Union Mutual Funds Direct v/s Regular Plans

Union Mutual fund schemes are available as Direct Plans and Regular Plans. Investors should choose Direct Plans as they’re offered directly by the AMC without the involvement of any intermediaries like distributors or agents who charge extra commissions.View More

Your investment of ₹10,00,000, investing in direct plans can generate more returns than regular plans over given time period

Get extra returns on your investments in direct plans

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Union Mutual Fund

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Name of the Mutual Fund Scheme

Expense Ratio

Regular Plan

Direct Plan

Difference

Expected Higher returns with Direct Fund

5 Yr

10 Yr

20 Yr

Union Active Momentum Fund Direct - Growth

Themed

Expense Ratio

Regular Plan

2.42%

Direct Plan

0.97%

Difference

1.45

Expected Higher returns with Direct Fund

5 Yr

₹77,549

10 Yr

₹1,68,783

20 Yr

₹4,00,265

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Innovation & Opportunities Fund Direct - Growth

Innovation

Expense Ratio

Regular Plan

2.20%

Direct Plan

0.83%

Difference

1.37

Expected Higher returns with Direct Fund

5 Yr

₹72,753

10 Yr

₹1,56,938

20 Yr

₹3,65,553

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Midcap Fund Direct - Growth

Mid Cap

Expense Ratio

Regular Plan

2.07%

Direct Plan

0.72%

Difference

1.35

Expected Higher returns with Direct Fund

5 Yr

₹71,352

10 Yr

₹1,53,007

20 Yr

₹3,52,187

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Retirement Fund Direct - Growth

Flexi Cap

Expense Ratio

Regular Plan

2.40%

Direct Plan

1.14%

Difference

1.26

Expected Higher returns with Direct Fund

5 Yr

₹67,585

10 Yr

₹1,47,621

20 Yr

₹3,52,471

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Large & Midcap Fund Direct - Growth

Large & MidCap

Expense Ratio

Regular Plan

2.27%

Direct Plan

1.02%

Difference

1.25

Expected Higher returns with Direct Fund

5 Yr

₹66,720

10 Yr

₹1,44,837

20 Yr

₹3,41,593

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Consumption Fund Direct-Growth

Consumption & Demand

Expense Ratio

Regular Plan

2.46%

Direct Plan

1.22%

Difference

1.24

Expected Higher returns with Direct Fund

5 Yr

₹66,695

10 Yr

₹1,46,177

20 Yr

₹3,51,413

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Multicap Fund Direct - Growth

Multi Cap

Expense Ratio

Regular Plan

2.17%

Direct Plan

1.01%

Difference

1.16

Expected Higher returns with Direct Fund

5 Yr

₹61,781

10 Yr

₹1,33,747

20 Yr

₹3,13,662

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Multi Asset Allocation Fund Direct-Growth

Multi Asset Allocation

Expense Ratio

Regular Plan

2.14%

Direct Plan

0.99%

Difference

1.15

Expected Higher returns with Direct Fund

5 Yr

₹61,188

10 Yr

₹1,32,300

20 Yr

₹3,09,498

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Value Fund Direct - Growth

Value Oriented

Expense Ratio

Regular Plan

2.48%

Direct Plan

1.33%

Difference

1.15

Expected Higher returns with Direct Fund

5 Yr

₹62,012

10 Yr

₹1,36,339

20 Yr

₹3,29,784

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Small Cap Fund Direct-Growth

Small Cap

Expense Ratio

Regular Plan

2.10%

Direct Plan

0.96%

Difference

1.14

Expected Higher returns with Direct Fund

5 Yr

₹60,573

10 Yr

₹1,30,743

20 Yr

₹3,04,795

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Balanced Advantage Fund Direct - Growth

Dynamic Asset Allocation

Expense Ratio

Regular Plan

2.16%

Direct Plan

1.04%

Difference

1.12

Expected Higher returns with Direct Fund

5 Yr

₹59,674

10 Yr

₹1,29,246

20 Yr

₹3,03,375

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Flexi Cap Fund Direct-Growth

Flexi Cap

Expense Ratio

Regular Plan

2.03%

Direct Plan

0.94%

Difference

1.09

Expected Higher returns with Direct Fund

5 Yr

₹57,813

10 Yr

₹1,24,506

20 Yr

₹2,88,938

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Aggressive Hybrid Fund Direct - Growth

Aggressive

Expense Ratio

Regular Plan

2.41%

Direct Plan

1.32%

Difference

1.09

Expected Higher returns with Direct Fund

5 Yr

₹58,684

10 Yr

₹1,28,765

20 Yr

₹3,10,198

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Focused Fund Direct - Growth

Flexi Cap

Expense Ratio

Regular Plan

2.51%

Direct Plan

1.53%

Difference

0.98

Expected Higher returns with Direct Fund

5 Yr

₹53,083

10 Yr

₹1,17,358

20 Yr

₹2,86,977

Get up to 1% more on Paytm Money with direct Mutual Funds

Union ELSS Tax Saver Fund Direct-Growth

ELSS

Expense Ratio

Regular Plan

2.28%

Direct Plan

1.32%

Difference

0.96

Expected Higher returns with Direct Fund

5 Yr

₹51,552

10 Yr

₹1,12,750

20 Yr

₹2,69,810

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Business Cycle Fund Direct - Growth

Business Cycle

Expense Ratio

Regular Plan

2.50%

Direct Plan

1.55%

Difference

0.95

Expected Higher returns with Direct Fund

5 Yr

₹51,468

10 Yr

₹1,13,814

20 Yr

₹2,78,429

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Diversified Equity All Cap Active FoF Direct - Growth

Flexi Cap

Expense Ratio

Regular Plan

1.33%

Direct Plan

0.47%

Difference

0.86

Expected Higher returns with Direct Fund

5 Yr

₹44,570

10 Yr

₹93,242

20 Yr

₹2,04,131

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Largecap Fund Direct - Growth

Large Cap

Expense Ratio

Regular Plan

2.54%

Direct Plan

1.73%

Difference

0.81

Expected Higher returns with Direct Fund

5 Yr

₹44,072

10 Yr

₹97,980

20 Yr

₹2,42,226

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Low Duration Fund Direct - Growth

Low Duration

Expense Ratio

Regular Plan

0.97%

Direct Plan

0.25%

Difference

0.72

Expected Higher returns with Direct Fund

5 Yr

₹36,887

10 Yr

₹76,062

20 Yr

₹1,61,756

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Arbitrage Fund Direct - Growth

Arbitrage

Expense Ratio

Regular Plan

1.01%

Direct Plan

0.40%

Difference

0.61

Expected Higher returns with Direct Fund

5 Yr

₹31,369

10 Yr

₹64,988

20 Yr

₹1,39,494

Get up to 1% more on Paytm Money with direct Mutual Funds

Know more about Union Funds

Updated as on date 21 Feb 2026

About Union Mutual Fund

Union Mutual Fund has been providing mutual funds under different investment categories over the years. Investors should look at a longer horizon / time period while investing in mutual funds for wealth creation and secure their financial freedom. At Paytm Money, you can invest in Direct Mutual Funds of Union Mutual Fund to earn higher returns on investment when compared to regular plans.

Suitability of Direct Plans

Individuals who understand their investment needs and risk appetite would find direct plans very useful. Here, you can shortlist the top-rated funds and carry out the entire investing process independently. There will be no interference or hidden commissions from an external intermediaries like a mutual fund distributor or agent. Union Mutual Fund Direct Plans are available for all kinds of mutual funds namely.

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