Motilal Oswal Mutual Funds Direct v/s Regular Plans

Motilal Oswal Mutual fund schemes are available as Direct Plans and Regular Plans. Investors should choose Direct Plans as they’re offered directly by the AMC without the involvement of any intermediaries like distributors or agents who charge extra commissions.View More

Your investment of ₹10,00,000, investing in direct plans can generate more returns than regular plans over given time period

Get extra returns on your investments in direct plans

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Motilal Oswal Mutual Fund

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Name of the Mutual Fund Scheme

Expense Ratio

Regular Plan

Direct Plan

Difference

Expected Higher returns with Direct Fund

5 Yr

10 Yr

20 Yr

Motilal Oswal Consumption Fund Direct-Growth

Consumption & Demand

Expense Ratio

Regular Plan

2.15%

Direct Plan

0.44%

Difference

1.71

Expected Higher returns with Direct Fund

5 Yr

₹90,028

10 Yr

₹1,92,158

20 Yr

₹4,38,490

Get up to 1% more on Paytm Money with direct Mutual Funds

Motilal Oswal Innovation Opportunities Fund Direct-Growth

Innovation

Expense Ratio

Regular Plan

2.40%

Direct Plan

0.89%

Difference

1.51

Expected Higher returns with Direct Fund

5 Yr

₹80,600

10 Yr

₹1,75,000

20 Yr

₹4,13,053

Get up to 1% more on Paytm Money with direct Mutual Funds

Motilal Oswal Digital India Fund Direct-Growth

Technology

Expense Ratio

Regular Plan

2.28%

Direct Plan

0.90%

Difference

1.38

Expected Higher returns with Direct Fund

5 Yr

₹73,500

10 Yr

₹1,59,139

20 Yr

₹3,73,438

Get up to 1% more on Paytm Money with direct Mutual Funds

Motilal Oswal Manufacturing Fund Direct-Growth

Manufacturing

Expense Ratio

Regular Plan

2.37%

Direct Plan

1.01%

Difference

1.36

Expected Higher returns with Direct Fund

5 Yr

₹72,721

10 Yr

₹1,58,225

20 Yr

₹3,74,940

Get up to 1% more on Paytm Money with direct Mutual Funds

Motilal Oswal Services Fund Direct-Growth

Themed

Expense Ratio

Regular Plan

2.35%

Direct Plan

1.00%

Difference

1.35

Expected Higher returns with Direct Fund

5 Yr

₹72,143

10 Yr

₹1,56,852

20 Yr

₹3,71,127

Get up to 1% more on Paytm Money with direct Mutual Funds

Motilal Oswal Infrastructure Fund Direct-Growth

Infrastructure

Expense Ratio

Regular Plan

2.35%

Direct Plan

1.00%

Difference

1.35

Expected Higher returns with Direct Fund

5 Yr

₹72,143

10 Yr

₹1,56,852

20 Yr

₹3,71,127

Get up to 1% more on Paytm Money with direct Mutual Funds

Motilal Oswal Balance Advantage Fund Direct-Growth

Dynamic Asset Allocation

Expense Ratio

Regular Plan

2.33%

Direct Plan

1.06%

Difference

1.27

Expected Higher returns with Direct Fund

5 Yr

₹67,921

10 Yr

₹1,47,809

20 Yr

₹3,50,340

Get up to 1% more on Paytm Money with direct Mutual Funds

Motilal Oswal ELSS Tax Saver Fund Direct-Growth

ELSS

Expense Ratio

Regular Plan

1.83%

Direct Plan

0.65%

Difference

1.18

Expected Higher returns with Direct Fund

5 Yr

₹61,985

10 Yr

₹1,31,894

20 Yr

₹2,98,842

Get up to 1% more on Paytm Money with direct Mutual Funds

Motilal Oswal Focused Fund Direct-Growth

Flexi Cap

Expense Ratio

Regular Plan

2.13%

Direct Plan

0.99%

Difference

1.14

Expected Higher returns with Direct Fund

5 Yr

₹60,644

10 Yr

₹1,31,091

20 Yr

₹3,06,510

Get up to 1% more on Paytm Money with direct Mutual Funds

Motilal Oswal Large Cap Fund Direct - Growth

Large Cap

Expense Ratio

Regular Plan

1.95%

Direct Plan

0.81%

Difference

1.14

Expected Higher returns with Direct Fund

5 Yr

₹60,215

10 Yr

₹1,29,014

20 Yr

₹2,96,353

Get up to 1% more on Paytm Money with direct Mutual Funds

Motilal Oswal Small Cap Fund Direct - Growth

Small Cap

Expense Ratio

Regular Plan

1.84%

Direct Plan

0.73%

Difference

1.11

Expected Higher returns with Direct Fund

5 Yr

₹58,411

10 Yr

₹1,24,562

20 Yr

₹2,83,434

Get up to 1% more on Paytm Money with direct Mutual Funds

Motilal Oswal Multi Cap Fund Direct - Growth

Multi Cap

Expense Ratio

Regular Plan

1.91%

Direct Plan

0.84%

Difference

1.07

Expected Higher returns with Direct Fund

5 Yr

₹56,506

10 Yr

₹1,21,033

20 Yr

₹2,77,836

Get up to 1% more on Paytm Money with direct Mutual Funds

Motilal Oswal Business Cycle Fund Direct-Growth

Business Cycle

Expense Ratio

Regular Plan

2.12%

Direct Plan

1.12%

Difference

1.00

Expected Higher returns with Direct Fund

5 Yr

₹53,322

10 Yr

₹1,15,594

20 Yr

₹2,71,790

Get up to 1% more on Paytm Money with direct Mutual Funds

Motilal Oswal Large and Midcap Fund Direct - Growth

Large & MidCap

Expense Ratio

Regular Plan

1.68%

Direct Plan

0.70%

Difference

0.98

Expected Higher returns with Direct Fund

5 Yr

₹51,376

10 Yr

₹1,09,040

20 Yr

₹2,45,725

Get up to 1% more on Paytm Money with direct Mutual Funds

Motilal Oswal Arbitrage Fund Direct-Growth

Arbitrage

Expense Ratio

Regular Plan

1.00%

Direct Plan

0.10%

Difference

0.90

Expected Higher returns with Direct Fund

5 Yr

₹46,000

10 Yr

₹94,577

20 Yr

₹1,99,998

Get up to 1% more on Paytm Money with direct Mutual Funds

Motilal Oswal Flexi Cap Fund Direct-Growth

Flexi Cap

Expense Ratio

Regular Plan

1.71%

Direct Plan

0.83%

Difference

0.88

Expected Higher returns with Direct Fund

5 Yr

₹46,279

10 Yr

₹98,607

20 Yr

₹2,23,931

Get up to 1% more on Paytm Money with direct Mutual Funds

Motilal Oswal Midcap Fund Direct-Growth

Mid Cap

Expense Ratio

Regular Plan

1.55%

Direct Plan

0.76%

Difference

0.79

Expected Higher returns with Direct Fund

5 Yr

₹41,358

10 Yr

₹87,617

20 Yr

₹1,96,695

Get up to 1% more on Paytm Money with direct Mutual Funds

Motilal Oswal Ultra Short Term Fund Direct-Growth

Ultra Short Duration

Expense Ratio

Regular Plan

1.00%

Direct Plan

0.22%

Difference

0.78

Expected Higher returns with Direct Fund

5 Yr

₹39,961

10 Yr

₹82,403

20 Yr

₹1,75,258

Get up to 1% more on Paytm Money with direct Mutual Funds

Motilal Oswal Nifty Bank Index Fund Direct - Growth

Banking

Expense Ratio

Regular Plan

0.99%

Direct Plan

0.24%

Difference

0.75

Expected Higher returns with Direct Fund

5 Yr

₹38,432

10 Yr

₹79,268

20 Yr

₹1,68,665

Get up to 1% more on Paytm Money with direct Mutual Funds

Motilal Oswal Nifty Midcap 150 Index Fund Direct - Growth

Mid Cap

Expense Ratio

Regular Plan

1.01%

Direct Plan

0.27%

Difference

0.74

Expected Higher returns with Direct Fund

5 Yr

₹37,957

10 Yr

₹78,385

20 Yr

₹1,67,200

Get up to 1% more on Paytm Money with direct Mutual Funds

Know more about Motilal Oswal Funds

Updated as on date 21 Feb 2026

About Motilal Oswal Mutual Fund

Motilal Oswal Mutual Fund has been providing mutual funds under different investment categories over the years. Investors should look at a longer horizon / time period while investing in mutual funds for wealth creation and secure their financial freedom. At Paytm Money, you can invest in Direct Mutual Funds of Motilal Oswal Mutual Fund to earn higher returns on investment when compared to regular plans.

Suitability of Direct Plans

Individuals who understand their investment needs and risk appetite would find direct plans very useful. Here, you can shortlist the top-rated funds and carry out the entire investing process independently. There will be no interference or hidden commissions from an external intermediaries like a mutual fund distributor or agent. Motilal Oswal Mutual Fund Direct Plans are available for all kinds of mutual funds namely.

Motilal Oswal debt funds

Motilal Oswal equity funds

Motilal Oswal balanced funds

Motilal Oswal elss funds

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