Tata Mutual Funds Direct v/s Regular Plans

Tata Mutual fund schemes are available as Direct Plans and Regular Plans. Investors should choose Direct Plans as they’re offered directly by the AMC without the involvement of any intermediaries like distributors or agents who charge extra commissions.View More

Your investment of ₹10,00,000, investing in direct plans can generate more returns than regular plans over given time period

Get extra returns on your investments in direct plans

Select:

Tata Mutual Fund

All Categories

All Sub-Categories

Name of the Mutual Fund Scheme

Expense Ratio

Regular Plan

Direct Plan

Difference

Expected Higher returns with Direct Fund

5 Yr

10 Yr

20 Yr

Tata Housing Opportunities Fund Direct - Growth

Themed

Expense Ratio

Regular Plan

2.35%

Direct Plan

0.70%

Difference

1.65

Expected Higher returns with Direct Fund

5 Yr

₹87,660

10 Yr

₹1,89,227

20 Yr

₹4,41,604

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Dividend Yield Fund Direct - Growth

Dividend Yield

Expense Ratio

Regular Plan

2.17%

Direct Plan

0.54%

Difference

1.63

Expected Higher returns with Direct Fund

5 Yr

₹86,019

10 Yr

₹1,84,132

20 Yr

₹4,22,547

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata India Innovation Fund Direct-Growth

Themed

Expense Ratio

Regular Plan

2.02%

Direct Plan

0.52%

Difference

1.50

Expected Higher returns with Direct Fund

5 Yr

₹78,891

10 Yr

₹1,68,152

20 Yr

₹3,82,484

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Multicap Fund Direct - Growth

Multi Cap

Expense Ratio

Regular Plan

1.86%

Direct Plan

0.38%

Difference

1.48

Expected Higher returns with Direct Fund

5 Yr

₹77,379

10 Yr

₹1,63,709

20 Yr

₹3,66,877

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Retirement Savings Fund Progressive Plan Direct-Growth

Flexi Cap

Expense Ratio

Regular Plan

1.99%

Direct Plan

0.53%

Difference

1.46

Expected Higher returns with Direct Fund

5 Yr

₹76,757

10 Yr

₹1,63,517

20 Yr

₹3,71,525

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Multi Asset Opportunities Fund Direct - Growth

Multi Asset Allocation

Expense Ratio

Regular Plan

1.83%

Direct Plan

0.40%

Difference

1.43

Expected Higher returns with Direct Fund

5 Yr

₹74,750

10 Yr

₹1,58,101

20 Yr

₹3,54,078

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Business Cycle Fund Direct - Growth

Themed

Expense Ratio

Regular Plan

1.90%

Direct Plan

0.48%

Difference

1.42

Expected Higher returns with Direct Fund

5 Yr

₹74,447

10 Yr

₹1,58,045

20 Yr

₹3,56,574

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Focused Equity Fund Direct - Growth

Flexi Cap

Expense Ratio

Regular Plan

2.03%

Direct Plan

0.63%

Difference

1.40

Expected Higher returns with Direct Fund

5 Yr

₹73,805

10 Yr

₹1,57,768

20 Yr

₹3,60,878

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Retirement Savings Fund Moderate Plan Direct-Growth

Aggressive

Expense Ratio

Regular Plan

1.99%

Direct Plan

0.59%

Difference

1.40

Expected Higher returns with Direct Fund

5 Yr

₹73,689

10 Yr

₹1,57,208

20 Yr

₹3,58,182

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Small Cap Fund Direct - Growth

Small Cap

Expense Ratio

Regular Plan

1.67%

Direct Plan

0.33%

Difference

1.34

Expected Higher returns with Direct Fund

5 Yr

₹69,726

10 Yr

₹1,46,631

20 Yr

₹3,24,585

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Flexi Cap Fund Direct - Growth

Flexi Cap

Expense Ratio

Regular Plan

1.90%

Direct Plan

0.62%

Difference

1.28

Expected Higher returns with Direct Fund

5 Yr

₹67,292

10 Yr

₹1,43,337

20 Yr

₹3,25,498

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Balanced Advantage Fund Direct - Growth

Dynamic Asset Allocation

Expense Ratio

Regular Plan

1.69%

Direct Plan

0.42%

Difference

1.27

Expected Higher returns with Direct Fund

5 Yr

₹66,227

10 Yr

₹1,39,646

20 Yr

₹3,10,748

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Ethical Direct Plan-Growth

Themed

Expense Ratio

Regular Plan

1.90%

Direct Plan

0.65%

Difference

1.25

Expected Higher returns with Direct Fund

5 Yr

₹65,753

10 Yr

₹1,40,161

20 Yr

₹3,18,731

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Midcap Growth Direct Plan-Growth

Mid Cap

Expense Ratio

Regular Plan

1.85%

Direct Plan

0.64%

Difference

1.21

Expected Higher returns with Direct Fund

5 Yr

₹63,574

10 Yr

₹1,35,311

20 Yr

₹3,06,758

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Large & Mid Cap Fund Direct Plan-Growth

Large & MidCap

Expense Ratio

Regular Plan

1.74%

Direct Plan

0.63%

Difference

1.11

Expected Higher returns with Direct Fund

5 Yr

₹58,181

10 Yr

₹1,23,459

20 Yr

₹2,78,165

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Gilt Securities Fund Direct-Growth

Gilt

Expense Ratio

Regular Plan

1.37%

Direct Plan

0.27%

Difference

1.10

Expected Higher returns with Direct Fund

5 Yr

₹56,829

10 Yr

₹1,18,431

20 Yr

₹2,57,363

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Large Cap Direct Plan-Growth

Large Cap

Expense Ratio

Regular Plan

2.00%

Direct Plan

0.98%

Difference

1.02

Expected Higher returns with Direct Fund

5 Yr

₹54,110

10 Yr

₹1,16,557

20 Yr

₹2,70,580

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Equity PE Fund Direct-Growth

Value Oriented

Expense Ratio

Regular Plan

1.77%

Direct Plan

0.79%

Difference

0.98

Expected Higher returns with Direct Fund

5 Yr

₹51,559

10 Yr

₹1,09,916

20 Yr

₹2,49,911

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Nifty Midcap 150 Index Fund Direct-Growth

Mid Cap

Expense Ratio

Regular Plan

1.05%

Direct Plan

0.10%

Difference

0.95

Expected Higher returns with Direct Fund

5 Yr

₹48,604

10 Yr

₹1,00,057

20 Yr

₹2,12,136

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Hybrid Equity Fund Direct Plan-Growth

Aggressive

Expense Ratio

Regular Plan

1.92%

Direct Plan

0.98%

Difference

0.94

Expected Higher returns with Direct Fund

5 Yr

₹49,788

10 Yr

₹1,07,030

20 Yr

₹2,47,444

Get up to 1% more on Paytm Money with direct Mutual Funds

Know more about Tata Funds

Updated as on date 19 Jul 2025

About Tata Mutual Fund

Tata Mutual Fund has been providing mutual funds under different investment categories over the years. Investors should look at a longer horizon / time period while investing in mutual funds for wealth creation and secure their financial freedom. At Paytm Money, you can invest in Direct Mutual Funds of Tata Mutual Fund to earn higher returns on investment when compared to regular plans.

Suitability of Direct Plans

Individuals who understand their investment needs and risk appetite would find direct plans very useful. Here, you can shortlist the top-rated funds and carry out the entire investing process independently. There will be no interference or hidden commissions from an external intermediaries like a mutual fund distributor or agent. Tata Mutual Fund Direct Plans are available for all kinds of mutual funds namely.

Sort

Filters