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Step Up with Paytm Money: Guide to Revamped Features5 min read

January 30, 2025

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Step Up with Paytm Money: Guide to Revamped Features5 min read

At Paytm Money, we are constantly trying to improve our app. This guide explores some of the features we have worked on in the past few months, now live on Paytm Money!

1. Unlock your Potential with Pay Later (MTF)

Paytm Money’s Pay Later Margin Trading Facility (MTF) allows traders to buy stocks now by paying only a fraction of the cost.

Here’s how MTF works:

  1. Invest in stocks with just a 27% upfront margin. Paytm Money funds the rest so that you can trade with increased buying power.
  2. On the same day, pledge the purchased stocks as collateral to confirm your Pay Later Margin Trading Facility (MTF) trades.
  3. Track your Pay Later (MTF) positions in the portfolio section. You can sell your holdings anytime.
  4. Until March 31st, 2025, you can enjoy an introductory interest rate of just 0.033% daily on the borrowed funds.
  5. If you already have a stock portfolio, pledge it instead of paying a 27% upfront margin. You can pledge existing stocks without paying charges*. So, with almost zero cash funds, you can invest in stocks using the Pay Later feature.

*₹20 per stock will be charged when you unpledge them.

Why Use MTF for Your Investments?

  • Multiply your buying power: Get up to 4x leverage to buy more stocks with less upfront cash. For example, if you have ₹10,000, you can buy up to ₹40,000 worth of stocks!
  • Extensive stock selection: Choose over 1,000 stocks to build a diversified portfolio.
  • Low-cost borrowing: Enjoy one of the lowest interest rates in the market at just 0.033% per day. That’s less than ₹10 in interest for every ₹10,000 borrowed for a day!
  • Flexibility for all investment styles: Whether you’re a short-term trader or a long-term investor, MTF allows you to capitalize on market opportunities.

Important Considerations:

  • Higher risk due to leverage necessitates risk management strategies like stop-loss orders.
  • Remember to pledge your MTF-bought shares on the same day to confirm your trade and maintain your position.

Paytm Money makes MTF accessible with competitive interest rates, a user-friendly interface, and risk management tools.

Learn more about- MTF on Paytm Money

2. Automate your Investments with SIP UPI Autopay

Systematic Investment Plans (SIPs) offer a disciplined approach to investing. By investing a fixed amount at regular intervals, you average your investment cost over time and benefit from compounding.

Paytm Money enhances SIP investing with UPI Autopay, automating payments by linking your UPI ID to your account.

Benefits of SIP Automation:

  • Easy and Fast
  • No Penalty for Insufficient Balance
  • Access the Power of Compounding through consistent payments
  • Secure and Hassle-free

Read more about- SIP UPI Autopay

3. Smart Order Execution with OCO (One Cancels Other) GTT

OCO orders provide traders with greater control and flexibility. Place two simultaneous orders, one cancelling the other upon execution, which is ideal for managing risk and protecting profits.

Do More with OCO Orders

  • Automate your trades: Cover your target profit and stop-loss with a single OCO GTT order, automatically executing trades on either side of your position.
  • Automated trading: No need for continuous price monitoring. Your orders trigger when the set prices are reached.
  • Extended validity: Enjoy peace of mind with order validity up to one year or scrip expiry.
  • Cost savings: Place OCO GTT orders with no extra fees. Pay only when an order executes.

Paytm Money’s OCO GTT feature offers flexibility, risk management, and efficient order execution.

Read more about- OCO GTT feature on Paytm Money

4. Become a Trading Ninja with Trader Mode

Paytm Money’s dedicated “Trader Mode” caters to active traders with a streamlined interface and advanced features.

Key features of Trader Mode:

  • Redesigned bottom navigation for one-click access to key tools 
  • Zero noise experience – to keep you focused on your trading
  • One-click order execution and tracking
  • Portfolio One View
  • Pinned option chains and charts as tabs for quick access

.With features designed to minimise clicks, maximise information access, and enhance decision-making, Trader Mode empowers traders to stay ahead in the ever-changing markets.

Learn more about- Trader Mode on Paytm Money

5. Put things in the spotlight with the Pinned Feature

Paytm Money’s Enhanced Combined Dashboard introduces a pinned feature, allowing you to personalise your view and track your top stocks and indices.

Benefits of the Pinned Feature:

  • Quick access to real-time prices
  • Personalised market overview
  • Pin any index or stock of your choice

Discover more about- Pinned Feature on Paytm Money

We’re making some big moves to improve your trading journey. Here’s what we have in store for Paytm Money:

Portfolio Privacy is Back

You asked, we listened. The masking functionality for your portfolio card is making a comeback. Keep your financial details private on your homescreen.

See what’s hot!

Soon, you’ll be able to view the most popular stocks on Paytm Money. Discover new investment ideas and leverage the wisdom of the crowd.

Expiry Alerts 

Stay on top of your F&O trades with timely expiry nudges. Expiry nudges are here to help you keep your trades on track.

Conclusion

At Paytm Money, we are dedicated to empowering your financial journey with innovative tools and features. Our latest updates are designed to make investing more intuitive, efficient, and accessible. We invite you to explore these enhancements and experience a smarter way to manage your investments.

Disclaimer: Investments in the securities market are subject to market risks, read all the related documents carefully before investing. This content is purely for information purpose only and in no way to be considered as an advice or recommendation. MTF is subject to provisions of SEBI circular CIR/MRD/DP/54/2017 dated June 13,2017 and the terms and conditions mentioned in the rights and obligations statement issued by Paytm Money Limited. Paytm Money Ltd SEBI Reg No. Broking – INZ000240532, Depository Participant – IN – DP – 416 – 2019, Depository Participant Number: CDSL – 12088800, NSE (90165), BSE (6707) Regd Office: 136, 1st Floor, Devika Tower, Nehru Place, Delhi – 110019. For complete Terms & Conditions and Disclaimers visit: https://www.paytmmoney.com

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