UTI Mutual Funds Direct v/s Regular Plans

UTI Mutual fund schemes are available as Direct Plans and Regular Plans. Investors should choose Direct Plans as they’re offered directly by the AMC without the involvement of any intermediaries like distributors or agents who charge extra commissions.View More

Your investment of ₹10,00,000, investing in direct plans can generate more returns than regular plans over given time period

Get extra returns on your investments in direct plans

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Name of the Mutual Fund Scheme

Expense Ratio

Regular Plan

Direct Plan

Difference

Expected Higher returns with Direct Fund

5 Yr

10 Yr

20 Yr

UTI Balanced Advantage Fund Direct - Growth

Dynamic Asset Allocation

Expense Ratio

Regular Plan

1.90%

Direct Plan

0.39%

Difference

1.51

Expected Higher returns with Direct Fund

5 Yr

₹79,026

10 Yr

₹1,67,404

20 Yr

₹3,76,122

Get up to 1% more on Paytm Money with direct Mutual Funds

UTI Innovation Fund Direct - Growth

Themed

Expense Ratio

Regular Plan

2.37%

Direct Plan

0.96%

Difference

1.41

Expected Higher returns with Direct Fund

5 Yr

₹75,321

10 Yr

₹1,63,686

20 Yr

₹3,86,987

Get up to 1% more on Paytm Money with direct Mutual Funds

UTI Small Cap Fund Direct - Growth

Small Cap

Expense Ratio

Regular Plan

1.88%

Direct Plan

0.49%

Difference

1.39

Expected Higher returns with Direct Fund

5 Yr

₹72,860

10 Yr

₹1,54,634

20 Yr

₹3,48,673

Get up to 1% more on Paytm Money with direct Mutual Funds

UTI Focused Fund Direct - Growth

Flexi Cap

Expense Ratio

Regular Plan

1.98%

Direct Plan

0.60%

Difference

1.38

Expected Higher returns with Direct Fund

5 Yr

₹72,636

10 Yr

₹1,54,960

20 Yr

₹3,53,038

Get up to 1% more on Paytm Money with direct Mutual Funds

UTI Transportation and Logistics Fund Direct-Growth

Themed

Expense Ratio

Regular Plan

1.96%

Direct Plan

0.81%

Difference

1.15

Expected Higher returns with Direct Fund

5 Yr

₹60,756

10 Yr

₹1,30,205

20 Yr

₹2,99,243

Get up to 1% more on Paytm Money with direct Mutual Funds

UTI Banking and Financial Services Fund Direct Plan-Growth

Banking

Expense Ratio

Regular Plan

2.26%

Direct Plan

1.19%

Difference

1.07

Expected Higher returns with Direct Fund

5 Yr

₹57,291

10 Yr

₹1,24,846

20 Yr

₹2,96,636

Get up to 1% more on Paytm Money with direct Mutual Funds

UTI ELSS Tax Saver Fund Direct-Growth

ELSS

Expense Ratio

Regular Plan

1.90%

Direct Plan

0.87%

Difference

1.03

Expected Higher returns with Direct Fund

5 Yr

₹54,415

10 Yr

₹1,16,609

20 Yr

₹2,67,920

Get up to 1% more on Paytm Money with direct Mutual Funds

UTI Healthcare Fund Direct-Growth

Pharma

Expense Ratio

Regular Plan

2.32%

Direct Plan

1.34%

Difference

0.98

Expected Higher returns with Direct Fund

5 Yr

₹52,688

10 Yr

₹1,15,406

20 Yr

₹2,76,992

Get up to 1% more on Paytm Money with direct Mutual Funds

UTI Mid Cap Fund Direct-Growth

Mid Cap

Expense Ratio

Regular Plan

1.76%

Direct Plan

0.82%

Difference

0.94

Expected Higher returns with Direct Fund

5 Yr

₹49,474

10 Yr

₹1,05,521

20 Yr

₹2,40,135

Get up to 1% more on Paytm Money with direct Mutual Funds

UTI Long Duration Fund Direct - Growth

Long Duration

Expense Ratio

Regular Plan

1.51%

Direct Plan

0.58%

Difference

0.93

Expected Higher returns with Direct Fund

5 Yr

₹48,476

10 Yr

₹1,02,147

20 Yr

₹2,26,891

Get up to 1% more on Paytm Money with direct Mutual Funds

UTI Large Cap Fund Direct-Growth

Large Cap

Expense Ratio

Regular Plan

1.75%

Direct Plan

0.85%

Difference

0.90

Expected Higher returns with Direct Fund

5 Yr

₹47,387

10 Yr

₹1,01,118

20 Yr

₹2,30,324

Get up to 1% more on Paytm Money with direct Mutual Funds

UTI India Consumer Fund Direct-Growth

Consumption & Demand

Expense Ratio

Regular Plan

2.49%

Direct Plan

1.59%

Difference

0.90

Expected Higher returns with Direct Fund

5 Yr

₹48,787

10 Yr

₹1,07,963

20 Yr

₹2,64,479

Get up to 1% more on Paytm Money with direct Mutual Funds

UTI MNC Fund Direct-Growth

MNC

Expense Ratio

Regular Plan

2.03%

Direct Plan

1.17%

Difference

0.86

Expected Higher returns with Direct Fund

5 Yr

₹45,820

10 Yr

₹99,228

20 Yr

₹2,32,783

Get up to 1% more on Paytm Money with direct Mutual Funds

UTI Dynamic Bond Fund Direct-Growth

Dynamic Bond

Expense Ratio

Regular Plan

1.56%

Direct Plan

0.71%

Difference

0.85

Expected Higher returns with Direct Fund

5 Yr

₹44,464

10 Yr

₹94,107

20 Yr

₹2,10,869

Get up to 1% more on Paytm Money with direct Mutual Funds

UTI Equity Savings Fund Direct - Growth

Equity Savings

Expense Ratio

Regular Plan

1.54%

Direct Plan

0.73%

Difference

0.81

Expected Higher returns with Direct Fund

5 Yr

₹42,371

10 Yr

₹89,677

20 Yr

₹2,00,927

Get up to 1% more on Paytm Money with direct Mutual Funds

UTI Large & Mid Cap Fund Direct-Growth

Large & MidCap

Expense Ratio

Regular Plan

2.03%

Direct Plan

1.24%

Difference

0.79

Expected Higher returns with Direct Fund

5 Yr

₹42,148

10 Yr

₹91,431

20 Yr

₹2,15,205

Get up to 1% more on Paytm Money with direct Mutual Funds

UTI Multi Asset Allocation Fund Direct-Growth

Multi Asset Allocation

Expense Ratio

Regular Plan

1.90%

Direct Plan

1.12%

Difference

0.78

Expected Higher returns with Direct Fund

5 Yr

₹41,410

10 Yr

₹89,279

20 Yr

₹2,07,566

Get up to 1% more on Paytm Money with direct Mutual Funds

UTI Flexi Cap Fund Direct-Growth

Flexi Cap

Expense Ratio

Regular Plan

1.66%

Direct Plan

0.90%

Difference

0.76

Expected Higher returns with Direct Fund

5 Yr

₹39,984

10 Yr

₹85,231

20 Yr

₹1,93,705

Get up to 1% more on Paytm Money with direct Mutual Funds

UTI Credit Risk Fund Direct-Growth

Credit Risk

Expense Ratio

Regular Plan

1.65%

Direct Plan

0.91%

Difference

0.74

Expected Higher returns with Direct Fund

5 Yr

₹38,932

10 Yr

₹82,987

20 Yr

₹1,88,600

Get up to 1% more on Paytm Money with direct Mutual Funds

UTI Value Fund Direct-Growth

Value Oriented

Expense Ratio

Regular Plan

1.84%

Direct Plan

1.13%

Difference

0.71

Expected Higher returns with Direct Fund

5 Yr

₹37,657

10 Yr

₹81,084

20 Yr

₹1,88,029

Get up to 1% more on Paytm Money with direct Mutual Funds

Know more about UTI Funds

Updated as on date 05 May 2025

About UTI Mutual Fund

UTI Mutual Fund has been providing mutual funds under different investment categories over the years. Investors should look at a longer horizon / time period while investing in mutual funds for wealth creation and secure their financial freedom. At Paytm Money, you can invest in Direct Mutual Funds of UTI Mutual Fund to earn higher returns on investment when compared to regular plans.

Suitability of Direct Plans

Individuals who understand their investment needs and risk appetite would find direct plans very useful. Here, you can shortlist the top-rated funds and carry out the entire investing process independently. There will be no interference or hidden commissions from an external intermediaries like a mutual fund distributor or agent. UTI Mutual Fund Direct Plans are available for all kinds of mutual funds namely.

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