense Ratio

Regular Plan

1.44%

Direct Plan

0.39%

Difference

1.05

Expected Higher returns with Direct Fund

5 Yr

₹54,450

10 Yr

₹1,14,007

20 Yr

₹2,50,062

Get up to 1% more on Paytm Money with direct Mutual Funds

LIC MF Flexi Cap Fund Direct-Growth

Flexi Cap

Expense Ratio

Regular Plan

2.64%

Direct Plan

1.67%

Difference

0.97

Expected Higher returns with Direct Fund

5 Yr

₹52,820

10 Yr

₹1,17,550

20 Yr

₹2,91,267

Get up to 1% more on Paytm Money with direct Mutual Funds

LIC MF Children's Gift Fund Direct-Growth

Aggressive

Expense Ratio

Regular Plan

2.46%

Direct Plan

1.51%

Difference

0.95

Expected Higher returns with Direct Fund

5 Yr

₹51,387

10 Yr

₹1,13,413

20 Yr

₹2,76,363

Get up to 1% more on Paytm Money with direct Mutual Funds

LIC MF Debt Hybrid Fund Direct-Growth

Conservative

Expense Ratio

Regular Plan

2.27%

Direct Plan

1.34%

Difference

0.93

Expected Higher returns with Direct Fund

5 Yr

₹49,951

10 Yr

₹1,09,273

20 Yr

₹2,61,602

Get up to 1% more on Paytm Money with direct Mutual Funds

LIC MF Arbitrage Fund Direct - Growth

Arbitrage

Expense Ratio

Regular Plan

1.18%

Direct Plan

0.32%

Difference

0.86

Expected Higher returns with Direct Fund

5 Yr

₹44,306

10 Yr

₹92,002

20 Yr

₹1,98,442

Get up to 1% more on Paytm Money with direct Mutual Funds

LIC MF Index Nifty Fund Direct-Growth

Large Cap

Expense Ratio

Regular Plan

1.01%

Direct Plan

0.21%

Difference

0.80

Expected Higher returns with Direct Fund

5 Yr

₹40,986

10 Yr

₹84,516

20 Yr

₹1,79,759

Get up to 1% more on Paytm Money with direct Mutual Funds

LIC MF Govt. Securities Fund Direct-Growth

Gilt

Expense Ratio

Regular Plan

1.48%

Direct Plan

0.76%

Difference

0.72

Expected Higher returns with Direct Fund

5 Yr

₹37,641

10 Yr

₹79,603

20 Yr

₹1,78,065

Get up to 1% more on Paytm Money with direct Mutual Funds

LIC MF Index Sensex Fund Direct -Growth

Large Cap

Expense Ratio

Regular Plan

1.08%

Direct Plan

0.37%

Difference

0.71

Expected Higher returns with Direct Fund

5 Yr

₹36,541

10 Yr

₹75,780

20 Yr

₹1,63,006

Get up to 1% more on Paytm Money with direct Mutual Funds

LIC MF Bond Fund Direct-Growth

Medium to Long Duration

Expense Ratio

Regular Plan

1.63%

Direct Plan

1.00%

Difference

0.63

Expected Higher returns with Direct Fund

5 Yr

₹33,190

10 Yr

₹70,868

20 Yr

₹1,61,588

Get up to 1% more on Paytm Money with direct Mutual Funds

LIC MF Banking & PSU Debt Fund Direct-Growth

Banking and PSU

Expense Ratio

Regular Plan

0.83%

Direct Plan

0.28%

Difference

0.55

Expected Higher returns with Direct Fund

5 Yr

₹28,116

10 Yr

₹57,814

20 Yr

₹1,22,249

Get up to 1% more on Paytm Money with direct Mutual Funds

LIC MF Savings Fund Direct-Growth

Low Duration

Expense Ratio

Regular Plan

0.83%

Direct Plan

0.29%

Difference

0.54

Expected Higher returns with Direct Fund

5 Yr

₹27,610

10 Yr

₹56,788

20 Yr

₹1,20,138

Get up to 1% more on Paytm Money with direct Mutual Funds

LIC MF Ultra Short Term Fund Direct - Growth

Ultra Short Duration

Expense Ratio

Regular Plan

0.40%

Direct Plan

0.20%

Difference

0.20

Expected Higher returns with Direct Fund

5 Yr

₹10,120

10 Yr

₹20,546

20 Yr

₹42,345

Get up to 1% more on Paytm Money with direct Mutual Funds

LIC MF Liquid Fund Direct-Growth

Liquid

Expense Ratio

Regular Plan

0.25%

Direct Plan

0.11%

Difference

0.14

Expected Higher returns with Direct Fund

5 Yr

₹7,050

10 Yr

₹14,228

20 Yr

₹28,974

Get up to 1% more on Paytm Money with direct Mutual Funds

Know more about LIC Funds

Updated as on date 22 May 2022

About LIC Mutual Fund

LIC Mutual Fund has been providing mutual funds under different investment categories over the years. Investors should look at a longer horizon / time period while investing in mutual funds for wealth creation and secure their financial freedom. At Paytm Money, you can invest in Direct Mutual Funds of LIC Mutual Fund to earn higher returns on investment when compared to regular plans.

Suitability of Direct Plans

Individuals who understand their investment needs and risk appetite would find direct plans very useful. Here, you can shortlist the top-rated funds and carry out the entire investing process independently. There will be no interference or hidden commissions from an external intermediaries like a mutual fund distributor or agent. LIC Mutual Fund Direct Plans are available for all kinds of mutual funds namely.

Sort

Filters