Union Mutual Funds Direct v/s Regular Plans

Union Mutual fund schemes are available as Direct Plans and Regular Plans. Investors should choose Direct Plans as they’re offered directly by the AMC without the involvement of any intermediaries like distributors or agents who charge extra commissions.View More

Your investment of ₹10,00,000, investing in direct plans can generate more returns than regular plans over given time period

Get extra returns on your investments in direct plans

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Union Mutual Fund

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Name of the Mutual Fund Scheme

Expense Ratio

Regular Plan

Direct Plan

Difference

Expected Higher returns with Direct Fund

5 Yr

10 Yr

20 Yr

Union Active Momentum Fund Direct - Growth

Factor-Based

Expense Ratio

Regular Plan

3.89%

Direct Plan

2.52%

Difference

1.37

Expected Higher returns with Direct Fund

5 Yr

₹77,719

10 Yr

₹1,82,077

20 Yr

₹5,00,212

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Innovation & Opportunities Fund Direct - Growth

Innovation

Expense Ratio

Regular Plan

2.32%

Direct Plan

0.97%

Difference

1.35

Expected Higher returns with Direct Fund

5 Yr

₹72,058

10 Yr

₹1,56,436

20 Yr

₹3,69,053

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Retirement Fund Direct - Growth

Flexi Cap

Expense Ratio

Regular Plan

2.67%

Direct Plan

1.32%

Difference

1.35

Expected Higher returns with Direct Fund

5 Yr

₹73,056

10 Yr

₹1,61,351

20 Yr

₹3,93,954

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Consumption Fund Direct-Growth

Consumption & Demand

Expense Ratio

Regular Plan

2.67%

Direct Plan

1.35%

Difference

1.32

Expected Higher returns with Direct Fund

5 Yr

₹71,474

10 Yr

₹1,57,970

20 Yr

₹3,86,235

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Midcap Fund Direct - Growth

Mid Cap

Expense Ratio

Regular Plan

2.36%

Direct Plan

1.05%

Difference

1.31

Expected Higher returns with Direct Fund

5 Yr

₹70,088

10 Yr

₹1,52,604

20 Yr

₹3,62,102

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Large & Midcap Fund Direct - Growth

Large & MidCap

Expense Ratio

Regular Plan

2.55%

Direct Plan

1.29%

Difference

1.26

Expected Higher returns with Direct Fund

5 Yr

₹67,984

10 Yr

₹1,49,590

20 Yr

₹3,62,472

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Business Cycle Fund Direct - Growth

Business Cycle

Expense Ratio

Regular Plan

3.03%

Direct Plan

1.78%

Difference

1.25

Expected Higher returns with Direct Fund

5 Yr

₹68,738

10 Yr

₹1,54,879

20 Yr

₹3,93,517

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Aggressive Hybrid Fund Direct - Growth

Aggressive

Expense Ratio

Regular Plan

2.76%

Direct Plan

1.53%

Difference

1.23

Expected Higher returns with Direct Fund

5 Yr

₹66,953

10 Yr

₹1,48,952

20 Yr

₹3,68,941

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Value Fund Direct - Growth

Value Oriented

Expense Ratio

Regular Plan

2.70%

Direct Plan

1.50%

Difference

1.20

Expected Higher returns with Direct Fund

5 Yr

₹65,205

10 Yr

₹1,44,741

20 Yr

₹3,56,906

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Multicap Fund Direct - Growth

Multi Cap

Expense Ratio

Regular Plan

2.51%

Direct Plan

1.36%

Difference

1.15

Expected Higher returns with Direct Fund

5 Yr

₹62,085

10 Yr

₹1,36,701

20 Yr

₹3,31,633

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Small Cap Fund Direct-Growth

Small Cap

Expense Ratio

Regular Plan

2.17%

Direct Plan

1.03%

Difference

1.14

Expected Higher returns with Direct Fund

5 Yr

₹60,740

10 Yr

₹1,31,556

20 Yr

₹3,08,811

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Multi Asset Allocation Fund Direct-Growth

Multi Asset Allocation

Expense Ratio

Regular Plan

2.41%

Direct Plan

1.29%

Difference

1.12

Expected Higher returns with Direct Fund

5 Yr

₹60,264

10 Yr

₹1,32,137

20 Yr

₹3,17,874

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Balanced Advantage Fund Direct - Growth

Dynamic Asset Allocation

Expense Ratio

Regular Plan

2.51%

Direct Plan

1.43%

Difference

1.08

Expected Higher returns with Direct Fund

5 Yr

₹58,385

10 Yr

₹1,28,772

20 Yr

₹3,13,417

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Flexi Cap Fund Direct-Growth

Flexi Cap

Expense Ratio

Regular Plan

2.51%

Direct Plan

1.47%

Difference

1.04

Expected Higher returns with Direct Fund

5 Yr

₹56,267

10 Yr

₹1,24,218

20 Yr

₹3,02,901

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Focused Fund Direct - Growth

Focused

Expense Ratio

Regular Plan

2.55%

Direct Plan

1.55%

Difference

1.00

Expected Higher returns with Direct Fund

5 Yr

₹54,230

10 Yr

₹1,20,072

20 Yr

₹2,94,490

Get up to 1% more on Paytm Money with direct Mutual Funds

Union ELSS Tax Saver Fund Direct-Growth

ELSS

Expense Ratio

Regular Plan

2.59%

Direct Plan

1.66%

Difference

0.93

Expected Higher returns with Direct Fund

5 Yr

₹50,582

10 Yr

₹1,12,403

20 Yr

₹2,77,674

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Largecap Fund Direct - Growth

Large Cap

Expense Ratio

Regular Plan

2.58%

Direct Plan

1.68%

Difference

0.90

Expected Higher returns with Direct Fund

5 Yr

₹48,960

10 Yr

₹1,08,823

20 Yr

₹2,68,946

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Diversified Equity All Cap Active FoF Direct - Growth

Flexi Cap

Expense Ratio

Regular Plan

1.46%

Direct Plan

0.57%

Difference

0.89

Expected Higher returns with Direct Fund

5 Yr

₹46,336

10 Yr

₹97,490

20 Yr

₹2,15,889

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Arbitrage Fund Direct - Growth

Arbitrage

Expense Ratio

Regular Plan

2.29%

Direct Plan

1.65%

Difference

0.64

Expected Higher returns with Direct Fund

5 Yr

₹34,597

10 Yr

₹76,292

20 Yr

₹1,85,536

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Ultra Short to Short Term Fund Direct-Growth

Low Duration

Expense Ratio

Regular Plan

0.87%

Direct Plan

0.27%

Difference

0.60

Expected Higher returns with Direct Fund

5 Yr

₹30,690

10 Yr

₹63,155

20 Yr

₹1,33,752

Get up to 1% more on Paytm Money with direct Mutual Funds

Know more about Union Funds

Updated as on date09 Nov 2026

About Union Mutual Fund

Union Mutual Fund has been providing mutual funds under different investment categories over the years. Investors should look at a longer horizon / time period while investing in mutual funds for wealth creation and secure their financial freedom. At Paytm Money, you can invest in Direct Mutual Funds ofUnion Mutual Fund to earn higher returns on investment when compared to regular plans.

Suitability of Direct Plans

Individuals who understand their investment needs and risk appetite would find direct plans very useful. Here, you can shortlist the top-rated funds and carry out the entire investing process independently. There will be no interference or hidden commissions from an external intermediaries like a mutual fund distributor or agent. Union Mutual Fund Direct Plans are available for all kinds of mutual funds namely.

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