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direct-vs-regular

Equity Direct v/s Regular Plans

Equity schemes are available as Direct Plans and Regular Plans. Investors should choose Direct Plans as they’re offered directly by the AMC without the involvement of any intermediaries like distributors or agents who charge extra commissions.View More
Your investment of ₹10,00,000, investing in direct plans can generate more returns than regular plans over given time period
Get extra returns on your investments in direct plans
Select:
All Mutual Funds
Equity
All Sub-Categories
Name of the Mutual Fund Scheme
Expense Ratio
Regular Plan
Direct Plan
Difference
Expected Higher returns with Direct Fund
5 Yr
10 Yr
20 Yr
The Wealth Company Flexi Cap Fund Direct - Growth
The Wealth Company Flexi Cap Fund Direct - Growth
Flexi Cap
Flexi Cap
Expense Ratio
Regular Plan
3.26%
Direct Plan
1.20%
Difference
2.06
Expected Higher returns with Direct Fund
5 Yr
₹1,12,522
10 Yr
₹2,51,536
20 Yr
₹6,30,079
Get up to 1% more on Paytm Money with direct Mutual Funds
The Wealth Company Large & Mid Cap Fund Direct-Growth
The Wealth Company Large & Mid Cap Fund Direct-Growth
Large & MidCap
Large & MidCap
Expense Ratio
Regular Plan
2.47%
Direct Plan
0.46%
Difference
2.01
Expected Higher returns with Direct Fund
5 Yr
₹1,06,540
10 Yr
₹2,29,378
20 Yr
₹5,32,917
Get up to 1% more on Paytm Money with direct Mutual Funds
The Wealth Company Small Cap Fund Direct-Growth
The Wealth Company Small Cap Fund Direct-Growth
Small Cap
Small Cap
Expense Ratio
Regular Plan
4.33%
Direct Plan
2.40%
Difference
1.93
Expected Higher returns with Direct Fund
5 Yr
₹1,10,178
10 Yr
₹2,60,239
20 Yr
₹7,27,509
Get up to 1% more on Paytm Money with direct Mutual Funds
Navi Large & Midcap Fund Direct-Growth
Navi Large & Midcap Fund Direct-Growth
Large & MidCap
Large & MidCap
Expense Ratio
Regular Plan
2.53%
Direct Plan
0.65%
Difference
1.88
Expected Higher returns with Direct Fund
5 Yr
₹1,00,139
10 Yr
₹2,16,901
20 Yr
₹5,09,885
Get up to 1% more on Paytm Money with direct Mutual Funds
Navi Flexi Cap Fund Direct - Growth
Navi Flexi Cap Fund Direct - Growth
Flexi Cap
Flexi Cap
Expense Ratio
Regular Plan
2.56%
Direct Plan
0.69%
Difference
1.87
Expected Higher returns with Direct Fund
5 Yr
₹99,744
10 Yr
₹2,16,415
20 Yr
₹5,10,475
Get up to 1% more on Paytm Money with direct Mutual Funds
Groww Banking & Financial Services Fund Direct - Growth
Groww Banking & Financial Services Fund Direct - Growth
Banking
Banking
Expense Ratio
Regular Plan
3.01%
Direct Plan
1.15%
Difference
1.86
Expected Higher returns with Direct Fund
5 Yr
₹1,00,999
10 Yr
₹2,24,084
20 Yr
₹5,52,672
Get up to 1% more on Paytm Money with direct Mutual Funds
Groww Multicap Fund Direct-Growth
Groww Multicap Fund Direct-Growth
Multi Cap
Multi Cap
Expense Ratio
Regular Plan
2.82%
Direct Plan
0.98%
Difference
1.84
Expected Higher returns with Direct Fund
5 Yr
₹99,209
10 Yr
₹2,18,177
20 Yr
₹5,28,655
Get up to 1% more on Paytm Money with direct Mutual Funds
Mirae Asset Infrastructure Fund Direct - Growth
Mirae Asset Infrastructure Fund Direct - Growth
Infrastructure
Infrastructure
Expense Ratio
Regular Plan
2.67%
Direct Plan
0.83%
Difference
1.84
Expected Higher returns with Direct Fund
5 Yr
₹98,627
10 Yr
₹2,15,304
20 Yr
₹5,14,070
Get up to 1% more on Paytm Money with direct Mutual Funds
Baroda BNP Paribas Focused Fund Direct - Growth
Baroda BNP Paribas Focused Fund Direct - Growth
Flexi Cap
Flexi Cap
Expense Ratio
Regular Plan
3.13%
Direct Plan
1.32%
Difference
1.81
Expected Higher returns with Direct Fund
5 Yr
₹98,842
10 Yr
₹2,20,851
20 Yr
₹5,52,372
Get up to 1% more on Paytm Money with direct Mutual Funds
Groww Small Cap Fund Direct-Growth
Groww Small Cap Fund Direct-Growth
Small Cap
Small Cap
Expense Ratio
Regular Plan
2.95%
Direct Plan
1.17%
Difference
1.78
Expected Higher returns with Direct Fund
5 Yr
₹96,578
10 Yr
₹2,14,050
20 Yr
₹5,26,727
Get up to 1% more on Paytm Money with direct Mutual Funds
TRUSTMF Mid Cap Fund Direct-Growth
TRUSTMF Mid Cap Fund Direct-Growth
Mid Cap
Mid Cap
Expense Ratio
Regular Plan
3.69%
Direct Plan
1.91%
Difference
1.78
Expected Higher returns with Direct Fund
5 Yr
₹99,409
10 Yr
₹2,28,427
20 Yr
₹6,04,188
Get up to 1% more on Paytm Money with direct Mutual Funds
ITI Business Cycle Fund Direct-Growth
ITI Business Cycle Fund Direct-Growth
Business Cycle
Business Cycle
Expense Ratio
Regular Plan
3.76%
Direct Plan
2.00%
Difference
1.76
Expected Higher returns with Direct Fund
5 Yr
₹98,598
10 Yr
₹2,27,442
20 Yr
₹6,06,233
Get up to 1% more on Paytm Money with direct Mutual Funds
WhiteOak Capital Digital Bharat Fund Direct-Growth
WhiteOak Capital Digital Bharat Fund Direct-Growth
Technology
Technology
Expense Ratio
Regular Plan
3.37%
Direct Plan
1.62%
Difference
1.75
Expected Higher returns with Direct Fund
5 Yr
₹96,578
10 Yr
₹2,18,646
20 Yr
₹5,61,333
Get up to 1% more on Paytm Money with direct Mutual Funds
LIC MF Technology Fund Direct-Growth
LIC MF Technology Fund Direct-Growth
Technology
Technology
Expense Ratio
Regular Plan
2.97%
Direct Plan
1.22%
Difference
1.75
Expected Higher returns with Direct Fund
5 Yr
₹95,080
10 Yr
₹2,11,086
20 Yr
₹5,21,157
Get up to 1% more on Paytm Money with direct Mutual Funds
Mahindra Manulife Innovation Opportunities Fund Direct-Growth
Mahindra Manulife Innovation Opportunities Fund Direct-Growth
Innovation
Innovation
Expense Ratio
Regular Plan
2.55%
Direct Plan
0.80%
Difference
1.75
Expected Higher returns with Direct Fund
5 Yr
₹93,525
10 Yr
₹2,03,400
20 Yr
₹4,81,913
Get up to 1% more on Paytm Money with direct Mutual Funds
Shriram Multi Sector Rotation Fund Direct-Growth
Shriram Multi Sector Rotation Fund Direct-Growth
Themed
Themed
Expense Ratio
Regular Plan
2.91%
Direct Plan
1.17%
Difference
1.74
Expected Higher returns with Direct Fund
5 Yr
₹94,333
10 Yr
₹2,08,863
20 Yr
₹5,12,879
Get up to 1% more on Paytm Money with direct Mutual Funds
Baroda BNP Paribas Health and Wellness Fund Direct-Growth
Baroda BNP Paribas Health and Wellness Fund Direct-Growth
Pharma
Pharma
Expense Ratio
Regular Plan
2.74%
Direct Plan
1.00%
Difference
1.74
Expected Higher returns with Direct Fund
5 Yr
₹93,706
10 Yr
₹2,05,752
20 Yr
₹4,96,892
Get up to 1% more on Paytm Money with direct Mutual Funds
Mahindra Manulife Value Fund Direct-Growth
Mahindra Manulife Value Fund Direct-Growth
Value Oriented
Value Oriented
Expense Ratio
Regular Plan
2.61%
Direct Plan
0.87%
Difference
1.74
Expected Higher returns with Direct Fund
5 Yr
₹93,228
10 Yr
₹2,03,402
20 Yr
₹4,84,987
Get up to 1% more on Paytm Money with direct Mutual Funds
Mahindra Manulife Banking & Financial Services Fund Direct-Growth
Mahindra Manulife Banking & Financial Services Fund Direct-Growth
Banking
Banking
Expense Ratio
Regular Plan
2.94%
Direct Plan
1.22%
Difference
1.72
Expected Higher returns with Direct Fund
5 Yr
₹93,394
10 Yr
₹2,07,187
20 Yr
₹5,10,723
Get up to 1% more on Paytm Money with direct Mutual Funds
ITI Pharma and Healthcare Fund Direct - Growth
ITI Pharma and Healthcare Fund Direct - Growth
Pharma
Pharma
Expense Ratio
Regular Plan
2.66%
Direct Plan
0.95%
Difference
1.71
Expected Higher returns with Direct Fund
5 Yr
₹91,855
10 Yr
₹2,01,041
20 Yr
₹4,82,373
Get up to 1% more on Paytm Money with direct Mutual Funds
PGIM India Multi Cap Fund Direct-Growth
PGIM India Multi Cap Fund Direct-Growth
Multi Cap
Multi Cap
Expense Ratio
Regular Plan
2.51%
Direct Plan
0.80%
Difference
1.71
Expected Higher returns with Direct Fund
5 Yr
₹91,315
10 Yr
₹1,98,391
20 Yr
₹4,69,052
Get up to 1% more on Paytm Money with direct Mutual Funds
TRUSTMF Multi Cap Fund Direct-Growth
TRUSTMF Multi Cap Fund Direct-Growth
Multi Cap
Multi Cap
Expense Ratio
Regular Plan
3.38%
Direct Plan
1.67%
Difference
1.71
Expected Higher returns with Direct Fund
5 Yr
₹94,481
10 Yr
₹2,14,203
20 Yr
₹5,51,457
Get up to 1% more on Paytm Money with direct Mutual Funds
Baroda BNP Paribas ESG Best-in-class strategy Fund Direct-Growth
Baroda BNP Paribas ESG Best-in-class strategy Fund Direct-Growth
Thematic-ESG
Thematic-ESG
Expense Ratio
Regular Plan
2.91%
Direct Plan
1.20%
Difference
1.71
Expected Higher returns with Direct Fund
5 Yr
₹92,760
10 Yr
₹2,05,527
20 Yr
₹5,05,374
Get up to 1% more on Paytm Money with direct Mutual Funds
ITI Banking and Financial Services Fund Direct - Growth
ITI Banking and Financial Services Fund Direct - Growth
Banking
Banking
Expense Ratio
Regular Plan
3.05%
Direct Plan
1.35%
Difference
1.70
Expected Higher returns with Direct Fund
5 Yr
₹92,743
10 Yr
₹2,06,950
20 Yr
₹5,16,126
Get up to 1% more on Paytm Money with direct Mutual Funds
Canara Robeco Banking And Financial Services Fund Direct-Growth
Canara Robeco Banking And Financial Services Fund Direct-Growth
Banking
Banking
Expense Ratio
Regular Plan
2.89%
Direct Plan
1.19%
Difference
1.70
Expected Higher returns with Direct Fund
5 Yr
₹92,163
10 Yr
₹2,04,053
20 Yr
₹5,00,995
Get up to 1% more on Paytm Money with direct Mutual Funds
ITI Value Fund Direct - Growth
ITI Value Fund Direct - Growth
Value Oriented
Value Oriented
Expense Ratio
Regular Plan
3.18%
Direct Plan
1.49%
Difference
1.69
Expected Higher returns with Direct Fund
5 Yr
₹92,685
10 Yr
₹2,08,189
20 Yr
₹5,26,092
Get up to 1% more on Paytm Money with direct Mutual Funds
WhiteOak Capital Pharma and Healthcare Fund Direct - Growth
WhiteOak Capital Pharma and Healthcare Fund Direct - Growth
Pharma
Pharma
Expense Ratio
Regular Plan
2.97%
Direct Plan
1.28%
Difference
1.69
Expected Higher returns with Direct Fund
5 Yr
₹91,927
10 Yr
₹2,04,377
20 Yr
₹5,05,963
Get up to 1% more on Paytm Money with direct Mutual Funds
Bajaj Finserv Healthcare Fund Direct-Growth
Bajaj Finserv Healthcare Fund Direct-Growth
Pharma
Pharma
Expense Ratio
Regular Plan
2.61%
Direct Plan
0.92%
Difference
1.69
Expected Higher returns with Direct Fund
5 Yr
₹90,638
10 Yr
₹1,97,984
20 Yr
₹4,73,142
Get up to 1% more on Paytm Money with direct Mutual Funds
ITI Focused Equity Fund Direct - Growth
ITI Focused Equity Fund Direct - Growth
Flexi Cap
Flexi Cap
Expense Ratio
Regular Plan
2.58%
Direct Plan
0.89%
Difference
1.69
Expected Higher returns with Direct Fund
5 Yr
₹90,531
10 Yr
₹1,97,460
20 Yr
₹4,70,500
Get up to 1% more on Paytm Money with direct Mutual Funds
Baroda BNP Paribas Banking and Financial Services Direct-Growth
Baroda BNP Paribas Banking and Financial Services Direct-Growth
Banking
Banking
Expense Ratio
Regular Plan
2.83%
Direct Plan
1.15%
Difference
1.68
Expected Higher returns with Direct Fund
5 Yr
₹90,900
10 Yr
₹2,00,761
20 Yr
₹4,90,468
Get up to 1% more on Paytm Money with direct Mutual Funds
ITI Large Cap Fund Direct - Growth
ITI Large Cap Fund Direct - Growth
Large Cap
Large Cap
Expense Ratio
Regular Plan
2.76%
Direct Plan
1.08%
Difference
1.68
Expected Higher returns with Direct Fund
5 Yr
₹90,651
10 Yr
₹1,99,525
20 Yr
₹4,84,114
Get up to 1% more on Paytm Money with direct Mutual Funds
PGIM India Large and Mid Cap Fund Direct - Growth
PGIM India Large and Mid Cap Fund Direct - Growth
Large & MidCap
Large & MidCap
Expense Ratio
Regular Plan
2.47%
Direct Plan
0.79%
Difference
1.68
Expected Higher returns with Direct Fund
5 Yr
₹89,624
10 Yr
₹1,94,474
20 Yr
₹4,58,611
Get up to 1% more on Paytm Money with direct Mutual Funds
Motilal Oswal Consumption Fund Direct-Growth
Motilal Oswal Consumption Fund Direct-Growth
Consumption & Demand
Consumption & Demand
Expense Ratio
Regular Plan
2.25%
Direct Plan
0.57%
Difference
1.68
Expected Higher returns with Direct Fund
5 Yr
₹88,850
10 Yr
₹1,90,718
20 Yr
₹4,40,119
Get up to 1% more on Paytm Money with direct Mutual Funds
WhiteOak Capital Banking & Financial Services Fund Direct - Growth
WhiteOak Capital Banking & Financial Services Fund Direct - Growth
Banking
Banking
Expense Ratio
Regular Plan
2.81%
Direct Plan
1.13%
Difference
1.68
Expected Higher returns with Direct Fund
5 Yr
₹90,829
10 Yr
₹2,00,407
20 Yr
₹4,88,644
Get up to 1% more on Paytm Money with direct Mutual Funds
Bajaj Finserv Banking And Financial Services Fund Direct-Growth
Bajaj Finserv Banking And Financial Services Fund Direct-Growth
Banking
Banking
Expense Ratio
Regular Plan
2.76%
Direct Plan
1.08%
Difference
1.68
Expected Higher returns with Direct Fund
5 Yr
₹90,651
10 Yr
₹1,99,525
20 Yr
₹4,84,114
Get up to 1% more on Paytm Money with direct Mutual Funds
PGIM India Healthcare Fund Direct-Growth
PGIM India Healthcare Fund Direct-Growth
Pharma
Pharma
Expense Ratio
Regular Plan
2.53%
Direct Plan
0.86%
Difference
1.67
Expected Higher returns with Direct Fund
5 Yr
₹89,318
10 Yr
₹1,94,430
20 Yr
₹4,61,430
Get up to 1% more on Paytm Money with direct Mutual Funds
Motilal Oswal Contra Fund Direct-Growth
Motilal Oswal Contra Fund Direct-Growth
Value Oriented
Value Oriented
Expense Ratio
Regular Plan
2.47%
Direct Plan
0.81%
Difference
1.66
Expected Higher returns with Direct Fund
5 Yr
₹88,592
10 Yr
₹1,92,325
20 Yr
₹4,53,958
Get up to 1% more on Paytm Money with direct Mutual Funds
Bajaj Finserv Consumption Fund Direct-Growth
Bajaj Finserv Consumption Fund Direct-Growth
Consumption & Demand
Consumption & Demand
Expense Ratio
Regular Plan
2.86%
Direct Plan
1.20%
Difference
1.66
Expected Higher returns with Direct Fund
5 Yr
₹89,959
10 Yr
₹1,99,069
20 Yr
₹4,88,207
Get up to 1% more on Paytm Money with direct Mutual Funds
WhiteOak Capital Quality Equity Fund Direct-Growth
WhiteOak Capital Quality Equity Fund Direct-Growth
Themed
Themed
Expense Ratio
Regular Plan
2.73%
Direct Plan
1.07%
Difference
1.66
Expected Higher returns with Direct Fund
5 Yr
₹89,501
10 Yr
₹1,96,798
20 Yr
₹4,76,527
Get up to 1% more on Paytm Money with direct Mutual Funds
JM Large & Mid Cap Fund Direct-Growth
JM Large & Mid Cap Fund Direct-Growth
Large & MidCap
Large & MidCap
Expense Ratio
Regular Plan
2.71%
Direct Plan
1.06%
Difference
1.65
Expected Higher returns with Direct Fund
5 Yr
₹88,910
10 Yr
₹1,95,351
20 Yr
₹4,72,313
Get up to 1% more on Paytm Money with direct Mutual Funds
Mahindra Manulife Consumption Fund Direct - Growth
Mahindra Manulife Consumption Fund Direct - Growth
Consumption & Demand
Consumption & Demand
Expense Ratio
Regular Plan
2.69%
Direct Plan
1.04%
Difference
1.65
Expected Higher returns with Direct Fund
5 Yr
₹88,840
10 Yr
₹1,95,007
20 Yr
₹4,70,555
Get up to 1% more on Paytm Money with direct Mutual Funds
WhiteOak Capital ESG Best-In-Class Strategy Fund Direct-Growth
WhiteOak Capital ESG Best-In-Class Strategy Fund Direct-Growth
Thematic-ESG
Thematic-ESG
Expense Ratio
Regular Plan
2.67%
Direct Plan
1.03%
Difference
1.64
Expected Higher returns with Direct Fund
5 Yr
₹88,249
10 Yr
₹1,93,566
20 Yr
₹4,66,376
Get up to 1% more on Paytm Money with direct Mutual Funds
WhiteOak Capital Consumption Opportunities Fund Direct - Growth
WhiteOak Capital Consumption Opportunities Fund Direct - Growth
Consumption & Demand
Consumption & Demand
Expense Ratio
Regular Plan
2.77%
Direct Plan
1.13%
Difference
1.64
Expected Higher returns with Direct Fund
5 Yr
₹88,596
10 Yr
₹1,95,283
20 Yr
₹4,75,150
Get up to 1% more on Paytm Money with direct Mutual Funds
Samco Large Cap Fund Direct - Growth
Samco Large Cap Fund Direct - Growth
Large Cap
Large Cap
Expense Ratio
Regular Plan
3.65%
Direct Plan
2.01%
Difference
1.64
Expected Higher returns with Direct Fund
5 Yr
₹91,695
10 Yr
₹2,10,986
20 Yr
₹5,59,401
Get up to 1% more on Paytm Money with direct Mutual Funds
Quant Healthcare Fund Direct - Growth
Quant Healthcare Fund Direct - Growth
Pharma
Pharma
Expense Ratio
Regular Plan
3.01%
Direct Plan
1.38%
Difference
1.63
Expected Higher returns with Direct Fund
5 Yr
₹88,906
10 Yr
₹1,98,328
20 Yr
₹4,94,258
Get up to 1% more on Paytm Money with direct Mutual Funds
Samco Multi Cap Fund Direct-Growth
Samco Multi Cap Fund Direct-Growth
Multi Cap
Multi Cap
Expense Ratio
Regular Plan
4.06%
Direct Plan
2.44%
Difference
1.62
Expected Higher returns with Direct Fund
5 Yr
₹92,065
10 Yr
₹2,16,195
20 Yr
₹5,97,005
Get up to 1% more on Paytm Money with direct Mutual Funds
ITI Bharat Consumption Fund Direct-Growth
ITI Bharat Consumption Fund Direct-Growth
Consumption & Demand
Consumption & Demand
Expense Ratio
Regular Plan
2.65%
Direct Plan
1.04%
Difference
1.61
Expected Higher returns with Direct Fund
5 Yr
₹86,618
10 Yr
₹1,89,936
20 Yr
₹4,57,357
Get up to 1% more on Paytm Money with direct Mutual Funds
Edelweiss Consumption Fund Direct-Growth
Edelweiss Consumption Fund Direct-Growth
Consumption & Demand
Consumption & Demand
Expense Ratio
Regular Plan
2.55%
Direct Plan
0.95%
Difference
1.60
Expected Higher returns with Direct Fund
5 Yr
₹85,759
10 Yr
₹1,87,176
20 Yr
₹4,46,511
Get up to 1% more on Paytm Money with direct Mutual Funds
Samco Large & Mid Cap Fund Direct-Growth
Samco Large & Mid Cap Fund Direct-Growth
Large & MidCap
Large & MidCap
Expense Ratio
Regular Plan
4.15%
Direct Plan
2.55%
Difference
1.60
Expected Higher returns with Direct Fund
5 Yr
₹91,281
10 Yr
₹2,15,390
20 Yr
₹6,00,524
Get up to 1% more on Paytm Money with direct Mutual Funds
The Wealth Company Ethical Fund Direct - Growth
The Wealth Company Ethical Fund Direct - Growth
Themed
Themed
Expense Ratio
Regular Plan
2.77%
Direct Plan
1.17%
Difference
1.60
Expected Higher returns with Direct Fund
5 Yr
₹86,503
10 Yr
₹1,90,850
20 Yr
₹4,65,209
Get up to 1% more on Paytm Money with direct Mutual Funds
Updated as on date22 Jul 2026
About Equity Mutual Fund
Equity Mutual Funds enables long term wealth creation by investing in stocks of profitable companies. The fund value grows upon a gradual increase in stock prices and via power of compounding. Investments inEquity Mutual Funds can be done via SIPs or lumpsum. The fund house maintains a well-diversified portfolio to spread out the risks involved.
Suitability of Direct Plans
Individuals who understand their investment needs and risk appetite would find direct plans very useful. Here, you can shortlist the top-rated funds and carry out the entire investing process independently. There will be no interference or hidden commissions from an external intermediaries like a mutual fund distributor or agent.  Mutual Fund Direct Plans are available for all kinds of mutual funds namely.
Debt funds
Equity funds
Balanced funds
ELSS funds
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