Now Live: AMC Investment Packs on Paytm Money4 min readReading Time: 3 minutes
We have been consistently working towards building a great investment platform to help you make an informed investment decision.
In this journey, we are offering advisory portfolios as Paytm Money proprietary Investment Packs and Morningstar Investment Packs based on your risk assessment. Whether you are a beginner or a seasoned investor, you can take advantage of the higher risk-adjusted returns by investing in these packs.
We understand that many investors over a period of time get aligned with the investment philosophy of a particular Asset Management Company (AMC)/ CIO/ Fund Managers. In order to make this seamless, we proudly introduce the Investment Packs which are specially designed by the AMCs. To start with, we have the ICICI Prudential Mutual Fund & the Nippon Mutual Fund and more to come in the near future.
You can now avoid the inconvenience of going through multiple mutual fund schemes from these AMCs and invest in these well-diversified packs that are aligned with your risk.
The schemes have been arrived at after in-depth discussion between the AMC and our in-house advisory team. The underlying direct plans not only provide you relatively higher returns but are also customized to suit your individual risk profiles. Remember that investing in one investment pack gives you an exposure to all the underlying schemes.
Let’s have a look at how you can benefit from each of these packs.
About Nippon India Mutual Fund Investment Pack
This investment pack is created by Nippon India Mutual Fund. It is available for investors across risk profiles namely Low Risk, Conservative, Moderate, Growth, and Aggressive.
Each pack is made of 3–4 mutual fund schemes to cater to the specific Risk appetite of investors. For instance, the investment pack for Low Risk investors comprises of Nippon India Money Market Fund, Nippon India Short Term Fund, and Nippon India Large Cap Fund.
On the other hand, the investment pack for Moderate Risk investors comprises of Nippon India Multi Cap Fund and Nippon India Growth Fund in addition to Nippon India Short Term Fund. Also, the investment pack for Aggressive Risk investors comprises of Nippon India Large Cap Fund, Nippon India Growth Fund, Nippon India Multi Cap Fund and Nippon India Short Term Fund.
You can start investing in these packs with Rs 1,000 which is the minimum investment amount. The fund house keeps regular track of the performance of the investment packs based on the movements of the market.
About ICICI Prudential Mutual Fund Investment Pack
This investment pack is designed by ICICI Prudential Mutual Fund. The fund house is offering these investment packs for all risk profiles. The risk profiles identified for the purpose are Low Risk, Conservative, Moderate, Growth, and Aggressive. Each investment pack consists of three mutual fund schemes to address various concerns of the investors.
For instance, the investment pack for Low Risk investors comprises of ICICI Prudential Money Market Fund, ICICI Prudential Savings Fund, and ICICI Prudential Bluechip Fund. Also, the investment pack for Aggressive investors has ICICI Prudential Bluechip Fund, ICICI Prudential Multicap fund, and ICICI Prudential Money Market Fund.
On the other hand, a Growth Investor gets to invest in ICICI Prudential Bluechip Fund, ICICI Prudential Savings Fund and ICICI Prudential Money Market Fund. The minimum investment amount for a low-risk investor has been set at Rs 1,000. Investors who belong to other risk profiles can start investing with as low as Rs 500 in the investment packs.
How would you benefit from the investment packs?
Investing starts with getting an understanding of your individual preferences. It includes your financial goals, risk profile and investment horizon. These investment packs contain the right blend of equity and debt to give you the optimal combination of risk and returns. Only those funds make it to the pack which have passed the stringent qualitative and quantitative benchmarks.
Please remember that these investment packs are subject to market risks. The fund NAVs may fluctuate due to market swings. The schemes do not guarantee assured returns and the fund’s performance may vary from one period to another. Hence, it is recommended to stay invested for a long run say a period of 5 years and more.
Within each investment pack, you can compare the underlying fund’s return across different time horizons. You can also see a graphic progression of the fund’s return across time intervals. This way you get a better outlook of the fund’s performance with regard to consistency.
So what are you waiting for! Start investing today and enjoy wealth creation.
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Past performance is not an indicator of future returns.