LIC Mutual Funds Direct v/s Regular Plans

LIC Mutual fund schemes are available as Direct Plans and Regular Plans. Investors should choose Direct Plans as they’re offered directly by the AMC without the involvement of any intermediaries like distributors or agents who charge extra commissions.View More

Your investment of ₹10,00,000, investing in direct plans can generate more returns than regular plans over given time period

Get extra returns on your investments in direct plans

Select:

LIC Mutual Fund

All Categories

All Sub-Categories

Name of the Mutual Fund Scheme

Expense Ratio

Regular Plan

Direct Plan

Difference

Expected Higher returns with Direct Fund

5 Yr

10 Yr

20 Yr

LIC MF Balanced Advantage Fund Direct - Growth

Dynamic Asset Allocation

Expense Ratio

Regular Plan

2.20%

Direct Plan

0.52%

Difference

1.68

Expected Higher returns with Direct Fund

5 Yr

₹88,675

10 Yr

₹1,89,874

20 Yr

₹4,36,016

Get up to 1% more on Paytm Money with direct Mutual Funds

LIC MF Large & Mid Cap Fund Direct-Growth

Large & MidCap

Expense Ratio

Regular Plan

2.38%

Direct Plan

0.88%

Difference

1.50

Expected Higher returns with Direct Fund

5 Yr

₹80,019

10 Yr

₹1,73,609

20 Yr

₹4,09,152

Get up to 1% more on Paytm Money with direct Mutual Funds

LIC MF Large Cap Fund Direct-Growth

Large Cap

Expense Ratio

Regular Plan

2.73%

Direct Plan

1.42%

Difference

1.31

Expected Higher returns with Direct Fund

5 Yr

₹71,113

10 Yr

₹1,57,674

20 Yr

₹3,87,961

Get up to 1% more on Paytm Money with direct Mutual Funds

LIC MF Banking & Financial Services Fund Direct-Growth

Banking

Expense Ratio

Regular Plan

2.77%

Direct Plan

1.53%

Difference

1.24

Expected Higher returns with Direct Fund

5 Yr

₹67,511

10 Yr

₹1,50,230

20 Yr

₹3,72,299

Get up to 1% more on Paytm Money with direct Mutual Funds

LIC MF Equity Hybrid Fund Direct-Growth

Aggressive

Expense Ratio

Regular Plan

2.61%

Direct Plan

1.43%

Difference

1.18

Expected Higher returns with Direct Fund

5 Yr

₹63,917

10 Yr

₹1,41,326

20 Yr

₹3,45,748

Get up to 1% more on Paytm Money with direct Mutual Funds

LIC MF Infrastructure Fund Direct-Growth

Infrastructure

Expense Ratio

Regular Plan

2.59%

Direct Plan

1.47%

Difference

1.12

Expected Higher returns with Direct Fund

5 Yr

₹60,691

10 Yr

₹1,34,253

20 Yr

₹3,28,717

Get up to 1% more on Paytm Money with direct Mutual Funds

LIC MF Tax Direct Plan - Growth

ELSS

Expense Ratio

Regular Plan

2.57%

Direct Plan

1.47%

Difference

1.10

Expected Higher returns with Direct Fund

5 Yr

₹59,583

10 Yr

₹1,31,738

20 Yr

₹3,22,227

Get up to 1% more on Paytm Money with direct Mutual Funds

LIC MF Short Term Debt Fund Direct - Growth

Short Duration

Expense Ratio

Regular Plan

1.44%

Direct Plan

0.39%

Difference

1.05

Expected Higher returns with Direct Fund

5 Yr

₹54,450

10 Yr

₹1,14,007

20 Yr

₹2,50,062

Get up to 1% more on Paytm Money with direct Mutual Funds

LIC MF Debt Hybrid Fund Direct-Growth

Conservative

Expense Ratio

Regular Plan

2.27%

Direct Plan

1.34%

Difference

0.93

Expected Higher returns with Direct Fund

5 Yr

₹49,951

10 Yr

₹1,09,273

20 Yr

₹2,61,602

Get up to 1% more on Paytm Money with direct Mutual Funds

LIC MF Flexi Cap Fund Direct-Growth

Flexi Cap

Expense Ratio

Regular Plan

2.65%

Direct Plan

1.74%

Difference

0.91

Expected Higher returns with Direct Fund

5 Yr

₹49,630

10 Yr

₹1,10,665

20 Yr

₹2,75,248

Get up to 1% more on Paytm Money with direct Mutual Funds

LIC MF Arbitrage Fund Direct - Growth

Arbitrage

Expense Ratio

Regular Plan

1.18%

Direct Plan

0.32%

Difference

0.86

Expected Higher returns with Direct Fund

5 Yr

₹44,306

10 Yr

₹92,002

20 Yr

₹1,98,442

Get up to 1% more on Paytm Money with direct Mutual Funds

LIC MF Nifty 50 Index Fund Direct-Growth

Large Cap

Expense Ratio

Regular Plan

1.01%

Direct Plan

0.21%

Difference

0.80

Expected Higher returns with Direct Fund

5 Yr

₹40,986

10 Yr

₹84,516

20 Yr

₹1,79,759

Get up to 1% more on Paytm Money with direct Mutual Funds

LIC MF Govt. Securities Fund Direct-Growth

Gilt

Expense Ratio

Regular Plan

1.48%

Direct Plan

0.76%

Difference

0.72

Expected Higher returns with Direct Fund

5 Yr

₹37,641

10 Yr

₹79,603

20 Yr

₹1,78,065

Get up to 1% more on Paytm Money with direct Mutual Funds

LIC MF S&P BSE Sensex Fund Direct -Growth

Large Cap

Expense Ratio

Regular Plan

1.08%

Direct Plan

0.37%

Difference

0.71

Expected Higher returns with Direct Fund

5 Yr

₹36,541

10 Yr

₹75,780

20 Yr

₹1,63,006

Get up to 1% more on Paytm Money with direct Mutual Funds

LIC MF Bond Fund Direct-Growth

Medium to Long Duration

Expense Ratio

Regular Plan

1.63%

Direct Plan

0.99%

Difference

0.64

Expected Higher returns with Direct Fund

5 Yr

₹33,710

10 Yr

₹71,961

20 Yr

₹1,64,002

Get up to 1% more on Paytm Money with direct Mutual Funds

LIC MF Children's Gift Fund Direct-Growth

Aggressive

Expense Ratio

Regular Plan

2.52%

Direct Plan

1.89%

Difference

0.63

Expected Higher returns with Direct Fund

5 Yr

₹34,372

10 Yr

₹76,672

20 Yr

₹1,90,799

Get up to 1% more on Paytm Money with direct Mutual Funds

LIC MF Banking & PSU Debt Fund Direct-Growth

Banking and PSU

Expense Ratio

Regular Plan

0.83%

Direct Plan

0.28%

Difference

0.55

Expected Higher returns with Direct Fund

5 Yr

₹28,116

10 Yr

₹57,814

20 Yr

₹1,22,249

Get up to 1% more on Paytm Money with direct Mutual Funds

LIC MF Savings Fund Direct-Growth

Low Duration

Expense Ratio

Regular Plan

0.83%

Direct Plan

0.29%

Difference

0.54

Expected Higher returns with Direct Fund

5 Yr

₹27,610

10 Yr

₹56,788

20 Yr

₹1,20,138

Get up to 1% more on Paytm Money with direct Mutual Funds

LIC MF Ultra Short Term Fund Direct - Growth

Ultra Short Duration

Expense Ratio

Regular Plan

0.40%

Direct Plan

0.20%

Difference

0.20

Expected Higher returns with Direct Fund

5 Yr

₹10,120

10 Yr

₹20,546

20 Yr

₹42,345

Get up to 1% more on Paytm Money with direct Mutual Funds

LIC MF Liquid Fund Direct-Growth

Liquid

Expense Ratio

Regular Plan

0.25%

Direct Plan

0.11%

Difference

0.14

Expected Higher returns with Direct Fund

5 Yr

₹7,050

10 Yr

₹14,228

20 Yr

₹28,974

Get up to 1% more on Paytm Money with direct Mutual Funds

Know more about LIC Funds

Updated as on date 01 Oct 2022

About LIC Mutual Fund

LIC Mutual Fund has been providing mutual funds under different investment categories over the years. Investors should look at a longer horizon / time period while investing in mutual funds for wealth creation and secure their financial freedom. At Paytm Money, you can invest in Direct Mutual Funds of LIC Mutual Fund to earn higher returns on investment when compared to regular plans.

Suitability of Direct Plans

Individuals who understand their investment needs and risk appetite would find direct plans very useful. Here, you can shortlist the top-rated funds and carry out the entire investing process independently. There will be no interference or hidden commissions from an external intermediaries like a mutual fund distributor or agent. LIC Mutual Fund Direct Plans are available for all kinds of mutual funds namely.

Sort

Filters