Union Mutual Funds Direct v/s Regular Plans

Union Mutual fund schemes are available as Direct Plans and Regular Plans. Investors should choose Direct Plans as they’re offered directly by the AMC without the involvement of any intermediaries like distributors or agents who charge extra commissions.View More

Your investment of ₹10,00,000, investing in direct plans can generate more returns than regular plans over given time period

Get extra returns on your investments in direct plans

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Union Mutual Fund

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Name of the Mutual Fund Scheme

Expense Ratio

Regular Plan

Direct Plan

Difference

Expected Higher returns with Direct Fund

5 Yr

10 Yr

20 Yr

Union Innovation & Opportunities Fund Direct - Growth

Themed

Expense Ratio

Regular Plan

2.16%

Direct Plan

0.73%

Difference

1.43

Expected Higher returns with Direct Fund

5 Yr

₹75,730

10 Yr

₹1,62,806

20 Yr

₹3,76,683

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Active Momentum Fund Direct - Growth

Themed

Expense Ratio

Regular Plan

2.43%

Direct Plan

1.02%

Difference

1.41

Expected Higher returns with Direct Fund

5 Yr

₹75,499

10 Yr

₹1,64,557

20 Yr

₹3,91,348

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Midcap Fund Direct - Growth

Mid Cap

Expense Ratio

Regular Plan

2.07%

Direct Plan

0.72%

Difference

1.35

Expected Higher returns with Direct Fund

5 Yr

₹71,352

10 Yr

₹1,53,007

20 Yr

₹3,52,187

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Large & Midcap Fund Direct - Growth

Large & MidCap

Expense Ratio

Regular Plan

2.25%

Direct Plan

0.95%

Difference

1.30

Expected Higher returns with Direct Fund

5 Yr

₹69,266

10 Yr

₹1,50,037

20 Yr

₹3,52,343

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Retirement Fund Direct - Growth

Flexi Cap

Expense Ratio

Regular Plan

2.40%

Direct Plan

1.14%

Difference

1.26

Expected Higher returns with Direct Fund

5 Yr

₹67,585

10 Yr

₹1,47,621

20 Yr

₹3,52,471

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Multi Asset Allocation Fund Direct-Growth

Multi Asset Allocation

Expense Ratio

Regular Plan

2.20%

Direct Plan

0.98%

Difference

1.22

Expected Higher returns with Direct Fund

5 Yr

₹64,977

10 Yr

₹1,40,671

20 Yr

₹3,29,951

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Multicap Fund Direct - Growth

Multi Cap

Expense Ratio

Regular Plan

2.15%

Direct Plan

0.94%

Difference

1.21

Expected Higher returns with Direct Fund

5 Yr

₹64,331

10 Yr

₹1,38,962

20 Yr

₹3,24,493

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Balanced Advantage Fund Direct - Growth

Dynamic Asset Allocation

Expense Ratio

Regular Plan

2.16%

Direct Plan

1.00%

Difference

1.16

Expected Higher returns with Direct Fund

5 Yr

₹61,757

10 Yr

₹1,33,629

20 Yr

₹3,13,076

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Value Fund Direct - Growth

Value Oriented

Expense Ratio

Regular Plan

2.48%

Direct Plan

1.33%

Difference

1.15

Expected Higher returns with Direct Fund

5 Yr

₹62,012

10 Yr

₹1,36,339

20 Yr

₹3,29,784

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Small Cap Fund Direct-Growth

Small Cap

Expense Ratio

Regular Plan

2.11%

Direct Plan

0.97%

Difference

1.14

Expected Higher returns with Direct Fund

5 Yr

₹60,596

10 Yr

₹1,30,858

20 Yr

₹3,05,365

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Diversified Equity All Cap Active FoF Direct - Growth

Flexi Cap

Expense Ratio

Regular Plan

1.56%

Direct Plan

0.46%

Difference

1.10

Expected Higher returns with Direct Fund

5 Yr

₹57,259

10 Yr

₹1,20,455

20 Yr

₹2,66,734

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Flexi Cap Fund Direct-Growth

Flexi Cap

Expense Ratio

Regular Plan

2.02%

Direct Plan

0.93%

Difference

1.09

Expected Higher returns with Direct Fund

5 Yr

₹57,790

10 Yr

₹1,24,396

20 Yr

₹2,88,398

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Aggressive Hybrid Fund Direct - Growth

Aggressive

Expense Ratio

Regular Plan

2.41%

Direct Plan

1.32%

Difference

1.09

Expected Higher returns with Direct Fund

5 Yr

₹58,684

10 Yr

₹1,28,765

20 Yr

₹3,10,198

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Business Cycle Fund Direct - Growth

Themed

Expense Ratio

Regular Plan

2.46%

Direct Plan

1.38%

Difference

1.08

Expected Higher returns with Direct Fund

5 Yr

₹58,271

10 Yr

₹1,28,204

20 Yr

₹3,10,511

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Focused Fund Direct - Growth

Flexi Cap

Expense Ratio

Regular Plan

2.50%

Direct Plan

1.47%

Difference

1.03

Expected Higher returns with Direct Fund

5 Yr

₹55,715

10 Yr

₹1,22,969

20 Yr

₹2,99,700

Get up to 1% more on Paytm Money with direct Mutual Funds

Union ELSS Tax Saver Fund Direct-Growth

ELSS

Expense Ratio

Regular Plan

2.28%

Direct Plan

1.38%

Difference

0.90

Expected Higher returns with Direct Fund

5 Yr

₹48,387

10 Yr

₹1,05,980

20 Yr

₹2,54,328

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Largecap Fund Direct - Growth

Large Cap

Expense Ratio

Regular Plan

2.53%

Direct Plan

1.66%

Difference

0.87

Expected Higher returns with Direct Fund

5 Yr

₹47,263

10 Yr

₹1,04,870

20 Yr

₹2,58,275

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Low Duration Fund Direct - Growth

Low Duration

Expense Ratio

Regular Plan

1.02%

Direct Plan

0.25%

Difference

0.77

Expected Higher returns with Direct Fund

5 Yr

₹39,488

10 Yr

₹81,528

20 Yr

₹1,73,826

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Money Market Fund Direct - Growth

Money Market

Expense Ratio

Regular Plan

0.89%

Direct Plan

0.16%

Difference

0.73

Expected Higher returns with Direct Fund

5 Yr

₹37,273

10 Yr

₹76,534

20 Yr

₹1,61,393

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Arbitrage Fund Direct - Growth

Arbitrage

Expense Ratio

Regular Plan

1.09%

Direct Plan

0.53%

Difference

0.56

Expected Higher returns with Direct Fund

5 Yr

₹28,918

10 Yr

₹60,222

20 Yr

₹1,30,610

Get up to 1% more on Paytm Money with direct Mutual Funds

Know more about Union Funds

Updated as on date 12 Dec 2025

About Union Mutual Fund

Union Mutual Fund has been providing mutual funds under different investment categories over the years. Investors should look at a longer horizon / time period while investing in mutual funds for wealth creation and secure their financial freedom. At Paytm Money, you can invest in Direct Mutual Funds of Union Mutual Fund to earn higher returns on investment when compared to regular plans.

Suitability of Direct Plans

Individuals who understand their investment needs and risk appetite would find direct plans very useful. Here, you can shortlist the top-rated funds and carry out the entire investing process independently. There will be no interference or hidden commissions from an external intermediaries like a mutual fund distributor or agent. Union Mutual Fund Direct Plans are available for all kinds of mutual funds namely.

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