Tata Mutual Funds Direct v/s Regular Plans

Tata Mutual fund schemes are available as Direct Plans and Regular Plans. Investors should choose Direct Plans as they’re offered directly by the AMC without the involvement of any intermediaries like distributors or agents who charge extra commissions.View More

Your investment of ₹10,00,000, investing in direct plans can generate more returns than regular plans over given time period

Get extra returns on your investments in direct plans

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Name of the Mutual Fund Scheme

Expense Ratio

Regular Plan

Direct Plan

Difference

Expected Higher returns with Direct Fund

5 Yr

10 Yr

20 Yr

Tata Housing Opportunities Fund Direct - Growth

Themed

Expense Ratio

Regular Plan

2.61%

Direct Plan

1.06%

Difference

1.55

Expected Higher returns with Direct Fund

5 Yr

₹83,356

10 Yr

₹1,82,686

20 Yr

₹4,39,378

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Dividend Yield Fund Direct - Growth

Dividend Yield

Expense Ratio

Regular Plan

2.32%

Direct Plan

0.79%

Difference

1.53

Expected Higher returns with Direct Fund

5 Yr

₹81,379

10 Yr

₹1,75,913

20 Yr

₹4,11,575

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata India Innovation Fund Direct-Growth

Innovation

Expense Ratio

Regular Plan

2.36%

Direct Plan

0.96%

Difference

1.40

Expected Higher returns with Direct Fund

5 Yr

₹74,772

10 Yr

₹1,62,452

20 Yr

₹3,83,868

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Resources & Energy Fund Direct-Growth

Energy

Expense Ratio

Regular Plan

2.21%

Direct Plan

0.84%

Difference

1.37

Expected Higher returns with Direct Fund

5 Yr

₹72,781

10 Yr

₹1,57,077

20 Yr

₹3,66,238

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Multicap Fund Direct - Growth

Multi Cap

Expense Ratio

Regular Plan

2.19%

Direct Plan

0.82%

Difference

1.37

Expected Higher returns with Direct Fund

5 Yr

₹72,724

10 Yr

₹1,56,799

20 Yr

₹3,64,870

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Retirement Savings Fund Progressive Plan Direct-Growth

Flexi Cap

Expense Ratio

Regular Plan

2.20%

Direct Plan

0.83%

Difference

1.37

Expected Higher returns with Direct Fund

5 Yr

₹72,753

10 Yr

₹1,56,938

20 Yr

₹3,65,553

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Focused Equity Fund Direct - Growth

Flexi Cap

Expense Ratio

Regular Plan

2.27%

Direct Plan

0.92%

Difference

1.35

Expected Higher returns with Direct Fund

5 Yr

₹71,916

10 Yr

₹1,55,745

20 Yr

₹3,65,620

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata India Pharma & HealthCare Fund Direct-Growth

Pharma

Expense Ratio

Regular Plan

2.41%

Direct Plan

1.09%

Difference

1.32

Expected Higher returns with Direct Fund

5 Yr

₹70,748

10 Yr

₹1,54,384

20 Yr

₹3,67,958

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Retirement Savings Fund Moderate Plan Direct-Growth

Aggressive

Expense Ratio

Regular Plan

2.16%

Direct Plan

0.84%

Difference

1.32

Expected Higher returns with Direct Fund

5 Yr

₹70,055

10 Yr

₹1,51,004

20 Yr

₹3,51,159

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Banking and Financial Services Fund Direct-Growth

Banking

Expense Ratio

Regular Plan

2.24%

Direct Plan

0.94%

Difference

1.30

Expected Higher returns with Direct Fund

5 Yr

₹69,239

10 Yr

₹1,49,904

20 Yr

₹3,51,685

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Multi Asset Allocation Fund Direct-Growth

Multi Asset Allocation

Expense Ratio

Regular Plan

1.95%

Direct Plan

0.65%

Difference

1.30

Expected Higher returns with Direct Fund

5 Yr

₹68,452

10 Yr

₹1,46,097

20 Yr

₹3,33,097

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Business Cycle Fund Direct - Growth

Business Cycle

Expense Ratio

Regular Plan

2.19%

Direct Plan

0.92%

Difference

1.27

Expected Higher returns with Direct Fund

5 Yr

₹67,548

10 Yr

₹1,45,988

20 Yr

₹3,41,291

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Flexi Cap Fund Direct - Growth

Flexi Cap

Expense Ratio

Regular Plan

2.12%

Direct Plan

0.89%

Difference

1.23

Expected Higher returns with Direct Fund

5 Yr

₹65,291

10 Yr

₹1,40,761

20 Yr

₹3,27,419

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata India Consumer Fund Direct-Growth

Consumption & Demand

Expense Ratio

Regular Plan

2.13%

Direct Plan

0.92%

Difference

1.21

Expected Higher returns with Direct Fund

5 Yr

₹64,280

10 Yr

₹1,38,716

20 Yr

₹3,23,281

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Midcap Growth Direct Plan-Growth

Mid Cap

Expense Ratio

Regular Plan

2.02%

Direct Plan

0.84%

Difference

1.18

Expected Higher returns with Direct Fund

5 Yr

₹62,452

10 Yr

₹1,34,139

20 Yr

₹3,09,678

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Balanced Advantage Fund Direct - Growth

Dynamic Asset Allocation

Expense Ratio

Regular Plan

1.86%

Direct Plan

0.68%

Difference

1.18

Expected Higher returns with Direct Fund

5 Yr

₹62,058

10 Yr

₹1,32,247

20 Yr

₹3,00,529

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Small Cap Fund Direct - Growth

Small Cap

Expense Ratio

Regular Plan

1.69%

Direct Plan

0.52%

Difference

1.17

Expected Higher returns with Direct Fund

5 Yr

₹61,132

10 Yr

₹1,29,215

20 Yr

₹2,88,884

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Ethical Direct Plan-Growth

Themed

Expense Ratio

Regular Plan

1.97%

Direct Plan

0.84%

Difference

1.13

Expected Higher returns with Direct Fund

5 Yr

₹59,746

10 Yr

₹1,28,166

20 Yr

₹2,95,124

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Retirement Savings Fund Conservative Plan Direct-Growth

Conservative

Expense Ratio

Regular Plan

2.16%

Direct Plan

1.04%

Difference

1.12

Expected Higher returns with Direct Fund

5 Yr

₹59,674

10 Yr

₹1,29,246

20 Yr

₹3,03,375

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Digital India Fund Direct-Growth

Technology

Expense Ratio

Regular Plan

1.75%

Direct Plan

0.67%

Difference

1.08

Expected Higher returns with Direct Fund

5 Yr

₹56,664

10 Yr

₹1,20,387

20 Yr

₹2,71,896

Get up to 1% more on Paytm Money with direct Mutual Funds

Know more about Tata Funds

Updated as on date10 Nov 2026

About Tata Mutual Fund

Tata Mutual Fund has been providing mutual funds under different investment categories over the years. Investors should look at a longer horizon / time period while investing in mutual funds for wealth creation and secure their financial freedom. At Paytm Money, you can invest in Direct Mutual Funds ofTata Mutual Fund to earn higher returns on investment when compared to regular plans.

Suitability of Direct Plans

Individuals who understand their investment needs and risk appetite would find direct plans very useful. Here, you can shortlist the top-rated funds and carry out the entire investing process independently. There will be no interference or hidden commissions from an external intermediaries like a mutual fund distributor or agent. Tata Mutual Fund Direct Plans are available for all kinds of mutual funds namely.

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