SBI Mutual Funds Direct v/s Regular Plans

SBI Mutual fund schemes are available as Direct Plans and Regular Plans. Investors should choose Direct Plans as they’re offered directly by the AMC without the involvement of any intermediaries like distributors or agents who charge extra commissions.View More

Your investment of ₹10,00,000, investing in direct plans can generate more returns than regular plans over given time period

Get extra returns on your investments in direct plans

Select:

SBI Mutual Fund

All Categories

All Sub-Categories

Name of the Mutual Fund Scheme

Expense Ratio

Regular Plan

Direct Plan

Difference

Expected Higher returns with Direct Fund

5 Yr

10 Yr

20 Yr

SBI Quant Fund Direct-Growth

Themed

Expense Ratio

Regular Plan

1.90%

Direct Plan

0.71%

Difference

1.19

Expected Higher returns with Direct Fund

5 Yr

₹62,671

10 Yr

₹1,33,784

20 Yr

₹3,05,082

Get up to 1% more on Paytm Money with direct Mutual Funds

SBI Innovative Opportunities Fund Direct-Growth

Themed

Expense Ratio

Regular Plan

1.78%

Direct Plan

0.61%

Difference

1.17

Expected Higher returns with Direct Fund

5 Yr

₹61,350

10 Yr

₹1,30,254

20 Yr

₹2,93,808

Get up to 1% more on Paytm Money with direct Mutual Funds

SBI Automotive Opportunities Fund Direct - Growth

Themed

Expense Ratio

Regular Plan

1.84%

Direct Plan

0.67%

Difference

1.17

Expected Higher returns with Direct Fund

5 Yr

₹61,496

10 Yr

₹1,30,950

20 Yr

₹2,97,135

Get up to 1% more on Paytm Money with direct Mutual Funds

SBI Retirement Benefit Fund - Aggressive Plan Direct - Growth

Flexi Cap

Expense Ratio

Regular Plan

1.93%

Direct Plan

0.86%

Difference

1.07

Expected Higher returns with Direct Fund

5 Yr

₹56,551

10 Yr

₹1,21,248

20 Yr

₹2,78,879

Get up to 1% more on Paytm Money with direct Mutual Funds

SBI PSU Direct Plan-Growth

PSU

Expense Ratio

Regular Plan

1.86%

Direct Plan

0.81%

Difference

1.05

Expected Higher returns with Direct Fund

5 Yr

₹55,363

10 Yr

₹1,18,348

20 Yr

₹2,70,591

Get up to 1% more on Paytm Money with direct Mutual Funds

SBI Consumption Opportunities Fund Direct-Growth

Consumption & Demand

Expense Ratio

Regular Plan

1.97%

Direct Plan

0.92%

Difference

1.05

Expected Higher returns with Direct Fund

5 Yr

₹55,603

10 Yr

₹1,19,510

20 Yr

₹2,76,225

Get up to 1% more on Paytm Money with direct Mutual Funds

SBI Banking & Financial Services Fund Direct-Growth

Banking

Expense Ratio

Regular Plan

1.78%

Direct Plan

0.74%

Difference

1.04

Expected Higher returns with Direct Fund

5 Yr

₹54,673

10 Yr

₹1,16,442

20 Yr

₹2,64,263

Get up to 1% more on Paytm Money with direct Mutual Funds

SBI Healthcare Opportunities Fund Direct Plan-Growth

Pharma

Expense Ratio

Regular Plan

1.93%

Direct Plan

0.89%

Difference

1.04

Expected Higher returns with Direct Fund

5 Yr

₹54,998

10 Yr

₹1,18,004

20 Yr

₹2,71,799

Get up to 1% more on Paytm Money with direct Mutual Funds

SBI Technology Opportunities Fund Direct-Growth

Technology

Expense Ratio

Regular Plan

1.90%

Direct Plan

0.88%

Difference

1.02

Expected Higher returns with Direct Fund

5 Yr

₹53,897

10 Yr

₹1,15,528

20 Yr

₹2,65,560

Get up to 1% more on Paytm Money with direct Mutual Funds

SBI Retirement Benefit Fund - Aggressive Hybrid Plan Direct - Growth

Aggressive

Expense Ratio

Regular Plan

2.09%

Direct Plan

1.07%

Difference

1.02

Expected Higher returns with Direct Fund

5 Yr

₹54,303

10 Yr

₹1,17,491

20 Yr

₹2,75,175

Get up to 1% more on Paytm Money with direct Mutual Funds

SBI Energy Opportunities Fund Direct - Growth

Energy

Expense Ratio

Regular Plan

1.76%

Direct Plan

0.76%

Difference

1.00

Expected Higher returns with Direct Fund

5 Yr

₹52,570

10 Yr

₹1,11,961

20 Yr

₹2,54,070

Get up to 1% more on Paytm Money with direct Mutual Funds

SBI Dividend Yield Fund Direct - Growth

Dividend Yield

Expense Ratio

Regular Plan

1.78%

Direct Plan

0.79%

Difference

0.99

Expected Higher returns with Direct Fund

5 Yr

₹52,096

10 Yr

₹1,11,087

20 Yr

₹2,52,704

Get up to 1% more on Paytm Money with direct Mutual Funds

SBI Magnum Children's Benefit Fund - Investment Plan Direct - Growth

Aggressive

Expense Ratio

Regular Plan

1.87%

Direct Plan

0.89%

Difference

0.98

Expected Higher returns with Direct Fund

5 Yr

₹51,763

10 Yr

₹1,10,896

20 Yr

₹2,54,640

Get up to 1% more on Paytm Money with direct Mutual Funds

SBI Infrastructure Fund Direct-Growth

Infrastructure

Expense Ratio

Regular Plan

1.90%

Direct Plan

0.98%

Difference

0.92

Expected Higher returns with Direct Fund

5 Yr

₹48,709

10 Yr

₹1,04,659

20 Yr

₹2,41,714

Get up to 1% more on Paytm Money with direct Mutual Funds

SBI Contra Direct Plan-Growth

Value Oriented

Expense Ratio

Regular Plan

1.49%

Direct Plan

0.62%

Difference

0.87

Expected Higher returns with Direct Fund

5 Yr

₹45,366

10 Yr

₹95,639

20 Yr

₹2,12,620

Get up to 1% more on Paytm Money with direct Mutual Funds

SBI Small Cap Fund Direct-Growth

Small Cap

Expense Ratio

Regular Plan

1.56%

Direct Plan

0.70%

Difference

0.86

Expected Higher returns with Direct Fund

5 Yr

₹44,978

10 Yr

₹95,172

20 Yr

₹2,13,155

Get up to 1% more on Paytm Money with direct Mutual Funds

SBI Balanced Advantage Fund Direct - Growth

Dynamic Asset Allocation

Expense Ratio

Regular Plan

1.56%

Direct Plan

0.70%

Difference

0.86

Expected Higher returns with Direct Fund

5 Yr

₹44,978

10 Yr

₹95,172

20 Yr

₹2,13,155

Get up to 1% more on Paytm Money with direct Mutual Funds

SBI Multi Asset Allocation Fund Direct-Growth

Multi Asset Allocation

Expense Ratio

Regular Plan

1.43%

Direct Plan

0.57%

Difference

0.86

Expected Higher returns with Direct Fund

5 Yr

₹44,747

10 Yr

₹94,077

20 Yr

₹2,08,009

Get up to 1% more on Paytm Money with direct Mutual Funds

SBI Large & Midcap Fund Direct Plan-Growth

Large & MidCap

Expense Ratio

Regular Plan

1.59%

Direct Plan

0.74%

Difference

0.85

Expected Higher returns with Direct Fund

5 Yr

₹44,516

10 Yr

₹94,359

20 Yr

₹2,12,061

Get up to 1% more on Paytm Money with direct Mutual Funds

SBI Magnum Mid Cap Direct Plan-Growth

Mid Cap

Expense Ratio

Regular Plan

1.66%

Direct Plan

0.82%

Difference

0.84

Expected Higher returns with Direct Fund

5 Yr

₹44,123

10 Yr

₹93,872

20 Yr

₹2,12,532

Get up to 1% more on Paytm Money with direct Mutual Funds

Know more about SBI Funds

Updated as on date 15 Jul 2025

About SBI Mutual Fund

SBI Mutual Fund has been providing mutual funds under different investment categories over the years. Investors should look at a longer horizon / time period while investing in mutual funds for wealth creation and secure their financial freedom. At Paytm Money, you can invest in Direct Mutual Funds of SBI Mutual Fund to earn higher returns on investment when compared to regular plans.

Suitability of Direct Plans

Individuals who understand their investment needs and risk appetite would find direct plans very useful. Here, you can shortlist the top-rated funds and carry out the entire investing process independently. There will be no interference or hidden commissions from an external intermediaries like a mutual fund distributor or agent. SBI Mutual Fund Direct Plans are available for all kinds of mutual funds namely.

Sort

Filters