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direct-vs-regular

UTI Mutual Funds Direct v/s Regular Plans

UTI Mutual fund schemes are available as Direct Plans and Regular Plans. Investors should choose Direct Plans as they’re offered directly by the AMC without the involvement of any intermediaries like distributors or agents who charge extra commissions.View More
Your investment of ₹10,00,000, investing in direct plans can generate more returns than regular plans over given time period
Get extra returns on your investments in direct plans
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UTI Mutual Fund
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Name of the Mutual Fund Scheme
Expense Ratio
Regular Plan
Direct Plan
Difference
Expected Higher returns with Direct Fund
5 Yr
10 Yr
20 Yr
Expense Ratio
Regular Plan
2.01%
Direct Plan
0.30%
Difference
1.71
Expected Higher returns with Direct Fund
5 Yr
89,531
10 Yr
1,89,781
20 Yr
4,27,122
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
2.09%
Direct Plan
0.48%
Difference
1.61
Expected Higher returns with Direct Fund
5 Yr
84,728
10 Yr
1,80,742
20 Yr
4,11,884
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
2.28%
Direct Plan
0.85%
Difference
1.43
Expected Higher returns with Direct Fund
5 Yr
76,089
10 Yr
1,64,547
20 Yr
3,85,238
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
1.90%
Direct Plan
0.52%
Difference
1.38
Expected Higher returns with Direct Fund
5 Yr
72,407
10 Yr
1,53,862
20 Yr
3,47,779
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
1.96%
Direct Plan
0.67%
Difference
1.29
Expected Higher returns with Direct Fund
5 Yr
67,965
10 Yr
1,45,165
20 Yr
3,31,454
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
1.86%
Direct Plan
0.65%
Difference
1.21
Expected Higher returns with Direct Fund
5 Yr
63,599
10 Yr
1,35,431
20 Yr
3,07,334
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
1.73%
Direct Plan
0.59%
Difference
1.14
Expected Higher returns with Direct Fund
5 Yr
59,694
10 Yr
1,26,517
20 Yr
2,84,372
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
1.93%
Direct Plan
0.83%
Difference
1.10
Expected Higher returns with Direct Fund
5 Yr
58,102
10 Yr
1,24,484
20 Yr
2,85,919
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
2.17%
Direct Plan
1.15%
Difference
1.02
Expected Higher returns with Direct Fund
5 Yr
54,474
10 Yr
1,18,326
20 Yr
2,79,321
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
2.25%
Direct Plan
1.26%
Difference
0.99
Expected Higher returns with Direct Fund
5 Yr
53,069
10 Yr
1,15,813
20 Yr
2,75,937
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
1.88%
Direct Plan
0.89%
Difference
0.99
Expected Higher returns with Direct Fund
5 Yr
52,302
10 Yr
1,12,078
20 Yr
2,57,487
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
1.64%
Direct Plan
0.69%
Difference
0.95
Expected Higher returns with Direct Fund
5 Yr
49,754
10 Yr
1,05,465
20 Yr
2,37,068
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
1.48%
Direct Plan
0.56%
Difference
0.92
Expected Higher returns with Direct Fund
5 Yr
47,907
10 Yr
1,00,823
20 Yr
2,23,393
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
2.45%
Direct Plan
1.55%
Difference
0.90
Expected Higher returns with Direct Fund
5 Yr
48,711
10 Yr
1,07,583
20 Yr
2,62,517
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
1.76%
Direct Plan
0.88%
Difference
0.88
Expected Higher returns with Direct Fund
5 Yr
46,371
10 Yr
99,046
20 Yr
2,26,041
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
1.93%
Direct Plan
1.05%
Difference
0.88
Expected Higher returns with Direct Fund
5 Yr
46,683
10 Yr
1,00,551
20 Yr
2,33,356
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
1.54%
Direct Plan
0.69%
Difference
0.85
Expected Higher returns with Direct Fund
5 Yr
44,429
10 Yr
93,940
20 Yr
2,10,078
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
2.04%
Direct Plan
1.20%
Difference
0.84
Expected Higher returns with Direct Fund
5 Yr
44,789
10 Yr
97,091
20 Yr
2,28,211
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
1.75%
Direct Plan
0.92%
Difference
0.83
Expected Higher returns with Direct Fund
5 Yr
43,762
10 Yr
93,540
20 Yr
2,13,773
Get up to 1% more on Paytm Money with direct Mutual Funds
Expense Ratio
Regular Plan
1.82%
Direct Plan
1.13%
Difference
0.69
Expected Higher returns with Direct Fund
5 Yr
36,581
10 Yr
78,730
20 Yr
1,82,384
Get up to 1% more on Paytm Money with direct Mutual Funds
Know more about UTI Funds
Updated as on date 20 Aug 2025
About UTI Mutual Fund
UTI Mutual Fund has been providing mutual funds under different investment categories over the years. Investors should look at a longer horizon / time period while investing in mutual funds for wealth creation and secure their financial freedom. At Paytm Money, you can invest in Direct Mutual Funds of UTI Mutual Fund to earn higher returns on investment when compared to regular plans.
Suitability of Direct Plans
Individuals who understand their investment needs and risk appetite would find direct plans very useful. Here, you can shortlist the top-rated funds and carry out the entire investing process independently. There will be no interference or hidden commissions from an external intermediaries like a mutual fund distributor or agent. UTI Mutual Fund Direct Plans are available for all kinds of mutual funds namely.
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