SBI Mutual Funds Direct v/s Regular Plans

SBI Mutual fund schemes are available as Direct Plans and Regular Plans. Investors should choose Direct Plans as they’re offered directly by the AMC without the involvement of any intermediaries like distributors or agents who charge extra commissions.View More

Your investment of ₹10,00,000, investing in direct plans can generate more returns than regular plans over given time period

Get extra returns on your investments in direct plans

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SBI Mutual Fund

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Name of the Mutual Fund Scheme

Expense Ratio

Regular Plan

Direct Plan

Difference

Expected Higher returns with Direct Fund

5 Yr

10 Yr

20 Yr

SBI Energy Opportunities Fund Direct - Growth

Energy

Expense Ratio

Regular Plan

1.76%

Direct Plan

0.49%

Difference

1.27

Expected Higher returns with Direct Fund

5 Yr

₹66,411

10 Yr

₹1,40,519

20 Yr

₹3,14,862

Get up to 1% more on Paytm Money with direct Mutual Funds

SBI Automotive Opportunities Fund Direct - Growth

Themed

Expense Ratio

Regular Plan

1.81%

Direct Plan

0.55%

Difference

1.26

Expected Higher returns with Direct Fund

5 Yr

₹66,031

10 Yr

₹1,40,095

20 Yr

₹3,15,615

Get up to 1% more on Paytm Money with direct Mutual Funds

SBI Innovative Opportunities Fund Direct-Growth

Themed

Expense Ratio

Regular Plan

1.75%

Direct Plan

0.52%

Difference

1.23

Expected Higher returns with Direct Fund

5 Yr

₹64,344

10 Yr

₹1,36,210

20 Yr

₹3,05,476

Get up to 1% more on Paytm Money with direct Mutual Funds

SBI Quant Fund Direct-Growth

Themed

Expense Ratio

Regular Plan

1.92%

Direct Plan

0.71%

Difference

1.21

Expected Higher returns with Direct Fund

5 Yr

₹63,750

10 Yr

₹1,36,155

20 Yr

₹3,10,812

Get up to 1% more on Paytm Money with direct Mutual Funds

SBI Magnum Children's Benefit Fund - Investment Plan Direct - Growth

Aggressive

Expense Ratio

Regular Plan

2.03%

Direct Plan

0.84%

Difference

1.19

Expected Higher returns with Direct Fund

5 Yr

₹62,993

10 Yr

₹1,35,337

20 Yr

₹3,12,605

Get up to 1% more on Paytm Money with direct Mutual Funds

SBI Retirement Benefit Fund - Aggressive Plan Direct - Growth

Flexi Cap

Expense Ratio

Regular Plan

2.00%

Direct Plan

0.84%

Difference

1.16

Expected Higher returns with Direct Fund

5 Yr

₹61,369

10 Yr

₹1,31,747

20 Yr

₹3,03,840

Get up to 1% more on Paytm Money with direct Mutual Funds

SBI PSU Direct Plan-Growth

PSU

Expense Ratio

Regular Plan

2.10%

Direct Plan

0.96%

Difference

1.14

Expected Higher returns with Direct Fund

5 Yr

₹60,573

10 Yr

₹1,30,743

20 Yr

₹3,04,795

Get up to 1% more on Paytm Money with direct Mutual Funds

SBI Banking & Financial Services Fund Direct-Growth

Banking

Expense Ratio

Regular Plan

1.86%

Direct Plan

0.76%

Difference

1.10

Expected Higher returns with Direct Fund

5 Yr

₹57,942

10 Yr

₹1,23,713

20 Yr

₹2,82,192

Get up to 1% more on Paytm Money with direct Mutual Funds

SBI Consumption Opportunities Fund Direct-Growth

Consumption & Demand

Expense Ratio

Regular Plan

2.09%

Direct Plan

1.00%

Difference

1.09

Expected Higher returns with Direct Fund

5 Yr

₹57,950

10 Yr

₹1,25,170

20 Yr

₹2,92,200

Get up to 1% more on Paytm Money with direct Mutual Funds

SBI Technology Opportunities Fund Direct-Growth

Technology

Expense Ratio

Regular Plan

1.93%

Direct Plan

0.85%

Difference

1.08

Expected Higher returns with Direct Fund

5 Yr

₹57,068

10 Yr

₹1,22,328

20 Yr

₹2,81,230

Get up to 1% more on Paytm Money with direct Mutual Funds

SBI Retirement Benefit Fund - Aggressive Hybrid Plan Direct - Growth

Aggressive

Expense Ratio

Regular Plan

2.14%

Direct Plan

1.07%

Difference

1.07

Expected Higher returns with Direct Fund

5 Yr

₹57,021

10 Yr

₹1,23,527

20 Yr

₹2,90,059

Get up to 1% more on Paytm Money with direct Mutual Funds

SBI Healthcare Opportunities Fund Direct Plan-Growth

Pharma

Expense Ratio

Regular Plan

2.02%

Direct Plan

0.96%

Difference

1.06

Expected Higher returns with Direct Fund

5 Yr

₹56,233

10 Yr

₹1,21,131

20 Yr

₹2,81,224

Get up to 1% more on Paytm Money with direct Mutual Funds

SBI Dividend Yield Fund Direct - Growth

Dividend Yield

Expense Ratio

Regular Plan

1.81%

Direct Plan

0.75%

Difference

1.06

Expected Higher returns with Direct Fund

5 Yr

₹55,769

10 Yr

₹1,18,894

20 Yr

₹2,70,373

Get up to 1% more on Paytm Money with direct Mutual Funds

SBI Contra Direct Plan-Growth

Value Oriented

Expense Ratio

Regular Plan

1.62%

Direct Plan

0.67%

Difference

0.95

Expected Higher returns with Direct Fund

5 Yr

₹49,715

10 Yr

₹1,05,278

20 Yr

₹2,36,180

Get up to 1% more on Paytm Money with direct Mutual Funds

SBI Multi Asset Allocation Fund Direct-Growth

Multi Asset Allocation

Expense Ratio

Regular Plan

1.55%

Direct Plan

0.61%

Difference

0.94

Expected Higher returns with Direct Fund

5 Yr

₹49,065

10 Yr

₹1,03,568

20 Yr

₹2,30,851

Get up to 1% more on Paytm Money with direct Mutual Funds

SBI Small Cap Fund Direct-Growth

Small Cap

Expense Ratio

Regular Plan

1.62%

Direct Plan

0.69%

Difference

0.93

Expected Higher returns with Direct Fund

5 Yr

₹48,687

10 Yr

₹1,03,152

20 Yr

₹2,31,630

Get up to 1% more on Paytm Money with direct Mutual Funds

SBI Large & Midcap Fund Direct Plan-Growth

Large & MidCap

Expense Ratio

Regular Plan

1.66%

Direct Plan

0.76%

Difference

0.90

Expected Higher returns with Direct Fund

5 Yr

₹47,219

10 Yr

₹1,00,312

20 Yr

₹2,26,467

Get up to 1% more on Paytm Money with direct Mutual Funds

SBI Balanced Advantage Fund Direct - Growth

Dynamic Asset Allocation

Expense Ratio

Regular Plan

1.61%

Direct Plan

0.71%

Difference

0.90

Expected Higher returns with Direct Fund

5 Yr

₹47,126

10 Yr

₹99,867

20 Yr

₹2,24,351

Get up to 1% more on Paytm Money with direct Mutual Funds

SBI Magnum Mid Cap Direct Plan-Growth

Mid Cap

Expense Ratio

Regular Plan

1.70%

Direct Plan

0.83%

Difference

0.87

Expected Higher returns with Direct Fund

5 Yr

₹45,744

10 Yr

₹97,442

20 Yr

₹2,21,173

Get up to 1% more on Paytm Money with direct Mutual Funds

SBI Focused Equity Fund Direct Plan-Growth

Flexi Cap

Expense Ratio

Regular Plan

1.61%

Direct Plan

0.77%

Difference

0.84

Expected Higher returns with Direct Fund

5 Yr

₹44,036

10 Yr

₹93,456

20 Yr

₹2,10,547

Get up to 1% more on Paytm Money with direct Mutual Funds

Know more about SBI Funds

Updated as on date 01 May 2025

About SBI Mutual Fund

SBI Mutual Fund has been providing mutual funds under different investment categories over the years. Investors should look at a longer horizon / time period while investing in mutual funds for wealth creation and secure their financial freedom. At Paytm Money, you can invest in Direct Mutual Funds of SBI Mutual Fund to earn higher returns on investment when compared to regular plans.

Suitability of Direct Plans

Individuals who understand their investment needs and risk appetite would find direct plans very useful. Here, you can shortlist the top-rated funds and carry out the entire investing process independently. There will be no interference or hidden commissions from an external intermediaries like a mutual fund distributor or agent. SBI Mutual Fund Direct Plans are available for all kinds of mutual funds namely.

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