Tata Mutual Funds Direct v/s Regular Plans

Tata Mutual fund schemes are available as Direct Plans and Regular Plans. Investors should choose Direct Plans as they’re offered directly by the AMC without the involvement of any intermediaries like distributors or agents who charge extra commissions.View More

Your investment of ₹10,00,000, investing in direct plans can generate more returns than regular plans over given time period

Get extra returns on your investments in direct plans

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Name of the Mutual Fund Scheme

Expense Ratio

Regular Plan

Direct Plan

Difference

Expected Higher returns with Direct Fund

5 Yr

10 Yr

20 Yr

Tata Housing Opportunities Fund Direct - Growth

Themed

Expense Ratio

Regular Plan

2.75%

Direct Plan

1.19%

Difference

1.56

Expected Higher returns with Direct Fund

5 Yr

₹84,340

10 Yr

₹1,86,072

20 Yr

₹4,53,500

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Dividend Yield Fund Direct - Growth

Dividend Yield

Expense Ratio

Regular Plan

2.31%

Direct Plan

0.76%

Difference

1.55

Expected Higher returns with Direct Fund

5 Yr

₹82,378

10 Yr

₹1,77,900

20 Yr

₹4,15,434

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata India Innovation Fund Direct-Growth

Innovation

Expense Ratio

Regular Plan

2.29%

Direct Plan

0.86%

Difference

1.43

Expected Higher returns with Direct Fund

5 Yr

₹76,119

10 Yr

₹1,64,693

20 Yr

₹3,85,959

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Resources & Energy Fund Direct-Growth

Energy

Expense Ratio

Regular Plan

2.24%

Direct Plan

0.85%

Difference

1.39

Expected Higher returns with Direct Fund

5 Yr

₹73,902

10 Yr

₹1,59,656

20 Yr

₹3,73,006

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Multicap Fund Direct - Growth

Multi Cap

Expense Ratio

Regular Plan

2.09%

Direct Plan

0.71%

Difference

1.38

Expected Higher returns with Direct Fund

5 Yr

₹72,952

10 Yr

₹1,56,481

20 Yr

₹3,60,392

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Retirement Savings Fund Progressive Plan Direct-Growth

Flexi Cap

Expense Ratio

Regular Plan

2.25%

Direct Plan

0.88%

Difference

1.37

Expected Higher returns with Direct Fund

5 Yr

₹72,896

10 Yr

₹1,57,635

20 Yr

₹3,68,988

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Focused Equity Fund Direct - Growth

Flexi Cap

Expense Ratio

Regular Plan

2.21%

Direct Plan

0.86%

Difference

1.35

Expected Higher returns with Direct Fund

5 Yr

₹71,747

10 Yr

₹1,54,919

20 Yr

₹3,61,540

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Banking and Financial Services Fund Direct-Growth

Banking

Expense Ratio

Regular Plan

2.38%

Direct Plan

1.05%

Difference

1.33

Expected Higher returns with Direct Fund

5 Yr

₹71,186

10 Yr

₹1,55,074

20 Yr

₹3,68,344

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Retirement Savings Fund Moderate Plan Direct-Growth

Aggressive

Expense Ratio

Regular Plan

2.22%

Direct Plan

0.89%

Difference

1.33

Expected Higher returns with Direct Fund

5 Yr

₹70,739

10 Yr

₹1,52,892

20 Yr

₹3,57,492

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata India Pharma & HealthCare Fund Direct-Growth

Pharma

Expense Ratio

Regular Plan

2.25%

Direct Plan

0.94%

Difference

1.31

Expected Higher returns with Direct Fund

5 Yr

₹69,785

10 Yr

₹1,51,125

20 Yr

₹3,54,734

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Multi Asset Allocation Fund Direct-Growth

Multi Asset Allocation

Expense Ratio

Regular Plan

1.92%

Direct Plan

0.61%

Difference

1.31

Expected Higher returns with Direct Fund

5 Yr

₹68,883

10 Yr

₹1,46,765

20 Yr

₹3,33,475

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Business Cycle Fund Direct - Growth

Business Cycle

Expense Ratio

Regular Plan

2.17%

Direct Plan

0.90%

Difference

1.27

Expected Higher returns with Direct Fund

5 Yr

₹67,494

10 Yr

₹1,45,730

20 Yr

₹3,40,017

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Flexi Cap Fund Direct - Growth

Flexi Cap

Expense Ratio

Regular Plan

2.04%

Direct Plan

0.82%

Difference

1.22

Expected Higher returns with Direct Fund

5 Yr

₹64,569

10 Yr

₹1,38,690

20 Yr

₹3,20,218

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata India Consumer Fund Direct-Growth

Consumption & Demand

Expense Ratio

Regular Plan

2.17%

Direct Plan

0.97%

Difference

1.20

Expected Higher returns with Direct Fund

5 Yr

₹63,862

10 Yr

₹1,38,118

20 Yr

₹3,23,309

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Balanced Advantage Fund Direct - Growth

Dynamic Asset Allocation

Expense Ratio

Regular Plan

1.87%

Direct Plan

0.68%

Difference

1.19

Expected Higher returns with Direct Fund

5 Yr

₹62,597

10 Yr

₹1,33,428

20 Yr

₹3,03,370

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Small Cap Fund Direct - Growth

Small Cap

Expense Ratio

Regular Plan

1.69%

Direct Plan

0.51%

Difference

1.18

Expected Higher returns with Direct Fund

5 Yr

₹61,643

10 Yr

₹1,30,262

20 Yr

₹2,91,089

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Midcap Growth Direct Plan-Growth

Mid Cap

Expense Ratio

Regular Plan

2.02%

Direct Plan

0.84%

Difference

1.18

Expected Higher returns with Direct Fund

5 Yr

₹62,452

10 Yr

₹1,34,139

20 Yr

₹3,09,678

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Ethical Direct Plan-Growth

Themed

Expense Ratio

Regular Plan

2.02%

Direct Plan

0.89%

Difference

1.13

Expected Higher returns with Direct Fund

5 Yr

₹59,864

10 Yr

₹1,28,736

20 Yr

₹2,97,900

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Retirement Savings Fund Conservative Plan Direct-Growth

Conservative

Expense Ratio

Regular Plan

2.18%

Direct Plan

1.06%

Difference

1.12

Expected Higher returns with Direct Fund

5 Yr

₹59,721

10 Yr

₹1,29,475

20 Yr

₹3,04,511

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Digital India Fund Direct-Growth

Technology

Expense Ratio

Regular Plan

1.77%

Direct Plan

0.69%

Difference

1.08

Expected Higher returns with Direct Fund

5 Yr

₹56,709

10 Yr

₹1,20,602

20 Yr

₹2,72,918

Get up to 1% more on Paytm Money with direct Mutual Funds

Know more about Tata Funds

Updated as on date15 Jul 2026

About Tata Mutual Fund

Tata Mutual Fund has been providing mutual funds under different investment categories over the years. Investors should look at a longer horizon / time period while investing in mutual funds for wealth creation and secure their financial freedom. At Paytm Money, you can invest in Direct Mutual Funds ofTata Mutual Fund to earn higher returns on investment when compared to regular plans.

Suitability of Direct Plans

Individuals who understand their investment needs and risk appetite would find direct plans very useful. Here, you can shortlist the top-rated funds and carry out the entire investing process independently. There will be no interference or hidden commissions from an external intermediaries like a mutual fund distributor or agent. Tata Mutual Fund Direct Plans are available for all kinds of mutual funds namely.

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