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direct-vs-regular

Equity Direct v/s Regular Plans

Equity schemes are available as Direct Plans and Regular Plans. Investors should choose Direct Plans as they’re offered directly by the AMC without the involvement of any intermediaries like distributors or agents who charge extra commissions.View More
Your investment of ₹10,00,000, investing in direct plans can generate more returns than regular plans over given time period
Get extra returns on your investments in direct plans
Select:
All Mutual Funds
Equity
All Sub-Categories
Name of the Mutual Fund Scheme
Expense Ratio
Regular Plan
Direct Plan
Difference
Expected Higher returns with Direct Fund
5 Yr
10 Yr
20 Yr
The Wealth Company Flexi Cap Fund Direct - Growth
The Wealth Company Flexi Cap Fund Direct - Growth
Flexi Cap
Flexi Cap
Expense Ratio
Regular Plan
2.34%
Direct Plan
0.39%
Difference
1.95
Expected Higher returns with Direct Fund
5 Yr
₹1,02,952
10 Yr
₹2,20,550
20 Yr
₹5,07,252
Get up to 1% more on Paytm Money with direct Mutual Funds
Groww Banking & Financial Services Fund Direct - Growth
Groww Banking & Financial Services Fund Direct - Growth
Banking
Banking
Expense Ratio
Regular Plan
2.30%
Direct Plan
0.36%
Difference
1.94
Expected Higher returns with Direct Fund
5 Yr
₹1,02,283
10 Yr
₹2,18,736
20 Yr
₹5,01,325
Get up to 1% more on Paytm Money with direct Mutual Funds
ITI Banking and Financial Services Fund Direct - Growth
ITI Banking and Financial Services Fund Direct - Growth
Banking
Banking
Expense Ratio
Regular Plan
2.34%
Direct Plan
0.40%
Difference
1.94
Expected Higher returns with Direct Fund
5 Yr
₹1,02,444
10 Yr
₹2,19,514
20 Yr
₹5,05,096
Get up to 1% more on Paytm Money with direct Mutual Funds
ITI Pharma and Healthcare Fund Direct - Growth
ITI Pharma and Healthcare Fund Direct - Growth
Pharma
Pharma
Expense Ratio
Regular Plan
2.35%
Direct Plan
0.47%
Difference
1.88
Expected Higher returns with Direct Fund
5 Yr
₹99,431
10 Yr
₹2,13,467
20 Yr
₹4,93,000
Get up to 1% more on Paytm Money with direct Mutual Funds
Groww Multicap Fund Direct-Growth
Groww Multicap Fund Direct-Growth
Multi Cap
Multi Cap
Expense Ratio
Regular Plan
2.30%
Direct Plan
0.45%
Difference
1.85
Expected Higher returns with Direct Fund
5 Yr
₹97,709
10 Yr
₹2,09,403
20 Yr
₹4,81,888
Get up to 1% more on Paytm Money with direct Mutual Funds
TRUSTMF Multi Cap Fund Direct-Growth
TRUSTMF Multi Cap Fund Direct-Growth
Multi Cap
Multi Cap
Expense Ratio
Regular Plan
2.35%
Direct Plan
0.50%
Difference
1.85
Expected Higher returns with Direct Fund
5 Yr
₹97,902
10 Yr
₹2,10,334
20 Yr
₹4,86,422
Get up to 1% more on Paytm Money with direct Mutual Funds
Mahindra Manulife Innovation Opportunities Fund Direct-Growth
Mahindra Manulife Innovation Opportunities Fund Direct-Growth
Innovation
Innovation
Expense Ratio
Regular Plan
2.35%
Direct Plan
0.50%
Difference
1.85
Expected Higher returns with Direct Fund
5 Yr
₹97,902
10 Yr
₹2,10,334
20 Yr
₹4,86,422
Get up to 1% more on Paytm Money with direct Mutual Funds
ITI Large Cap Fund Direct - Growth
ITI Large Cap Fund Direct - Growth
Large Cap
Large Cap
Expense Ratio
Regular Plan
2.35%
Direct Plan
0.52%
Difference
1.83
Expected Higher returns with Direct Fund
5 Yr
₹96,882
10 Yr
₹2,08,240
20 Yr
₹4,82,016
Get up to 1% more on Paytm Money with direct Mutual Funds
Baroda BNP Paribas Focused Fund Direct - Growth
Baroda BNP Paribas Focused Fund Direct - Growth
Flexi Cap
Flexi Cap
Expense Ratio
Regular Plan
2.28%
Direct Plan
0.47%
Difference
1.81
Expected Higher returns with Direct Fund
5 Yr
₹95,596
10 Yr
₹2,04,866
20 Yr
₹4,71,373
Get up to 1% more on Paytm Money with direct Mutual Funds
Mahindra Manulife Banking & Financial Services Fund Direct-Growth
Mahindra Manulife Banking & Financial Services Fund Direct-Growth
Banking
Banking
Expense Ratio
Regular Plan
2.36%
Direct Plan
0.55%
Difference
1.81
Expected Higher returns with Direct Fund
5 Yr
₹95,898
10 Yr
₹2,06,326
20 Yr
₹4,78,488
Get up to 1% more on Paytm Money with direct Mutual Funds
ITI Value Fund Direct - Growth
ITI Value Fund Direct - Growth
Value Oriented
Value Oriented
Expense Ratio
Regular Plan
2.37%
Direct Plan
0.57%
Difference
1.80
Expected Higher returns with Direct Fund
5 Yr
₹95,424
10 Yr
₹2,05,457
20 Yr
₹4,77,159
Get up to 1% more on Paytm Money with direct Mutual Funds
Groww Small Cap Fund Direct-Growth
Groww Small Cap Fund Direct-Growth
Small Cap
Small Cap
Expense Ratio
Regular Plan
2.32%
Direct Plan
0.52%
Difference
1.80
Expected Higher returns with Direct Fund
5 Yr
₹95,236
10 Yr
₹2,04,547
20 Yr
₹4,72,713
Get up to 1% more on Paytm Money with direct Mutual Funds
Mahindra Manulife Value Fund Direct-Growth
Mahindra Manulife Value Fund Direct-Growth
Value Oriented
Value Oriented
Expense Ratio
Regular Plan
2.29%
Direct Plan
0.51%
Difference
1.78
Expected Higher returns with Direct Fund
5 Yr
₹94,104
10 Yr
₹2,01,912
20 Yr
₹4,65,667
Get up to 1% more on Paytm Money with direct Mutual Funds
Mirae Asset Infrastructure Fund Direct - Growth
Mirae Asset Infrastructure Fund Direct - Growth
Infrastructure
Infrastructure
Expense Ratio
Regular Plan
2.38%
Direct Plan
0.61%
Difference
1.77
Expected Higher returns with Direct Fund
5 Yr
₹93,926
10 Yr
₹2,02,474
20 Yr
₹4,71,337
Get up to 1% more on Paytm Money with direct Mutual Funds
ITI Large & Mid Cap Fund Direct-Growth
ITI Large & Mid Cap Fund Direct-Growth
Large & MidCap
Large & MidCap
Expense Ratio
Regular Plan
2.21%
Direct Plan
0.44%
Difference
1.77
Expected Higher returns with Direct Fund
5 Yr
₹93,298
10 Yr
₹1,99,443
20 Yr
₹4,56,567
Get up to 1% more on Paytm Money with direct Mutual Funds
ITI Focused Equity Fund Direct - Growth
ITI Focused Equity Fund Direct - Growth
Flexi Cap
Flexi Cap
Expense Ratio
Regular Plan
2.34%
Direct Plan
0.58%
Difference
1.76
Expected Higher returns with Direct Fund
5 Yr
₹93,266
10 Yr
₹2,00,705
20 Yr
₹4,65,591
Get up to 1% more on Paytm Money with direct Mutual Funds
JM Large & Mid Cap Fund Direct-Growth
JM Large & Mid Cap Fund Direct-Growth
Large & MidCap
Large & MidCap
Expense Ratio
Regular Plan
2.34%
Direct Plan
0.59%
Difference
1.75
Expected Higher returns with Direct Fund
5 Yr
₹92,755
10 Yr
₹1,99,651
20 Yr
₹4,63,357
Get up to 1% more on Paytm Money with direct Mutual Funds
Navi Large & Midcap Fund Direct-Growth
Navi Large & Midcap Fund Direct-Growth
Large & MidCap
Large & MidCap
Expense Ratio
Regular Plan
2.26%
Direct Plan
0.52%
Difference
1.74
Expected Higher returns with Direct Fund
5 Yr
₹91,952
10 Yr
₹1,97,191
20 Yr
₹4,54,262
Get up to 1% more on Paytm Money with direct Mutual Funds
WhiteOak Capital Digital Bharat Fund Direct-Growth
WhiteOak Capital Digital Bharat Fund Direct-Growth
Technology
Technology
Expense Ratio
Regular Plan
2.39%
Direct Plan
0.65%
Difference
1.74
Expected Higher returns with Direct Fund
5 Yr
₹92,425
10 Yr
₹1,99,478
20 Yr
₹4,65,452
Get up to 1% more on Paytm Money with direct Mutual Funds
Taurus Ethical Fund Direct-Growth
Taurus Ethical Fund Direct-Growth
Themed
Themed
Expense Ratio
Regular Plan
2.37%
Direct Plan
0.64%
Difference
1.73
Expected Higher returns with Direct Fund
5 Yr
₹91,839
10 Yr
₹1,98,066
20 Yr
₹4,61,459
Get up to 1% more on Paytm Money with direct Mutual Funds
ITI Mid Cap Fund Direct - Growth
ITI Mid Cap Fund Direct - Growth
Mid Cap
Mid Cap
Expense Ratio
Regular Plan
2.01%
Direct Plan
0.29%
Difference
1.72
Expected Higher returns with Direct Fund
5 Yr
₹90,037
10 Yr
₹1,90,808
20 Yr
₹4,29,237
Get up to 1% more on Paytm Money with direct Mutual Funds
Bandhan Healthcare Fund Direct - Growth
Bandhan Healthcare Fund Direct - Growth
Pharma
Pharma
Expense Ratio
Regular Plan
2.39%
Direct Plan
0.67%
Difference
1.72
Expected Higher returns with Direct Fund
5 Yr
₹91,398
10 Yr
₹1,97,356
20 Yr
₹4,60,920
Get up to 1% more on Paytm Money with direct Mutual Funds
Mahindra Manulife Consumption Fund Direct - Growth
Mahindra Manulife Consumption Fund Direct - Growth
Consumption & Demand
Consumption & Demand
Expense Ratio
Regular Plan
2.37%
Direct Plan
0.65%
Difference
1.72
Expected Higher returns with Direct Fund
5 Yr
₹91,326
10 Yr
₹1,97,007
20 Yr
₹4,59,199
Get up to 1% more on Paytm Money with direct Mutual Funds
PGIM India Healthcare Fund Direct-Growth
PGIM India Healthcare Fund Direct-Growth
Pharma
Pharma
Expense Ratio
Regular Plan
2.37%
Direct Plan
0.65%
Difference
1.72
Expected Higher returns with Direct Fund
5 Yr
₹91,326
10 Yr
₹1,97,007
20 Yr
₹4,59,199
Get up to 1% more on Paytm Money with direct Mutual Funds
WhiteOak Capital Pharma and Healthcare Fund Direct - Growth
WhiteOak Capital Pharma and Healthcare Fund Direct - Growth
Pharma
Pharma
Expense Ratio
Regular Plan
2.38%
Direct Plan
0.67%
Difference
1.71
Expected Higher returns with Direct Fund
5 Yr
₹90,848
10 Yr
₹1,96,120
20 Yr
₹4,57,790
Get up to 1% more on Paytm Money with direct Mutual Funds
Motilal Oswal Consumption Fund Direct-Growth
Motilal Oswal Consumption Fund Direct-Growth
Consumption & Demand
Consumption & Demand
Expense Ratio
Regular Plan
2.15%
Direct Plan
0.44%
Difference
1.71
Expected Higher returns with Direct Fund
5 Yr
₹90,028
10 Yr
₹1,92,158
20 Yr
₹4,38,490
Get up to 1% more on Paytm Money with direct Mutual Funds
WhiteOak Capital ESG Best-In-Class Strategy Fund Direct-Growth
WhiteOak Capital ESG Best-In-Class Strategy Fund Direct-Growth
Thematic-ESG
Thematic-ESG
Expense Ratio
Regular Plan
2.34%
Direct Plan
0.63%
Difference
1.71
Expected Higher returns with Direct Fund
5 Yr
₹90,705
10 Yr
₹1,95,426
20 Yr
₹4,54,377
Get up to 1% more on Paytm Money with direct Mutual Funds
Bajaj Finserv Banking And Financial Services Fund Direct-Growth
Bajaj Finserv Banking And Financial Services Fund Direct-Growth
Banking
Banking
Expense Ratio
Regular Plan
2.36%
Direct Plan
0.66%
Difference
1.70
Expected Higher returns with Direct Fund
5 Yr
₹90,264
10 Yr
₹1,94,712
20 Yr
₹4,53,816
Get up to 1% more on Paytm Money with direct Mutual Funds
Edelweiss Technology Fund Direct - Growth
Edelweiss Technology Fund Direct - Growth
Technology
Technology
Expense Ratio
Regular Plan
2.30%
Direct Plan
0.61%
Difference
1.69
Expected Higher returns with Direct Fund
5 Yr
₹89,538
10 Yr
₹1,92,623
20 Yr
₹4,46,506
Get up to 1% more on Paytm Money with direct Mutual Funds
WhiteOak Capital Banking & Financial Services Fund Direct - Growth
WhiteOak Capital Banking & Financial Services Fund Direct - Growth
Banking
Banking
Expense Ratio
Regular Plan
2.36%
Direct Plan
0.67%
Difference
1.69
Expected Higher returns with Direct Fund
5 Yr
₹89,750
10 Yr
₹1,93,650
20 Yr
₹4,51,548
Get up to 1% more on Paytm Money with direct Mutual Funds
Baroda BNP Paribas Business Conglomerates Fund Direct-Growth
Baroda BNP Paribas Business Conglomerates Fund Direct-Growth
Themed
Themed
Expense Ratio
Regular Plan
2.28%
Direct Plan
0.60%
Difference
1.68
Expected Higher returns with Direct Fund
5 Yr
₹88,956
10 Yr
₹1,91,227
20 Yr
₹4,42,599
Get up to 1% more on Paytm Money with direct Mutual Funds
Invesco India Consumption Fund Direct - Growth
Invesco India Consumption Fund Direct - Growth
Consumption & Demand
Consumption & Demand
Expense Ratio
Regular Plan
2.37%
Direct Plan
0.69%
Difference
1.68
Expected Higher returns with Direct Fund
5 Yr
₹89,272
10 Yr
₹1,92,759
20 Yr
₹4,50,116
Get up to 1% more on Paytm Money with direct Mutual Funds
PGIM India Multi Cap Fund Direct-Growth
PGIM India Multi Cap Fund Direct-Growth
Multi Cap
Multi Cap
Expense Ratio
Regular Plan
2.39%
Direct Plan
0.71%
Difference
1.68
Expected Higher returns with Direct Fund
5 Yr
₹89,342
10 Yr
₹1,93,101
20 Yr
₹4,51,803
Get up to 1% more on Paytm Money with direct Mutual Funds
WhiteOak Capital Consumption Opportunities Fund Direct - Growth
WhiteOak Capital Consumption Opportunities Fund Direct - Growth
Consumption & Demand
Consumption & Demand
Expense Ratio
Regular Plan
2.35%
Direct Plan
0.67%
Difference
1.68
Expected Higher returns with Direct Fund
5 Yr
₹89,201
10 Yr
₹1,92,417
20 Yr
₹4,48,435
Get up to 1% more on Paytm Money with direct Mutual Funds
Navi Flexi Cap Fund Direct - Growth
Navi Flexi Cap Fund Direct - Growth
Flexi Cap
Flexi Cap
Expense Ratio
Regular Plan
2.23%
Direct Plan
0.56%
Difference
1.67
Expected Higher returns with Direct Fund
5 Yr
₹88,269
10 Yr
₹1,89,329
20 Yr
₹4,36,252
Get up to 1% more on Paytm Money with direct Mutual Funds
Franklin India Multi-Factor Fund Direct - Growth
Franklin India Multi-Factor Fund Direct - Growth
Themed
Themed
Expense Ratio
Regular Plan
2.34%
Direct Plan
0.67%
Difference
1.67
Expected Higher returns with Direct Fund
5 Yr
₹88,653
10 Yr
₹1,91,185
20 Yr
₹4,45,329
Get up to 1% more on Paytm Money with direct Mutual Funds
PGIM India Large and Mid Cap Fund Direct - Growth
PGIM India Large and Mid Cap Fund Direct - Growth
Large & MidCap
Large & MidCap
Expense Ratio
Regular Plan
2.27%
Direct Plan
0.61%
Difference
1.66
Expected Higher returns with Direct Fund
5 Yr
₹87,896
10 Yr
₹1,88,947
20 Yr
₹4,37,289
Get up to 1% more on Paytm Money with direct Mutual Funds
Mahindra Manulife Large Cap Fund Direct - Growth
Mahindra Manulife Large Cap Fund Direct - Growth
Large Cap
Large Cap
Expense Ratio
Regular Plan
2.30%
Direct Plan
0.64%
Difference
1.66
Expected Higher returns with Direct Fund
5 Yr
₹88,000
10 Yr
₹1,89,450
20 Yr
₹4,39,752
Get up to 1% more on Paytm Money with direct Mutual Funds
Bajaj Finserv Healthcare Fund Direct-Growth
Bajaj Finserv Healthcare Fund Direct-Growth
Pharma
Pharma
Expense Ratio
Regular Plan
2.39%
Direct Plan
0.74%
Difference
1.65
Expected Higher returns with Direct Fund
5 Yr
₹87,798
10 Yr
₹1,89,899
20 Yr
₹4,44,921
Get up to 1% more on Paytm Money with direct Mutual Funds
Edelweiss Consumption Fund Direct-Growth
Edelweiss Consumption Fund Direct-Growth
Consumption & Demand
Consumption & Demand
Expense Ratio
Regular Plan
2.40%
Direct Plan
0.75%
Difference
1.65
Expected Higher returns with Direct Fund
5 Yr
₹87,833
10 Yr
₹1,90,068
20 Yr
₹4,45,753
Get up to 1% more on Paytm Money with direct Mutual Funds
Edelweiss Financial Services Fund Direct-Growth
Edelweiss Financial Services Fund Direct-Growth
Banking
Banking
Expense Ratio
Regular Plan
2.40%
Direct Plan
0.75%
Difference
1.65
Expected Higher returns with Direct Fund
5 Yr
₹87,833
10 Yr
₹1,90,068
20 Yr
₹4,45,753
Get up to 1% more on Paytm Money with direct Mutual Funds
Baroda BNP Paribas Banking and Financial Services Direct-Growth
Baroda BNP Paribas Banking and Financial Services Direct-Growth
Banking
Banking
Expense Ratio
Regular Plan
2.40%
Direct Plan
0.76%
Difference
1.64
Expected Higher returns with Direct Fund
5 Yr
₹87,317
10 Yr
₹1,88,998
20 Yr
₹4,43,446
Get up to 1% more on Paytm Money with direct Mutual Funds
LIC MF Consumption Fund Direct-Growth
LIC MF Consumption Fund Direct-Growth
Consumption & Demand
Consumption & Demand
Expense Ratio
Regular Plan
2.38%
Direct Plan
0.74%
Difference
1.64
Expected Higher returns with Direct Fund
5 Yr
₹87,249
10 Yr
₹1,88,663
20 Yr
₹4,41,791
Get up to 1% more on Paytm Money with direct Mutual Funds
WhiteOak Capital Quality Equity Fund Direct-Growth
WhiteOak Capital Quality Equity Fund Direct-Growth
Themed
Themed
Expense Ratio
Regular Plan
2.34%
Direct Plan
0.70%
Difference
1.64
Expected Higher returns with Direct Fund
5 Yr
₹87,111
10 Yr
₹1,87,995
20 Yr
₹4,38,498
Get up to 1% more on Paytm Money with direct Mutual Funds
Samco Large Cap Fund Direct - Growth
Samco Large Cap Fund Direct - Growth
Large Cap
Large Cap
Expense Ratio
Regular Plan
2.38%
Direct Plan
0.74%
Difference
1.64
Expected Higher returns with Direct Fund
5 Yr
₹87,249
10 Yr
₹1,88,663
20 Yr
₹4,41,791
Get up to 1% more on Paytm Money with direct Mutual Funds
ITI Bharat Consumption Fund Direct-Growth
ITI Bharat Consumption Fund Direct-Growth
Consumption & Demand
Consumption & Demand
Expense Ratio
Regular Plan
2.41%
Direct Plan
0.77%
Difference
1.64
Expected Higher returns with Direct Fund
5 Yr
₹87,352
10 Yr
₹1,89,165
20 Yr
₹4,44,276
Get up to 1% more on Paytm Money with direct Mutual Funds
JM Small Cap Fund Direct - Growth
JM Small Cap Fund Direct - Growth
Small Cap
Small Cap
Expense Ratio
Regular Plan
2.32%
Direct Plan
0.69%
Difference
1.63
Expected Higher returns with Direct Fund
5 Yr
₹86,529
10 Yr
₹1,86,599
20 Yr
₹4,34,583
Get up to 1% more on Paytm Money with direct Mutual Funds
TRUSTMF Flexi Cap Fund Direct - Growth
TRUSTMF Flexi Cap Fund Direct - Growth
Flexi Cap
Flexi Cap
Expense Ratio
Regular Plan
2.12%
Direct Plan
0.49%
Difference
1.63
Expected Higher returns with Direct Fund
5 Yr
₹85,849
10 Yr
₹1,83,317
20 Yr
₹4,18,605
Get up to 1% more on Paytm Money with direct Mutual Funds
Invesco India Business Cycle Fund Direct-Growth
Invesco India Business Cycle Fund Direct-Growth
Business Cycle
Business Cycle
Expense Ratio
Regular Plan
2.22%
Direct Plan
0.59%
Difference
1.63
Expected Higher returns with Direct Fund
5 Yr
₹86,188
10 Yr
₹1,84,951
20 Yr
₹4,26,523
Get up to 1% more on Paytm Money with direct Mutual Funds
Mahindra Manulife Flexi Cap Fund Direct - Growth
Mahindra Manulife Flexi Cap Fund Direct - Growth
Flexi Cap
Flexi Cap
Expense Ratio
Regular Plan
2.05%
Direct Plan
0.43%
Difference
1.62
Expected Higher returns with Direct Fund
5 Yr
₹85,103
10 Yr
₹1,81,141
20 Yr
₹4,10,978
Get up to 1% more on Paytm Money with direct Mutual Funds
Updated as on date 28 Feb 2026
About Equity Mutual Fund
Equity Mutual Funds enables long term wealth creation by investing in stocks of profitable companies. The fund value grows upon a gradual increase in stock prices and via power of compounding. Investments in Equity Mutual Funds can be done via SIPs or lumpsum. The fund house maintains a well-diversified portfolio to spread out the risks involved.
Suitability of Direct Plans
Individuals who understand their investment needs and risk appetite would find direct plans very useful. Here, you can shortlist the top-rated funds and carry out the entire investing process independently. There will be no interference or hidden commissions from an external intermediaries like a mutual fund distributor or agent.  Mutual Fund Direct Plans are available for all kinds of mutual funds namely.
Debt funds
Equity funds
Balanced funds
ELSS funds
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