Tata Mutual Funds Direct v/s Regular Plans

Tata Mutual fund schemes are available as Direct Plans and Regular Plans. Investors should choose Direct Plans as they’re offered directly by the AMC without the involvement of any intermediaries like distributors or agents who charge extra commissions.View More

Your investment of ₹10,00,000, investing in direct plans can generate more returns than regular plans over given time period

Get extra returns on your investments in direct plans

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Name of the Mutual Fund Scheme

Expense Ratio

Regular Plan

Direct Plan

Difference

Expected Higher returns with Direct Fund

5 Yr

10 Yr

20 Yr

Tata Housing Opportunities Fund Direct - Growth

Themed

Expense Ratio

Regular Plan

2.37%

Direct Plan

0.72%

Difference

1.65

Expected Higher returns with Direct Fund

5 Yr

₹87,729

10 Yr

₹1,89,563

20 Yr

₹4,43,260

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Dividend Yield Fund Direct - Growth

Dividend Yield

Expense Ratio

Regular Plan

2.16%

Direct Plan

0.53%

Difference

1.63

Expected Higher returns with Direct Fund

5 Yr

₹85,985

10 Yr

₹1,83,969

20 Yr

₹4,21,755

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Resources & Energy Fund Direct-Growth

Energy

Expense Ratio

Regular Plan

2.13%

Direct Plan

0.54%

Difference

1.59

Expected Higher returns with Direct Fund

5 Yr

₹83,841

10 Yr

₹1,79,288

20 Yr

₹4,10,562

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata India Innovation Fund Direct-Growth

Themed

Expense Ratio

Regular Plan

2.05%

Direct Plan

0.55%

Difference

1.50

Expected Higher returns with Direct Fund

5 Yr

₹78,985

10 Yr

₹1,68,601

20 Yr

₹3,84,641

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata India Pharma & HealthCare Fund Direct-Growth

Pharma

Expense Ratio

Regular Plan

2.10%

Direct Plan

0.62%

Difference

1.48

Expected Higher returns with Direct Fund

5 Yr

₹78,116

10 Yr

₹1,67,239

20 Yr

₹3,83,773

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Multicap Fund Direct - Growth

Multi Cap

Expense Ratio

Regular Plan

1.88%

Direct Plan

0.40%

Difference

1.48

Expected Higher returns with Direct Fund

5 Yr

₹77,440

10 Yr

₹1,64,001

20 Yr

₹3,68,257

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Retirement Savings Fund Progressive Plan Direct-Growth

Flexi Cap

Expense Ratio

Regular Plan

1.99%

Direct Plan

0.53%

Difference

1.46

Expected Higher returns with Direct Fund

5 Yr

₹76,757

10 Yr

₹1,63,517

20 Yr

₹3,71,525

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Banking and Financial Services Fund Direct-Growth

Banking

Expense Ratio

Regular Plan

1.89%

Direct Plan

0.45%

Difference

1.44

Expected Higher returns with Direct Fund

5 Yr

₹75,436

10 Yr

₹1,59,989

20 Yr

₹3,60,270

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Multi Asset Opportunities Fund Direct - Growth

Multi Asset Allocation

Expense Ratio

Regular Plan

1.83%

Direct Plan

0.40%

Difference

1.43

Expected Higher returns with Direct Fund

5 Yr

₹74,750

10 Yr

₹1,58,101

20 Yr

₹3,54,078

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Business Cycle Fund Direct - Growth

Themed

Expense Ratio

Regular Plan

1.93%

Direct Plan

0.51%

Difference

1.42

Expected Higher returns with Direct Fund

5 Yr

₹74,536

10 Yr

₹1,58,468

20 Yr

₹3,58,588

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Focused Equity Fund Direct - Growth

Flexi Cap

Expense Ratio

Regular Plan

2.04%

Direct Plan

0.63%

Difference

1.41

Expected Higher returns with Direct Fund

5 Yr

₹74,347

10 Yr

₹1,58,966

20 Yr

₹3,63,811

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Retirement Savings Fund Moderate Plan Direct-Growth

Aggressive

Expense Ratio

Regular Plan

2.00%

Direct Plan

0.59%

Difference

1.41

Expected Higher returns with Direct Fund

5 Yr

₹74,230

10 Yr

₹1,58,403

20 Yr

₹3,61,093

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Small Cap Fund Direct - Growth

Small Cap

Expense Ratio

Regular Plan

1.68%

Direct Plan

0.34%

Difference

1.34

Expected Higher returns with Direct Fund

5 Yr

₹69,754

10 Yr

₹1,46,761

20 Yr

₹3,25,196

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Balanced Advantage Fund Direct - Growth

Dynamic Asset Allocation

Expense Ratio

Regular Plan

1.72%

Direct Plan

0.44%

Difference

1.28

Expected Higher returns with Direct Fund

5 Yr

₹66,815

10 Yr

₹1,41,060

20 Yr

₹3,14,681

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Flexi Cap Fund Direct - Growth

Flexi Cap

Expense Ratio

Regular Plan

1.89%

Direct Plan

0.62%

Difference

1.27

Expected Higher returns with Direct Fund

5 Yr

₹66,753

10 Yr

₹1,42,153

20 Yr

₹3,22,641

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata India Consumer Fund Direct-Growth

Consumption & Demand

Expense Ratio

Regular Plan

1.95%

Direct Plan

0.69%

Difference

1.26

Expected Higher returns with Direct Fund

5 Yr

₹66,397

10 Yr

₹1,41,849

20 Yr

₹3,24,015

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Digital India Fund Direct-Growth

Technology

Expense Ratio

Regular Plan

1.68%

Direct Plan

0.43%

Difference

1.25

Expected Higher returns with Direct Fund

5 Yr

₹65,184

10 Yr

₹1,37,445

20 Yr

₹3,05,833

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Ethical Direct Plan-Growth

Themed

Expense Ratio

Regular Plan

1.90%

Direct Plan

0.65%

Difference

1.25

Expected Higher returns with Direct Fund

5 Yr

₹65,753

10 Yr

₹1,40,161

20 Yr

₹3,18,731

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Midcap Growth Direct Plan-Growth

Mid Cap

Expense Ratio

Regular Plan

1.83%

Direct Plan

0.61%

Difference

1.22

Expected Higher returns with Direct Fund

5 Yr

₹64,036

10 Yr

₹1,36,127

20 Yr

₹3,07,856

Get up to 1% more on Paytm Money with direct Mutual Funds

Tata Retirement Savings Fund Conservative Plan Direct-Growth

Conservative

Expense Ratio

Regular Plan

2.17%

Direct Plan

0.98%

Difference

1.19

Expected Higher returns with Direct Fund

5 Yr

₹63,342

10 Yr

₹1,37,027

20 Yr

₹3,20,904

Get up to 1% more on Paytm Money with direct Mutual Funds

Know more about Tata Funds

Updated as on date 13 Dec 2025

About Tata Mutual Fund

Tata Mutual Fund has been providing mutual funds under different investment categories over the years. Investors should look at a longer horizon / time period while investing in mutual funds for wealth creation and secure their financial freedom. At Paytm Money, you can invest in Direct Mutual Funds of Tata Mutual Fund to earn higher returns on investment when compared to regular plans.

Suitability of Direct Plans

Individuals who understand their investment needs and risk appetite would find direct plans very useful. Here, you can shortlist the top-rated funds and carry out the entire investing process independently. There will be no interference or hidden commissions from an external intermediaries like a mutual fund distributor or agent. Tata Mutual Fund Direct Plans are available for all kinds of mutual funds namely.

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