Union Mutual Funds Direct v/s Regular Plans

Union Mutual fund schemes are available as Direct Plans and Regular Plans. Investors should choose Direct Plans as they’re offered directly by the AMC without the involvement of any intermediaries like distributors or agents who charge extra commissions.View More

Your investment of ₹10,00,000, investing in direct plans can generate more returns than regular plans over given time period

Get extra returns on your investments in direct plans

Select:

Union Mutual Fund

All Categories

All Sub-Categories

Name of the Mutual Fund Scheme

Expense Ratio

Regular Plan

Direct Plan

Difference

Expected Higher returns with Direct Fund

5 Yr

10 Yr

20 Yr

Union Active Momentum Fund Direct - Growth

Themed

Expense Ratio

Regular Plan

2.42%

Direct Plan

0.97%

Difference

1.45

Expected Higher returns with Direct Fund

5 Yr

₹77,549

10 Yr

₹1,68,783

20 Yr

₹4,00,265

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Innovation & Opportunities Fund Direct - Growth

Innovation

Expense Ratio

Regular Plan

2.20%

Direct Plan

0.83%

Difference

1.37

Expected Higher returns with Direct Fund

5 Yr

₹72,753

10 Yr

₹1,56,938

20 Yr

₹3,65,553

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Midcap Fund Direct - Growth

Mid Cap

Expense Ratio

Regular Plan

2.07%

Direct Plan

0.72%

Difference

1.35

Expected Higher returns with Direct Fund

5 Yr

₹71,352

10 Yr

₹1,53,007

20 Yr

₹3,52,187

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Retirement Fund Direct - Growth

Flexi Cap

Expense Ratio

Regular Plan

2.42%

Direct Plan

1.15%

Difference

1.27

Expected Higher returns with Direct Fund

5 Yr

₹68,162

10 Yr

₹1,48,991

20 Yr

₹3,56,277

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Large & Midcap Fund Direct - Growth

Large & MidCap

Expense Ratio

Regular Plan

2.33%

Direct Plan

1.08%

Difference

1.25

Expected Higher returns with Direct Fund

5 Yr

₹66,877

10 Yr

₹1,45,608

20 Yr

₹3,45,444

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Consumption Fund Direct-Growth

Consumption & Demand

Expense Ratio

Regular Plan

2.46%

Direct Plan

1.22%

Difference

1.24

Expected Higher returns with Direct Fund

5 Yr

₹66,695

10 Yr

₹1,46,177

20 Yr

₹3,51,413

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Multicap Fund Direct - Growth

Multi Cap

Expense Ratio

Regular Plan

2.17%

Direct Plan

1.01%

Difference

1.16

Expected Higher returns with Direct Fund

5 Yr

₹61,781

10 Yr

₹1,33,747

20 Yr

₹3,13,662

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Multi Asset Allocation Fund Direct-Growth

Multi Asset Allocation

Expense Ratio

Regular Plan

2.14%

Direct Plan

0.99%

Difference

1.15

Expected Higher returns with Direct Fund

5 Yr

₹61,188

10 Yr

₹1,32,300

20 Yr

₹3,09,498

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Value Fund Direct - Growth

Value Oriented

Expense Ratio

Regular Plan

2.45%

Direct Plan

1.31%

Difference

1.14

Expected Higher returns with Direct Fund

5 Yr

₹61,412

10 Yr

₹1,34,855

20 Yr

₹3,25,386

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Balanced Advantage Fund Direct - Growth

Dynamic Asset Allocation

Expense Ratio

Regular Plan

2.23%

Direct Plan

1.11%

Difference

1.12

Expected Higher returns with Direct Fund

5 Yr

₹59,839

10 Yr

₹1,30,050

20 Yr

₹3,07,370

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Flexi Cap Fund Direct-Growth

Flexi Cap

Expense Ratio

Regular Plan

2.03%

Direct Plan

0.94%

Difference

1.09

Expected Higher returns with Direct Fund

5 Yr

₹57,813

10 Yr

₹1,24,506

20 Yr

₹2,88,938

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Small Cap Fund Direct-Growth

Small Cap

Expense Ratio

Regular Plan

2.04%

Direct Plan

0.96%

Difference

1.08

Expected Higher returns with Direct Fund

5 Yr

₹57,316

10 Yr

₹1,23,528

20 Yr

₹2,87,083

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Business Cycle Fund Direct - Growth

Business Cycle

Expense Ratio

Regular Plan

2.50%

Direct Plan

1.55%

Difference

0.95

Expected Higher returns with Direct Fund

5 Yr

₹51,468

10 Yr

₹1,13,814

20 Yr

₹2,78,429

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Focused Fund Direct - Growth

Flexi Cap

Expense Ratio

Regular Plan

2.45%

Direct Plan

1.50%

Difference

0.95

Expected Higher returns with Direct Fund

5 Yr

₹51,367

10 Yr

₹1,13,313

20 Yr

₹2,75,848

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Aggressive Hybrid Fund Direct - Growth

Aggressive

Expense Ratio

Regular Plan

2.34%

Direct Plan

1.43%

Difference

0.91

Expected Higher returns with Direct Fund

5 Yr

₹49,030

10 Yr

₹1,07,680

20 Yr

₹2,59,812

Get up to 1% more on Paytm Money with direct Mutual Funds

Union ELSS Tax Saver Fund Direct-Growth

ELSS

Expense Ratio

Regular Plan

2.30%

Direct Plan

1.44%

Difference

0.86

Expected Higher returns with Direct Fund

5 Yr

₹46,309

10 Yr

₹1,01,626

20 Yr

₹2,44,821

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Diversified Equity All Cap Active FoF Direct - Growth

Flexi Cap

Expense Ratio

Regular Plan

1.33%

Direct Plan

0.47%

Difference

0.86

Expected Higher returns with Direct Fund

5 Yr

₹44,570

10 Yr

₹93,242

20 Yr

₹2,04,131

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Largecap Fund Direct - Growth

Large Cap

Expense Ratio

Regular Plan

2.42%

Direct Plan

1.58%

Difference

0.84

Expected Higher returns with Direct Fund

5 Yr

₹45,463

10 Yr

₹1,00,408

20 Yr

₹2,44,980

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Low Duration Fund Direct - Growth

Low Duration

Expense Ratio

Regular Plan

0.97%

Direct Plan

0.25%

Difference

0.72

Expected Higher returns with Direct Fund

5 Yr

₹36,887

10 Yr

₹76,062

20 Yr

₹1,61,756

Get up to 1% more on Paytm Money with direct Mutual Funds

Union Money Market Fund Direct - Growth

Money Market

Expense Ratio

Regular Plan

0.86%

Direct Plan

0.16%

Difference

0.70

Expected Higher returns with Direct Fund

5 Yr

₹35,720

10 Yr

₹73,289

20 Yr

₹1,54,313

Get up to 1% more on Paytm Money with direct Mutual Funds

Know more about Union Funds

Updated as on date26 Jun 2026

About Union Mutual Fund

Union Mutual Fund has been providing mutual funds under different investment categories over the years. Investors should look at a longer horizon / time period while investing in mutual funds for wealth creation and secure their financial freedom. At Paytm Money, you can invest in Direct Mutual Funds ofUnion Mutual Fund to earn higher returns on investment when compared to regular plans.

Suitability of Direct Plans

Individuals who understand their investment needs and risk appetite would find direct plans very useful. Here, you can shortlist the top-rated funds and carry out the entire investing process independently. There will be no interference or hidden commissions from an external intermediaries like a mutual fund distributor or agent. Union Mutual Fund Direct Plans are available for all kinds of mutual funds namely.

Sort

Filters