Mutual Fund Details

DSP Banking & PSU Debt Fund Direct-IDCW

Name: DSP Banking & PSU Debt Fund Direct-IDCW
Brand: DSP Mutual Fund

Debt Banking and PSU

NAV

₹10.7825

as on 09 Feb 2026, 11:49 PM

₹-0.0001(0.00%)

Last Change

Scheme Ratings

rated by Value Research

Banking and PSU

Rankings based on | as on Invalid date

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Investment Performance

would have given a return of

₹1,10,871

₹1,21,647

₹1,23,093

₹1,24,078

Bank Account

Fixed Deposit

Regular Mutual Fund

This Fund on Paytm Money

This Mutual Fund

₹24,078

Profit (absolute return)

24.08%

in the last

max

+1% Higher Returns

With Direct Plans on Paytm Money

Investment Returns

In the last 1 month

0.10%

In the last 3 months

0.43%

In the last 6 months

1.71%

In the last 1 year

6.31%

In the last 3 years

24.08%

In the last 5 years

34.66%

In the last 10 years

103.42%

Absolute Returns

CAGR

Scheme Riskometer

low

low to moderate

moderate

moderately high

high

very high

Investors understand that their principal will be at moderate risk

Scheme Information

DSP Banking & PSU Debt Fund Direct-IDCW

as of 31 Jan 2026, 05:30 AM

₹3,696.34 Cr

Scheme Asset Size

Fund Type

Open-End

Exit Load

No charges on withdrawal

0.33%

Expense Ratio

Plan

Dividend

0.04%

Cash Holding

Benchmark

Nifty Banking & PSU Debt Index A-II

Scheme Document

View

Benchmark

Nifty Banking & PSU Debt Index A-II

Exit Load

No charges on withdrawal

Scheme Document

View

Sectors Holding in this Mutual Fund

as on 31 Jan 2026

Sort By

Value

Sector

Cash Holding

0.04%

₹1.48 Cr

Others

99.96%

₹3,694.87 Cr

Sectors Holding in this Mutual Fund

as on 31 Jan 2026

Sort By

Value

Sector

Cash Holding

0.04%

₹1.48 Cr

Others

99.96%

₹3,694.87 Cr

Companies Holding in this Mutual Fund

as on 31 Jan 2026

Sort By

Value

Company

GOI

18.85%

₹696.76 Cr

National Bank For Agriculture & Rural Development

9.36%

₹345.98 Cr

Indian Railway Finance Corporation Ltd.

9.26%

₹342.28 Cr

REC Ltd.

9.25%

₹341.91 Cr

Small Industries Devp. Bank of India Ltd.

9.17%

₹338.95 Cr

Others

44.11%

₹1,630.46 Cr

View All

Companies Holding in this Mutual Fund

as on 31 Jan 2026

Sort By

Value

Company

GOI

18.85%

₹696.76 Cr

National Bank For Agriculture & Rural Development

9.36%

₹345.98 Cr

Indian Railway Finance Corporation Ltd.

9.26%

₹342.28 Cr

REC Ltd.

9.25%

₹341.91 Cr

Small Industries Devp. Bank of India Ltd.

9.17%

₹338.95 Cr

Others

44.11%

₹1,630.46 Cr

View All

Instruments Holding in this Mutual Fund

as on 31 Jan 2026

Sort By

Value

Instrument

Debenture

40.44%

₹1,494.80 Cr

Bonds

22.70%

₹839.07 Cr

GOI Sec

15.28%

₹564.80 Cr

5.57%

₹205.89 Cr

Bonds/NCD

5.18%

₹191.47 Cr

Others

10.83%

₹400.31 Cr

View All

Instruments Holding in this Mutual Fund

as on 31 Jan 2026

Sort By

Value

Instrument

Debenture

40.44%

₹1,494.80 Cr

Bonds

22.70%

₹839.07 Cr

GOI Sec

15.28%

₹564.80 Cr

5.57%

₹205.89 Cr

Bonds/NCD

5.18%

₹191.47 Cr

Others

10.83%

₹400.31 Cr

View All

Funds in this Category

This fund's returns:

7.45%

Return Duration

3 Years

Kotak Banking and PSU Debt Fund Direct-Growth

ICICI Prudential Banking & PSU Debt Direct-Growth

Franklin India Banking & PSU Debt Fund Direct-Growth

About DSP Banking & PSU Debt Fund Direct-IDCW

DSP Banking & PSU Debt Fund Direct-IDCW is a Debt mutual fund scheme from DSP Mutual Fund. This scheme was launched on Invalid date. It has an AUM of ₹3,696.34 Crores and the latest NAV decalared is ₹10.783 as on 10 Feb 2026 at 7:41 am.

DSP Banking & PSU Debt Fund Direct-IDCW scheme return performance in last 1 year is 6.31%, in last 3 years is 24.08% and 155.46% since scheme launch. The min. SIP amount to invest in this scheme is ₹100.