Tata Mutual Funds Direct v/s Regular Plans

Tata Mutual fund schemes are available as Direct Plans and Regular Plans. Investors should choose Direct Plans as they’re offered directly by the AMC without the involvement of any intermediaries like distributors or agents who charge extra commissions.View More

Your investment of ₹10,00,000, investing in direct plans can generate more returns than regular plans over given time period

Get extra returns on your investments in direct plans

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Name of the Mutual Fund Scheme

Expense Ratio

Regular Plan

Direct Plan

Difference

Expected Higher returns with Direct Fund

5 Yr

10 Yr

20 Yr

Tata Housing Opportunities Fund Direct - Growth

Themed

Expense Ratio

Regular Plan

2.39%

Direct Plan

0.80%

Difference

1.59

Expected Higher returns with Direct Fund

5 Yr

₹84,705

10 Yr

₹1,83,470

20 Yr

₹4,31,038

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Dividend Yield Fund Direct - Growth

Dividend Yield

Expense Ratio

Regular Plan

2.19%

Direct Plan

0.62%

Difference

1.57

Expected Higher returns with Direct Fund

5 Yr

₹83,015

10 Yr

₹1,78,133

20 Yr

₹4,10,714

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Resources & Energy Fund Direct-Growth

Energy

Expense Ratio

Regular Plan

2.12%

Direct Plan

0.59%

Difference

1.53

Expected Higher returns with Direct Fund

5 Yr

₹80,740

10 Yr

₹1,72,820

20 Yr

₹3,96,450

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata India Innovation Fund Direct-Growth

Innovation

Expense Ratio

Regular Plan

2.09%

Direct Plan

0.65%

Difference

1.44

Expected Higher returns with Direct Fund

5 Yr

₹76,035

10 Yr

₹1,62,858

20 Yr

₹3,74,041

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata India Pharma & HealthCare Fund Direct-Growth

Pharma

Expense Ratio

Regular Plan

2.13%

Direct Plan

0.71%

Difference

1.42

Expected Higher returns with Direct Fund

5 Yr

₹75,126

10 Yr

₹1,61,308

20 Yr

₹3,72,288

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Multicap Fund Direct - Growth

Multi Cap

Expense Ratio

Regular Plan

1.89%

Direct Plan

0.47%

Difference

1.42

Expected Higher returns with Direct Fund

5 Yr

₹74,418

10 Yr

₹1,57,905

20 Yr

₹3,55,905

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Retirement Savings Fund Progressive Plan Direct-Growth

Flexi Cap

Expense Ratio

Regular Plan

2.03%

Direct Plan

0.63%

Difference

1.40

Expected Higher returns with Direct Fund

5 Yr

₹73,805

10 Yr

₹1,57,768

20 Yr

₹3,60,878

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Banking and Financial Services Fund Direct-Growth

Banking

Expense Ratio

Regular Plan

1.90%

Direct Plan

0.52%

Difference

1.38

Expected Higher returns with Direct Fund

5 Yr

₹72,407

10 Yr

₹1,53,862

20 Yr

₹3,47,779

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Multi Asset Opportunities Fund Direct - Growth

Multi Asset Allocation

Expense Ratio

Regular Plan

1.82%

Direct Plan

0.45%

Difference

1.37

Expected Higher returns with Direct Fund

5 Yr

₹71,669

10 Yr

₹1,51,730

20 Yr

₹3,40,418

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Business Cycle Fund Direct - Growth

Business Cycle

Expense Ratio

Regular Plan

1.94%

Direct Plan

0.58%

Difference

1.36

Expected Higher returns with Direct Fund

5 Yr

₹71,498

10 Yr

₹1,52,305

20 Yr

₹3,45,943

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Focused Equity Fund Direct - Growth

Flexi Cap

Expense Ratio

Regular Plan

2.05%

Direct Plan

0.69%

Difference

1.36

Expected Higher returns with Direct Fund

5 Yr

₹71,810

10 Yr

₹1,53,800

20 Yr

₹3,53,151

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Retirement Savings Fund Moderate Plan Direct-Growth

Aggressive

Expense Ratio

Regular Plan

2.04%

Direct Plan

0.70%

Difference

1.34

Expected Higher returns with Direct Fund

5 Yr

₹70,753

10 Yr

₹1,51,536

20 Yr

₹3,47,932

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Small Cap Fund Direct - Growth

Small Cap

Expense Ratio

Regular Plan

1.68%

Direct Plan

0.40%

Difference

1.28

Expected Higher returns with Direct Fund

5 Yr

₹66,709

10 Yr

₹1,40,559

20 Yr

₹3,12,324

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Flexi Cap Fund Direct - Growth

Flexi Cap

Expense Ratio

Regular Plan

1.88%

Direct Plan

0.61%

Difference

1.27

Expected Higher returns with Direct Fund

5 Yr

₹66,727

10 Yr

₹1,42,027

20 Yr

₹3,22,036

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata India Consumer Fund Direct-Growth

Consumption & Demand

Expense Ratio

Regular Plan

1.98%

Direct Plan

0.75%

Difference

1.23

Expected Higher returns with Direct Fund

5 Yr

₹64,932

10 Yr

₹1,39,023

20 Yr

₹3,18,946

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Balanced Advantage Fund Direct - Growth

Dynamic Asset Allocation

Expense Ratio

Regular Plan

1.73%

Direct Plan

0.51%

Difference

1.22

Expected Higher returns with Direct Fund

5 Yr

₹63,783

10 Yr

₹1,34,922

20 Yr

₹3,02,130

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Digital India Fund Direct-Growth

Technology

Expense Ratio

Regular Plan

1.70%

Direct Plan

0.51%

Difference

1.19

Expected Higher returns with Direct Fund

5 Yr

₹62,178

10 Yr

₹1,31,425

20 Yr

₹2,93,842

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Ethical Direct Plan-Growth

Themed

Expense Ratio

Regular Plan

1.90%

Direct Plan

0.71%

Difference

1.19

Expected Higher returns with Direct Fund

5 Yr

₹62,671

10 Yr

₹1,33,784

20 Yr

₹3,05,082

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Midcap Growth Direct Plan-Growth

Mid Cap

Expense Ratio

Regular Plan

1.84%

Direct Plan

0.65%

Difference

1.19

Expected Higher returns with Direct Fund

5 Yr

₹62,523

10 Yr

₹1,33,072

20 Yr

₹3,01,668

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Retirement Savings Fund Conservative Plan Direct-Growth

Conservative

Expense Ratio

Regular Plan

2.18%

Direct Plan

1.02%

Difference

1.16

Expected Higher returns with Direct Fund

5 Yr

₹61,806

10 Yr

₹1,33,866

20 Yr

₹3,14,249

Get up to 1% more on Paytm Money with direct Mutual Funds

Know more about Tata Funds

Updated as on date 21 Feb 2026

About Tata Mutual Fund

Tata Mutual Fund has been providing mutual funds under different investment categories over the years. Investors should look at a longer horizon / time period while investing in mutual funds for wealth creation and secure their financial freedom. At Paytm Money, you can invest in Direct Mutual Funds of Tata Mutual Fund to earn higher returns on investment when compared to regular plans.

Suitability of Direct Plans

Individuals who understand their investment needs and risk appetite would find direct plans very useful. Here, you can shortlist the top-rated funds and carry out the entire investing process independently. There will be no interference or hidden commissions from an external intermediaries like a mutual fund distributor or agent. Tata Mutual Fund Direct Plans are available for all kinds of mutual funds namely.

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