Union Mutual Funds Direct v/s Regular Plans

Union Mutual fund schemes are available as Direct Plans and Regular Plans. Investors should choose Direct Plans as they’re offered directly by the AMC without the involvement of any intermediaries like distributors or agents who charge extra commissions.View More

Your investment of ₹10,00,000, investing in direct plans can generate more returns than regular plans over given time period

Get extra returns on your investments in direct plans

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Union Mutual Fund

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Name of the Mutual Fund Scheme

Expense Ratio

Regular Plan

Direct Plan

Difference

Expected Higher returns with Direct Fund

5 Yr

10 Yr

20 Yr

Union Active Momentum Fund Direct - Growth

Themed

Expense Ratio

Regular Plan

3.87%

Direct Plan

2.50%

Difference

1.37

Expected Higher returns with Direct Fund

5 Yr

₹77,659

10 Yr

₹1,81,760

20 Yr

₹4,98,374

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Innovation & Opportunities Fund Direct - Growth

Innovation

Expense Ratio

Regular Plan

2.31%

Direct Plan

0.96%

Difference

1.35

Expected Higher returns with Direct Fund

5 Yr

₹72,030

10 Yr

₹1,56,297

20 Yr

₹3,68,364

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Retirement Fund Direct - Growth

Flexi Cap

Expense Ratio

Regular Plan

2.65%

Direct Plan

1.35%

Difference

1.30

Expected Higher returns with Direct Fund

5 Yr

₹70,363

10 Yr

₹1,55,437

20 Yr

₹3,79,648

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Consumption Fund Direct-Growth

Consumption & Demand

Expense Ratio

Regular Plan

2.91%

Direct Plan

1.61%

Difference

1.30

Expected Higher returns with Direct Fund

5 Yr

₹71,083

10 Yr

₹1,59,039

20 Yr

₹3,98,458

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Midcap Fund Direct - Growth

Mid Cap

Expense Ratio

Regular Plan

2.29%

Direct Plan

1.03%

Difference

1.26

Expected Higher returns with Direct Fund

5 Yr

₹67,293

10 Yr

₹1,46,191

20 Yr

₹3,45,304

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Large & Midcap Fund Direct - Growth

Large & MidCap

Expense Ratio

Regular Plan

2.51%

Direct Plan

1.26%

Difference

1.25

Expected Higher returns with Direct Fund

5 Yr

₹67,352

10 Yr

₹1,47,944

20 Yr

₹3,57,244

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Business Cycle Fund Direct - Growth

Business Cycle

Expense Ratio

Regular Plan

3.08%

Direct Plan

1.86%

Difference

1.22

Expected Higher returns with Direct Fund

5 Yr

₹67,258

10 Yr

₹1,52,025

20 Yr

₹3,88,691

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Value Fund Direct - Growth

Value Oriented

Expense Ratio

Regular Plan

2.65%

Direct Plan

1.50%

Difference

1.15

Expected Higher returns with Direct Fund

5 Yr

₹62,427

10 Yr

₹1,38,400

20 Yr

₹3,40,393

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Multicap Fund Direct - Growth

Multi Cap

Expense Ratio

Regular Plan

2.53%

Direct Plan

1.39%

Difference

1.14

Expected Higher returns with Direct Fund

5 Yr

₹61,605

10 Yr

₹1,35,811

20 Yr

₹3,30,274

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Aggressive Hybrid Fund Direct - Growth

Aggressive

Expense Ratio

Regular Plan

2.77%

Direct Plan

1.65%

Difference

1.12

Expected Higher returns with Direct Fund

5 Yr

₹61,120

10 Yr

₹1,36,400

20 Yr

₹3,39,910

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Balanced Advantage Fund Direct - Growth

Dynamic Asset Allocation

Expense Ratio

Regular Plan

2.50%

Direct Plan

1.40%

Difference

1.10

Expected Higher returns with Direct Fund

5 Yr

₹59,420

10 Yr

₹1,30,927

20 Yr

₹3,18,053

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Multi Asset Allocation Fund Direct-Growth

Multi Asset Allocation

Expense Ratio

Regular Plan

2.38%

Direct Plan

1.28%

Difference

1.10

Expected Higher returns with Direct Fund

5 Yr

₹59,141

10 Yr

₹1,29,546

20 Yr

₹3,11,016

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Small Cap Fund Direct-Growth

Small Cap

Expense Ratio

Regular Plan

2.22%

Direct Plan

1.14%

Difference

1.08

Expected Higher returns with Direct Fund

5 Yr

₹57,724

10 Yr

₹1,25,513

20 Yr

₹2,96,911

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Flexi Cap Fund Direct-Growth

Flexi Cap

Expense Ratio

Regular Plan

2.51%

Direct Plan

1.49%

Difference

1.02

Expected Higher returns with Direct Fund

5 Yr

₹55,206

10 Yr

₹1,21,936

20 Yr

₹2,97,613

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Diversified Equity All Cap Active FoF Direct - Growth

Flexi Cap

Expense Ratio

Regular Plan

1.46%

Direct Plan

0.51%

Difference

0.95

Expected Higher returns with Direct Fund

5 Yr

₹49,401

10 Yr

₹1,03,788

20 Yr

₹2,29,182

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Focused Fund Direct - Growth

Flexi Cap

Expense Ratio

Regular Plan

2.56%

Direct Plan

1.61%

Difference

0.95

Expected Higher returns with Direct Fund

5 Yr

₹51,589

10 Yr

₹1,14,417

20 Yr

₹2,81,556

Get up to 1% more on Paytm Money with direct Mutual Funds

Union ELSS Tax Saver Fund Direct-Growth

ELSS

Expense Ratio

Regular Plan

2.57%

Direct Plan

1.67%

Difference

0.90

Expected Higher returns with Direct Fund

5 Yr

₹48,940

10 Yr

₹1,08,727

20 Yr

₹2,68,446

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Largecap Fund Direct - Growth

Large Cap

Expense Ratio

Regular Plan

2.52%

Direct Plan

1.64%

Difference

0.88

Expected Higher returns with Direct Fund

5 Yr

₹47,778

10 Yr

₹1,05,936

20 Yr

₹2,60,522

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Low Duration Fund Direct - Growth

Low Duration

Expense Ratio

Regular Plan

0.98%

Direct Plan

0.26%

Difference

0.72

Expected Higher returns with Direct Fund

5 Yr

₹36,902

10 Yr

₹76,130

20 Yr

₹1,62,062

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Money Market Fund Direct - Growth

Money Market

Expense Ratio

Regular Plan

0.82%

Direct Plan

0.19%

Difference

0.63

Expected Higher returns with Direct Fund

5 Yr

₹32,141

10 Yr

₹65,929

20 Yr

₹1,38,732

Get up to 1% more on Paytm Money with direct Mutual Funds

Know more about Union Funds

Updated as on date15 Jul 2026

About Union Mutual Fund

Union Mutual Fund has been providing mutual funds under different investment categories over the years. Investors should look at a longer horizon / time period while investing in mutual funds for wealth creation and secure their financial freedom. At Paytm Money, you can invest in Direct Mutual Funds ofUnion Mutual Fund to earn higher returns on investment when compared to regular plans.

Suitability of Direct Plans

Individuals who understand their investment needs and risk appetite would find direct plans very useful. Here, you can shortlist the top-rated funds and carry out the entire investing process independently. There will be no interference or hidden commissions from an external intermediaries like a mutual fund distributor or agent. Union Mutual Fund Direct Plans are available for all kinds of mutual funds namely.

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