Tata Mutual Funds Direct v/s Regular Plans

Tata Mutual fund schemes are available as Direct Plans and Regular Plans. Investors should choose Direct Plans as they’re offered directly by the AMC without the involvement of any intermediaries like distributors or agents who charge extra commissions.View More

Your investment of ₹10,00,000, investing in direct plans can generate more returns than regular plans over given time period

Get extra returns on your investments in direct plans

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Name of the Mutual Fund Scheme

Expense Ratio

Regular Plan

Direct Plan

Difference

Expected Higher returns with Direct Fund

5 Yr

10 Yr

20 Yr

Tata Housing Opportunities Fund Direct - Growth

Themed

Expense Ratio

Regular Plan

2.35%

Direct Plan

0.70%

Difference

1.65

Expected Higher returns with Direct Fund

5 Yr

₹87,660

10 Yr

₹1,89,227

20 Yr

₹4,41,604

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Dividend Yield Fund Direct - Growth

Dividend Yield

Expense Ratio

Regular Plan

2.18%

Direct Plan

0.55%

Difference

1.63

Expected Higher returns with Direct Fund

5 Yr

₹86,052

10 Yr

₹1,84,296

20 Yr

₹4,23,339

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Resources & Energy Fund Direct-Growth

Energy

Expense Ratio

Regular Plan

2.12%

Direct Plan

0.53%

Difference

1.59

Expected Higher returns with Direct Fund

5 Yr

₹83,808

10 Yr

₹1,79,129

20 Yr

₹4,09,793

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata India Innovation Fund Direct-Growth

Themed

Expense Ratio

Regular Plan

2.03%

Direct Plan

0.53%

Difference

1.50

Expected Higher returns with Direct Fund

5 Yr

₹78,923

10 Yr

₹1,68,302

20 Yr

₹3,83,202

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata India Pharma & HealthCare Fund Direct-Growth

Pharma

Expense Ratio

Regular Plan

2.10%

Direct Plan

0.62%

Difference

1.48

Expected Higher returns with Direct Fund

5 Yr

₹78,116

10 Yr

₹1,67,239

20 Yr

₹3,83,773

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Multicap Fund Direct - Growth

Multi Cap

Expense Ratio

Regular Plan

1.86%

Direct Plan

0.38%

Difference

1.48

Expected Higher returns with Direct Fund

5 Yr

₹77,379

10 Yr

₹1,63,709

20 Yr

₹3,66,877

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Retirement Savings Fund Progressive Plan Direct-Growth

Flexi Cap

Expense Ratio

Regular Plan

2.00%

Direct Plan

0.53%

Difference

1.47

Expected Higher returns with Direct Fund

5 Yr

₹77,298

10 Yr

₹1,64,712

20 Yr

₹3,74,436

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Banking and Financial Services Fund Direct-Growth

Banking

Expense Ratio

Regular Plan

1.90%

Direct Plan

0.46%

Difference

1.44

Expected Higher returns with Direct Fund

5 Yr

₹75,466

10 Yr

₹1,60,132

20 Yr

₹3,60,947

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Multi Asset Opportunities Fund Direct - Growth

Multi Asset Allocation

Expense Ratio

Regular Plan

1.83%

Direct Plan

0.40%

Difference

1.43

Expected Higher returns with Direct Fund

5 Yr

₹74,750

10 Yr

₹1,58,101

20 Yr

₹3,54,078

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Business Cycle Fund Direct - Growth

Themed

Expense Ratio

Regular Plan

1.90%

Direct Plan

0.48%

Difference

1.42

Expected Higher returns with Direct Fund

5 Yr

₹74,447

10 Yr

₹1,58,045

20 Yr

₹3,56,574

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Focused Equity Fund Direct - Growth

Flexi Cap

Expense Ratio

Regular Plan

2.04%

Direct Plan

0.63%

Difference

1.41

Expected Higher returns with Direct Fund

5 Yr

₹74,347

10 Yr

₹1,58,966

20 Yr

₹3,63,811

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Retirement Savings Fund Moderate Plan Direct-Growth

Aggressive

Expense Ratio

Regular Plan

2.00%

Direct Plan

0.60%

Difference

1.40

Expected Higher returns with Direct Fund

5 Yr

₹73,718

10 Yr

₹1,57,348

20 Yr

₹3,58,854

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Small Cap Fund Direct - Growth

Small Cap

Expense Ratio

Regular Plan

1.66%

Direct Plan

0.32%

Difference

1.34

Expected Higher returns with Direct Fund

5 Yr

₹69,698

10 Yr

₹1,46,500

20 Yr

₹3,23,975

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Balanced Advantage Fund Direct - Growth

Dynamic Asset Allocation

Expense Ratio

Regular Plan

1.69%

Direct Plan

0.42%

Difference

1.27

Expected Higher returns with Direct Fund

5 Yr

₹66,227

10 Yr

₹1,39,646

20 Yr

₹3,10,748

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Flexi Cap Fund Direct - Growth

Flexi Cap

Expense Ratio

Regular Plan

1.89%

Direct Plan

0.62%

Difference

1.27

Expected Higher returns with Direct Fund

5 Yr

₹66,753

10 Yr

₹1,42,153

20 Yr

₹3,22,641

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata India Consumer Fund Direct-Growth

Consumption & Demand

Expense Ratio

Regular Plan

1.98%

Direct Plan

0.72%

Difference

1.26

Expected Higher returns with Direct Fund

5 Yr

₹66,476

10 Yr

₹1,42,228

20 Yr

₹3,25,842

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Ethical Direct Plan-Growth

Themed

Expense Ratio

Regular Plan

1.90%

Direct Plan

0.65%

Difference

1.25

Expected Higher returns with Direct Fund

5 Yr

₹65,753

10 Yr

₹1,40,161

20 Yr

₹3,18,731

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Digital India Fund Direct-Growth

Technology

Expense Ratio

Regular Plan

1.67%

Direct Plan

0.43%

Difference

1.24

Expected Higher returns with Direct Fund

5 Yr

₹64,650

10 Yr

₹1,36,283

20 Yr

₹3,03,091

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Midcap Growth Direct Plan-Growth

Mid Cap

Expense Ratio

Regular Plan

1.85%

Direct Plan

0.64%

Difference

1.21

Expected Higher returns with Direct Fund

5 Yr

₹63,574

10 Yr

₹1,35,311

20 Yr

₹3,06,758

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Retirement Savings Fund Conservative Plan Direct-Growth

Conservative

Expense Ratio

Regular Plan

2.17%

Direct Plan

1.00%

Difference

1.17

Expected Higher returns with Direct Fund

5 Yr

₹62,302

10 Yr

₹1,34,841

20 Yr

₹3,16,081

Get up to 1% more on Paytm Money with direct Mutual Funds

Know more about Tata Funds

Updated as on date 03 Sep 2025

About Tata Mutual Fund

Tata Mutual Fund has been providing mutual funds under different investment categories over the years. Investors should look at a longer horizon / time period while investing in mutual funds for wealth creation and secure their financial freedom. At Paytm Money, you can invest in Direct Mutual Funds of Tata Mutual Fund to earn higher returns on investment when compared to regular plans.

Suitability of Direct Plans

Individuals who understand their investment needs and risk appetite would find direct plans very useful. Here, you can shortlist the top-rated funds and carry out the entire investing process independently. There will be no interference or hidden commissions from an external intermediaries like a mutual fund distributor or agent. Tata Mutual Fund Direct Plans are available for all kinds of mutual funds namely.

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